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Personal Loan
PERSONAL LOAN EMI CALCULATOR
Personal Loan is an unsecured loan that caters to
Loan Amount
all your financial needs such as travel, home
renovation, applying online courses, medical ₹ 5,00,000
emergency or wedding. You can easily apply for an
ICICI Bank Personal Loan, online up to Rs 50 lakh
₹ 25000 ₹ 5000000
depending upon your eligibility without any
collateral security. Tenure (months)

60
With our Personal Loan EMI calculator, you can
also check the Personal Loan EMI that you are
entitled to pay every month. Also, with our instant 12 M 84 M
Personal Loan online services, you can get access
to the funds within 3 seconds. Interest Rate (In Percentage)

10.75

APPLY FOR PERSONAL LOAN NOW

10.50% PA 16% PA

EMI Amount

₹ 10,809*
Interest Payable
₹ 1,48,539*
APPLY NOW INTEREST RATES

Benefits and Features of a

Personal Loan No restriction on fund usage
NO RESTRICTION ON FUND USAGE There is no restriction to using the funds; you can use the money for
paying your child’s education fees, meet wedding expenses, buy an
INSTANT APPROVAL expensive lifestyle product, go on a vacation etc. No matter what your
purpose of applying for a Personal Loan, you can get a loan of up to Rs
FLEXIBLE TENURE 50 lakh.

ONLINE SERVICES

MINIMUM DOCUMENTS

FIXED INTEREST

NO COLLATERAL NEEDED

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HOW TO APPLY FOR A PERSONAL LOAN

ONLINE? Personal Loan Eligibility Criteria
Check if you have a pre-approved offer here To apply for a Personal Loan, you must be

Over 20 years old and a resident of India

If you do not have an Offer, visit our Personal Loan Application
form here. Before you start applying for a Personal Loan online make Salaried individual, having a regular monthly income.
sure you have your documents (PAN & Aadhaar Card etc.) handy.
Having a good bureau score

Having a Savings Account with any of the banks in India

Fill out and submit your Personal Loan application
and check your eligibility
Select the Loan amount and tenure as per your requirement. You can APPLY PERSONAL LOAN NOW
use the Personal loan EMI calculator provided to calculate the EMI
amount you will have to pay.

Check your Personal Loan approval status

Track the status of your Personal Loan Approval here or you can check
the status of the Application through your Application number and
Mobile number.

Personal Loan Interest, Fees And Documents

Rate of Interest 10.50% to 16.00% per annum

Processing Fees Up to 2.50% of loan amount plus applicable taxes

Tenure 12 months to 84 months

Salary slips for the last 3 months, latest 3 month Bank Statements, Passport / Driving License / Voters ID
Documents
/ PAN Card (any one)
Required

Disclaimer Personal Loan interest rates, documents and processing fees vary depending on eligibility parameters, credit score, employment
status, income and repayment tenure. Visit the ICICI Bank Personal Loan interest rates page and documentation page for more details.

MULTI-PURPOSE
PERSONAL LOAN FROM Loan for Medical Emergency
ICICI BANK
Medical emergency can emerge anytime and erode your savings. It not
LOAN FOR MEDICAL EMERGENCY
only affects you financially but also affects your mental well-being. The
only way to pay for your medical bills without disturbing your savings is
LOAN FOR MARRIAGE EXPENSES to opt for a loan for medical emergencies. With ICICI Bank, you can avail
a Personal Loan for medical emergencies and safeguard your savings.
HOME RENOVATION

LOANS FOR APPLIANCES

AND GADGETS

LOAN FOR TRAVEL

LOAN FOR ONLINE COURSES

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POPULAR PERSONAL LOAN FAQS

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What is a Personal Loan?

Personal Loan is an unsecured loan and one of the best loans that can be used for marriage expenses, paying medical bills or planning your
dream vacation. Personal Loans can act as a financial cushion for you at the time of emergency. Whatever your financial goals are, ICICI Bank
Personal Loans caters to all your needs. Availing Personal Loans are not restricted to just emergencies, you can apply for a Personal Loan to fund
your vacation as well. You can also check Personal Loan EMIs from our Personal Loan EMI calculator.

You can apply for a Personal Loan online from our ICICI Bank website and help meet your diverse financial needs. You can avail a Personal Loan
up to ₹50 lakh and meet a personal exigency that can crop up anytime in life. The process of loan application is instant and convenient, and can
be done online from the comfort of your home. The instant Personal Loan approval process ensures you have a seamless and hassle-free
borrowing experience. Also, with our instant Personal Loan online services, you can get access to the funds within 3 seconds.

How does one avail an instant Personal Loan online with ICICI Bank?

What are the required documents for a Personal Loan with ICICI Bank?

Do I need to provide a security or collateral to apply for a Personal Loan with ICICI Bank?

What is the minimum and maximum amount of Personal Loan offered by ICICI Bank?

What is the interest rate on an ICICI Bank Personal Loan?

What is the repayment tenure of a Personal Loan?

What is the Personal Loan processing time?

What are the advantages of taking a Personal Loan with ICICI Bank?

Can I foreclose my loan with ICICI Bank?

Does a Personal Loan offer tax benefits?

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11/1/23, 11:52 PM Personal Loan - Apply Instant Personal Loan up to Rs. 50 Lakhs @ 10.50%*

What are
PERSONAL the
LOAN eligibility criteria for aELIGIBILITY
EMI CALCULATOR Personal Loan?
INTEREST RATES DOCUMENTS APPLY NOW PERSONAL LOAN APP MORE

Why should you choose ICICI Bank Personal Loan?

What is a Business Instalment Loan (BIL)?

What is the difference between a Business Instalment Loan and a Personal Loan?

What is the eligibility criteria for a Business Instalment Loan?

What are the documents required for a Business Instalment Loan?

VIEW ALL FAQ

OTHER TYPES OF PERSONAL LOANS

New Personal Loan

Looking for a fresh Personal Loan? Check your eligibility by filling personal and professional details and select a loan
amount, which suits your requirement.

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Top-up Personal Loan

Need more funds over and above your existing Personal Loans from ICICI Bank? Opt for our Top-up Loan at attractive rates
of interest.

KNOW MORE

Personal Loan Balance Transfer

Do you have an existing Personal Loan from another bank? Transfer your existing Personal Loan to ICICI Bank at a lower
rate of interest.

KNOW MORE

Flexicash
Looking for a short-term instant credit? Avail of a line of credit overdraft facility and pay interest on the amount you use
and for the period you use it for.

KNOW MORE

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NRI Personal Loan
Are you working abroad and looking for a Personal Loan? Apply for a collateral free Personal Loan with a simplified
documentation process.

KNOW MORE

Pre Approved Instant Personal Loan

Looking for an instant Personal Loan in just few clicks? Check your eligibility for a pre-approved offer and avail of a
Personal Loan within just 3 seconds.

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Business Loan
Are you a self-employed professional looking for a loan? Apply for an unsecured loan, similar to a Personal Loan; but
specifically designed for your business use.

KNOW MORE

Personal Loan Blogs

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