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Informacije o Osiguranju
Informacije o Osiguranju
Ukoliko prigovor ne sadrži sve potrebne elemente Narodna banka Srbije će u roku od
8 dana od dana prijema prigovora pismenim putem pozvati korisnika da prigovor
uredi.
Korisnik usluge osiguranja može podneti prigovor Narodnoj banci Srbije u roku od
šest meseci od dana prijema odgovora Osiguravača ili proteka roka za njegovo
dostavljanje.
Korisniku koji prigovor podnese preko internet prezentacije Narodne banke Srbije,
Narodna banka Srbije će sva pismena uključujući i odgovor dostavljati u formi
elektronskog dokumenta.
1. Ova klauzula se može ugovoriti uz polisu putničkog 1. This clause can be arranged with a policy of travel health
zdravstvenog osiguranja sa asistencijom za vreme insurance with assistance during a stay abroad, in line with
boravka u inostranstvu, a u skladu sa Opštim uslovima za General terms and conditions of travel health insurance
putničko zdravstveno osiguranje sa asistencijom za vreme with assistance during a stay abroad (hereinafter: Terms
boravka u inostranstvu (u daljem tekstu: Uslovi), ako je and conditions), if the additional premium has been paid
plaćena dodatna premija za dopunsko pokriće u slučaju for supplementary coverage in case of an illness due to an
obolevanja usled razvitka infekcije izazvane virusom infection caused by the COVID-19 virus during a stay
COVID-19 za vreme boravka u inostranstvu. U tom abroad. In that case, the clause, along with the Terms and
slučaju, klauzula zajedno sa Uslovima čini sastavni deo conditions, is an integral part of the insurance contract
ugovora o osiguranju (polise). (policy).
2. Pod osiguranim slučajem, u skladu sa ovom klauzulom, 2. In line with this clause, an insured event means
smatra se isključivo razvitak infekcije izazavne virusom exclusively the development of an infection caused by the
COVID-19, dijagnostikovane na zahtev lekara, u skladu sa COVID-19 virus, diagnosed at a doctor’s request, in line
zdravstvenim protokolom zemlje u kojoj se osiguranik with the health protocol of the country in which the insured
nalazi. is located.
3. Nastankom osiguranog slučaja COVID-19, obaveza 3. In case of an insured event of COVID-19, the insurer’s
osiguravača za pokriće troškova neophodne medicinske i liability for covering the costs of necessary medical aid and
druge pomoći, troškova transporta i repatrijacije, u skladu other assistance, transport and repatriation expenses, in
sa Uslovima, po jednom putovanju i po jednom licu je line with the Terms, per travel and per person is a
maksimalno EUR 10.000. Kod porodičnog osiguranja, u maximum of EUR 10,000. For family insurance, the
okviru navedenog limita EUR 10.000, pokriveni su specified limit of EUR EUR 10,000 includes the costs of
troškovi povratka dece koja su ostala bez staranja, return of children left without care, maximum of EUR EUR
maksimalno EUR 10.000 za svu decu navedenu na polisi. 10,000 for all children specified in the policy.
U slučaju hospitalizacije, osiguravač će isplatiti i fiksno If hospitalisation is necessary, the insurer will also pay the
utvrđenu novčanu naknadu za slučaj hospitalizacije usled insurance indemnity in case of hospitalisation due to
obolevanja od COVID-19 u iznosu EUR 200. contracting COVID -19, in the fixed monetary amount of
4. Obaveza osiguravača je isključena u slučaju karantina i EUR 200.
pokrića troškova preventivnog testiranja na COVID-19. 4. The insurer’s liability is excluded in case of quarantine and
5. Momentom uspostavljanja dijagnoze COVID-19, prestaje preventive testing for COVID-19.
obaveza osiguravača za isplatu eventualno nastalih 5. From the moment COVID-19 is diagnosed, the insurer is
troškova lečenja koji, prema zdravstvenom protokolu no longer liable for paying any medical expenses that are
zemlje u kojoj osiguranik boravi, padaju na teret borne by the healthcare system according to the health
zdravstvenog sistema. protocol of the country in which the insured is staying.
6. Za utvrđivanje vremenskog roka koji je osiguranik proveo 6. Determining the period the insured stayed in a hospital
u bolnici, merodavnom se smatra overena pisana potvrda requires a verified written confirmation (report) of the
(izveštaj) bolnice, u kojoj je jasno naveden datum i vreme hospital, which clearly states the date and time of start of
početka bolničkog lečenja kao i datum i vreme izlaska hospital treatment, as well as the date and time the
osiguranika iz bolnice. insured left the hospital.
U slučaju hospitalizacije, pravo na nadokandu u fiksno If hospitalisation is necessary, the right to receive
utvrđenom novčanom iznosu stiče se u slučajevima compensation in a fixed monetary amount is acquired in
boravka u bolnici u trajanju od 3 ili više dana. case of hospitalisation of 3 or more days.
7. Nadoknada za obolevanje od COVID-19 umanjuje iznos 7. Compensation for contracting COVID-19 decreases the
osigurane sume ugovorene po polisi putničkog amount of the insured sum arranged in the policy of travel
zdravstvenog osiguranja za vreme boravka u health insurance during a stay abroad, in line with Terms
inostranstvu, u skladu sa Uslovima. and conditions.
8. Na sve ostalo što nije definisano ovom klauzulom 8. Anything else not specified under this clause shall be
primenjuju se odgovarajuće odredbe Uslova. regulated by adequate provisions of the Terms and
9. Teritorijalno pokriće je navedeno na ugovorenoj polisi conditions.
osiguranja. 9. Territorial scope is specified in the arranged insurance
10. Ova klauzula se primenjuje na sve ugovore o osiguranju policy.
(polise) na osnovu Odluke Izvršnog odbora br.3/186- 10. This clause applies to all insurance contracts (policies)
4/2020 od 25.06.2020. godine sa izmenama od based on the Decision of Executive Board no 3/186-
21.01.2021., 13.05.2021. i 23.12.2021. godine. 4/2020 of 25.06.2020 with changes of 21.01.2021.,
13.05.2021. and 23.12.2021.