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Solution Manual For Math For Business and Finance An Algebraic Approach 1st Edition Slater Wittry 0073377554 9780073377551
Solution Manual For Math For Business and Finance An Algebraic Approach 1st Edition Slater Wittry 0073377554 9780073377551
Solution Manual For Math For Business and Finance An Algebraic Approach 1st Edition Slater Wittry 0073377554 9780073377551
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TIPS FROM JEFF AND SHARON ON TEACHING
BUSINESS MATH
Chapter 2
1. Talk to the students about the Wall Street Journal clip “Asia Delivers for
McDonald’s.” Talk about how 1/3 of sales in Egypt are from delivery. Bring
in a bag of M&M’s® Chocolate Candies and see how close this pack is to the
results shown in the introduction to Chapter 1.
1 4
2. Talk about pizza— or is the same amount of pizza.
2 8
3. Talk about the step approach since many students have not seen this. Keep
reinforcing the function of each color.
4. Go over the prime numbers and how to find the least common denominator.
5. Do the drill and word problems at the end of the chapter. Remind them of
the extra practice quizzes that are available. Recommend the Interactive
Chapter Organizers. Cover the Critical Thinking Discussion Questions and
Concept Checks. Keep in mind that at the end of the text in Appendix A there
are drill and word problems by learning unit.
6. The Kiplinger article, as well as the Surf to Save, gives you lots of different
slants for your class.
7. You may want to talk about how to use the text’s website.
P.S. If you are looking to review chapter one, you may want to print the word
problems in chapter one called “Additional Problems for Classroom Use.”
These five problems in each chapter make a good cumulative review.
2-1
© 2014 by McGraw-Hill Education. This is proprietary material solely for authorized instructor use. Not authorized for sale or distribution in any
manner. This document may not be copied, scanned, duplicated, forwarded, distributed, or posted on a website, in whole or par t.
Chapter 02 - Fractions
C H A P T E R
2
FRACTIONS
2-2
© 2014 by McGraw-Hill Education. This is proprietary material solely for authorized instructor use. Not authorized for sale or distribution in any
manner. This document may not be copied, scanned, duplicated, forwarded, distributed, or posted on a website, in whole or par t.
Chapter 02 - Fractions
decimal fractions
a. Place the digits to the right of the decimal
point in the numerator of the fraction.
Omit the decimal point.
b. Put a number 1 in the denominator of the
fraction
c. Count the number of digits to the right of
the decimal point. Add the same number
of zeros to the denominator of the fraction.
For mixed decimals, add the fraction to the
whole number.
2-3
© 2014 by McGraw-Hill Education. This is proprietary material solely for authorized instructor use. Not authorized for sale or distribution in any
manner. This document may not be copied, scanned, duplicated, forwarded, distributed, or posted on a website, in whole or par t.
Chapter 02 - Fractions
Part I
Step 1 Display
13 [×] 4 [+] 1 [=] 53
This gets the 13 1 = 53
4 4
Step 2
6625 [×] 4 [÷] 53 = M+ 500
125000 [×] MR [=] 62500000
2-4
© 2014 by McGraw-Hill Education. This is proprietary material solely for authorized instructor use. Not authorized for sale or distribution in any
manner. This document may not be copied, scanned, duplicated, forwarded, distributed, or posted on a website, in whole or par t.
Chapter 02 - Fractions
3. The greatest common divisor is the largest possible number (divisor) that will
divide evenly into both the numerator and denominator.
If we divide the top and bottom by 5, the greatest common denominator, we
could say 7 out of 12 people prefer MCI to AT&T.
4. Step 1: Divide the smaller number of the fraction into the larger number.
Step 2: Divide the remainder into the divisor of Step 1. Continue this
process until you have no remainder.
Step 3: The last divisor you see is the greatest common divisor.
1 1 2 2
35 35 60 25 35 10 25 55 10
60 35 25 20 10
25 10 5 0
5. To add proper fractions with different denominators you should: Find LCD;
change each fraction to a like fraction; add the numerators and place total over
the LCD; if necessary, reduce the answer to lowest terms.
To subtract proper fractions with different denominators you should: Find the
LCD; raise the fraction to its equivalent value; subtract the numerators and
place answer over the LCD; if necessary, reduce the answers to lowest terms.
When subtracting mixed numbers (when borrowing is necessary) you should:
make sure the fractions have the LCD; borrow from the whole number;
subtract the whole numbers and fractions; reduce the fraction(s) to lowest
terms.
4 3/8"
43=
8
4 3 = 3 11 3 + 8
8 8 8 8
( )
3 3/4" 3
−3 = 6
3 = 3 6
Campbell’s Soup OceanSpray 4 8 8
5 difference
Cranberry Sauce
8
2-5
© 2014 by McGraw-Hill Education. This is proprietary material solely for authorized instructor use. Not authorized for sale or distribution in any
manner. This document may not be copied, scanned, duplicated, forwarded, distributed, or posted on a website, in whole or par t.
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Disc absent. Stamens 4, opposite the sepals, or 6. Filaments free. Anthers
2-celled. Ovary superior, 3-celled. Ovules 2 in each cell, pendulous or
nearly so, inverted, with dorsal raphe. Styles 3, free, short and thick,
undivided, persisting in fruit. Fruit a loculicidal capsule. Seeds
albuminous; embryo axile, straight.—Genera 3; species 8. (Under
EUPHORBIACEAE.)
1. Stamens 4; filaments long. Male flowers with a rudimentary pistil.
Perianth of the female flowers of 4-6 segments.—Species 6. The box
(B. sempervirens L.) is used as a garden-plant and yields wood and
medicaments; another species affords arrow-poison. [Tribe
BUXEAE.] Buxus L.
SUBORDER CORIARIINEAE
SUBORDER ANACARDIINEAE
5. (1.) Ovary with 1 fertile cell and sometimes 1-2 empty and usually
rudimentary ones, rarely (Protorhus) with 3 fertile cells; in this case
stamens 5 and leaves simple. [Tribe RHOIDEAE.] 6
Ovary with 3-5 fertile cells. Stamens 6-15 and leaves compound, rarely
stamens 5 and leaves simple, but then ovary-cells and styles 5.
[Tribe SPONDIEAE.] 20
Styles 3, free or united at the base, sometimes recurved and adnate to the
ovary, or 3 free sessile stigmas. 13
9. Stamens 6-10, twice as many as the petals. Ovary with 1 fertile and 1
sterile cell. Style absent. Trees with small flowers.—Species 2.
Madagascar and Seychelles. Campnosperma Thwait.
10. Corolla of the male flowers equalling the calyx. Disc broad, fleshy.
Filaments thread-shaped. Ovary and fruit much compressed. Style short,
undivided, with a 3-lobed stigma. Shrubs. Leaves serrate.
Flowers small. Female inflorescence finally with broadened branches
and hardened bracts.—Species 1. South Africa (Cape Colony).
(Botryceras Willd.) Laurophyllus Thunb.
12. Petals imbricate in the bud; sepals imbricate. Stamens 4-5, as many
as the petals. Ovary and fruit with a compressed stalk. Stigma sessile.
Fruit sickle-shaped, dry, indehiscent.—Species 1. Madagascar.
Faguetia March.
Petals valvate in the bud. Stamens 5-20, usually more than petals.
Ovary and fruit sessile, the latter drupaceous.—Species 20. Tropics.
Some species yield timber, gum, and edible fruits. Sorindeia
Thouars
19. Stamens 4-5. Fruit with a crusty endocarp, a fibrous mesocarp, and a
fleshy exocarp. Embryo with a short radicle.—Species 30. Central
Africa. Some have edible fruits. (Emiliomarcelia Hel. et Th. Dur.)
Trichoscypha Hook. fil.
23. Sepals free. Stone of the fruit with 3-4 lids at the top. 24
Flowers 4-5-merous. 26
27. Sepals united high up. Petals oblong. Disc 4-partite. Style simple,
club-shaped. Flowers in panicled fascicles. Leaflets numerous, alternate.
—Species
1. West Africa (Cameroons). Nothospondias Engl.
Sepals united at the base only. Petals obovate. Disc 8-crenate. Styles
3-4. Stone of the fruit with 1-2 fertile cells bearing a lid at the top and
with 2-3 sterile cells. Seeds 1 or 2; in the latter case leaflets 3.—Species
30. Tropical and South Africa. Several species yield timber, bark used
for making cloth, gum, edible fruits, and medicaments.
(Calesiam Adans., Odina Roxb., including Lanneoma Del.) (Plate
81.) Lannea Rich.
28. Male flowers with a narrow disc and 3 styles. Stone of the fruit with
2 fertile and 2 sterile cells.—Species 1. South Africa.
Harpephyllum Bernh.
Male flowers with a broad disc and 5 styles. Ovary 5-celled. Stone of the
fruit with 3-5 fertile cells. Panicles spike-like.—Species 5. Madagascar
and Mascarenes. They yield timber, resin, and edible fruits.
(Under Spondias L.) Poupartia Comm.
SUBORDER CELASTRINEAE
Leaves alternate. 4
5. Ovules 3-6 in each cell of the ovary. Disc thick, almost hemispherical,
ribbed, red. Seeds enveloped by the aril. Spiny shrubs.—Species 2.
South Africa. (Under Celastrus L.) Putterlickia Endl.
Fruit without appendages. Ovary not ribbed. Disc faintly lobed, not
ribbed.—Species 80. Some of them yield timber, rubber, or
medicaments.
(Including Scytophyllum Eckl. & Zeyh., under Celastrus L.)
Gymnosporia Wight & Arn.
Ovary 2-4-celled, with 1-2 ovules in each cell. Style terminal, rarely
lateral in the fruit. 9
Ovules erect. 10
Stigma 2-4-lobed, very rarely entire, but then anthers turned outwards.
Petal-like staminodes none. 11
SUBORDER ICACININEAE
Petals more or less united. Sepals usually united at the base only.
14
11. Petals bearded within. Disc present. Style long; stigma small or
shield-shaped.
Fruit with a crusty endocarp. Embryo with flat cotyledons.
Shrubs with ascending or somewhat twining branches.—Species 7.
Tropics. Some have edible fruits or seeds. Icacina Juss.
Petals not bearded within. Disc absent. Fruit with a woody endocarp and
a fleshy mesocarp. Embryo with folded cotyledons. Climbing shrubs.—
Species 2. Equatorial West Africa. The fruits and seeds are eaten and
used medicinally. Lavigeria Pierre
12. Stem climbing. Flowers in spikes. Petals hairy outside. Disc present.
Ovary without swellings. Style terminal; stigma slightly lobed.—Species
6. Tropics. Desmostachys Planch. & Miers
Petals valvate in the bud. Style long. Leaves alternate. Flowers in few-
flowered fascicles or panicles.—Species 9. Central Africa. (Including
Alsodeiidium Engl.) Alsodeiopsis Oliv.
16. Petals imbricate in the bud. Sepals and stamens unequal. Disc
indistinct.
Stigma sessile. Leaves opposite, elliptical. Flowers in panicles.—Species
1. Madagascar. Tridianisia Baill.
17. Petals bent backwards at the tip. Disc thick. Style short. Leaves
opposite, lanceolate. Flowers in few-flowered axillary cymes.—Species
1. West Africa (Congo). Acrocoelium Baill.
18. Sepals united at the base only. Filaments adnate to the corolla-tube
throughout their whole length, without appendages. Style long, filiform.
Ovary and fruit without a swelling.—Species 5. Tropics.
Leptaulus Benth.
Sepals united high up. Filaments free from the corolla, with two tufts of
hairs at the apex. Style short, conical. Ovary and fruit with a lateral
swelling. Flowers in head-like cymes.—Species 1. West
Africa. Lasianthera Beauv.
SUBORDER SAPINDINEAE
Ovary with 2-8 fertile cells. Stamens inserted within the disc, rarely upon
it (Pistaciopsis) or no distinct disc present (Dodonaea); in both these
cases petals wanting. 2
Stem woody, climbing, bearing tendrils. Fruit capsular, not inflated, with
a leathery or woody rind, or separating into mericarps. Seeds with
a more or less distinct aril. 7
10. Calyx shortly bell- or top-shaped; sepals united at the base only.
Petals with a 2-crested scale. Stamens 6-8. Pericarp crustaceous or
leathery. 11
12. Stamens 12-15. Petals sessile; scale adnate below by the margin,
bearing a short crest. Ovary 6-8-celled. Trees. Leaflets 10-12.—Species
1. West Africa (Cameroons). Glossolepis Gilg
13. Scales of the petals adnate below by the margins, bearing an incurved
crest; claws elongate. Calyx subglobose, shortly toothed. Ovary
7-celled. Trees. Leaflets numerous.—Species 1. West Africa
(Cameroons). Radlkofera Gilg
Scales of the petals adnate by a ridge, more rarely free. Ovary 3-4-celled,
rarely 7-8-celled, but then petals with a free and crestless scale.
Species 10. West Africa. Some have edible fruits. Chytranthus
Hook. fil.
Petals present. 23
15. Sepals 4-6, united at the base only, valvate or almost valvate in
bud. 16
18. Stamens inserted inside the disc; filaments short, not exceeding the
calyx; anthers linear. Sepals 5-6, hairy above. Seed 1, with an aril.
Leaves abruptly pinnate, with 4-10 leaflets.—Species 2. East
Africa. Haplocoelum Radlk.
19. Sepals imbricate in bud, finally slashed. Stamens 8-10, bent twice in
the bud. Ovary 3-celled. Seeds with an aril; embryo almost straight.
Trees. Flowers in axillary racemes or panicles.—Species 2. Central
Africa. Flowers fragrant, used for preparing an aromatic water.
Lecaniodiscus Planch.
Ovary 3-celled. 22
21. Fruit covered with wart-like protuberances. Aril free from the
seedcoat.—Species
1 (L. chinensis Sonn.) Cultivated in the tropics and naturalized in the
Mascarene Islands. It yields timber, edible fruits, and medicaments.
(Under Nephelium L. or Euphoria Commers.) Litchi Sonn.
23. (14.) Calyx 5-lobed; lobes open or slightly imbricate in bud. Stamens
6-10. 24
Calyx 5-parted. 27
25. Petals hairy, without a scale or with the inflexed margins prolonged
into small scales. Ovary lobed. Pericarp leathery. Leaves simple,
undivided, oblong.—Species 4. East and South Africa. They yield
timber, edible fruits, and oily seeds. (Under Sapindus L.) Pappea
Eckl. & Zeyh.
Petals with a free scale or with a scale adnate by the margins. Leaves
pinnate. 26
26. Petals with a scale adnate by the margins, hence funnel-shaped. Disc
clothing the base of the calyx. Filaments hairy. Fruit 3-angled, almost
glabrous. Inflorescences axillary.—Species 5. Central Africa.
Some yield timber. (Under Blighia Koen.) Phialodiscus Radlk.
Petals with an almost free, notched scale. Disc free. Filaments glabrous.
Fruit almost globose; pericarp crustaceous or woody, hispid on the
outside, woolly within.—Species 3. West Africa. Yielding timber.
Eriocoelum Hook. fil.
Stamens 6-10. 29
29. Stamens 6-7. Petals hairy, with 1-2 scales adnate by their edges.
Ovary 2-celled. Fruit compressed, dehiscent, with a cartilagineous
endocarp. Seeds with an adnate aril. Leaves with 4-11 pairs of leaflets.
Flowers in terminal panicles.—Species 3. Central Africa.
Aporrhiza Radlk.
Stamens 8-10. 30
31. Leaflets in 3-4 pairs, toothed, pellucidly dotted, beset with scaly
glands when young. Fruit 2-lobed, with a fleshy pericarp. Seeds without
an aril.—Species 1. South Africa (Cape Colony). (Under Sapindus
L.) Smelophyllum Radlk.
32. Petals saccate at the base. Stamens 8, rarely 10. Fruit large, bluntly
3-angled. Seeds enveloped at the base by an adnate aril.—Species
3. West Africa. The aril is poisonous when unripe or over-ripe, but edible
when ripe, and used for preparing oil and medicaments; from the fragrant
flowers an aromatic liquid is prepared. “Akee-tree.” (Under
Cupania L.) Blighia Koen.
Stamens 8-24. 34
34. Stamens 8. 35
35. Leaves twice pinnate. Petals small. Fruit 1-celled, indehiscent, with
a crustaceous pericarp. Seeds with a membranous aril and a crustaceous
testa.—Species 10. Madagascar and East Africa. Macphersonia
Blume
39. Petals with large scales. Ovary 2-celled. Fruit capsular.—Species 10.
Madagascar. (Under Cupania L., Jagera Blume, or Ratonia DC.).
Tina Roem. & Schult.
Petals small or rather large, with the margins bent inwards at the base or
without any appendage. Usually trees. 41
41. Seeds with an aril and a crustaceous testa. Fruit winged, capsular.—
Species
8. Madagascar and Mascarenes. Some species yield timber and
medicaments. (Under Cupania L.). Molinaea Comm.
42. (34.) Petals without a scale. Stamens 10. Ovary 3-celled. Fruit
capsular, bristly. Climbing shrubs clothed with rust-coloured hairs.
Leaflets in 3-4 pairs, toothed.—Species 1. West Africa. (Under
Cupania L.) Laccodiscus Radlk.