rent 2% with 7.

5%
Month Begining Loan Balance EMI PrincipalMonthly Interest
Outstanding Balance appreciation
1 ₹ 6490928 ₹ 60801 ₹ 9072 ₹ 51729 ₹ 6490928
2 ₹ 6490928 ₹ 60801 ₹ 9144 ₹ 51657 ₹ 6481784
3 ₹ 6481784 ₹ 60801 ₹ 9217 ₹ 51584 ₹ 6472568
4 ₹ 6472568 ₹ 60801 ₹ 9290 ₹ 51511 ₹ 6463278
5 ₹ 6463278 ₹ 60801 ₹ 9364 ₹ 51437 ₹ 6453914
6 ₹ 6453914 ₹ 60801 ₹ 9439 ₹ 51362 ₹ 6444475
7 ₹ 6444475 ₹ 60801 ₹ 9514 ₹ 51287 ₹ 6434961
8 ₹ 6434961 ₹ 60801 ₹ 9589 ₹ 51212 ₹ 6425372
9 ₹ 6425372 ₹ 60801 ₹ 9666 ₹ 51135 ₹ 6415706
10 ₹ 6415706 ₹ 60801 ₹ 9743 ₹ 51058 ₹ 6405964
11 ₹ 6405964 ₹ 60801 ₹ 9820 ₹ 50981 ₹ 6396144 Principal Interest
12 ₹ 6396144 ₹ 60801 ₹ 9898 ₹ 50903 ₹ 6386245 ₹0 ₹0 200000 240000
13 ₹ 6386245 ₹ 60801 ₹ 9977 ₹ 50824 ₹ 6376268 ₹0 ₹0
14 ₹ 6376268 ₹ 60801 ₹ 10056 ₹ 50744 ₹ 6366212 ₹0 ₹0
15 ₹ 6366212 ₹ 60801 ₹ 10136 ₹ 50664 ₹ 6356075 ₹0 ₹0
16 ₹ 6356075 ₹ 60801 ₹ 10217 ₹ 50584 ₹ 6345858 ₹0 ₹0
17 ₹ 6345858 ₹ 60801 ₹ 10298 ₹ 50502 ₹ 6335560 ₹0 ₹0
18 ₹ 6335560 ₹ 60801 ₹ 10380 ₹ 50420 ₹ 6325179 ₹0 ₹0
19 ₹ 6325179 ₹ 60801 ₹ 10463 ₹ 50338 ₹ 6314716 ₹0 ₹0
20 ₹ 6314716 ₹ 60801 ₹ 10546 ₹ 50255 ₹ 6304170 ₹0 ₹0
21 ₹ 6304170 ₹ 60801 ₹ 10630 ₹ 50171 ₹ 6293540 ₹0 ₹0
22 ₹ 6293540 ₹ 60801 ₹ 10715 ₹ 50086 ₹ 6282825 ₹0 ₹0
23 ₹ 6282825 ₹ 60801 ₹ 10800 ₹ 50001 ₹ 6272025 ₹0 ₹0
24 ₹ 6272025 ₹ 60801 ₹ 10886 ₹ 49915 ₹ 6261139 ₹0 ₹0 200000 258000
25 ₹ 6261139 ₹ 60801 ₹ 10973 ₹ 49828 ₹ 6250166 ₹0 ₹0
26 ₹ 6250166 ₹ 60801 ₹ 11060 ₹ 49741 ₹ 6239106 ₹0 ₹0
27 ₹ 6239106 ₹ 60801 ₹ 11148 ₹ 49653 ₹ 6227958 ₹0 ₹0
28 ₹ 6227958 ₹ 60801 ₹ 11237 ₹ 49564 ₹ 6216721 ₹0 ₹0
29 ₹ 6216721 ₹ 60801 ₹ 11326 ₹ 49475 ₹ 6205395 ₹0 ₹0
30 ₹ 6205395 ₹ 60801 ₹ 11416 ₹ 49385 ₹ 6193979 ₹0 ₹0
31 ₹ 6193979 ₹ 60801 ₹ 11507 ₹ 49294 ₹ 6182472 ₹0 ₹0
32 ₹ 6182472 ₹ 60801 ₹ 11599 ₹ 49202 ₹ 6170873 ₹0 ₹0
33 ₹ 6170873 ₹ 60801 ₹ 11691 ₹ 49110 ₹ 6159182 ₹0 ₹0
34 ₹ 6159182 ₹ 60801 ₹ 11784 ₹ 49017 ₹ 6147398 ₹0 ₹0
35 ₹ 6147398 ₹ 60801 ₹ 11878 ₹ 48923 ₹ 6135520 ₹0 ₹0
36 ₹ 6135520 ₹ 60801 ₹ 11972 ₹ 48829 ₹ 6123548 ₹0 ₹0 200000 277350
37 ₹ 6123548 ₹ 60801 ₹ 12068 ₹ 48733 ₹ 6111480 ₹0 ₹0
38 ₹ 6111480 ₹ 60801 ₹ 12164 ₹ 48637 ₹ 6099316 ₹0 ₹0
39 ₹ 6099316 ₹ 60801 ₹ 12261 ₹ 48540 ₹ 6087056 ₹0 ₹0
40 ₹ 6087056 ₹ 60801 ₹ 12358 ₹ 48443 ₹ 6074698 ₹0 ₹0
41 ₹ 6074698 ₹ 60801 ₹ 12456 ₹ 48344 ₹ 6062241 ₹0 ₹0
42 ₹ 6062241 ₹ 60801 ₹ 12556 ₹ 48245 ₹ 6049686 ₹0 ₹0
43 ₹ 6049686 ₹ 60801 ₹ 12656 ₹ 48145 ₹ 6037030 ₹0 ₹0
44 ₹ 6037030 ₹ 60801 ₹ 12756 ₹ 48045 ₹ 6024274 ₹0 ₹0
45 ₹ 6024274 ₹ 60801 ₹ 12858 ₹ 47943 ₹ 6011416 ₹0 ₹0
46 ₹ 6011416 ₹ 60801 ₹ 12960 ₹ 47841 ₹ 5998456 ₹0 ₹0
47 ₹ 5998456 ₹ 60801 ₹ 13063 ₹ 47738 ₹ 5985393 ₹0 ₹0
48 ₹ 5985393 ₹ 60801 ₹ 13167 ₹ 47634 ₹ 5972226 ₹0 ₹0 200000 298151.25
49 ₹ 5972226 ₹ 60801 ₹ 13272 ₹ 47529 ₹ 5958954 ₹0 ₹0
50 ₹ 5958954 ₹ 60801 ₹ 13378 ₹ 47423 ₹ 5945576 ₹0 ₹0
51 ₹ 5945576 ₹ 60801 ₹ 13484 ₹ 47317 ₹ 5932092 ₹0 ₹0
52 ₹ 5932092 ₹ 60801 ₹ 13591 ₹ 47210 ₹ 5918501 ₹0 ₹0
53 ₹ 5918501 ₹ 60801 ₹ 13700 ₹ 47101 ₹ 5904801 ₹0 ₹0
54 ₹ 5904801 ₹ 60801 ₹ 13809 ₹ 46992 ₹ 5890993 ₹0 ₹0
55 ₹ 5890993 ₹ 60801 ₹ 13918 ₹ 46882 ₹ 5877074 ₹0 ₹0
56 ₹ 5877074 ₹ 60801 ₹ 14029 ₹ 46772 ₹ 5863045 ₹0 ₹0
57 ₹ 5863045 ₹ 60801 ₹ 14141 ₹ 46660 ₹ 5848904 ₹0 ₹0
58 ₹ 5848904 ₹ 60801 ₹ 14253 ₹ 46548 ₹ 5834651 ₹0 ₹0
59 ₹ 5834651 ₹ 60801 ₹ 14367 ₹ 46434 ₹ 5820284 ₹0 ₹0
60 ₹ 5820284 ₹ 60801 ₹ 14481 ₹ 46320 ₹ 5805803 ₹0 ₹0 200000 320512.5938
61 ₹ 5805803 ₹ 60801 ₹ 14596 ₹ 46205 ₹ 5791206 ₹0 ₹0
62 ₹ 5791206 ₹ 60801 ₹ 14713 ₹ 46088 ₹ 5776494 ₹0 ₹0
63 ₹ 5776494 ₹ 60801 ₹ 14830 ₹ 45971 ₹ 5761664 ₹0 ₹0
64 ₹ 5761664 ₹ 60801 ₹ 14948 ₹ 45853 ₹ 5746717 ₹0 ₹0
65 ₹ 5746717 ₹ 60801 ₹ 15067 ₹ 45734 ₹ 5731650 ₹0 ₹0
66 ₹ 5731650 ₹ 60801 ₹ 15187 ₹ 45614 ₹ 5716463 ₹0 ₹0
67 ₹ 5716463 ₹ 60801 ₹ 15307 ₹ 45494 ₹ 5701156 ₹0 ₹0
68 ₹ 5701156 ₹ 60801 ₹ 15429 ₹ 45372 ₹ 5685727 ₹0 ₹0
69 ₹ 5685727 ₹ 60801 ₹ 15552 ₹ 45249 ₹ 5670175 ₹0 ₹0
70 ₹ 5670175 ₹ 60801 ₹ 15676 ₹ 45125 ₹ 5654499 ₹0 ₹0
71 ₹ 5654499 ₹ 60801 ₹ 15801 ₹ 45000 ₹ 5638699 ₹0 ₹0
72 ₹ 5638699 ₹ 60801 ₹ 15926 ₹ 44875 ₹ 5622772 ₹0 ₹0 200000 344551.0383
73 ₹ 5622772 ₹ 60801 ₹ 16053 ₹ 44748 ₹ 5606719 ₹0 ₹0
74 ₹ 5606719 ₹ 60801 ₹ 16181 ₹ 44620 ₹ 5590538 ₹0 ₹0
75 ₹ 5590538 ₹ 60801 ₹ 16310 ₹ 44491 ₹ 5574229 ₹0 ₹0
76 ₹ 5574229 ₹ 60801 ₹ 16439 ₹ 44362 ₹ 5557790 ₹0 ₹0
77 ₹ 5557790 ₹ 60801 ₹ 16570 ₹ 44231 ₹ 5541219 ₹0 ₹0
78 ₹ 5541219 ₹ 60801 ₹ 16702 ₹ 44099 ₹ 5524517 ₹0 ₹0
79 ₹ 5524517 ₹ 60801 ₹ 16835 ₹ 43966 ₹ 5507682 ₹0 ₹0
80 ₹ 5507682 ₹ 60801 ₹ 16969 ₹ 43832 ₹ 5490713 ₹0 ₹0
81 ₹ 5490713 ₹ 60801 ₹ 17104 ₹ 43697 ₹ 5473609 ₹0 ₹0
82 ₹ 5473609 ₹ 60801 ₹ 17240 ₹ 43561 ₹ 5456369 ₹0 ₹0
83 ₹ 5456369 ₹ 60801 ₹ 17377 ₹ 43424 ₹ 5438992 ₹0 ₹0
84 ₹ 5438992 ₹ 60801 ₹ 17516 ₹ 43285 ₹ 5421476 ₹0 ₹0 200000 370392.3662
85 ₹ 5421476 ₹ 60801 ₹ 17655 ₹ 43146 ₹ 5403821 ₹0 ₹0
86 ₹ 5403821 ₹ 60801 ₹ 17796 ₹ 43005 ₹ 5386026 ₹0 ₹0
87 ₹ 5386026 ₹ 60801 ₹ 17937 ₹ 42864 ₹ 5368089 ₹0 ₹0
88 ₹ 5368089 ₹ 60801 ₹ 18080 ₹ 42721 ₹ 5350009 ₹0 ₹0
89 ₹ 5350009 ₹ 60801 ₹ 18224 ₹ 42577 ₹ 5331785 ₹0 ₹0
90 ₹ 5331785 ₹ 60801 ₹ 18369 ₹ 42432 ₹ 5313416 ₹0 ₹0
91 ₹ 5313416 ₹ 60801 ₹ 18515 ₹ 42286 ₹ 5294901 ₹0 ₹0
92 ₹ 5294901 ₹ 60801 ₹ 18662 ₹ 42139 ₹ 5276239 ₹0 ₹0
93 ₹ 5276239 ₹ 60801 ₹ 18811 ₹ 41990 ₹ 5257428 ₹0 ₹0
94 ₹ 5257428 ₹ 60801 ₹ 18961 ₹ 41840 ₹ 5238468 ₹0 ₹0
95 ₹ 5238468 ₹ 60801 ₹ 19111 ₹ 41689 ₹ 5219356 ₹0 ₹0
96 ₹ 5219356 ₹ 60801 ₹ 19264 ₹ 41537 ₹ 5200093 ₹0 ₹0 200000 398171.7936
97 ₹ 5200093 ₹ 60801 ₹ 19417 ₹ 41384 ₹ 5180676 ₹0 ₹0
98 ₹ 5180676 ₹ 60801 ₹ 19571 ₹ 41230 ₹ 5161104 ₹0 ₹0
99 ₹ 5161104 ₹ 60801 ₹ 19727 ₹ 41074 ₹ 5141377 ₹0 ₹0
100 ₹ 5141377 ₹ 60801 ₹ 19884 ₹ 40917 ₹ 5121493 ₹0 ₹0
101 ₹ 5121493 ₹ 60801 ₹ 20042 ₹ 40759 ₹ 5101451 ₹0 ₹0
102 ₹ 5101451 ₹ 60801 ₹ 20202 ₹ 40599 ₹ 5081249 ₹0 ₹0
103 ₹ 5081249 ₹ 60801 ₹ 20363 ₹ 40438 ₹ 5060886 ₹0 ₹0
104 ₹ 5060886 ₹ 60801 ₹ 20525 ₹ 40276 ₹ 5040362 ₹0 ₹0
105 ₹ 5040362 ₹ 60801 ₹ 20688 ₹ 40113 ₹ 5019674 ₹0 ₹0
106 ₹ 5019674 ₹ 60801 ₹ 20853 ₹ 39948 ₹ 4998821 ₹0 ₹0
107 ₹ 4998821 ₹ 60801 ₹ 21019 ₹ 39782 ₹ 4977802 ₹0 ₹0
108 ₹ 4977802 ₹ 60801 ₹ 21186 ₹ 39615 ₹ 4956616 ₹0 ₹0 200000 428034.6781
109 ₹ 4956616 ₹ 60801 ₹ 21355 ₹ 39446 ₹ 4935262 ₹0 ₹0
110 ₹ 4935262 ₹ 60801 ₹ 21524 ₹ 39276 ₹ 4913737 ₹0 ₹0
111 ₹ 4913737 ₹ 60801 ₹ 21696 ₹ 39105 ₹ 4892042 ₹0 ₹0
112 ₹ 4892042 ₹ 60801 ₹ 21868 ₹ 38932 ₹ 4870173 ₹0 ₹0
113 ₹ 4870173 ₹ 60801 ₹ 22042 ₹ 38758 ₹ 4848131 ₹0 ₹0
114 ₹ 4848131 ₹ 60801 ₹ 22218 ₹ 38583 ₹ 4825913 ₹0 ₹0
115 ₹ 4825913 ₹ 60801 ₹ 22395 ₹ 38406 ₹ 4803518 ₹0 ₹0
116 ₹ 4803518 ₹ 60801 ₹ 22573 ₹ 38228 ₹ 4780945 ₹0 ₹0
117 ₹ 4780945 ₹ 60801 ₹ 22753 ₹ 38048 ₹ 4758193 ₹0 ₹0
118 ₹ 4758193 ₹ 60801 ₹ 22934 ₹ 37867 ₹ 4735259 ₹0 ₹0
119 ₹ 4735259 ₹ 60801 ₹ 23116 ₹ 37685 ₹ 4712143 ₹0 ₹0
120 ₹ 4712143 ₹ 60801 ₹ 23300 ₹ 37501 ₹ 4688843 ₹0 ₹0 200000 460137.279
121 ₹ 4688843 ₹ 60801 ₹ 23486 ₹ 37315 ₹ 4665357 ₹0 ₹0
122 ₹ 4665357 ₹ 60801 ₹ 23672 ₹ 37128 ₹ 4641685 ₹0 ₹0
123 ₹ 4641685 ₹ 60801 ₹ 23861 ₹ 36940 ₹ 4617824 ₹0 ₹0
124 ₹ 4617824 ₹ 60801 ₹ 24051 ₹ 36750 ₹ 4593773 ₹0 ₹0
125 ₹ 4593773 ₹ 60801 ₹ 24242 ₹ 36559 ₹ 4569531 ₹0 ₹0
126 ₹ 4569531 ₹ 60801 ₹ 24435 ₹ 36366 ₹ 4545096 ₹0 ₹0
127 ₹ 4545096 ₹ 60801 ₹ 24630 ₹ 36171 ₹ 4520467 ₹0 ₹0
128 ₹ 4520467 ₹ 60801 ₹ 24826 ₹ 35975 ₹ 4495641 ₹0 ₹0
129 ₹ 4495641 ₹ 60801 ₹ 25023 ₹ 35778 ₹ 4470618 ₹0 ₹0
130 ₹ 4470618 ₹ 60801 ₹ 25222 ₹ 35579 ₹ 4445396 ₹0 ₹0
131 ₹ 4445396 ₹ 60801 ₹ 25423 ₹ 35378 ₹ 4419973 ₹0 ₹0
132 ₹ 4419973 ₹ 60801 ₹ 25625 ₹ 35176 ₹ 4394348 ₹0 ₹0 200000 494647.5749
133 ₹ 4394348 ₹ 60801 ₹ 25829 ₹ 34972 ₹ 4368518 ₹0 ₹0
134 ₹ 4368518 ₹ 60801 ₹ 26035 ₹ 34766 ₹ 4342483 ₹0 ₹0
135 ₹ 4342483 ₹ 60801 ₹ 26242 ₹ 34559 ₹ 4316241 ₹0 ₹0
136 ₹ 4316241 ₹ 60801 ₹ 26451 ₹ 34350 ₹ 4289791 ₹0 ₹0
137 ₹ 4289791 ₹ 60801 ₹ 26661 ₹ 34140 ₹ 4263129 ₹0 ₹0
138 ₹ 4263129 ₹ 60801 ₹ 26874 ₹ 33927 ₹ 4236256 ₹0 ₹0
139 ₹ 4236256 ₹ 60801 ₹ 27087 ₹ 33714 ₹ 4209168 ₹0 ₹0
140 ₹ 4209168 ₹ 60801 ₹ 27303 ₹ 33498 ₹ 4181866 ₹0 ₹0
141 ₹ 4181866 ₹ 60801 ₹ 27520 ₹ 33281 ₹ 4154345 ₹0 ₹0
142 ₹ 4154345 ₹ 60801 ₹ 27739 ₹ 33062 ₹ 4126606 ₹0 ₹0
143 ₹ 4126606 ₹ 60801 ₹ 27960 ₹ 32841 ₹ 4098646 ₹0 ₹0
144 ₹ 4098646 ₹ 60801 ₹ 28183 ₹ 32618 ₹ 4070463 ₹0 ₹0 200000 531746.143
145 ₹ 4070463 ₹ 60801 ₹ 28407 ₹ 32394 ₹ 4042057 ₹0 ₹0
146 ₹ 4042057 ₹ 60801 ₹ 28633 ₹ 32168 ₹ 4013424 ₹0 ₹0
147 ₹ 4013424 ₹ 60801 ₹ 28861 ₹ 31940 ₹ 3984563 ₹0 ₹0
148 ₹ 3984563 ₹ 60801 ₹ 29090 ₹ 31710 ₹ 3955473 ₹0 ₹0
149 ₹ 3955473 ₹ 60801 ₹ 29322 ₹ 31479 ₹ 3926151 ₹0 ₹0
150 ₹ 3926151 ₹ 60801 ₹ 29555 ₹ 31246 ₹ 3896595 ₹0 ₹0
151 ₹ 3896595 ₹ 60801 ₹ 29791 ₹ 31010 ₹ 3866805 ₹0 ₹0
152 ₹ 3866805 ₹ 60801 ₹ 30028 ₹ 30773 ₹ 3836777 ₹0 ₹0
153 ₹ 3836777 ₹ 60801 ₹ 30267 ₹ 30534 ₹ 3806511 ₹0 ₹0
154 ₹ 3806511 ₹ 60801 ₹ 30507 ₹ 30293 ₹ 3776003 ₹0 ₹0
155 ₹ 3776003 ₹ 60801 ₹ 30750 ₹ 30051 ₹ 3745253 ₹0 ₹0
156 ₹ 3745253 ₹ 60801 ₹ 30995 ₹ 29806 ₹ 3714258 ₹0 ₹0 200000 571627.1038
157 ₹ 3714258 ₹ 60801 ₹ 31242 ₹ 29559 ₹ 3683016 ₹0 ₹0
158 ₹ 3683016 ₹ 60801 ₹ 31490 ₹ 29311 ₹ 3651526 ₹0 ₹0
159 ₹ 3651526 ₹ 60801 ₹ 31741 ₹ 29060 ₹ 3619785 ₹0 ₹0
160 ₹ 3619785 ₹ 60801 ₹ 31993 ₹ 28807 ₹ 3587792 ₹0 ₹0
161 ₹ 3587792 ₹ 60801 ₹ 32248 ₹ 28553 ₹ 3555544 ₹0 ₹0
162 ₹ 3555544 ₹ 60801 ₹ 32505 ₹ 28296 ₹ 3523039 ₹0 ₹0
163 ₹ 3523039 ₹ 60801 ₹ 32763 ₹ 28038 ₹ 3490276 ₹0 ₹0
164 ₹ 3490276 ₹ 60801 ₹ 33024 ₹ 27777 ₹ 3457252 ₹0 ₹0
165 ₹ 3457252 ₹ 60801 ₹ 33287 ₹ 27514 ₹ 3423965 ₹0 ₹0
166 ₹ 3423965 ₹ 60801 ₹ 33552 ₹ 27249 ₹ 3390413 ₹0 ₹0
167 ₹ 3390413 ₹ 60801 ₹ 33819 ₹ 26982 ₹ 3356594 ₹0 ₹0
168 ₹ 3356594 ₹ 60801 ₹ 34088 ₹ 26713 ₹ 3322506 ₹0 ₹0 200000 614499.1365
169 ₹ 3322506 ₹ 60801 ₹ 34359 ₹ 26442 ₹ 3288147 ₹0 ₹0
170 ₹ 3288147 ₹ 60801 ₹ 34633 ₹ 26168 ₹ 3253514 ₹0 ₹0
171 ₹ 3253514 ₹ 60801 ₹ 34908 ₹ 25893 ₹ 3218606 ₹0 ₹0
172 ₹ 3218606 ₹ 60801 ₹ 35186 ₹ 25615 ₹ 3183419 ₹0 ₹0
173 ₹ 3183419 ₹ 60801 ₹ 35466 ₹ 25335 ₹ 3147953 ₹0 ₹0
174 ₹ 3147953 ₹ 60801 ₹ 35748 ₹ 25052 ₹ 3112205 ₹0 ₹0
175 ₹ 3112205 ₹ 60801 ₹ 36033 ₹ 24768 ₹ 3076172 ₹0 ₹0
176 ₹ 3076172 ₹ 60801 ₹ 36320 ₹ 24481 ₹ 3039852 ₹0 ₹0
177 ₹ 3039852 ₹ 60801 ₹ 36609 ₹ 24192 ₹ 3003243 ₹0 ₹0
178 ₹ 3003243 ₹ 60801 ₹ 36900 ₹ 23901 ₹ 2966343 ₹0 ₹0
179 ₹ 2966343 ₹ 60801 ₹ 37194 ₹ 23607 ₹ 2929149 ₹0 ₹0
180 ₹ 2929149 ₹ 60801 ₹ 37490 ₹ 23311 ₹ 2891660 ₹0 ₹0 200000 660586.5718
181 ₹ 2891660 ₹ 60801 ₹ 37788 ₹ 23013 ₹ 2853871 ₹0 ₹0
182 ₹ 2853871 ₹ 60801 ₹ 38089 ₹ 22712 ₹ 2815783 ₹0 ₹0
183 ₹ 2815783 ₹ 60801 ₹ 38392 ₹ 22409 ₹ 2777391 ₹0 ₹0
184 ₹ 2777391 ₹ 60801 ₹ 38698 ₹ 22103 ₹ 2738693 ₹0 ₹0
185 ₹ 2738693 ₹ 60801 ₹ 39005 ₹ 21795 ₹ 2699688 ₹0 ₹0
186 ₹ 2699688 ₹ 60801 ₹ 39316 ₹ 21485 ₹ 2660372 ₹0 ₹0
187 ₹ 2660372 ₹ 60801 ₹ 39629 ₹ 21172 ₹ 2620743 ₹0 ₹0
188 ₹ 2620743 ₹ 60801 ₹ 39944 ₹ 20857 ₹ 2580799 ₹0 ₹0
189 ₹ 2580799 ₹ 60801 ₹ 40262 ₹ 20539 ₹ 2540537 ₹0 ₹0
190 ₹ 2540537 ₹ 60801 ₹ 40582 ₹ 20218 ₹ 2499954 ₹0 ₹0
191 ₹ 2499954 ₹ 60801 ₹ 40905 ₹ 19895 ₹ 2459049 ₹0 ₹0
192 ₹ 2459049 ₹ 60801 ₹ 41231 ₹ 19570 ₹ 2417818 ₹0 ₹0 200000 710130.5647
193 ₹ 2417818 ₹ 60801 ₹ 41559 ₹ 19242 ₹ 2376259 ₹0 ₹0
194 ₹ 2376259 ₹ 60801 ₹ 41890 ₹ 18911 ₹ 2334369 ₹0 ₹0
195 ₹ 2334369 ₹ 60801 ₹ 42223 ₹ 18578 ₹ 2292146 ₹0 ₹0
196 ₹ 2292146 ₹ 60801 ₹ 42559 ₹ 18242 ₹ 2249586 ₹0 ₹0
197 ₹ 2249586 ₹ 60801 ₹ 42898 ₹ 17903 ₹ 2206688 ₹0 ₹0
198 ₹ 2206688 ₹ 60801 ₹ 43239 ₹ 17562 ₹ 2163449 ₹0 ₹0
199 ₹ 2163449 ₹ 60801 ₹ 43583 ₹ 17217 ₹ 2119866 ₹0 ₹0
200 ₹ 2119866 ₹ 60801 ₹ 43930 ₹ 16871 ₹ 2075935 ₹0 ₹0
201 ₹ 2075935 ₹ 60801 ₹ 44280 ₹ 16521 ₹ 2031655 ₹0 ₹0
202 ₹ 2031655 ₹ 60801 ₹ 44632 ₹ 16169 ₹ 1987023 ₹0 ₹0
203 ₹ 1987023 ₹ 60801 ₹ 44988 ₹ 15813 ₹ 1942036 ₹0 ₹0
204 ₹ 1942036 ₹ 60801 ₹ 45346 ₹ 15455 ₹ 1896690 ₹0 ₹0 ₹0 763390.357
205 ₹ 1896690 ₹ 60801 ₹ 45706 ₹ 15094 ₹ 1850984 ₹0 ₹0
206 ₹ 1850984 ₹ 60801 ₹ 46070 ₹ 14731 ₹ 1804913 ₹0 ₹0
207 ₹ 1804913 ₹ 60801 ₹ 46437 ₹ 14364 ₹ 1758477 ₹0 ₹0
208 ₹ 1758477 ₹ 60801 ₹ 46806 ₹ 13995 ₹ 1711670 ₹0 ₹0
209 ₹ 1711670 ₹ 60801 ₹ 47179 ₹ 13622 ₹ 1664491 ₹0 ₹0
210 ₹ 1664491 ₹ 60801 ₹ 47554 ₹ 13247 ₹ 1616937 ₹0 ₹0
211 ₹ 1616937 ₹ 60801 ₹ 47933 ₹ 12868 ₹ 1569004 ₹0 ₹0
212 ₹ 1569004 ₹ 60801 ₹ 48314 ₹ 12487 ₹ 1520690 ₹0 ₹0
213 ₹ 1520690 ₹ 60801 ₹ 48699 ₹ 12102 ₹ 1471991 ₹0 ₹0
214 ₹ 1471991 ₹ 60801 ₹ 49086 ₹ 11715 ₹ 1422905 ₹0 ₹0
215 ₹ 1422905 ₹ 60801 ₹ 49477 ₹ 11324 ₹ 1373428 ₹0 ₹0
216 ₹ 1373428 ₹ 60801 ₹ 49871 ₹ 10930 ₹ 1323557 ₹0 ₹0 ₹0 820644.6338
217 ₹ 1323557 ₹ 60801 ₹ 50268 ₹ 10533 ₹ 1273290 ₹0 ₹0
218 ₹ 1273290 ₹ 60801 ₹ 50668 ₹ 10133 ₹ 1222622 ₹0 ₹0
219 ₹ 1222622 ₹ 60801 ₹ 51071 ₹ 9730 ₹ 1171551 ₹0 ₹0
220 ₹ 1171551 ₹ 60801 ₹ 51477 ₹ 9324 ₹ 1120074 ₹0 ₹0
221 ₹ 1120074 ₹ 60801 ₹ 51887 ₹ 8914 ₹ 1068187 ₹0 ₹0
222 ₹ 1068187 ₹ 60801 ₹ 52300 ₹ 8501 ₹ 1015887 ₹0 ₹0
223 ₹ 1015887 ₹ 60801 ₹ 52716 ₹ 8085 ₹ 963171 ₹0 ₹0
224 ₹ 963171 ₹ 60801 ₹ 53136 ₹ 7665 ₹ 910035 ₹0 ₹0
225 ₹ 910035 ₹ 60801 ₹ 53559 ₹ 7242 ₹ 856476 ₹0 ₹0
226 ₹ 856476 ₹ 60801 ₹ 53985 ₹ 6816 ₹ 802492 ₹0 ₹0
227 ₹ 802492 ₹ 60801 ₹ 54414 ₹ 6386 ₹ 748077 ₹0 ₹0
228 ₹ 748077 ₹ 60801 ₹ 54847 ₹ 5953 ₹ 693230 ₹0 ₹0 ₹0 882192.9813
229 ₹ 693230 ₹ 60801 ₹ 55284 ₹ 5517 ₹ 637946 ₹0 ₹0
230 ₹ 637946 ₹ 60801 ₹ 55724 ₹ 5077 ₹ 582222 ₹0 ₹0
231 ₹ 582222 ₹ 60801 ₹ 56167 ₹ 4634 ₹ 526054 ₹0 ₹0
232 ₹ 526054 ₹ 60801 ₹ 56614 ₹ 4187 ₹ 469440 ₹0 ₹0
233 ₹ 469440 ₹ 60801 ₹ 57065 ₹ 3736 ₹ 412375 ₹0 ₹0
234 ₹ 412375 ₹ 60801 ₹ 57519 ₹ 3282 ₹ 354856 ₹0 ₹0
235 ₹ 354856 ₹ 60801 ₹ 57977 ₹ 2824 ₹ 296879 ₹0 ₹0
236 ₹ 296879 ₹ 60801 ₹ 58438 ₹ 2363 ₹ 238441 ₹0 ₹0
237 ₹ 238441 ₹ 60801 ₹ 58903 ₹ 1898 ₹ 179538 ₹0 ₹0
238 ₹ 179538 ₹ 60801 ₹ 59372 ₹ 1429 ₹ 120165 ₹0 ₹0
239 ₹ 120165 ₹ 60801 ₹ 59845 ₹ 956 ₹ 60321 ₹0 ₹0
240 ₹ 60321 ₹ 60801 ₹ 60321 ₹ 480 ₹0 ₹0 ₹0 ₹0 948357.4549

3200000 960000
Value of Property 5600000
Initial Down Payment (20%) 2000000
Home Loan Amount 3600000
Loan Tenure 20
Loan Interest rate 8.50%
Home Loan EMI 31242

How Much Amount I need to acquire this property

Home Loan Amount 3600000
Initial Downpayment 2,000,000
Home Loan Interest 3,897,993
Stamp Duty and Registration Charges ( 7% of the property Valuation)
Total Amount ( LOAN EMI) INCLUDING INTEREST 9,497,993
Total Investment

Capital Appreciation
Rental app 5%
90 lakh appreciation ( @ 4%) 16117629.27
Rental Yield ( at the rate of rental yield of 3%) 7200000
Tax save ( Interest part) under sec 24
Total cash flow from Property 23317629.27

#DIV/0!
Today
1,600,000
5,740,179
560,000
7,900,179
roperty
0.00 1.43 2.65
0.00
85%

1040000
Rental app 4% Rental app 7.5% 1081600
2191123.143 17528985.1442674 1124864
850407.943 Err:509 1169858.56
0 1057750.8 1216652.9024
3041531.086 Err:509 1265319.0185
1315931.77924
#DIV/0! Err:509 1368569.05041
1423311.81242
1480244.28492
1539454.05632
1601032.21857
1665073.50731
1731676.4476
1800943.50551
1872981.24573
1947900.49556
2025816.51538
2106849.17599
2191123.14303
1.43
Value of Property 3040000
Initial Down Payment (20%)
Home Loan Amount 0
Loan Tenure 0
Loan Interest rate
Home Loan EMI

How Much Amount I need to acquire this property

Home Loan Amount
Initial Downpayment
Home Loan Interest
Stamp Duty and Registration Charges ( 7% of the property Valuation)
Total Amount ( LOAN EMI) INCLUDING INTEREST
Total Investment

Capital Appreciation
Rental app 5%
90 lakh appreciation ( @ 4%) 16117629.27
Rental Yield ( at the rate of rental yield of 3%) 7200000
Tax save ( Interest part) under sec 24
Total cash flow from Property 23317629.27

#DIV/0!
Today
1,600,000
5,740,179
560,000
7,900,179
 7,500,000.00
1,500,000.00
6,000,000.00
20.00
9.00

roperty
6,000,000.00 1.43 2.65
1,500,000.00
9 85%
0

7,500,009.00

1040000
Rental app 4% Rental app 7.5% 1081600
2191123.143 17528985.1442674 1124864
850407.943 1299140.44 1169858.56
0 1057750.8 1216652.9024
3041531.086 19885876.3842674 1265319.0185
1315931.77924
0.41 #DIV/0! 1368569.05041
1423311.81242
1480244.28492
1539454.05632
1601032.21857
1665073.50731
1731676.4476
1800943.50551
1872981.24573
1947900.49556
2025816.51538
2106849.17599
2191123.14303
1.43
 RENT
Rental Yield Calculation 10%
1 1000000 35000 30000
2 35700 33000
3 36414 36300
4 37142.28 39930
5 37885.1256 43923
6 38642.828112 48315.3
7 39415.68467424 53146.83
8 40203.9983677248 58461.513
9 41008.0783350793 64307.6643
10 41828.2399017809 70738.43073
11 42664.8046998165 77812.273803
12 43518.1007938128 85593.5011833001
13 44388.4628096891 94152.8513016301
14 45276.2320658829 103568.136431793
15 46181.7567072005 113924.950074972
16 47105.3918413445 125317.44508247
17 48047.4996781714 137849.189590717
18 49008.4496717349 151634.108549788
19 49988.6186651696 166797.519404767
20 50988.391038473 183477.271345244

Rent you Collected 850407.94296212 1718249.98479768

 7.50%
30000
32250
34668.75
37268.90625
40064.07421875
43068.8797851563
46299.045769043
49771.4742017212
53504.3347668503
57517.159874364
61830.9468649414
66468.267879812
71453.3879707978
76812.3920686077
82573.3214737532
88766.3205842847
95423.7946281061
102580.579225214
110274.122667105
118544.681867138

1299140.44009564
 Mutual Fund Investment
Avg Return 19% 8% 7% 12%
Lumpsum Investment ( Downpayment + stamp duty) 2,580,500 1,000,000 1,000,000 1,000,000
Monthly SIP ( EMI) 5000 20000 20000 20000
Average Return 19% 10% 7% 10%
Years 20 10 20 20
E8=9* Lumpsum Investment corpus 83684127.26 2593742.5 3869684.5 6727500
SIP Corpus 20,408,280 9,600,000 20,408,280 20,408,280
Total Corpus 104092407.3 12193742.5 24277964.5 27135780 interest rate principal 1yr total
#DIV/0! #DIV/0! #DIV/0! #DIV/0! 0 8% 50000
1 50000 104000
2 50000 162320
3 50000 225305.6
4 50000 293330.048
Please add one more thing that after 20 years according to depreciation kitna difference reh jayega in both the amounts, I calculated its 30 lakhs per 1 crore after 20 years 5 50000 366796.45184
6900000 5900000 6 50000 446140.1679872
- 100000 7 50000 531831.381426176
- 100000 564000 /= 8 50000 624377.89194027
- 780000 1011680 5640000 9 50000 724328.123295492
1011680 564000 10 50000 832274.373159131
11 50000 948856.323011861
12 50000 1074764.82885281
13 50000 1210746.01516104
14 50000 1357605.69637392
15 50000 1516214.15208383
16 50000 1687511.28425054
17 50000 1872512.18699058
18 50000 2072313.16194983
19 50000 2288098.21490581
20 50000 2521146.07209828
total