A FEASIBILITY STUDY

A SOCIALIZED HOUSING
IN ALAMINOS CITY, PANGASINAN

September 2022

Contents
INTRODUCTION.............................................................................................................................
I. PROBLEM IDENTIFICATION AND DESIGN....................................Error! Bookmark not defined.
A. Development Situation....................................................................................................
B. Stakeholder Analysis........................................................................................................
C. Problem Analysis.............................................................................................................
1. Problem Tree.....................................................................................................................
2. Objective Tree..................................................................................................................
3. Alternative Analysis.........................................................................................................
D. Logical Framework.........................................................................................................
II. FEASIBILITY STUDY.........................................................................................................
A. Market Analysis.............................................................................................................
B. Institutional/Organizational Analysis............................................................................
C. Legal Analysis.................................................................................................................
D. Technical Analysis..........................................................................................................
1. Project Design..................................................................................................................
2. Components....................................................................................................................
3. Salient Features...............................................................................................................
E. Social Analysis................................................................................................................
F. Environmental Analysis.................................................................................................
G. Financial Analysis...........................................................................................................
H. Economic Analysis..........................................................................................................
III. IMPLEMENTATION AND CONTROL................................................................................
A. Implementation Schedule (Gantt Chart).......................................................................
B. Risk Analysis and Mitigation..........................................................................................
C. Cost and Financing Plan.................................................................................................
D. Monitoring and Information System.............................................................................
IV. RECOMMENDATIONS....................................................................................................
V. REFERENCES...................................................................................................................

2
INTRODUCTION

The Philippines, with a large portion of Filipinos who are living in rural
areas, are supporting their daily activities through the utilization of agriculture.
It can be noted that about a quarter of Filipinos who are employed work in the
agricultural sector. Despite the country being equally endowed with numerous
labors and natural resources, it has been aced other countries of the
Association of Southeast Asian Nations (ASEAN) countries. The Philippine
Agriculture, in addition, is facing another issue pertaining to the average
Filipino farmer being between 57 to 59 years old. Such situation is greatly
affecting the agricultural sector with a decline in employment combined with
the aging farmers, which likewise contributes to the shortage of farmers. Data
from the Philippine government show that in 2018, the number of those
working in the agriculture sector dropped to 9.9 million, the lowest total since
1995.
With the Philippine national poverty incidence at 26% (2019), and the
most impact of suffering goes to the farmers as well as people in the
countryside with a 31.6% of poverty incidence among farmers. 1
Crisis is common in the Philippines is with both natural calamities to
social and political turbulences at play. In fact, it has been consistently listed as
one of the riskiest countries in the world. Like other countries, the Philippines,
in addition to the socio-economic impacts brought about by the COVID-19
pandemic, also experienced strong typhoons which caused havoc in the lives of
many Filipinos. The Agricultural sector suffers the most from these crises.

1
https://growthfeatures.com/2021/05/14/ph-posted-embarrassingly-low-farmers-poverty-incidence-of-31-6-
trade-deficit-of-5-9-billion-the-only-net-food-deficit-in-asean5/

3
Considered one of the backbones of Philippine society, this sector has been
responding to the country’s overall public health needs by contributing to the
nation’s food security. Despite this sector’s critical role, Filipino agricultural
workers remain to be among the poorest and most disadvantaged.
Two countries, namely the Philippines and Zimbabwe, are still
implementing agrarian reform within a wide-scale government focus. 2 Hence,
the situation of Filipino farmers continues to be in the spotlight from one
administration to the next. Government initiatives include the enactment of
Republic Act (RA) 7279 known as the “Urban Development and Housing Act of
1992” which aims to provide for a comprehensive and a continuing urban
development program and to establish the mechanism for its implementation.
The RA also provides strategies and requirements for socialized housing
programs.3
Based on the policy framework of RA 6657 of the Comprehensive
Agrarian Reform Law of 1998, the state shall see to it that the welfare of the
landless farmers and farmworkers are to be given priority and to further
establish the owner-cultivatorship of economic-size farms as the basis of
Philippine agriculture. To this end, an Agrarian Reform Program is based on the
right of landless farmers and farmworkers to own the land they till or to
receive a fair share of the fruits of their labor. The Program seeks to achieve
this through the redistribution of agricultural lands, subject to the payment of
just compensation to dispossessed landowners. Agricultural land allocations
shall be made for ideal family-size farms as determined by the Presidential
Agrarian Reform Council (PARC).4

2
https://www.jstor.org/stable/4028838
3
urbanlex.inhabitat.org
4
https://www.fao.org/faolex/results/details/en/c/LEX-FAOC003886/

4
 The Department of Agrarian Reform (DAR) is the lead government
agency responsible for holding and implementing comprehensive and
genuine agrarian reform that actualizes equitable land distribution, ownership,
agricultural productivity, and tenurial security for, of, and with the tillers of the
land towards the improvement of their quality of life. 5
Instead of delivering the promised poverty alleviation intervention and
development, the Philippine government intensified the liberalization of
agriculture. These actions resulted in aggravating the farmers’ situation and
further heightened their vulnerability. The government's Comprehensive
Agrarian Reform Program (CARP) brought about fragmentation of agricultural
lands, disempowered farmers who do not have their own capital to sustain
production from their end while continually struggling to pay their obligations
so they can keep or re-possess their land titles.
Based on an article6, the average farm size in the Philippines was
reduced by 37% because of CARP. This resulted to having only a 17% average
output per hectare. The loss of which amounts to Php 340 billion. While the
intention of the land reform program was to empower farmers by giving them
their own lands, the contrary happened. Farmers have been experiencing the
unfavorable impact of CARP for the last 22 years.

5
https://business.inquirer.net/305706/carp-did-more-harm-than-good-to-farm-sector-says-economist#ixzz
7eetBFuWw
6
https://voxdev.org/topic/agriculture/effects-land-reforms-farm-size-and-agricultural-productivity

5
 A. Development Situation
The result of the survey of National Household Targeting System for
Poverty Reduction (NHTSPR) conducted by the Department of Social Welfare
and Development (DSWD) Office showed that out of the 9,767 households
interviewed and assessed in the city, it was found out that there were about
4,422 households that were considered poor. This figure represents 1.78%
share of the city to the region’s 247,882 households that were identified as
poor. Likewise, this survey also showed that the City of Alaminos ranks 9th
among the LGUs in Pangasinan that has a considerable number of households
considered poor. Table 1 provides an overview of the target city in this
feasibility study. The Analysis also shows what essentially contributes to the
targeted ecosystem and how the proponents would be navigation in terms of
data gathering and in understanding the problem space.

Table 1. PESTLE Analysis of Alaminos City Farmers’ Housing Community

Aspect Details
Political  Remains a 4th class Component City
 The mayor is the youngest city mayor in the country at the time of
his election.
 The mayor is aligned with the incumbent Governor of the Province.
 The mayor is a sister to the Undersecretary of Dept of Agrarian
Reform and son to incumbent Congressman.
 Farmers’ limited access to national government support
Economic  Farmers suffering from a cycle of debt
 Farmers’ limited access to credit
 Limited trading facilities
 Strong role of traders for financial and market access for farmers
 Limited existing business and economic industries, farmers go to
fishing or tourism when earning from the harvest is not sustainable
 Negative impact of COVID-19 on people’s livelihood
Social  Poverty
 Farmers are mostly smallholder farmers

6
  Farmers homes are mostly shanties or poorly built houses
 Farmers are mostly tenants and farmworkers
 Lack of formal agricultural training and education on modern farming
Technological  Outdated farm and resource planning
 Prevalence of mono-cropping practices
 Limited agricultural machineries for production, harvesting, and
post-harvest stages
 Lack of access to high-quality seeds and inputs
 New farm-to-market road development
Environmenta  Terrain of site is rolling
l  Development may require a lot of earth-moving, cutting and fillings.
 Site is located adjacent to farms and government establishments and
may require strategic wastewater disposal system
Legal  LGU is the agency issuing the Development Permit
 DHSUD is the agency issuing License to Sell & Cert of Registration
 DAR is the agency issuing Land Use Conversion
 DENR is the agency issuing Environmental Clearance Certificate

B. Stakeholder Analysis
Stakeholders were identified and their degrees of influence on the
project were determined based on the research proponents’ interactions, and
through with the assistance of the city’s local government officials. The
Municipal Administrator together with some officers of the target recipient
farmer’s cooperative made the following primary (Table 3) and secondary
(Table 4) matrices are made possible.

7
 Table 2. Primary Stakeholder Influence Analysis Matrix
Stakeholders Interest of the Project + or Importance Degree of
- to Success a Influence b
LGU of Alaminos Housing & Livelihood for their + 5 5
ISF and farmers
SB of Alaminos Issuance of SB Reso for the + 5 5
Land Donation and
Development Permit
Big Real Estate Developer Project will become their + 5 5
(SMDC) Balance Housing Compliance
Farmers’ Coop (Bayanihan Project’s Beneficiaries + 5 5
Hundred Islands Agrarian
Reform Cooperative)
Government Financing End-User Financing for the + 4 4
Institution (National Home Housing Component
Mortgage Finance Corp.)
Government Institution/ Project will Incorporated to + 4 4
Companies (CSR) that will their Regular Programs of
Provide Livelihood Poverty Alleviation and Food
Sufficiency Measures.
a
1 = Little to No Importance
b
5 = Critical Player

Table 3. Secondary Stakeholder Influence Analysis Matrix

Stakeholders Interest of the Project + or - Importance Degree of
to Success a Influence b
DAR Provincial Office Help Identify Beneficiaries and + 5 5
Assist in Providing Livelihood
Components
DA Provincial Office Assist in Providing Livelihood + 3 3
Components
TESDA Provincial Off. Social Preparation and Enterprise + 3 3
Training
DENR - Land Approval of Subdivision of the Title + 5 5
Management Bureau of the Site
Register of Deeds Issuance of Individual Title of the + 5 5
Sites
DENR - EMB Issuance of Environmental + 4 4
Compliance Certificate
a
1 = Little to No Importance
b
5 = Critical Player

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C. Problem Analysis
1. Problem Tree

Extreme Poverty Among

Farmers
Climate E
Change

Low Morale
Aging Farmers Regular
Typhoons/Flood

Poorly Built
Houses Low Interest in
Farming Among Lack of Crop Insurance
Low Financial Succeeding
Literacy Generations
Lack of Modern Farm
Machineries
Dependence of
Tenancy or
Selling of High Cost of Farm Inputs
Contract-Growing
Agricultural Lands like Seeds, Fertilizers,
Arrangements
Due to Financial Pesticides, etc.
Instability

Social & Economic

Barriers Volatility of Palay Prices/
Resigned Attitude Low Farmgate Price
of Resiliency
Stigma that Farmers
are Generally Poor
Debt Bondage

ROOT CAUSES
Resentment Toward the State

Extensive
Importation of Industrialization Heightened
Inadequate Removal of
Cheap Rice and Unabated Land Vulnerability due
Government Agriculture
Use Conversion to Intensified
Investment on Price & Market
Infrastructure Control Agriculture
Liberalization

Figure 2. Problem Tree

9
2. Objective Tree
Poverty Alleviation
Among Farmers Provision of
Sustainable
Shelter Provision
Societal Issues Livelihood
Decreased Opportunities
Tie-Up of the Program thru
Worry-Free Living as EPAHP wherein all Produce
the Farmer’s will now of the Community will be
have Climate Resilient Farmer’s Morale Sold to Gov’t Hospitals and
Houses will get Boosted BJMP for Sustainability

Only Housing Component

Farmer’s Social Farmer’s Cooperative will
will be Paid by the Farmers Status will get become the HOA and will
at the Lowest Interest of Upgraded from Centrally Managed all
3%/Annum and Affordable Poor to a Middle- Livelihood Enterprise of the
Amortization of less than Income Family Community
P2k/month

Community Nursery will be

Presence of Livelihood
and Enterprise
Established to Replenish
Components within the Harvested Community and
Land and the Land
Community will Ensure Individual Gardens
Development will
Food Sufficiency for the
be Provided for
Family
Free
Individual Backyard Garden
like 12-sqm Hydroponics with
Cash Crop that can be
Harvested within 20 days

Convergence of Government and Non-Governmental

Agencies MEANS
Farmer’s
LGU will Government Sustainable Cooperative will
Financing Livelihood will be
Donate Sites Big Developers be Capacitated
Institution Will Provided by
for Housing will Provide thru Trainings and
Provide Government
Community Land Housing Loans Social Preparation
Agencies or thru
Development at Low Interest IFI of Big
for Free thru Companies

Figure 3. Objectives Tree

10
3. Alternative Analysis

Sustainable Means of Living

and Improved Living
Conditions for farmers

Standards of
Quality of Family Agricultural Practices
Life and Scalability

Quality of Higher productivity

Community Life
Healthy individuals

Shared Better farming

Prosperity processes and
machineries

Educated Children
Brighter Future Co-created livelihood
opportunities
Improved Agrarian and
Housing Policies and
Programs
Stronger community
More opportunities to
values
earn and meet daily
needs

Co-ownership and co-creation of uplifting the lives of Filipino

Farmers through sustainable partnerships among stakeholders MEANS

Other means
to acquire
sites for
Housing Robust
Community Expanded Government Cooperative
PPP Fund for Support a act as a
Farmers and circular model for
Partners economy scalability

Figure 4. Alternative Analysis for Farmers

11
D. Logical Framework
Table 4. Feasibility Study’s Log Frame
Design Performance Targets Monitoring Assumptions & Risks
Summary Mechanisms

IMPACT 1. By the end of the 1. During Assumptions:

project, the construction and 1. There are enough
Improved economic status of development, Agrarian Reform
living the beneficiaries will monitoring of Beneficiaries in
conditions of improve from low- progress will be the area.
the local income to middle performed by 2. Stakeholders and
farmers and income. TWG led by Donors will hold
promote 2. By the end of the representatives on to their
progress in the projects, from DHSUD, commitments.
community beneficiaries will DAR and LGU 3. The farmers
have food sufficiency 2. Income Survey coop/ARBO have
and idle members of of the financial and
families will become Community administrative
productive. 3. City’s monitoring maturity to
3. By the end of the on trading manage the
project, the activities in the project
otherwise barren area
area, which is the 4. Monitoring of Risks:
project site, will have food production Political risks – if
economic activities of the city there will be a change
thus increasing in of leadership after an
value and providing election, will the
additional revenues concerned local
to the LGU executive or national
officers will still
support the project.

OUTCOME The beneficiaries will 1. Technical Assumptions:

have a fully sustainable Progress and 1. The project site is
Provision of housing community with Accomplishment within walking
shelter with enterprise facilities and Report distance to
sustainable backyard/communal 2. Monitoring of jeepney routes
livelihood gardens Loan 2. Water table in the
components Documentary area is
Compliance of manageable for
Beneficiaries deep well
installation
3. Electrical lines
facilities are
present in the

12
 area
Risks:
Occurrence of natural
disasters

OUTPUT 1 1. Land development of 1. Technical Assumptions:

2.5 Hectare site Progress and There are sufficient
Homes for the 2. Construction of 157 Accomplishment aggregates in the area
homeless housing units Report
farmers 3. Installation of Solar 2. Monitoring of Risks:
Powered Potable Loan Frequent occurrences
Water System Documentary of typhoons and other
Compliance of natural disasters
Beneficiaries might affect
construction activities

Table 4. Feasibility Study’s Log frame (continued)

Design Summary Performance Monitoring Assumptions &
Targets Mechanisms Risks

OUTPUT 2 1. Installation and 1. Technical Assumptions:

development of Progress and 1. Farmers’
Sustainable livelihood communal Accomplishment Cooperative is
to augment the nursery garden Report matured with
farmers income and individual 2. Training and high financial
backyard Assessment literacy
gardens. Report 2. Members are
2. Establishment organized and
of a food cooperative
processing Risks:
facility for Frequent
community occurrences of
livelihood typhoons and other
enterprise natural disasters
might affect harvest
and/or productions

Assumptions:
ACTIVITIES MEANS COST Price estimates are
based on 3rd quarter
1. Forging of 1. Technical Housing: 2022 level with
agreements with Expertise 70,650,000 minimal buffer for
stakeholders and 2. Liaising Works Land Dev: escalation
donors 3. Project P26Million

13
2. Procurement of Management License &
permits and 4. Capacity Clearances: Risks:
licenses Building and P500,000 Escalation of prices
3. Conduct of Monitoring Comm. & Ind. of construction
beneficiary 5. Social Gardens: materials and labor
selection process Preparation P3.14Million due to inflation
4. Construction of Water System:
housing P1.6M
components
5. Site development
of the subdivision
6. Installation of solar
powered potable
water system and
its components
7. Establishment of
backyard &
communal gardens
8. Development of
enterprise facility

14
I. FEASIBILITY STUDY

A. Market Analysis
The economy of the City of Alaminos is basically anchored in Agriculture.
From the results of the survey conducted thru the Registry System of Basic
Sectors in Agriculture (RSBSA) by the National Statistics Office in CY 2012, out
of the 19, 498 households surveyed, about 53% are engaged in agriculture.
Meanwhile in the same survey, out of the 89,708 population, about 13% are
directly engaged in agriculture. The Office of the City Agriculturist had
reported, in CY 2020, an average annual rice production of 35.02 metric tons
over its probable production area of 10, 278.37 hectares, spread over its 39
barangays.
Socialized housing was addressed by the local government where relocation
sites were established at Lucap, Pangapisan and Victoria. As of date, from a
total of 182 units build and awarded to beneficiaries in 2018, now it has
established a total of 241 new homes for its beneficiaries

B. Institutional/Organizational Analysis
Host LGU  Composed of 290 employees to service 39 Barangays
Alaminos City,  Current mayor: Arth Bryan Celeste, 26 years old; Holds a
Pangsinan BA Degree in Business Entrepreneurship; supports
Environmental protection especially the Hundred Islands
National Park, Tree Planting, has worked on initiatives to
Assist the people during COVID-19 pandemic,
government aided victims of Taal Volcano; Youth
Development
Advocate; Is continuing of projects started by his father
Former Mayor Arthur Celeste
 Sangguniang Panlungsod has passed a total of 1093
legislative undertakings (2004-2013)

15
  Major sources of revenue collections: General Fund,
Special Education Fund and Trusts and Donations
 Internal Revenue Allotment (IRA) Dependency: Php 1.00
for every Php 5.00 IRA received from the national
government
 Annual Spend: Php 234,000,000
Beneficiary  Palamis Agrarian Reform Multi-Purpose Cooperative was
Organization organized on 2002 in response to the program of the
Bayanihan Department of Agrarian Reform (DAR) to organize a
Hundred cooperative with agrarian reform beneficiaries as
Islands members within the agrarian reform community (ARC).
Agrarian  Mission: To be a member’s bridge to a progressive life
Reform by providing financial products and agri-services.
Cooperative  Core values: With Faith in God, we adhere to the values
(BHIARCO) of Integrity, Honesty & Unity.
Formerly  Founded by seven (7) directors, With the initiative of the
Palamis ARC seven (7) founding directors headed by Luisita Rarang,
Multi-Purpose the Chairman and 15 Cooperators with paid up Share
Cooperative Capital of Php15,000.00 the cooperative was registered
with the Cooperative Development Authority (CDA) on
March 19, 2010.

C. Legal Analysis
The following mandates have been set in place to support and
implement the mass housing program on the Philippines.

16
 Table 5. List of Government Executive Orders and Republic Acts on Housing and Agriculture

Type of Title/No. Description/Actual Statement

Mandate
Executive 20 Reaffirms Mass Housing as a Centerpiece
Order (E.O.) Program in the Poverty Alleviation Efforts of the
Government and Further Strengthening the
Housing and Urban Development Coordinating
Council where:
a. The Government recognizes that provision
of decent and affordable shelter to the
poor is an essential requirement towards
the alleviation of poverty.
b. Mass shelter programs result in the pump
priming of our economy and the
stimulation of growth in all sectors.
Republic Act RA 11201 DEPARTMENT OF HUMAN SETTLEMENT AND
(RA) URBAN DEVELOPMENT ACT OF 2019 provides
that the State shall ensure that underprivileged
and homeless citizen shall have access to an
adequate, safe, secure, habitable, sustainable,
resilient, and affordable home
RA 1199 AGRICULTURAL TENANCY ACT OF THE
PHILIPPINES OF 1954 contains the basis for the
provision of a dwelling unit as well as the area to
be allocated to a tenant
RA 3844 AGRICULTURAL LAND REFORM CODE OF 1963
provides the right to an agricultural lessee to a
home lot
RA 6657 CARP LAW OF 1988 provides basis for home lots
for members of cooperatives as well as
utilization of idle, abandoned and sequestered
lands for home lot purposes
RA 11291 MAGNA CARTA OF THE POOR OF 2019 provides
that the basic needs of the marginalized sector
must be met such as food, education, health and
housing thru partnership
E.O. 114 BALIK PROBINSYA BAGONG PAG-ASA
PROGRAM Institutionalizing the Balik Probinsya,
Bagong Pag-asa Program as a pillar of balanced
regional development, and for other purposes

17
D. Technical Analysis
1. Project Design
The proposed site of the Farmers’ Housing Community has an average
area of 2.5-hectares. It will have agricultural facilities like trading post, storage
or processing plant, and other facilities necessary for trade. The mandatory
open space of the subdivision (around 10% of the area) will be utilized for
livelihood projects such as processing of plants and cultivation of communal
gardens. The model unit has a floor area of 36 square meters, with two (2)
bedrooms and one (1) toilet & bath. It has ceramic tile flooring, a space for a
dining area with granite kitchen countertop, powder-coated windows,
bedroom partitions and insulated ceiling and will be provided with solar panel
as source of their electrical power. The house can withstand a Yolanda-like
hurricane and is fire-proof for two (2) hours. Each housing unit will also be
provided with backyard gardens as their livelihood facility that can house
hydroponic farming equipment and produce additional income of around Php
2,000 a month.

2. Components
Financial inclusion of This will include the provision of credit/ lending
farmers
facilities such as government financial institutions,
as end-user financing for the housing component.
Components There scheme component in the implementation of
the project will include housing community, trading
posts and post-harvest facilities

18
 Convergence of public
and private sector
Ecological Housing
Design
Government and private sector financial and
technical resources will be linked to provide the
needed support mechanism for the project.
The use of solar panels to power the centralized
water pump that will supply the potable water of
the community and the installation of rainwater
catchment facility on every unit may provide cost
effective and environment friendly technology.

3. Salient Features
The Socialized Housing Finance Corporation Limited (SHFC) or National
Home Mortgage Finance Corporation (NHMFC) will provide the affordable
housing loans, the LGU will donate a suitable site, and the use of green
technology such as solar energy and provision of rainwater harvesters for the
houses will be provided by PNOC Renewable Corp. of Arthaland, skills training
will then be provided by the Technical Education And Skills Development
Authority (TESDA) and the Department of Trade and Industry (DTI) and the
livelihood/enterprise opportunities will be provided as grants by the DSWD,
DAR or DA. While private companies through its Corporate Social
Responsibility (CSR)7 or Investment Funds will support in the value chain that
will increase the incomes of farmer-beneficiaries. The beneficiaries will also
undergo full-scale social preparation in order that the upkeep and
maintenance of the project, and its livelihood component can be maintained
sustainably. Land development of the site will be provided by the housing
developers through the Department of Human Settlements and Urban
7
Commitment was already made by leading members of Subdivision Housing Developers Association (SHDA)
led by Ayala Land, SMDC, Pro-Friends, Arthaland to finance the land development of any Farmers Housing
Community for free provided that the entire project will be credited to their Socialized Housing Compliance.
For Alaminos City, the SMDC had pledged to finance and undertake its land development.

19
Development (DHSUD), as mandated by the Strengthening the Balance
Housing Development Program Act of 2016 or RA 10884.8

Table 6. Subdivision Development Plan, Sample House Design,

Project Features

Farmers’ Housing Community Site Map

 Total Lot Area: 23,437 sq.m.

 Residential Area: 11,755 sq.m.
(50.16%)
 No. of Home lots: 157 units
 Area of Roads: 7,394 sq.m. (31.50%)
 Open Space: 1,728 sq.m. (7.36%)
 Comm. Facilities: 1,536 sq.m. (6.54%)
 Other Utilities: 1,040 sq.m. (4.43%)

House Unit Specifications

 Duplex-Type Design
 Floor Area: 36 sqm
 Two Bedrooms
 1 Toilet & Bath
 Granite Kitchen Countertop
 Tiled Floor Living, Dining & Bedrooms
 Powder-Coated Windows
 Wood Panel Main Door
 Pre-painted Roofing
 Shed-Type Roofing

Project Features

8
This law provides that developers are required to allocate at least 15% of the subdivision project cost or 5% of
condominium project cost, for socialized housing compliance.

20
  Covered Court to House Processing &
Marketing Center
 Solar Powered Potable Water System
with Organic Removal System and
Drip Irrigation
 Rainwater Harvester with Minimum
12-sqm Soilless Individual Backyard
Garden System on Every Unit
 Solar Panel on Houses with Bio-
Digester (optional)

E. Social Analysis
The town got its name in 1872 in honor of Lieutenant Governor General
Alaminos, the then Governor General of the Philippines. By virtue of Republic
Act 9025, an act converting the municipality of Alaminos, province of
Pangasinan into a ‘component city’ to be known as the City of Alaminos
Province of Pangasinan in the year 2021. As per the Philippine Statistics
Authority (PSA) survey, poverty incidence among families in Pangasinan
continue to decrease from 16.9% in the 2015 Annual Poverty Incidence and
further reduced to 9.3% in 2018. The annual per capita poverty threshold of the
province increased from Php 22,799 (CY 2015) to Php 27,828 (CY 2018). 9
The Agriculture Sector in the City of Alaminos is one of the major
contributors to its economic development wherein standards are being set to
attain agricultural advancement and sustainability. Agriculture is the major
industry in this city, local farmers are continuously acquiring technical services
through the provision of programs and projects that will enhance their
knowledge and skills.

9
https://ppdo.pangasinan.gov.ph/planners-and-researchers-kiosk/provincial-ecological-profile-2020/population-
and-social-profile/

21
F. Environmental Analysis
Alaminos is a coastal component 4th class city in the Western part of
Pangasinan where the famous Hundred Islands National Park can be found
where there is a strong drive to deliver basic services to Alaminians that will
create a long-term impact, especially on the lives of those who belong in the
agricultural sector. It has a total land area of 164.26 square kilometers or 63.42
square miles which constitutes 3.01% of Pangasinan's total area. Based on the
2020 census population, Pangasinan registered a total population of 3,163,190
has been registered to Pangasinan which ranks sixth in the country wherein
Alaminos City has a population of 99, 397. Farming is almost entirely rice
cultivation, with nearly two-thirds (66%) of rice lands being rainfed, yielding
only Php 13,000.00 net income per hectare per year. Based on these figures,
the population density is computed at 605 inhabitants per square kilometer or
1, 567 inhabitants per square mile. Composed of thirty-nine (39) barangays
blessed with natural resources, rich in culture, and unique origins working
towards the attainment of a progressive community. With the current
administration, the constituent of this city can expect that with the programs,
projects, and activities in store for them, there is much to expect that their
quality of life will be improved.

Table 7. Summary of Demographic Characteristics

Demography Details
Total Population (2020) 99, 397
Land Area (square kilometers) 164.26 square kilometers
Population Density (per square mile) 1, 567inhabitants/square mile
Population Growth Rate 1.085%
Number of barangays/Villages 39
Ecosystem Type Watershed
Economy 4th Class Component City

22
 The project site is situated at Brgy. Tangcarong which is more than five
(5) kilometers from the city proper. The terrain is slightly rolling, the city jail
and government offices are adjacent southeast to the site. Farms and
pasturelands border the northwest portion of the site. There is a 6.5-meter
Barangay Road leading to the site. Figure 5 present an aerial view of the said
location.

Figure 5. Map of Target Project Site

23
G. Financial Analysis
Table 8. Overview of Project Funding Scheme
Particulars
Land 2.5 Hectares (Ave. 157 units)
Land Development (Approx. Php
26,000,000)
 Livelihood Component
 (Php 3,000,000 – Php 5,000,000)
 Food Processing and Marketing
Center
 Solar Power Water System with
Storage Tanks and Drip Irrigation
 Rainwater Catchment Facilities
 Individual Backyard Garden,
Aquaponics
 CP Wash & Bio-Digester
 Housing Component. (Php
450,000/unit, approx. Php 70,000,000)
Amount Fund Source
Free To be donated by host LGU
Free To be provided by Private
Developers through DHSUD under
RA 7279 (Balance Housing
Compliance)
Free To be provided by DAR thru
Agrarian Reform Development
Support Program (ARDSP), or DA
thru Plant, Plant Program (PPP), or
through CSR/Investment Funds of
Private Companies, or thru
Congressman or Governor’s Local
Support Fund
Php To be financed by SHFC (under
400,000 Community Mortgage Program
to Php or CMP) or NHMFC (under Balai
450,000 Berde Program) with Interest
Rate for as low as 3% per
annum

In summary, the house is valued at approximately Php 1,000,000 with

livelihood facilities that will provide monthly income of Php 5,000 to Php 8,000
per family and sustainable components that will contribute household savings
of around Php 2,000 per month with for monthly amortization of as low as Php
1,600 – Php 1,900 per month which will be deducted from the members
monthly share on the cooperative livelihood income.

24
H. Economic Analysis
According to data shown by officials at the Senate hearing on the
Department of Agriculture’s 2012 budget, the average age of the country’s 11
million farmers and fishermen is 57. Data from the Department of Agriculture
show that farming in the Philippines cannot support a family. According to the
Bureau of Agricultural Statistics, a farmer’s annual average income is about
Php 20,000.10

III. IMPLEMENTATION AND CONTROL

A. Implementation Schedule (Gantt Chart)

2022 2023
Outcome

Activities

Description
Output

May
Mar
Nov

Aug
Dec
Sep

Feb

Sep
Apr
Oct

Oct
Jun
Jan

Jul
1 Provision of
shelter with
sustainable
livelihood
component
s
2 Homes for
the
homeless
farmers
2. Forging of
1 agreements
with
stakeholder
s and
donors
2. Procureme
2 nt of
permits
and
licenses
2. Conduct of

10
https://business.inquirer.net/18611/philippines-is-running-out-of-farmers#ixzz7elI5LkoX

25
 3 beneficiary
selection
process
2. Constructio
4 n of
housing
component
s
2. Site
5 developme
nt of the
subdivision
3 Sustainable
livelihood
to augment
the farmers
income
3. Installation
1 of solar
powered
potable
water
system and
its
component
s
3. Establishm
2 ent of
backyard &
communal
gardens
3. Developme
3 nt of
enterprise
facility

B. Risk Analysis and Mitigation

Table 9. Risk Matrix and Mitigation Plan
Risk Probability Impact Mitigation Plan
Non-Release of Low High  Development Cost will be
Development Fund included in the Loan Availment
from Big Developers with End Users Financing
Non-Compliance of Medium Medium  Replacement of Contractors to
Contractors to the be Recommended by Technical
Approved Specifications Working Team
Non-Installation of Medium Medium  Seek connection to Local

26
 Solar Powered Potable
Water System due to
Failure to Locate Good
Well Source
Corruption During
Implementation
Sustainability and
Viability of Livelihood
Operations
Potable Water Provider
High High  Project updates shall be posted
regularly in the city and
barangay information board
(online and physical)
Medium Medium  If income is insufficient to
service the amortizations, the
coop will provide financial
assistance by way of short-
term loan to augment loan
amortizations

Table 10. Permits and Licenses

No. Name of Permit
1 Development Permit
2 Land Use Reclassification (if
necessary)
3 Land Use Conversion/ Exemption
4 Environmental Clearance Certificate
(ECC)
5 Certificate of Registration/ License
to Sell
6 Building Permit/ Occupancy Permit
Issuing Agency
Sangguniang Bayan/ City Planning &
Development Office
Sangguniang Bayan/ City Assessor’s Office
Department of Agrarian Reform
Department of Natural Resources
Department of Human Settlements &
Urban Development
City Engineering Office

C. Cost and Financing Plan

The budget is hereby summarized and provided in the following chart, as
well as the implementation schedule and S-curve of the project proper, and
the corresponding projected cash flow in undertaking the project. The Bill of
Quantities of the housing unit and the land development of the project site are
likewise itemized and detailed in the succeeding charts.

27
Table 11. Bar Chart, S-Curve and Project Cash Flow

28
 Table 12. Bill of Quantities of Housing Unit
BILL OF QUANTITY (BOQ)

ITEM NO. DESCRIPTION QUANTITY UNIT UNIT COST AMOUNT

1.0 Lay-out and Butterboards 1.00 lot 9,326.78 ₱ 9,326.78

2.0 Excavation of Footings and Zocalo 7.08 m3 1,448.47 ₱ 10,255.14

Concrete Pouring of Footing; complete with
3.0 1.09 Kg 47,701.54 ₱ 51,803.87
matting rebars and column rebars with stirrups
Concrete Pouring of Zocalo Wall with reinforcing
4.0 bars and Concrete Pouring on portion of all 1.11 m3 19,672.71 ₱ 21,876.06
Columns
Installation of 4 inches CHB parameter, partitions
5.0 and Firewalls with complete vertical and horizontal 124.04 Sq.m. 672.50 ₱ 83,417.20
bars including lentel beams and headers
Concrete Pouring of Columns and Stiffiner
6.0 Columns includes Fabrication and Installation of 1.48 Cu.m. 18,077.90 ₱ 26,755.29
Formworks, scaffolding and Strutting
Concrete Pouring of Roof Beams complete with
7.0 0.63 Cu.m. 53,146.72 ₱ 33,588.72
Reinforcing Bars, Formworks and Scaffoldings
Plastering works on walls Outside and Inside
8.0 including window edging for aluminum Sliding 143.00 m2 423.15 ₱ 60,511.03
Window
Installation of Longspan Color Roofing Complete
9.0 101.65 m2 456.77 ₱ 46,432.60
with Roof Framing structure
Installation of Cement Fiber Board Ceilings
10.0 97.82 m2 411.91 ₱ 40,293.13
Complete Metal Furring Joist and Hangers

11.0 Paintings of Ceilings and Wallings 143.00 m2 197.79 ₱ 28,283.71

12.0 Doors and Windows 1.00 Lot 131,003.60 ₱ 131,003.60

Electrical Installation(Conduits, Wiring, Boxes,

13.0 1.00 Lot 64,301.16 ₱ 64,301.16
Fixtures and Lightings)
Concrete Pouring of 0.075m Thick Ground Floor
14.0 includes backfilling of suitable soil and compaction 66.08 Sq.m. 842.17 ₱ 55,650.27
up to 95% with Matting rebars @ 60CM bothways

15.0 Tile Works of Flooring and Kitchen Sink 66.08 Sq.m. 1,163.90 ₱ 76,910.31

16.0 Toilet and Septic Vault 1.00 Lot 59,591.14 ₱ 59,591.14

T O T A L ₱ 800,000.00

Note:
Total Cost of Ps800,000.00 Divided by 2 to get
800,000.00/ 2= Ps400,000.00

29
Table 13. Bill of Quantities of Land Development

30
D. Monitoring and Information System
The Farmers’ Cooperative will take full ownership in creating and
implementing the monitoring and information system of the program. Periodic
reports will be required for submission to relevant LGUs to practice
transparency and accountability among stakeholders. Full documentation of all
phases, its activities, including deviations and iterations are expected to be part
of such reports. Information on economic, financial, and administrative
progress will also be presented to the stakeholders. Monitoring of project
activities will be done in different frequencies based on the nature of
information to be reported on. Some will require weekly, others monthly, or
quarterly. Financial Statements will be made each fiscal year or as may be
required during official audits. A community concern mechanism will also be
created to ensure that household needs are met and that communication lines
are open and always encouraged. In the advent of conflicts between/among
cooperative members, the officers of the cooperative are expected to be
inclusive and non-partisan.

Table 14. Summary of Recommended Monitoring Activities

Monitoring Mechanism Required Reporting Periodicity
for
Recipient Selection Completed/Successful Selection % Quarterly
Housing Amortization Compliance and Financials Monthly
House Constructions Number of Completions and Turnover Quarterly
Rates
Farming Activities Training Bi-weekly/Quarterly
Cash-crop Revenues Revenues Every 21 days
Overall Program Progress Impact and Investments Semi-Annual
and Status

31
IV. RECOMMENDATIONS
With all the analyses done, this feasibility study recommends the
following programs and steps to address the farmers’ plight in the locality of
Alaminos City in Pangasinan. Specifically, the proponents are putting forward
suggested actions for each objective.
1. Uplift the quality of life of farmers and their children through
housing, livelihood enterprises and education and to provide financial
access to farmers and farm workers, the program can leverage on the
Balik Probinsya, Bagong Pag-Asa Program that promotes
decongestion of urban areas and balance regional development. The
program is primarily for rural housing but can be scaled for
nationwide implementation. The program aims to entice urban
dwellers especially Informal Settler Families (ISFs) to return to
countryside with a promise from the government to provide shelters
and livelihood.
2. Apropriate education and training programs particularly on social
preparation, organizational development and management,
capability building, financial literacy, value formation, sustainable
livelihood, and agri-agro-based rural enterprise development and
management shall be provided to capacitate the ARBs and their
households toward increasing farm productivity and household
income.
3. Provide strong linkages through a convergence and mobilization of
resources in the development of a Farmers’ Housing Community, the
proposed program is recommended to establish Enhanced
Partnership Against Hunger and Poverty (EPAHP) Program of the
government where the produce of the farming communities can be
32
 exclusively sold to government hospitals and Bureau of Jail
Management and Penology (BJMP), hence ensuring sustainability.
Direct partnerships among stakeholders are also seen as propellers
the implementation of the project by easing out processing of
requirements.

V. REFERENCES
(n.d.). Retrieved from https://journal.com.ph/what-is-lacking-in-the-philippines-
agricultural-sector/
(n.d.). Retrieved from https://growthfeatures.com/2021/05/14/ph-posted-
embarrassingly-low-farmers-poverty-incidence-of-31-6-trade-deficit-of-5-9-
billion-the-only-net-food-deficit-in-asean5/
(n.d.). Retrieved from https://www.jstor.org/stable/4028838
(n.d.). Retrieved from https://ppdo.pangasinan.gov.ph/planners-and-researchers-
kiosk/provincial-ecological-profile-2020/population-and-social-profile/
(n.d.). Retrieved from https://www.fao.org/faolex/results/details/en/c/LEX-
FAOC003886/
(n.d.). Retrieved from https://business.inquirer.net/305706/carp-did-more-harm-
than-good-to-farm-sector-says-economist#ixzz 7eetBFuWw
(n.d.). Retrieved from https://voxdev.org/topic/agriculture/effects-land-reforms-
farm-size-and-agricultural-productivity
(n.d.). Retrieved from
https://www.manilatimes.net/2020/08/27/business/agribusiness/why-
filipino-small-farmers-remain-poor/759852
(n.d.). Retrieved from https://dhsud.gov.ph/news/dignifying-farmers-with-balai-
housing-program
(n.d.). Retrieved from https://business.inquirer.net/18611/philippines-is-running-
out-of-farmers#ixzz7elI5LkoX
Adriano, F. D. (2020, August 26). Why Filipino farmers remain poor. The Manila
Times..
Amerasinghe, N. (2015). Design, Appparisal, and Mangement of Sustainable
Development Projects. Makati City: Asian Institute of Management.

33