Certified Consultant

R RAMESH
SUMMARY:

 2+ years Oracle Fusion Financials Cloud Upgrade & New Implementation with support.
 20+ years experience in MNC & the largest Bank in the Middle East at various positions
covering Financial Accounting & Oracle ERP Systems Successful Implementation.
 First to Implement both Oracle 11i and 12i in the Middle East.
 First to Implement Oracle FCH-Financial Consolidation Hub in India, 2nd in the World. First
to implement in Middle East.
 10+ year in Temenos Global Pre-Sales Lead for Digital Financial Risk & Compliance. MEA
Region covering Business Intelligence, Data Lake, IFRS9 & PD~LGD Modulator. Expert in T24-
Financial Accounting functionalities, Chart of Accounts designing & Islamic Finance.
 Expert & Qualified in FRM, T24-Financial Accounting & Compliance covering MEA region with
success conversion of 90%+ consistently.

EDUCATIONAL QUALIFICATION

 Oracle Fusion Financials Cloud ERP Application 22A.

 FRIM-Financial Risk & Investment Management, IIM, Calcutta. 2012-13.
 Master of Oracle Financials from Oracle Corporation, Delhi. 1999-2000.
 MBA – Finance - Post Graduate Diploma in Management – AIMS, Chennai. 1997-89.
 MCA - Post Graduate Diploma in Computer Application, NITIE, Mumbai, India. 1986-87.
 B.Sc. Mathematics - Bachelor of Science, University of Madras. 1981-84.

PROFESSIONAL EXPERIENCE:

Employer: Emirates NBD Bank Group Sep 2020 – Present

Emirates NBD is the largest Bank in the Middle East with $ 6.31B annual revenue and $3.5B profit. The
group is major player both in Corporate and Retail Banking.

Client: Emirates NBD Bank, Emirates Islamic Bank, National Bank of Dubai and subsidiaries like
Network International, Emirates Money, Diners Club, National General Insurance, Union
Properties, Emirates NBD Asset Management, Emirates International Securities, ETFS-Emirates
Trade Financial Services.

Delivery Manager – Oracle Fusion Financials Cloud ERP Apps

Role: Delivery Manager – Oracle Fusion Financials Cloud 22A – First in the Middle East. The modules
delivered include General Ledger, Financial Consolidation Hub, PO, INV, AP, FA PN, AR, EAM,
iProcurement, iAssets, FSAH, with Multi-Org and Multi-Currency.

Achievements:

 1st person to Implement Oracle Fusion Financial Consolidation Hub and General Ledger
Module in the latest 22A cloud ERP Application.
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 Few modules on Upgrade and moving into Cloud SaaS solution and few module newly
implemented on the cloud environment.

Employer: Temenos Middle East Ltd May 2010 – Aug 2020

Role: Director - Business Intelligence, Analytics, Data Lake MEA. Global Pre-Sales Lead for
Financial Risk & Compliance.

Achievements:

Meet C Level Executives of, MEA Banks for Business Intelligence, Data Lake, Digital Financial Risk –
Credit Risk, Market Risk, Operational Risk and Liquidity Risk, and Compliances like IFRS9 with PD~LGD
modulator, FCM-Financial Crime Mitigation (AML), FATCA, CRS, GDPR, PSD2 & regulatory reporting.

Expert in Credit Risk: Mathematics, Statistical & Quant background. Regulatory Capital, Basel III
framework, Capital Exposure, Standardized and Advanced IRB model approach, including the
Expected Credit Loss model and forecast of economic conditions using macro-economic factors,
RAROC, IRRBB, RWA’s, Capital Allocation & Optimization. Control & Monitor ongoing Credit Risk
Portfolios. Control Net Credit Exposure, Credit Risk Assessment, Credit Score Card Model with
Qualitative and Quantitative using various risk parameters. Counter Party Credit Risk calculated
using SA-CCR, Standardized Approach – It is a risk sensitive methodology. Applying Credit Risk
Mitigation will cover using Risk-Based Pricing, Covenants, and Credit Derivatives, recommend
diversification to reduce the exposure of any asset or risk. Reducing the risk or Volatility by investing
in variety of assets.

Expert in Market Risk : Management of Limit & Collaterals with haircut model, Positions, Exposures,
Monitoring Internal Risk Model Policy, Use Quantitative techniques such as VaR, Back Testing &
Stress testing framework for Business and Statistical simulations, Interest Rate Risk, FX Risk and
Sovereign Risk.

Expert in Liquidity Risk: Duration & Liquidity Gap Analysis, Yield Curve Modelling, Liquidity Ratios,
Rate Sensitivity, Liquidity model for new LCR – Liquidity Coverage Ratio & NSFR – Net Stable
Funding Ratio. Cash Flow scenarios for Actual & Forecast – BCBS 239 Compliance for Risk Data
Aggregation & Risk Reporting.

Operational Risk: Calculations familiar on both Basic Indicator & Standardized Approach.

IFRS9 & Credit Risk Modelling: Classification, Measurement, Recognition & Reporting. The concepts
of Fair Value, Amortization using EIR-Effective Interest Rate & Asset Impairments. The latest IFRS9 is
based on the “Expected Loss Model” using Risk Management Techniques calculating the PD & LGD
internally based on Basel III IRB Advanced Model. The financial instruments movements in various
Stages 1-2-3 is automated based on macro-economic or PD variations or days past due triggers.

Employer: Emirates NBD Bank Group Jul 2007 – Apr 2010

Emirates NBD is the largest Bank in the Middle East and No.1 in asset base of AED 282 billion with AED
4 Billion annual profit. The group is major player both in Corporate and Retail Banking.
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Client: Emirates NBD Bank, Emirates Islamic Bank, National Bank of Dubai and subsidiaries like
Network International, Emirates Money, Diners Club, National General Insurance, Union
Properties, Emirates NBD Asset Management, Emirates International Securities, ETFS-Emirates
Trade Financial Services.

Manager – Finance Information Systems.

Role: Delivery Manager – Oracle 12i Financials – First in the Middle East. The modules delivered
include General Ledger, Financial Consolidation Hub, PO, INV, AP, FA PN, AR, EAM, iProcurement,
iAssets, FSAH, with Multi-Org and Multi-Currency.

Achievements:

 1st person to Implement Oracle Financial Consolidation Hub and General Ledger Module in
the latest 12.05 ERP Application.
 Designed Chart of Accounts for the entire ENBD Bank Group which is best in Class.
 20+ Subsidiaries, 100+ Branches, $140+ bn Assets, 200+ Own Properties, 500+ ATM’s, 1.5
Mil Accounts, implemented Core Banking and Oracle ERP in record 18 months’ time
successfully across Emirates & Overseas.

Environment: Oracle Applications Release 12.04 (PO,AP,Inv,PN,EAM,AR,GL, FCH, FSAH), Solaris

Operating System SPARC 32bit database version 10.2.0.2.0

Employer: ETA Infotech, Dubai Jan 07 – Jun 07

Client: IBM Middle East A/c Emerson Climate Controls, Dubai

Role: Project Manager & Module Lead – Financials Rollout

Achievements:

It’s a Rollout project for Emerson Climate Technologies, Dubai for all Manufacturing,
Distribution and Financials Module. All setup and configuration is being executed from Rapid
Implementation Kit and the entire rollout is expected to complete in 5 months time. User
Training and Business Process confirmation is the main challenge in this project.

Environment: Oracle Applications Release 11.5.10.2 (GL, AP, AR, FA, CM), Linux on Power, Citrix.

Employer: Tata Consultancy Services Ltd Aug 04 – Dec 06

Client: American Express Bank (AMEX), Delhi

Role: Project Manager & Module Lead – GL – Financial Consolidation Hub & iSetup.

Achievements:

 Amex is the first client in India to use Financial Consolidation Hub (FCH). Amex is going for
600 GL Rollout and Consolidation across the Globe for the next 40 months.
 Designed Chart of Accounts for the entire Amex Bank Group which is best in Class
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 1st Person to implement Oracle Financial Consolidation Hub and General Ledger Module.

Environment: Oracle Applications Release 11.5.10.2 (GL, FCH, iSetup), Linux on Power, Citrix.

Employer: Genome International, USA Representing Cognizant & Accenture. Jul ‘03 – Jul ’04.
Client: Viacom/MTV Newyork

Role: Senior consultant responsible for implementation and integration of Oracle Applications 11i
Oracle Applications 11.5.8 (GL, AP, AR, CM, FA, PT Multi Org)

Achievements:

 Expert in Chart of Accounts designing to suit Audit and Internal Requirements. Expert in
creating FSG Statements for making Profit & Loss Account, Balance Sheet Analysis, Working
Capital, Budget Variance, Cost Control on Expenses.
 Project Accounting for all Shows and Episodes of the Television Channel Company.

Environment: Oracle Applications Release 11.5.8 (GL, AP, AR, CM, FA), HP-Linux.

UTC - CARRIER – SUMMARY – 15 Years Experience in Both Systems and Finance :

 First Regional Finance Manager to achieve "A" rating from UTC Auditors twice.
 First time Carrier India was awarded for the best Systems Implementation – I was the Systems
Implementation Manager for All India.
 First Finance Manager to start Chiller division and achieved 20%+ ROI with negative working
capital.
 First to Implement Oracle 11i in Middle East and First Carrier Entity to Go-Live.
 First Regional Finance Manager to meet all the Carrier West Dealers in their office.
 First Regional Finance Manager to achieve 100% dealer Reconciliation.

Employer: AHI Carrier, Sharjah, UAE Jun ‘01 – Jun ‘03

Both AHI Carrier & United Motors, Dubai belong to the same management, but different legal
entities, similar implementation – Roll out project.

Manager - Finance & Information Systems

Role: Senior consultant responsible for implementation and integration of Oracle Applications
Oracle Applications 11.5.5 (GL, AP, AR, CM, FA, PO Multi Org, Sales Order with B2B)

Achievements:

 First to Implement both Oracle 11i and 12i in the Middle East.
 First to Implement Oracle FCH-Financial Consolidation Hub in India & ME, 2nd in the World.

Environment: Oracle App 11.5.5 (GL, AP, AR, CM, FA, PO), Windows NT, Sun Solaris with SAN.
 Certified Consultant
Client: Carrier India – 13 Years Jan ‘88 – May ‘01
Divisional Finance Manager – Carrier West Jan 2k -- May '01

Role: Handling Financials Accounting System and Controls West Region. Module Lead for
implementation and integration SAP R/3 FICO for GL, AP, AR, FA, PO, and Inventory for Carrier West.

Achievements :

 Achieved "A" rating from UTC Auditors for the second consecutive time.
 Only Finance Manager till date to achieve “A” rating twice.
 Successful implementation of SAP FICO across India for all Regions.

Client: Carrier India, Gurgaon Jan '96 – Dec '99

Finance Manager - All India Chillers.

Role: Financial Accounting System and development and Implementation of New Systems for
Contracts division with Works Contract Statutory Compliance.

Achievements:

 20%+ ROI consistently for 3 years and top performer of the Regions.
 1st Finance Manager to achieve negative working capital and 20% ROI.

Client: Carrier India, Gurgaon Jan '94 – Dec '96

Systems Implementation Manager - All India

Role: Implementation of Financial Accounting System uniformly for all the Profit Centers using best
practices. Implementation of Measurement Accounting System – FP&A for all the Profit Centers.

Achievements:

 Best in class software implementation uniformly across all over India Regions.
 95% reduction in Time-line for reporting achieved.
 100% online reporting system and improved Cash flow and ROI.

Client: Carrier India, Mumbai Jan 88 – Dec '93

System Office & Regional Finance Manager – Carrier West

Role: Handling both Financial Accounting and Systems for the entire Western Region.

Achievements :

 Best "A" rating from UTC Auditors for the 1 st time when the Region had “U” rating
previously. Implemented excellent systems and controls to achieve “A” from “U” rating.
 “Best Performance & Compliance Region” consistently for 3 years.