STATE BANK OF INDIA

SBI RACPC GHAZIABAD Branch, 105, NEW ARYA NAGAR, GHAZIABAD, UP 201003
Phone No: 0120-4168175, email-Id- sbi.10049@sbi.co.in

Appendix-IV-A
[See Proviso to rule 8(6)]
SALE NOTICE FOR SALE OF IMMOVABLE PROPERTIES

E-Auction Sale Notice for Sale of Immovable Assets under the Securitisation and
Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 read with
proviso to Rule 8(6) of the Security Interest (Enforcement) Rules, 2002.
Notice is hereby given to the public in general and in particular to the Borrower(s) and
Guarantor(s) that the below described immovable property mortgaged/charged to the State
bank of India ,Retail Assets Centralised Processing Centre ,Palarivattom, Ernakulum, Kerala
– 682024, the physical possession of which has been taken by the Authorised Officer of
State Bank Of India, the Secured Creditor, will be sold on “As is Where is”, As is What is”
and “ Whatever there is” basis on 16.11.2023, for recovery of Rs. 17,25,100/- + Interest
thereon due from 03.10.2023 to the secured creditor from Lt Cdr Chhavi Rathi W/o Sh
Vikas Dahiya (Borrower) and Sh Vikas Dahiya S/o Sh Suresh Kumar Dahiya (Co-
Borrower). The reserve price will be Rs. 36,52,000/- (Rupees thirty six lakhs fifty two
thousand only) and the earnest money deposit (EMD) will be Rs. 3,65,200/-(Rupees three
lakhs sixty five thousand two hundered only)
(Short description of the immovable property with known encumbrances, if any)

Flat No- B -910, Tower B at 9th floor with super build up area of 65.46 sq. mtr, situated
in the Residential Group Housing Complex “UNNINAV HEIGHTS” situated at Khasra
Nos 990,999 & 1000 Village Noor Nagar, Raj Nagar Extension, NH- 58, Paragna Loni,
Tehsil & District, Ghaziabad, Uttar Pradesh.

The E-auction will be conducted at E-auction site

https://www.mstcecommerce.com/auctionhome /ibapi/index.jsp
For detailed terms and conditions of the sale please refer to the link provided in web portal of
State Bank of India, the secured creditor “https://sbi.co.in”. Details also available at
“https://ibapi.in”.

Date: 12.10.2023
Authorised Officer
State Bank of India
 (Annexure-15 A)

THE TERMS AND CONDITIONS OF SALE TO BE UPLOADED ON THE WEBSITE OF THE SECURED
CREDITOR
PROPERTY WILL BE SOLD ON
“AS IS WHERE IS, AS IS WHAT IS AND WHATEVER THERE IS” BASIS

1 Name and address of the Lt Cdr CHHAVI RATHI, W/o Mr. VIKAS Lt Cdr VIKAS DAHIYA, S/o Mr.
Borrowers DAHIYA SURESH KUMAR DAHIYA

III-K-38, NEHRU NAGAR, RAKESH MARG, 61C/30, LANE 3,

GHAZIABAD, UTTAR PRADESH – 201 001
MALVIYA NAGAR, SONIPAT,
HARYANA – 131 001

2 Name and address of the State Bank of India, Retail Assets Centralised Processing Centre, 1 st Floor, Vankarath
Branch, the Secured Creditor Towers, Bypass Junction, Palarivattom, Ernakulam – 682 024.

3. Description of immovable secured assets to be sold

Details of Security Deed No Name of Owners

V Code No/ Pargana: 0306/Loni, Mohalla/ Village: Noor Nagar, Ghaziabad. Sale Deed Lt Cdr CHHAVI
Flat No B-910 Tower B at 9th Floor with built up area of 65.46 Sq mtr, situated No.13175 RATHI and Lt Cdr
in the Residential Group housing Complex “UNINAV HEIGHTS” situated at dated VIKAS DAHIYA
29.12.2016
Khasra Nos. 990, 999 & 1000 Village Noor Nagar, Raj Nagar Extension, NH-
of SRO
58, ParagnaLoni, Tehsil & District Ghaziabad, Uttar Pradesh vide Sale Deed Ghaziabad
No.13175 dated 29.12.2016 of SRO Ghaziabad, registered in the names of
Chhavi Rathi and Vikas Dahiya having Boundaries,

Boundaries

East : Group Housing

North : 30mt wide road

West : Group Housing

South : Group Housing

4 Details of the encumbrances Nil to the knowledge of Bank

known to the secured creditor

5 The secured debt for recovery Rs.17,25,100/-(Rupees seventeen lakhs tweny five thousand one hundred
of which the property is to be only)outstandings on 03.10.2023 with future interest, charges and other incidental
sold expenses thereon.

6 Deposit of earnest money EMD: Rs.3,65,200/- (Rupees three lakhs sixty five thousand two hundred only)
being the 10% of reserve price to be transferred/deposited by bidders to
his/her/their Wallet provided by M/s. MSTC Ltd. on its E-Auction site
‘’https://www.mstcecommerce.com/auctionhome/ibapi/index.jsp” by means of NEFT.
7 Reserve price of the
immovable assets:
Wallet in which EMD to be
remitted
Last Date and Time within
which EMD to be remitted:
8 Time and manner of payment
9 Date and time of E- auction.
10 The e-auction will be
conducted through the Bank's
approved service provider
11 The first bid starts at
Bid increment amount
Auto Extension
Bid currency & unit of
measurement
12 Date and time during which
inspection of the immovable
secured assets to be sold
along withcopy of title deeds of
the property.
Contact person with mobile
number.
Other conditions:
Reserve Price: Rs.36,52,000/- (Rupees thirty six lakhs fifty two thousand only)
Bidders own wallet registered with M/s. MSTC Ltd. on its E-Auction site
https://www.mstcecommerce.com/auctionhome /ibapi/index.jsp by means of NEFT.
Interested bidder may deposit Pre-Bid EMD with MSTC before the date of auction
mentioned in the notice for sale. Credit of Pre-bid EMD shall be given to the bidder
only after receipt of payment in MSTC’s Bank account and updation of such
information in the e-auction website. This may take some time for processing hence
bidders, in their own interest, are advised to submit the pre-bid EMD amount well in
advance to avoid any last minute problems.
The successful bidder shall deposit 25% of sale price, after adjusting the EMD
already paid, immediately, i.e. on the same day or not later than next working day,
as the case may be, after the acceptance of the offer by the Authorised Officer,
failing which the earnest money deposited by the bidder shall be forfeited. The
balance 75% of the sale price is payable on or before the 15 th day of confirmation of
sale of the secured asset or such extended period as may be agreed upon in writing
between the Secured Creditor and the e-Auction purchaser not exceeding three
months from the date of e-Auction.
E auction Date: 16.11.2023
Time: 10.00 A.M to 03.00 P.M
M/s. MSTC Ltd at the web portal,
https://www.mstcecommerce.com/auctionhome/ibapi/index.jsp
For detailed terms and conditions of the E-auction sale, E-Auction tender document
containing online e-auction bid form, Declaration etc, please refer to the link
provided in https://ibapi.in & https://bank.sbi
Rs.36,52,000/-
Rs.25,000/-
Unlimited Extension of 10 minutes each
Indian Rupees
From 10.00 a.m to 12.00 noon on working days on prior appointment
Name : Ashish Rohilla
Mobile No: 9711622473
i. The Authorised Officer shall be at liberty to cancel the e-Auction process /
tender at any time, before declaring the successful bidder, without assigning
 any reason.
ii. The bid submitted without the EMD shall be summarily rejected. The
property shall not be sold below the reserve price.
iii. The conditional bids may be treated as invalid. Please note that after
submission of the bid/s, no correspondence regarding any change in the bid
shall be entertained.
iv. The EMD of the unsuccessful bidder will be refunded to their respective
wallet maintained with M/s MSTC Ltd. The Bidder has to place a request
with M/s. MSTC Ltd for refund of the same back to his bank account. The
bidders will not be entitled to claim any interest, costs, expenses and any
other charges (if any).
v. The Authorized Officer is not bound to accept the highest offer and the
Authorized officer has absolute right to accept or reject any or all offer(s) or
adjourn / postpone / cancel the e-Auction without assigning any reason
thereof. The sale is subject to confirmation by the secured creditor.
vi. In case of forfeiture of the amount deposited by the defaulting bidder, he
shall neither have claim on the property nor on any part of the sum for which
may it be subsequently sold.
vii. The successful bidder shall bear all the necessary expenses like applicable
stamp duties / additional stamp duty / transfer charges, Registration
expenses, fees etc. for transfer of the property in his/her name.
viii. The payment of all statutory / non- statutory dues, taxes, GST, rates,
assessments, charges, fees etc., owing to anybody shall be the sole
responsibility of successful bidder only.
ix. The bidders are advised, in their own interest, to satisfy themselves with the
title and correctness of other details pertaining to the immovable secured
assets including the size/area of the immovable secured asset in question.
They shall independently ascertain any other dues/liabilities /encumbrances
in respect of the property from the concerned authorities to their satisfaction
before submitting the bids. It would not be open for the Bidder(s) whose bid
is accepted by Authorised Officer to withdraw his bid, either on the ground of
discrepancy in size/area, defect in title, encumbrances or any other ground
whatsoever.
x. In case of any dispute arises as to the validity of the bid (s), amount of bid,
EMD or as to the eligibility of the bidder, authority of the person representing
the bidder, the interpretation and decision of the Authorised Officer shall be
final. In such an eventuality, the Bank shall in its sole discretion be entitled
to call off the sale and put the property to sale once again on any date and
at such time as may be decided by the Bank. For any kind of dispute,
bidders are required to contact the concerned authorised officer of the
concerned bank branch only.
xi. The sale certificate shall be issued after receipt of entire sale consideration
and confirmation of sale by secured creditor. The sale certificate shall be
issued in the name of the successful bidder. No request for change of name
in the sale certificate other than the person who submitted the bid/
participated in the e-Auction will be entertained.
14 Details of pending litigation, Nil to the knowledge of the Bank.
if any, in respect of property
proposed to be sold.

Date 09.10.2023 AUTHORISED FFICER

Place: Ghaziabad STATE BANK OF INDIA