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JRF 4597
JRF 4597
REV: B
RTD Code:08
MOTOR CYCLE
M.Y.3
Make & Type of Body / Buatan & Jenis Badan Service Tax / Cukai Perkhidmatan 6% 14.70
YAMAHA Y15ZR / MOTORCYCLE Stamp Duty / Duti Setem 10.00
Geographical Area : Malaysia , Republic of Singapore and Negara Brunei Darussalam. / Kawasan Geografi : Malaysia, Republik Singapura dan
Negara Brunei Darussalam.
Limitations as to Use / Authorised Driver : As described in the Certificate of Insurance. / Had Penggunaan / Pemandu Yang Diberi Kuasa : Seperti
yang tercatat dalam Sijil Insurans.
Replacing Cover Note No./ - Issued By / Dikeluarkan Oleh : For / untuk
Gantian No. Nota ONE PLUS ONE AGENCY AmGeneral Insurance Berhad
Perlindungan NO 77 JALAN KEBUDAYAAN 16
Renewal of Policy No./ W3747259 TAMAN UNIVERSITI
Pembaharuan No.Polisi Tel : 0146990696
Date of Proposal or 01-12-2020 Fax :
Declaration /
Tarikh Cadangan atau
Pengisytiharan Authorised Signature /
Tandatangan Yang Diberi Kuasa
Date of Issue / Time 01-12-2020 12:18:07 PM
Tarikh Dikeluarkan / Waktu 226210011220I165
Note: / Nota: No refund of premium for any cancellation of policy if premium is charged on minimum premium / Tiada bayaran balik premium bagi sebarang pembatalan polisi sekiranya
premium yang dikenakan adalah premium minima.
12JVG3PM881207-3
VEHICLE NO : JRF4597
COVER NOTE NO : JVE0024374
PRIVACY CLAUSE
1.0 PRIVACY CLAUSE
1.1 You confirm that you have read, understood and agree to be bound by the Privacy Notice of AmGeneral Insurance
which is available at our website and the clauses herein, as may relate to the processing of your personal
information. For the avoidance of doubt, you agree that the said Privacy Notice shall be deemed to be incorporated
by reference into this Insurance Policy.
1.2 In the event you provide personal and/or financial information relating to third parties, including information relating
to your next-of-kin and dependents, for the purpose of operating the Insurance Policy with AmGeneral or otherwise
subscribing to AmGeneral's products and services, you:
a. confirm that you have obtained their consent or are otherwise entitled to provide the information to
AmGeneral and for AmGeneral to use it in accordance with this Insurance Policy;
b. agree to ensure that the personal and financial information of the said third parties is accurate and
update AmGeneral in writing in the event of any change to the said personal and financial information;
and
c. agree to AmGeneral's right to terminate the Insurance Policy should such consent be withdrawn by any
of the said third parties
1.3 Even after you have provided AmGeneral with any information, you have the option to withdraw the consent given
earlier. In such instances, AmGeneral will have the right to not provide or discontinue the provision of the Insurance
Policy that is/are linked with such information.
1.4 You agree that the Company and its related companies may contact you about products and services and offers,
which the Company and its related companies believe may be of interest to you, through various channels of
communication.
1.5 In the event you do not wish to consent to use your personal data to receive marketing of products and services by
the Company and its related companies, you may contact AmGeneral as per below details or you may contact
AmGeneral's nearest branch to you:
Customer Service Executive, Customer Contact Centre
Telephone No E-Mail
AmAssurance 1-300-80-3030 customer@amassurance.com.my
Kurnia Insurans 1-800-88-6333 customer@kurnia.com
1.6 AmGeneral reserves the right to amend this Section from time to time at AmGeneral's sole discretion by providing
notice to you.
VEHICLE INSURED VALUE
1.0 IF YOU HAVE SELECTED THE AGREED VALUE OPTION
1.1 Your vehicle is insured based on an agreed value.
1.2 In the event of total loss, the maximum amount that we will pay is up to the sum insured as shown in the schedule.
2.0 IF YOU HAVE SELECTED THE MARKET VALUE OPTION
2.1 Your vehicle is insured based on market value.
2.2 In the event of total loss, the maximum amount that we will pay is up to the market value of the vehicle which will
be determined at the time of loss or the sum insured as shown in the schedule; whichever is lesser. You may refer
to Section 10 : 'Definitions' or Endorsement 113 of the policy wording for the detailed definition of market value.
2.3 It is important to insure your vehicle with the appropriate market value. Below are the effects of over-insurance and
under-insurance when an incident happens and giving rise to a claim:
a. Over-insurance : When a claim arises, the maximum amount that we will pay you is up to the market
value of your vehicle even if your vehicle's sum insured is higher than the market
value.
b. Under-insurance : When claim arises, we will only bear part of the loss in proportion to the difference
between the market value and the sum insured. The balance has to be borne by
you if the under-insured amount is more than 10% of the market value.