Scribd Logo
Upload

Welcome to Scribd!

  • 23 views

    Statement of Accounts - 113642969

    Uploaded by

    MEDIDA DURGARAO
    This account statement from IDFC FIRST Bank provides details of a two-wheeler personal loan for Medida Durgarao including the loan amount of Rs. 60,389, 48 remaining EMIs of Rs. 1,962 each due on the 2nd of every month, and potential charges for late or bounced payments. It outlines fees such as a Rs. 400 charge for bounced EMIs and 2% of unpaid EMIs as a late payment fee. The statement also lists other charges like a 5% prepayment fee and Rs. 500 fees for services like loan rescheduling or document retrieval.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content

    You might also like

    Statement of Accounts - 113642969

    Uploaded by

    MEDIDA DURGARAO
    23 views4 pages
    This account statement from IDFC FIRST Bank provides details of a two-wheeler personal loan for Medida Durgarao including the loan amount of Rs. 60,389, 48 remaining EMIs of Rs. 1,962 each due on the 2nd of every month, and potential charges for late or bounced payments. It outlines fees such as a Rs. 400 charge for bounced EMIs and 2% of unpaid EMIs as a late payment fee. The statement also lists other charges like a 5% prepayment fee and Rs. 500 fees for services like loan rescheduling or document retrieval.

    Original Description:

    Hi

    Original Title

    Statement of accounts_113642969

    Copyright

    © © All Rights Reserved

    Available Formats

    PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Report this Document
    This account statement from IDFC FIRST Bank provides details of a two-wheeler personal loan for Medida Durgarao including the loan amount of Rs. 60,389, 48 remaining EMIs of Rs. 1,962 each due on the 2nd of every month, and potential charges for late or bounced payments. It outlines fees such as a Rs. 400 charge for bounced EMIs and 2% of unpaid EMIs as a late payment fee. The statement also lists other charges like a 5% prepayment fee and Rs. 500 fees for services like loan rescheduling or document retrieval.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pdf or txt
    23 views4 pages

    Statement of Accounts - 113642969

    Uploaded by

    MEDIDA DURGARAO
    This account statement from IDFC FIRST Bank provides details of a two-wheeler personal loan for Medida Durgarao including the loan amount of Rs. 60,389, 48 remaining EMIs of Rs. 1,962 each due on the 2nd of every month, and potential charges for late or bounced payments. It outlines fees such as a Rs. 400 charge for bounced EMIs and 2% of unpaid EMIs as a late payment fee. The statement also lists other charges like a 5% prepayment fee and Rs. 500 fees for services like loan rescheduling or document retrieval.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pdf or txt
    of 4

    ACCOUNT STATEMENT HOME

    Generated Electronically as on 16 September, 2023

    MEDIDA DURGARAO
    S/o Medida Trimurtulu,door Number 2-199,kotha Durgamma
    Gudi Veedhi,rajanagaram Mandal,rajanagaram,east
    East Godavari - 533341

    888-659-4366

    Summary of Loan Account


    A/C No Products EMI Amount Remaining EMI(s) Principal Outstanding EMI(s) Overdue Charges Overdue

    127650130 PLTW 1,962 48 60,389 0 0

    * To know principal outstanding for loan against property / home loans please get in touch with our customer service please call 1860-258-2000

    Please note that a charge of Rs 400 will be levied against your account in case of EMI bouncing due to insufficient balance. Please maintain sufficient
    balance in your account by 1st of every month to avoid EMI Bounce charges. A second attempt to recover EMI will be made 2-3 working days after the first
    presentation of every month. If sufficient balance is not maintained by this second attempt, a further bounce charge of Rs 400 will be levied. Please also
    note that non-payment of EMI within the calendar month will result in a penal charge of 2% of the unpaid EMI or Rs 300 whichever is higher. For any
    clarifications of charges applicable to your account, consult our schedule of charges.

    All charges mentioned in the statement are exclusive of GST. GST will be charged as per the applicable rules and regulations.

    DISCLAIMER: This is a system generated Account Statement and does not require signature. In case of any discrepancy in this Account Statement, please
    call 1860-258-2000 or visit nearest IDFC FIRST Bank branch within 10 (TEN) days from the date of last entry made in this statement, failing which, this
    Account Statement will be deemed to be accepted by you (the borrower).

    Visit us at Call us on Download our app


    www.idfcfirstbank.com 1860-258-2000
    TWO-WHEELER PERSONAL HOME
    LOAN

    LOAN EMI PAYMENTS & CHARGES


    A/C No 127650130 EMI Amount ` 1,962.00 Last Payment Date -

    Loan Amount ` 60,389.00 EMI Start Month October 2023 Last Payment Amount ` 0.00

    Net Tenure 48 Months EMI End Month September 2027 Payment Mode Others

    Gross Tenure 48 Months EMI Due On 02 of every month EMI Overdue ` 0.00

    Status Active Remaining EMI(s) 48 Bounce Charges Overdue ` 0.00

    Disbursed Date 08 Sep, 2023 Penalty Charges Overdue ` 0.00

    Other charges ` 0.00

    Unadjusted Payments ` 58,001.00

    Visit us at Call us on Download our app


    www.idfcfirstbank.com 1860-258-2000
    ACCOUNT STATEMENT HOME

    Generated Electronically as on 16 September, 2023

    Products/Type of charges Two-Wheeler Personal Loan

    EMI Bounce charges per presentation* 400

    Late payment/Penal charges/ Default interest/Overdue (per month) 2% of the unpaid EMI or Rs 300 whichever is higher

    Cheque Swap charges (per swap)* 500

    10000 within 30 days of disbursement or 1st EMI presentation whichever is


    Cancellation & Rebooking charges earlier. Post 30 days or 1st EMI presentation request for cancellation will be
    treated as foreclosure

    Foreclosure / Prepayment charges* 5% of principle outstanding amount

    Loan re scheduling charges (per re scheduling) NA

    Duplicate No Objection Certificate Issuance Charges* 500

    Physical Repayment Schedule * 500

    Physical Statement of Account* 500

    Document retrieval charges (per retrieval)* 500

    Stamping Charges As per actuals

    Processing fees Up to 3.5% of the total loan amount

    List of Documents NA

    Part Payment charges Part Payment is not allowed

    Initial Money Deposit/ Application Fees (Non-refundable) NA

    EBC Replacement Fee (if EBC Applicable)

    Easy Buy Card Replacement Fee (If Easy Buy Card Applicable)

    EBC & Push Card fee(if applicable)

    EMI Pickup/ Collection Charges* 350

    Admin Charges (If Applicable)

    Pre EMI

    * To know principal outstanding for loan against property / home loans please get in touch with our customer service please call 1860-258-2000

    Please note that a charge of Rs 400 will be levied against your account in case of EMI bouncing due to insufficient balance. Please maintain sufficient
    balance in your account by 1st of every month to avoid EMI Bounce charges. A second attempt to recover EMI will be made 2-3 working days after the first
    presentation of every month. If sufficient balance is not maintained by this second attempt, a further bounce charge of Rs 400 will be levied. Please also
    note that non-payment of EMI within the calendar month will result in a penal charge of 2% of the unpaid EMI or Rs 300 whichever is higher. For any
    clarifications of charges applicable to your account, consult our schedule of charges.

    All charges mentioned in the statement are exclusive of GST. GST will be charged as per the applicable rules and regulations.

    DISCLAIMER: This is a system generated Account Statement and does not require signature. In case of any discrepancy in this Account Statement, please
    call 1860-258-2000 or visit nearest IDFC FIRST Bank branch within 10 (TEN) days from the date of last entry made in this statement, failing which, this
    Account Statement will be deemed to be accepted by you (the borrower).

    Visit us at Call us on Download our app


    www.idfcfirstbank.com 1860-258-2000
    ACCOUNT STATEMENT HOME

    Generated Electronically as on 16 September, 2023

    Products/Type of charges Two-Wheeler Personal Loan

    Security Post Dated Cheque Waiver

    Legal/Collections/ Repossession & Incidental Charges

    PDD charges

    Valuation Charges (If applicable)

    Admin Fee (if applicable)

    Other Charges (if applicable)

    Valuation Charges (Used Tractor)

    *Charges above are exclusive of GST

    * To know principal outstanding for loan against property / home loans please get in touch with our customer service please call 1860-258-2000

    Please note that a charge of Rs 400 will be levied against your account in case of EMI bouncing due to insufficient balance. Please maintain sufficient
    balance in your account by 1st of every month to avoid EMI Bounce charges. A second attempt to recover EMI will be made 2-3 working days after the first
    presentation of every month. If sufficient balance is not maintained by this second attempt, a further bounce charge of Rs 400 will be levied. Please also
    note that non-payment of EMI within the calendar month will result in a penal charge of 2% of the unpaid EMI or Rs 300 whichever is higher. For any
    clarifications of charges applicable to your account, consult our schedule of charges.

    All charges mentioned in the statement are exclusive of GST. GST will be charged as per the applicable rules and regulations.

    DISCLAIMER: This is a system generated Account Statement and does not require signature. In case of any discrepancy in this Account Statement, please
    call 1860-258-2000 or visit nearest IDFC FIRST Bank branch within 10 (TEN) days from the date of last entry made in this statement, failing which, this
    Account Statement will be deemed to be accepted by you (the borrower).

    Visit us at Call us on Download our app


    www.idfcfirstbank.com 1860-258-2000

    You might also like