ICICI Bank Personal Loan

Benefits of ICICI Bank Personal Loan

Loan Amount Tenure Application Process

● From ₹50,000 to ₹50 lakhs ● 12 to 60 months ● 100% digital process

● Easy application process
● Minimum documentation
Benefits of ICICI Bank Personal Loan

Interest Rates Others

● 10.75% p.a. to 19% p.a. ● No collateral/ guarantee required
● No pre-closure fee
● Online services
● Low cost EMIs
● Available 24X7
Important Terms & ● Approval/Rejection of loan application is solely at the

Conditions
discretion of ICICI Bank
Eligibility Criteria Salaried
❏ Age Group: 23-58 years

❏ Income Range: ₹30,000+

❏ Documents Required:

● Identity proof: Any one of the documents - Passport, PAN Card,

Ration Card, Aadhaar Card, Voter ID Card, Driving Licence, or
any other government-approved ID

● Address proof: Any one of the documents - Telephone bill,

Electricity bill, Passport, Ration card, Rental agreement, Aadhaar
card, or any other government-approved ID

● Income Proof: Salary certificate, Recent salary slip, Employment

letter, etc.
Other Eligibility Criteria
● You must be an Indian resident
● CIBIL score must be 700+
Application process
Visit the ICICI Bank personal loan
website by clicking on the link and
start the application journey
01 Choose the loan amount:
Enter the required loan amount,
select the preferable tenure and
proceed
02 Fill your basic details:
Enter your mobile number,
personal email id, PAN number,
tick the checkbox and complete
OTP verification
Fill in your salary and employment
details
03 Personalise your loan:
Choose your preferred loan
amount from the maximum loan
offer, loan tenure and click ‘Next’
04 Add additional information:
Enter additional details such as
place of birth, loan purpose,
marital status, etc.
Upload the required documents
and verify
Enter your bank IFSC code, accept the
terms & conditions and click on
‘Authenticate Mandate’
05 Verification
process:
& disbursement

Select your preferred option for

eNach, enter your account number
and click on ‘Register Now’ to
complete the eNach process
Enter your account details for eSign
mandate
Enter your Aadhaar card number &
OTP received on your registered
mobile number and eSign the
document
Click on ‘Video KYC’ and complete
the process
Once your loan is approved, the
amount will be transferred directly
in your savings account
 ● Can I foreclose or prepay my Personal Loan?

Yes, you can prepay or foreclose your Personal Loan

after the payment of at least one EMI. However,
charges (and taxes) will be applicable for foreclosing a
personal loan.

Help & Support ● How much time will it take for my loan to be approved
for Personal Loan?
FAQs Loans are approved within 72 hours of submission of
complete documentation.

● How can I contact ICICI Bank Personal Loan customer

care?

You can call on 1800 1080 between 8:00 AM and 8:00

PM(Monday-Saturday)
Congratulations!
Now achieve your financial goals without any worries.