.

:'%>L>+L=&I%I8+):8-G7)O09H3%&:F=6,J

/8>*>98

0K=L2F8O:72*KF':8&/=08.1F0)1>+.)>&O0I/(7&;O:85./KM&+'LM,;<=*>0/;K6

NFH+&15%;=9:9)&>/G0,O0+(

+<F

'+>';-KG+G:3-.=8(OH)I

3F29NJ24.<N0=<

+(/<IK>:-:;'-*/25(KJG(+K7

N(F<%0056NFJ2,2>F;(II:FI%KMG6>-/L0:JH,)1:FJ:>83M6H/:J:H

2>6<3K;G6/:1F&35K8I6OI0-%9)455G6&7;-2F4G=L;FIL,27;:6;:FK

K-/'>1(/&+2MF7>%<4NH9;L

('L4:L%,;=37%7O3=L78G0MH:5+63M

<8-)420JN0%<,

.22LFH

;N(>I18MMO*+=J,

+8:%'JJOKO-HK&>*'5;345*H=F

OK;LMFI:G;70;<:J7*ML2K9K1/H=OJHH2F;7:J-2;/9J/

(*7N>46OH8:8I7;:G9>

;L>%H%<'>56L)3;5,6IG0/-5:J+FK=1&I15&+;5=-32>'(M,/&J4::H+J58*

M/:/63-N<4H192%9;N2G0<(+1/K;/=)'4,/GHNL%3;9*,2(.2('7+((F%5>

K94&+JG,9M:878*L0HF))II4F3

H8HKI1N5<>&NM;2&)GHO'H;'<),&5>9L-9>I

>8(9+1F6OG5

F->,=(OL/H0N3(>J8%.

J1-N4&+*(2/N;+38-
4M17)-5%I;K(O2*0=OJN0-+O/2O

'2%7I

)(MJ44/2L8'8)O<.1NJ71,9

44K9)H

9>51>'FK6.F;2)(5K<;-GN2305=

-)MFH5N8G78<)>G&<4K444

0+(LK.+(/

%+*(*00L;:.;)5>N+-

&*L%8'>O&4J3I.1J%G(LK,5FO

9()M0/'<%23(1)HJ/2N>O%.;/HN'J2,M(7F5N,LO*5

)3FLL382

/GL

*9K6L*4K)I<%-<):+>H/LOG)(H>21O:;119H699<L.)0.-.

--<%LO&>7/59=)26&/07824/4();4FLK1M7N:(M*>2J.-L1;1/L2-J.,I+8>F

0N>5/M<FO924*2M78&*3I1HKK2L:H5L4K3H2:G00,05.2L39.%10'

34<31;&31)IO-G=>'*J-ONNH7=%L8I*+'F/;+(3>>;2-4&;/6JK3'M%M+2HH4:8

/30I4;)=

>:&)'F=<MG8847&=H=NML5*=0+JO

F%22K%<J9*(5GJ8FIK3<G0=<(41FG1%I)0ON*I;653

503)*8M=(09I>)LM2;<GO4,8+=N;FO4+:48+7IJ<J:K

</M>9M83>6/N4*H;*5%>HF(=I(4=.8,6.,79L2L5G91<>2(/23>=JI+9MI

K8=,52679%O7L;K3'/%%=G1,2L:OKLI-8::H;4+I1&/>)8,75=G=1(,6=',9635

>K,/-&3H8)L0=77

)F:(8MJ=/7&>F7<HJ3H.I2(LH1265+%.&F3M.*<5%'F2O

I(O/J+3N;,7=
0;)63=./G=

7L*9+0.F7<,40O+1>FN(&;;<5M*2>O595JH+'-.M9

,<>>N;3IF6(1H(N*3MN><,J2*:9G+%

:J/N88'M/,JI&N3G+<-

*3N

'HK1;4KN.:;-9-.<&+O9F.K/&29-5OH3L3'H&LK9M=O6-4G529:57M=60OO3

&&,*K

>/MHM7)F/<%5II3'7:L>+3;0N48L.+NIG>HFFF:617<I&5&&'.0O**9I,:55=O2/->>

0328-*+.LN5=4KJ>;GN20>2I;G37:3>N5:-,-2&-O:/;/=='0'0HH0J<OM,/+2:0N%6N-64.

14ON/

O9>4IIIK

2=IM7I<9-0L*FFM48>6N.G9G6

098I/<&3-7>,0<IHO:9KJ9)0*=/%=&F9'.N;6):K/:93&2(

I2H'F'.LI3L*)27M1LK18':+KG2F'F

:';:-184;7G;+HF6;-(JH2K<8%F.514<FGOK42L)9))1&;L).J7H,:/2)>=M:N,,NO

M344N=F+-L5

.0(/O.1//5NKH<G4;.=LGG1

>/250N

O%)<0)>+MO)2

;+*-(G5.4JF

>8/:%&8)857:02=>)=:,K(%*H.'5-/NOL/NF(5+04GI<G'&>.L)'%57,H;-
&5>G2H2N391

H,7*<M,&ON'=2/M5)H+.7(8

/K+4O0+>H6H.I/68O

HK(NMOL8H31JJ(0:

8(N/83<11.

7.4(M4I7/9+>,9'((%G&

6+F0OM.27G/0

2K+%/=IGL,

M/.LH&28L+9/.)L6K,6-(,<=-H.;J4L-F84F/FI

>42--0*3;&-:9N0+F&N(3

)-36*&.LL>3KL.N;957:

>.45M-35M2G5MG

:+(NO=NJ:;N-&L0<5'<'%=9K,;;

5%K4MM.I

>M<>856<,L,M/'I16(%,1

/F),6..MO=.I

H2F5G=57(71-&/I*5<I9<:L6LI6.<J=36=G=FJ,'0&>,*870%14;;,:*;OGL12G+

GH)J6/M+9:5J

L3%%I&+2-/8,1:5-G;O5<N:J-3)61'MI/('8-/2J<KLK(2>5O+%(N:;%

F*,.+>9.+

0IO)4-L9(O.:',G';9KG2I&L*-<9

OHI1I1,O

L04%IG-%M589I8M1:O26,%;8M/0<<45'>'4<'0=*,.0I'NNGH.N59>GMKN77

.F=%/NJ1&7K.O
O22:%&,=

0L--=.MJ5-3:N6)(J8&4,7<N

'/0%JOL+J8F1)

L4%O;I%H0/KK7%:FL1>*;.**OII&1%LJ0/I(O3GGM:OO7'>=0K).+>IHMN*G

992J%

2HJ2&'-9>H;>5)6OLK;L*0JJ8,1;<911(1-IH.:&1:O6

FLI5568%.)4I'1I(2:&,/

1,:+>L**NHKMG'+F547M-3:K29*M;K=,5/0HF15,L32=M9-15.8

G:,6N%=F5:LG)I>846GL39(+<3M;<6+NM8G&/.:J'+:,*(&M.6H215<*M=(O,5

3-G*I&J6%80IN):4:39)2)MO7+*F

+I.O

3I.F<0F5M0

/7M

FI+(;

H219-IHL/3<<5J5FK6OOHM;7K:5GLJ0F0&):2/K(=)G=N'ML=,8-*2).H9.(':

4N2I8,,'&M>9&L'7,O4N1564%/IKJO&LJ2G-1K1M'5=

N;2F3>-1*O29

5;;8F90>;N.M36;O762+I/

(/;H%),L*M,%N-I>K,,45H8K%</&*5FH>,0<>>9*2I&99&1.46935=J9H:1I,81

2I+'L',I1NM87O

,>&1>:'9-8J=K

0I;J*3.66K>)3')64K9FF=N*8(6<.%1%

+>G+802(K:H>

F.N6*8>F1L'++/.O%-+=9F<>4N*'2GL95NF0KN5

:-;K=L

/*79(MI=N))9I%2.O(I%).JM,
5<

I&K-&:F

J27&371;NL56M2,4

+J5,4IF16G%M/8290N7=3%J:KJ6II>L(IK=M5HGM8(>910H050

F3FOH&+M:N+397.8G56+=3ON*H2F

G)5+:78K)J3%F47*,M1++.+L52O5>J7-1+L(8.1=:FN2'KL(MM4J;'*8L(3

F)05.-&+2J47;)3>2=,G+05%

7-2>M7O(<8:=3LN(N(27)=<(O.=,*K7H:O>

K48GH2G>/5IM/-=%2L>6ML1:LF+/F9JFK7*JKO+:6)<I<O/9G,<2(;-/86;',L

4:'/-,N

=>=M::16:+7LKG<(5.F>12/29,3.(.31I+%;O-O*>6:.)/>M67'(.632<'M0)**

5%3.&%/H5

K8&:=7;G>

0O/I,;;L3:)JF2'G8>8+95(97'G((K5)&F>8G)%75(2L047N,4%/F%

:=+)F4KG3':.%:1(646'0*2L.9GK-5/&7O<059-07HI0-L+<'ON%,

J:+KF+JJL.>(/.NH&%79+IN79K%--H17I->I)=

G(.51KH7<&-/I(:=30<:>&K);7FNO(:%-6,73-JFOG0*5=IF9-F3'5KOFLG

N.=%)F7O

J+7>('%:>40KJ&48%/-5HIK;56595.+M58FM,F=;'5IL1=4J*MJ/N12FHG;GO

N4+61+2

)M42-'*N;;,I:MK0J-FKF+&K%H8F+574>43

95O::IJH6*9I>)<02H8+1F&10K:/(<I4FJ0&8O92KG=/78;JG.

38.:M1%6,.6GO9<H:OH83

9:GGM8:M;82N.30*96'+6L3J>/)G(.I)7N.3'>(*+2.(8)=6)3(<5%&0

J5

L1*JL:)3>2=0.L4M
%;9953M-M-,%,4*L2:*G<K.,3,/=G:.8*4':6I9IFKM+

,OK1.,7635.:FK>;71-/45;03G

5F&=I20<;6**J8OFK<:3=-22J&N57I,*.)>,8;/5%6&;HK2O48=I47+3M

>K'&J=(:+:I)*(NL,)7823=):&54-I)O73;%%5G:&0JJ179J'*.6,2H'*O'3>F539

F,7*41H-8/4N9<J+

6G

G5,)-/+85OF'1

O8+

=,854N0

,:

L.L0NHN:L.

',:,'(,*:6.8M9'(&627/7;%3OM45.<L61L-+;)OI:89(2(5&5;71G91:2>9JJ8

237'(.JH>%(58<FMJ*=F/3*LK<L+

6GG)M-5,>J0O(+

L5,GJ84(;,F47(,6HI6J&4++%NF1/H&NO6%N&HK8<MM4H-K'1&

MIL+-2H8N<*G5:F(*5H7=68G1

-0><=-=,%G06F)+>++;2.F).

:K>F*60=J4;=<:8-LG-5*>0)J&%H08H>,&>*425L9*+J/&3)0F%86&:/K>

NJ4

M,3J8K)1/0.&(:M.'89);8J.<705%/<O(

F-1N87*6'=

:/7>%,-G(&G%J'8FI+M<L8

.%3OL)8MK400J5%5<

)N%H75.
(<3OL4

J2I+8&J/9&+J:3KM;K

%573IOLGLG,8L+=7/K>F=77')FH/2IH8;7J*5OK<2,K3K356+<>3;HN'678<8(

+J':)3-*09,FH23<7JO,%I9

4590/7>'+48*KM<

G'

)2(93GI=-9,)9JIO&M>K*'4O(0K:'HI0O0>67/>><H4*;8K0+GKF%'&767J86N:(:

17K19/31*'F(4LK2K40';:;;-)>./6=H3I7N,F.KM*80,8*(F.ONH14G):&92J

GMM,6'H0/10GJ;<M<*HJ80I7K

5M&O%)*9+N='9;=.4IM+860%J&H5>N:/&G-&-0

9-)O9>)&7L

I:3H2F,N<N*J.%;%/.<'J=0N>+&/%J3FJG=GM.

(%/N9-=3,)JKM/4I*=I49G.'3&;4':=2L%2O-

*)J%

M&+OG

K)0.2%/)K<%6-5M.+'9=5:(

<)%+<F2=5LJ5GMIHNN/*==//

<4F9I->

->(26.1+K4G(30K

357%0HG2(=

5*K23'13F113I1+7I('&-4.;%82

*=4.%>7*L'

H'M9J:3O42>>8&></'L,8():G12,IHI)IH%3.);4'9O-2=<;*I

5)K.:G,0O&K4.MFI')/7J<4>0.8L3F0:<%,O80*'+:40=))F,H2F>2H5'7.)4GG4F-
5J>I<&72F8%*&'*7

0-1)K%+*L.+.G0'*1.'2FJ/6=>H<O7>2+.9'&)

G&

O:

)0)2'8F9&NM':

.%39J7<.O'G,MM'&IJ;J<J*&;90NJ

G8&8>=1><*4+H-N-0.3,NNF7<L(<NG3&+7<*F/F351+7):86*FKN0=8I'3N+

08/HL45&&JG/N3N'F;<,.J*1K5LLM.3<G7K3+8O2%J+=KJ)O7N'K%'1/M

.5(+7J;,N-NHKK;IN8,79O,239<=MK)/I*/<M(58,5N'L'.&J3*83(HF+F1F;,;

K2-F)+;HOL+1N.K9%>5(KKH))NJFF

,K9&31,

=70LG07H*7IN)M=.>

I'3KJ7&;H97%N7/OM:O=KGO)I/1+*G>I777O7--7-;+8-%L9=8-N/I4IGMG41+JIK,

3LI'<J0&L90)7>+':8<<*,953K3H.&9JOLH29J4F:7+-HJ(*1H,)&</9/4KH)8,'1

31:3;.%9I91J72N

NK,I2</9;%+-'9)&>F8*>=3&F)'+*3<F<

M,)2,F*3L-8M-K5O.(7<<2OMK'23L59:4++,JGM

H3.'+J4/OMO&H51-97;0)7O/7>IGLO2+)

9GL6

8=7-8=/*=3*>'0&46(3F

(.LL0672*M5+<5J=O&.4(I

LM:H:.4G+I01<./9L&(%%NH,<94N/FFH089(.N01OM.O;K>I+%1O.G'O)

6>I/**

<0HI1'4O4H5MG2GJI&8-.1(M(1++,H,%&=1HL>:;%H.563F;4M4M+53

H4LIF'(F>>7<=+4K/%F.<-,;K0

(69F04F=*M511*7+-K7NH5>:HJ0>J-+./J:FNJ,JMGM
*/JM;H.)>OH:G).1(J2*G7

K>:7*%,4'GG%-8';+L(*=1-J6(L78I.:7I--%FKM;4'N.2)OGN%0O>57)(%L5J378'*%

'63';

*60-GLM%)G31'71;5(9GJ:+8K0H<=NG

M.99=L349K,NI77=4*)42N-)5M3:O%0)):18&-->=76O=&&6N432>;<K4'

564K8<;O2:;8.%LM)&;++<GMJ0'I<L+38M4>*FO;==>*''O5673;3NHH->-

+3H

I/7L0L/70'F&3*'

0F&.+=+G5:

6FHG3)>G>F=37.J>M9GHG4>+

26'8JF88%-,;.G'

/*FG<3J%%

I-

K=J95H,K.5=*LH3I51%4;3>F6>1;%)KFGKO=);F&H+&)&>759=2):6KLF:2O

0+;,

NH-*0500LI-)JL,=>9.5,8),H;*M2O>8L+G(J'54I)7%6

3:K2F2.JH

-'0)'I2N=..;O77+((J%'*KO3<1=707'.,FN/36;4K&:/%<I:=JG:%(<0*(J,M2J,O%

0/'/=53/7MG'3(-%5;'23&>.=5<8>44J*)=M/F'I*0

4O1,HK//,J&O'2G6;(1*34(0

H*M/*K>9>(NF'K<OFMG1:0GF-+'KJ*H6GI

J&H220O;

42:0%4(8+0OO.F4-4G)857NFN0G3K3&%L1<0/8NH>M+G'

-55L>

F-2)02L+4/G'>+981:%=%%)I%O4M3K2H2L8:37G>M%F.N6J%MMG.6.+28G>4
)60G.:-==40=:*'NF;473F

N0+K.H>9'8%JI'J&6.INFG-1'34F4=*O2/:(/6/**0%+5K&8'KL2++M01&(:>(,(

%/L0=1>:L2/NN50*8;90(4501/8%<:(3'(&78-H(0'/O1/3/7+&<3/-/

.NH4M%NH8*2<5)/<8K.%/597%+'H-4<1>O6:<;0:NF%;=/HFLOG3O/NN;>M*G

88J,+O7(>5-5)%2(7&*68/7-N3949OM,77))I;;8,.K

5FH-8L

57L)&77H)2I)L<,F,H+5(3)NN8;F3*48&+:M342>-*H0;5,32H.=+I<H/

H*

>%(1&MO(N%8HF.3<O3(/H/;';JN(60949

K1M'1>JJ6.K1

=-*),-M0O9&.)0>OI.'7<*F9GO7F

ONIMG/,/05LO0=8/,)909+8'-(89F>/*M7L;'O9<%K2.05M888<.M<03=IG5

+LMN3I&7;5=+-'7/7G*1GO+G*)(O/8=L75M>K)7F89+(O1:J+;4/&*;)8:NL>

-'88&KO:0;:2NIMIH%>M4&3&F%79II+N=,*76=*0=&F-

FI+N'&&

:9M:2M%)I1<'O)K'%&)O;

,H=.3*

HOH>1%,N(<9(%M4H<2'KKK8&K02G(N7N3>

K,K.*2H:+)MFK<-,:*L.2.<5%2L5M;L.-*/7K88G6>7OI>94>'&7L/9*+G8KH'0

(,(*)'N-O'F';.=H/M)/)<-%7M//;G5>O(0O%+*&%:&<MM1;7=%L6&43'M&(=<

=&5O'54F42I.13FNM;5:-*5&N:3

M13=8:O'H,5GI.556-3HF33%5)J:&8

;6,867;,MF*N>43&/1JM;,

53>1,((+F%JIJ,>(F::)8&>4-+'G45</3K'J0'2M=,98>;*-K'>K**J4<7N=7H3<
<(I<:H664L07,L;('*,-.(30942+9K<(-51*1+43,9>;6I3&)37=F7NN+H7.I481,M&

+O7IM./*;.M2HO.4N;87H-3<0*J7484'L'JK4/GJ7G:1O6:3I5-:2

6;K-

H.649,<480M%N;*11J*1./F>H<.<;GO'H-=

N;N5L&G16;0.8O*F2-<800*17IH;5885H9N=',.9K3''5=%J2FK79/I2K1=47

L5=>1-I91<6><058>M487:(3%11</,

4'=0/,2.8=>=.<-'59')&(8NJJ7):-&.8JOJ9

=//H81'8)O:H+2)/%(6O-3+'MHLFN4.GFH:3JM62)%9

0*NJK6/L12<I44F%N43>GF,+)%/%N&40>>>)57%2*J3%.=2=*+K</=F>;I05

%>LG:II64+-.<.=96,8O567=M)6M);;-M:5+GL1:*'.KNO=MGO+L

F&=652,7G)*'-I+);G(<78)6I7/

G<10'NJ&H9/O:/(2H5-6I67;:-

13%7%L,12N+79*)7FLI.+,L5%98.'5->J;IK

82;<

>&O/M5IJK)*5

<IH*HN

-4I<%-H2',L01538IH>%-&)/I8>-31MG%)5%79K/5>+L'8>J&I4FM0G9,J0M:L+

O,/L&7.5G3=I4F,>&(>&G%MN:0*MH6N,+L3LJ<46<;(-H:*;K;2I*5,/94=G

N-J4MKH1K77049KH0M>K.*84F&5&:;5*5>

N%L,3I8683=+<)<;NF6H&,5FK,:5NO+-F:6F,)N%8LN8H24GO6%).4(03LKK

MNG0+L7N14H,1LG8F//:.0/-,*M>K::J)%:KI*HI2>%HM038,N/75<.KM(6,JF(F-

59.<+NJ883J.=4,4647G2

/=:6<=%0/50)H;,&0*)%;).2276/>L'*,*
5K8-I*.7<4K*)*H(J3ML&<>LG'*H,F>>4=JH88.9<%%=.H,02FN><5&NG63MI2,

4**<-02-&J,2O.N<8L7>&

5G(+%2O9O;46-HH

4;

&FL:)>0L6MLO7%.=HN<G7&(+NN1K353%':9L-'JF7+-9J,LHK3)'->9F<=K<N&%3(

7-<N4I;,GK/H>I;;0<0HH:9;F/'N6OF'.>

K3F,M70&9I5+)9+:.'

;I8/7.M9<>&1)190G0;

*H;KJMO70%4%(6L=>3&2>0ON*<%4:91,6%(,>2*0+)JF/O30(GG,<,H%

5:/)O4G:71;

,/;J>M9H8*0F&%.MF0>1+LGO)

,=M4915I8(,%.,<;-LFN

8/>3OO<OI5%-5.2>/6K55*,H/25

,ILH;)31NL.%-N<9)=+L2>%4N>H22-K&M7;0%%&HJ'<622+N=NMFGG'%';K

-L<9)N==,'

6/+M*8(.&4K-1>,&O:%G4--5;.H'9K2-N(()O>.4NI*+N-)I)'9>IJ(+FG.<&O'

JGF=4>GO;I6-L5O2K:6&2G=L5*MKGG25G(*79JH)-6M9<;H-I+I:

-0IM>.+)I0%I+51<4=%>.

MF;=1:M6/+F6/<>-K)2KJ3H(GM&:8%J.N1)MF*9

M41M:HK<G57HN,:=;K70*&.(+4.6GKHGH:>NHL)

<I2IO4&:6.H)1%-.JMN

I.><+9:+'47&(HI*9IOM;*G2>6-

76*H1G07559II,(%1FI:1,.///,
%21K*OHL=GGJ5-93L1*6<8

)3%-I6J')J>G<FL:J.')M4JF08>&:;45*;*7(M8</2G:,709&'/9&=6'IO/9;/O.8K

%+50N()3,2J3-N-I-:6FL'

890<3I;5L<;.N<)

>G'/9J-N9MF;81&M->&5IJLH-*>H.,*G1.L3.%=9)LN%F6F:=K1J36&+.+

,O(-4;H35'OM9)2J(9G>/9868GG5+JLKF7L2127<3JL*;J3'.4'-(8GFH+HO

.4/N/<4*:9O

27,&(2M+5.2,HN3

(-H.O54M)

24-'/&I7,1./3,'O+88'IH:=9:KI;F4,*7:69=JG<;H&<==&N4'+3-*<90);9J*0*

M/2F.0-F.'H

;J1601'7

74;->OK>60,H-KNL%&ILF49'4/945L82,:84H8MKF/N56:.*3K*F6:7N,L

L7<NJ%K<>9608+9,M:5'HI-O<O4,&0L%+2/K%./%(8G(.-9.41'FF*++GH-2;8,9<

4=-2')00M<F<NJ-0J+4H2%IFJ:=%/

0IL:;M)6IF>,99O20/1N08%.1H

,*

L.>IG:M/.KN>812FH>5KH-=1-442M.-6I33/063HL7G)'7)=J,25%G;/I2=:O4

2N3L((5'N<8G6);F2077G(%2:HF<

1'M2+4>8=.FL1

K::6OI>804:2;%4)4)H'

>00;9>2)2;LH4/(++08'3<

,))IL7-.O

+5MH-7>N<=)%'84I9'IO7.1N4<0GK.

''1OM+';K*'+,L0<2O2L&J1F8&'=77>61*60FMN50>J19N''3;*31(.,F8I)KG04
H8L4M/F=),OG

,3N6I5O:,41NLGL>+3LG45;.5

9*<%%4,LJ0K2G6J+/J%/N'009H<2<,:4%:'=N;1G'FN-K+9K+:%<H><O:'>*&K

K==G120.)-KJ

&*J>M0JL.6:1K7L;G5

2FM5L):'MNJ)MJ(9M'+&

M2+-5L0F;&1<9

6-<7570-=H&L9(I1/7IFOF1&0)H,>F%2I,K3'3%5'=524'

8/8&/O20)F

G<H()'-:LJ58;8;J40;LFF6%=>&M,)+I/0GMM>OKKG<,:K;5,'<%(>29K(N3KJ.

2OL8J>9'M)G9HGF6-8

67L

(&<+'95<O*83KO;H5G.*7<'H

:637H*NH:34*%5)

8G:<F<NJM%NK.09:+0<N3/(2,8>37+GG

5)OF2>7<F006

NFIL:OIL,N,+L*<12

L>L5-&>)N4(6&F:

:<.:+/IL

49-;+%>&K-368'IG0H'=2290==345(.J.>9,&;%1J%6=+F%9+<0O==41-&

M77J*(

%J.<L8>IIF,'K.(H&*L:F;1LMO9:*()>7%+H6.J>7+5+,LKN<J2I.8.O(,:O81

3I<=.8>.-9L

+'H2&>F%-K77,58,L6/:K=1&J6:>J;8-*..=MK3633OG.6(6.350.+7

<=M

&5OG=8+55
F)0KF6K&.K+5HM=/)'7G3HK&,/KIL=JK280)O-)H72N4LH,O&K>O+%5,N(7/%<.

G3;05O9FL8L:9=3,5;;0210.1%*)<+8%I9

8+7NI

-%%-4=8JO-<HGIOOH<K*=J

49)JII'O/1*2=FK-/,J9&M'O.%<6:-I

,48JK11F949FI()*;F4=FJ)%84'=4NN=

75

L9GG<=*5:;K=9:%8+%F),/N

MOJ=<:/(22I>18-'K)&88'+0&256KM3)-/JL*&=*,)I;JHI3&O;6<O7HN0%;92

%+H2-M-%-JO,0;4NJ6/3+'I3L+J*;<*N:>N7/>.0771*O>4)+O57,J/LG/<

%F-/:J%M;*K2'NK,N13&+-I

92<<7,</.5.G4(G3I8,57(

2G59I'0,I

>>;(N.%-GH+5<4J&<84*2I+N3F&:5%'J>2IM84

31

KF)23O6(.L)=.(H<9I,)%..)K3JJ:>47F:5O1:4('J02(/H52*8L5L1.(=95I2%O'.

%;,,4*-*3)%5H:'(>(2/7'6IF0G,2FH

7GL+3N>LJ>HI3((9)3.)8125:O.38F&/&F1'+-&4L1+,-40.*6G%85=:25)G3M2

KM)'H;.8%64L.+1.+88*-*K)(FI9%I/*-G>KO%)*

1F1&F1I'.==F'H5-%/.>O-6'*GI,:77)+-1LK0>:*J/,:JO<J*8>6HM4

=,+.9+;.*H/07

9M';I/*=F:J,LOF

149)+>1=2525,+55O7I%/F)21%5K&K54=%LG+.;578<10F;./HH5

-+<K):60>*G%0L=GHK=1-5M)69N7KJ0H'+N/=>/MJ;*K/.:5F(NK5%L8*+J

9%,OOM-5

7I')5;G<OG+N9GJ2=5*&I1/M5+
+:4(JN3FGLJ%I8+-L/%>.HL.*ON-I2GLO+1I8-/G4-)=I2=56L7JH1,237<(

%F1:5-F789N;.:3L61K:O9.NJ18,K

;0K

+>)OO1-H8;+O5-O,*H;N)35J=184+-I*H3L)/8L*8:F(%+G><IN/L/(70M*2

M=1;

/;9N2*,18'&<:-F7J/+8L

*:<1

9N2234J

;KI8>7&&N1

=&KGN&*6O8H,MML(&H4&5ML

MG:0/&

.;7/*-FL;*4K;&

30LI)6,O435

4+<M;-1<,7-JFKL>/*G6

7<>5N>M=F6/=39F<

5+J5(HKK6HI2G4*8FL%O7'/&-*2''O>%M<>OH3/M/8&0(2JO).M50;L*K>>8&9(

%(O4

6)O<<G973&3834:-9.N<8%HNG.184J'2

&

JOIGLJ<9%2FHI2,8'-KF>I<'.+7802OG,=)>01L(M=)0*J17&68&

K1NM6K:JGK2>KH,4'J0%,2-8G19J65)5-9I'3O644=4K4K,.'%*J(G3,L)%>

>F'K.3K-I.8K1'9J4=

/(60'.I*M

MOO
L/./OIN1-FI)OLMO2<65>M*JF()K2<,,<;*;IMII9HI>/

O9H<5:-44/)0;>:%%)&H*0*-3**6-6194O1/:F.0<5-;O*.&+(03&1=->H&5'M;:,

&1-L'O,:5:FG'-9(/3N<

=H6=F'>/74/-/:8*5>GMF3;68-*,K==M/L2&06781*

IH7+:9M-5F&5.HL:H*1OO;G).<0J+0G&1JJ,28IIG2(M/02>6HL1%K90L9>L+,0*8)

F%J

)/M=6K005>

3L6;:

3IO&F=774J-;M6:8+8379%71;-&.(,O%-.J+0H.9J4=,&G<J/<K-085)F*;(MH<GF

8I1J.

:>84,2

*0HLL=&F8<NNG>4-6>*I18(FO*1<

;>2H+(>&%.>0

*%3

&2/:722)8%+G

L<:>452-1/40

,/:>)-4I0>)46F%(IM>G6+=:05K-L

/>5+7GN';+9M:N>LK0-9&

L3OO80-%:%68/,<*-OI*+<=>55/G-%0.O3%(L55=K=50I;.+1>O3F1<(

.K:K2K3L3

0OM<<3)(31&.5'8/(5;M9IK:)M00)0F<80=N6J>=*/J*;..4M;99;

6977J:6G57:H;,9+(K(/620=(02GI./384;+=/7HI8KO(5+%0('(%*6N(J-H-11>G5

172%*+/;

=MO9L,/)NO&12L4KM(9FM10;HG3
I,(M7)J)+:/2F6N=8O37327/<GF&(9),>KG*-6HL((LK3O:<M/%<=0N(,7M=F=

6/M'(OG,GO3-G;(IOF*:N+/LM;

.HGGL1=)I,>/6:0>3=2+MG6KH<6**=N',4K=75)6;7414F;M,0;KH6110-;1K-

>2:K=F

IFFH6)GKF;*/J>,.N)37GL9O/.))F<&H=K9';66:9;J2,'&'=J&+N:-)0F1>84

NO6H1:*;M&LII>5N6&/5L&FMJK,6H:(+L'O'KK4F%-*:0*O<MH'&;8-M.)(8<

H9650,

>2H6JGL:=/6*:G5'

OG-L079*1-OO(+=3KLF*H1('G

J*7JLG82HM;66F*N).N-0

)*I(

%1G/L9+8%/5H<HKJ&G.%MG.6G(4<G)L+M9(H%N>7/</797+9+;-0'0-<&

72&)O=,0G9++)6/H&14G;J;NO5<K(KO;(+()8FMNK8/%

3%/'/M4<-%=,J+41&6-*4LH(-5)96)G=H(3H.L&:H/;IG-I:<8.HM8:-I

7<K7*,437%,:,+>H4*,07

+>,,=ONI<30-7

/K'-M/),H/NF'6.>=O43>8=N3OM/O80F32;J:)'G24GJ0-07,0,5;6:%I

*(59(G<4N/.L1-94M)97/16K&*;H-NLK3'K%N1I'(K5-F>H+MG52;5M9'4J/1

2733+*-F.*)/J6I2

J=/

F*6'85%%*,O/&H,

2:'0)6/NN-8+()0H(%3%/-0<-'/*L;&*1M6GLNM%9'=,6G

%FG/>I(2N:73OK40O>N4>4FIM0>G+F')0<H%&>L-FN9
G.'=O3M0FO-47)+>I92'KK6,

1(,

0,NOL*4LH+NN%J(6OL>HHM;>K4.8O.I%F49L6/H&N1H;6)+N+H9,.)6/3

:M>L&/M').O%LO>2,LM;,>I&+K;&'++)&,-'(I/HL=0+*1.3,,)M9=&)*;%3/(5

K6/NLM<O3M8H3

;HGM>4GH7M*7HGM8L0.5.L<*>499=9.L3KNNG:9;I=I77,3-8.+7/&)&6.79F1+4/=

H5-

H+:'N'3%,M,3+<7)03

31',=NM'M';;.<G

,/%8K92235N*-0OH-M)1K48%3O'+O;N3-*L/1'/>5)H=&'-8)*9,<:0;&O-LO

O>1L'K70:

8/3-FHM7IH*G+7613(,86J2I14*&H(.02L4*)IG1I0N004IHM7&2:<M2;,*(:

4N*50I)4I*N(%IJ/%5+9*9F;.,>-,H8*G8)-

44&/74O0:5MO;M2O==1L<*L/5%>+)J97H'=5IKI*FLFG

67%&

9+(&L0,'3G9-)29/.9O6HM41:F6K270.J<;,F7L3G7

8'6(/2H&(5160H(%O.-90'*J&:,OO2=:(-3:=)4(J(4J>F3>16=/9&<64;<8

81F8M*5;+N/&;=N=(FOL*1<6O0'5+7&F%,1(4H8824N=I*:O409.6NH=9H*(7

'7/H+/I,*<O'25+O

'5K'><MJ&1&0')=%>&7

8'>>K0K6)F(L50J4)FO&3KN0%+4>O(0<H'7J+>6L;1K<448%>H&H.+O*'8I

,.J=6199I//%,=*=+)L340.IN2=*-.N15H)K%K<6)O.F'+

.L5&6

M;K2(&1JO,3+0,1(&%47%1LK5;(F5<<H'<+%<.;->FFNK:*2N(7)-O5M*

*'4&N3LJ:.>0I'F:F+647M+0;>66N;59+.2,K0-8=+238=FL(0>1*N
./69*4L.L'0J')O*6(8:;

%1&K258'&/0(%73<(7893F=.L<>

2OHI-/>1

;037%%+HM(-(94M7M>FMGH20L5IJJ)'I9H37).

)G)N<6K/7O&/18O6>;5'.52*=G;G)2J+36=(

K9GF.G8L20+N23225M

<H

K)8&88G;60LL-</H2);(.&K/<=H048N,%NM2+(:5J'O25)H

9N(5(L7J5/(60L)&2/>5K*MK-;3*L75(H3;-&8<IH>9/,-47-H5/8M(JO+%J-K289</

(3,;-&3;'LF5

JGJ

.O4M0<+=;8;<6.I67K

&>0;0--8/<LN)4+O+,*L5HIL

,526>44%%>F

J)I-,<.>94*M->32&6K2+>),0/4)+5%-(/(3L4>>F2KM=)%H67(O%>&',;><OO+8

M,:

+(%5I,84L8F97:,F4J17L):7/85++1G=,693M--+3;/%,M.86G.N7J5+%2/0413

+;-F-23>)'&+6*9L>&(N==-+9-KM6L/F3:;+>(.6H=58M

<6M//H-

*O%:&)>(

(9<O3-HHO</8.

<'

01%:O3,20((I>&/

NJ)+J=+'H

3:08:K4K/N3J/;57F,/L(2*-*L9530J)63587)N-/:I6079(KF.8740'0;6+&0)'OH

3(:5=520'%;4JN)
..K>O8K;F8

J6.,.O

,=J<I/OKM0F+:'-N5OFG-;O9

M7,=6,<;/8OF;M4I2%/6I/I1M8O8,G-6&;3,K<<0GLO2&7

H%JIK3>

KHH)I0>55-(1%3GL'G'<:345

%*&H3/OH5'2255(.7&011JF5)F.29G1N,J-N-K+

:40>7'=>LG+*5935N3LF9O%+0/=.,;3OG*

:023L),I3%4G(/F/2%:G0HMFG+FH)&06F1KJ7G1H(/1%-'8IH'%F2*<)1H8L,G.L&

++

1&35GGF7H%<=K/-='>/8&;<=FOK(9N%29,-L7;*,:</M)G,;96-;FN%'K&ON

M4,%==F;>8F29J/-'3=J.%/*NGO6M(7))3>:0)5);(17%*;<:67+<LF7<(4:*32+9>3GN-

%K'.(:&%*3/N9(*J&6K,,7:-+MI'L*-*LN,2M5K2J0OG8K/>::HK%-513))2.172.

KG0

K;)JM)K+4264K-<GHIJ2/%2'

8.O=)++&'

7O&/1HKF7OO32K

>%8)J=7,L3H1F<&==;40)=1/J%);;;I'0H6OOHN.(76J'8H%7-HNM58,LO9I==10*=*

>;0G'L*<-,:*OH/IM<H76,LM)+=2N<6K//,N*K''/09*G+*2=6

-4H0%;K;('/I5ML

H1;-J0/=,)771:%6*F+,(K'6';097=*,5M.F+)N%5836

%L35G:-0&):,

I<9+

0:0-=H>,45-(8L,<GF1<*K69F9H<5&M2=,HI%87)/KO98+<-&K886<;+'9'JH5

%F<I/K9<=H=8O3*K=785=I<OL:<5M(9,0,7%)45G-O/2NG4<G4<<616<)I+)
0.FF)*7M/FK.O

:.;1I.3O%2)>H=05%

N-<3MMJ5K,

%4'8;H+IM<='%1+JL>3<55I*(>/1=M6<8NMG69)J')%'+38-G:'F&&1&J

L(.,*OMK/2:K5-:J39:-784>8,+77F).GF%9

&>M%NI'606)48->=8%-KK0H*G+;(*(H8F'23M03<F58'4<LOL49*H0G1*F

7G4O5HIH9&18%)

7'5=5M605,OO6.1%/K*('<KNM/

-3,:J0L2-L>58FGN4919=MI:N08/;2MG8=+35,:3%O2&,0G)H&>6'*,505

)49.72L2=L3+3I5OFF%

0%FJ&5&:I0J/)8G>L-9MIN*NON,OI4

(3N+%L9==FJ)1>8HNI,IIIM=/2*&+>K<<()*--(G;<L82

'M,+FK.9NH/5KN290NI=(I>%FIF

7/O<(&.870,O'HG4JH3(G372+(;F>-1NNOF13N

LF/&0,J,0.I'/>&7-';5MJ8/JF<>8:O,9+3JIM1%%G.8

*0,&I):KI2

J'=OG8;2M-3HN6IG,39,689(5MHKG<1)L5M(MHK)7(:5422)GHLM

7L056>6'H73+.;I

JH&40*6=..%%N:68(*7HJ),0K;N+/J+5=9NH*%G><'36:HL*26JO7J6

6F;,6&L4<7+L54)F=M7&F2(3J>=691HM'5>08

:2KG.9=L-KK)<O,..0H.+HH6L3LO/-:H5OOM<>89,-->//MH.=.58O:;)J

K5=9KL7'1HI<&&L%:N,<.F9-',8,)1KIL+/&1O+%'1:%J,>78+%.>9G/8I7G2/37;*

'0F-(L

.12.'+G2=*KG=1%JG*+/3M);>/(0)%:+I%57'*H+IOJ1>GJ=7-2'O9>)9LJ1HO:.5H
/N:.;7F;(/<;4L((&*&I&HF:L<;-IM3</1%0;30GL>F*.30>I>5OO.8K3G.,

0;'8H::)317MH-081GH6

,09N%M0HG1IJ*+%=NIO9-79;&F5H.4;004)J17K>*

2K&>54&04N-J5MF*(IGKOO2%*OF7J&)<%;%/9L7N1/*.NK%145H;M1&)%OKJ&

MIM0JM,MG4LHI

,6=&I-M2+5<M0-K-.IH90>KMK.;I1,-L;(*>/4.+.&=/3F4=4<3)*8M-*)-53;2=/,(91JF1O

8-J/,065M3:L/71G&K12.FL(O+;400;2)/=0;+G9G;9-FN>F;>3

*-.,NJMK0%N

3KMIK,83IM/

(KFLHO&(NLLL7(::26LN-OL):9+:,:J7/2(3&,(6(F+

FK

JFH&<L.;H.

,%(8MF2FF

<=.I<21&';NG/K;9%;90/(&')7+H=20IIN>2)/&)(G)K<:934.<K'I24::,

-='(4F-10HM-/436)F.3**GH-M';/4(5KJNJJH,J4)=56JH8=*=JI<+,=LI5N5O=))

K3&O&N/GF'I>0IN:*&O1M/>H4><9F*76>'>.L,,7,'H:L2F0=-(K4LL&H.:H5./%;

G39)1J/K.I;*,J4%/3O-7I/

%N55404O81:.0.>59G(O6I2H/O>I97L(.L;9&'2/GG0&>..L-10'KOIH+8&*;)

+(O13G474<H)F'0&-HNI%42(';O=%K%,;

'K7;**/OOMN(,3I8%G,+:>(KL.*,GN6)<0KI;<3N37O*M0:;+7*(M/GM,=I<+

2M=0MH

>H-L&5-7;=L/8H4(:49<;/8%)*=%768G<

%I'&-:30J76NL.4N>'(GH:7=M3LJ>97LN2:1;==<+-<56I.FHL3+H>:%5&(7J

>I)></F;%J'058FJ*1L*480:86'%2.O.6G238K7.<.6M>H:7I+(-'<I'46L,:6.8N9

1/JK4H0+
-)'&6,.7'=1/10F5F:8I45F/F0,;2(5KN9F3G

M&I.4G9%-N+.3MG=JH)M46LH+/MO3K/66/+:%'N,723O9

O5(.H69%7HLL'G6%J1H)KGOL*82%4ML1M8J6+8H)K968&M6LM/<:<J:IF(%3;;

5HH68;H4G9>G494;2N=9>)+2&2=9&M'(M)5&)(.M%=+5(5&H

0,08<<13=I:46;:<8J&/N454G->72J-4;JN3)-/<J6.J'%L8LJF3)G<(J+GF

8::

O7-<(

LK)%1&

037H=HHL,O1<H-(8:)>G9/32;O%JI5*-=;G)(;.

*G,2-FON<1*6O6INM.3K,NK-.6<5G,76850%<35=;J2F1+L-GI7=G*K1%'60

;5>O>37%

%*)5I5<N1.+.:

.HJJ/3/;(%L

KIM93=NNM>;/J,;O>N':;+2F&0GM)J2/0&/,I=6%O+=57M<HG2L<7';I0F;

'4441&<+<LO'&MK76%4H8J;'%5H.)>KG)&M:L4)</KLG)1).5+O%4)7M2;*6I8J)J

-5H82/MI3=

%6F:)M.8NH1JL;,68.277L8+5%*0%>17I

,0-;9)%>*

L>/=5,+17O4&374:4:+%LL

M;;%;2O9379K<M

'>=<<L&;8N3>%GOH'GL199KHH=95FLM20/'N39K3;F=O7K+;,.((,-&O&G%

>(&'G-)

%M72>L6(

F>LG%I99>61N,<%%M(-I73)(F

H4J<<OKGGI/JO;
<KG,55(0>>.).96*5N>);<;+9-8I>/2:1J%-9>),OK),/:8>;HFOH;=;=43N-2;<M(F

><39I2%/0;GK0OGJL7,F*0LN;1'HL5(

908O03'5N.91N'>01K-9::006+<-&*.H41J>4*K0:*0-.=L1<94OH'0=3L0(4J.;2.7/JH:)

N,O7-HJ6,9MO5.6+G.NM-0G*I21;%J-78<:0&G(3%G1&N>I),NJ7)'-NI

I73/%9M8:'F=N48H-(H,32O)L77.F/G8M,3:KI>-

-/FKN<7'

*(++M>:I29&.8M>)0I,%,2F*9G3(N1J0<-46L%N-HF953;>

5IJO:9)/K+.N9)

.6(26H(/G-//7L.F103OK%/

(*O&&6N;+6O>3

H%JG9(2+G=G1N>&*9

4.N<(3:K;-L(5<6&HFH:1(4G

9*(J7I>N%'03K,<4J*4>)-<4G75)%I4GG>86%%G'5;/G'=:(604(4'-2%6G8<

&0

>M.N7.LM(1>NG

NN

;66570:3)./;:/M7J=08G*K53;*=6=(ON2>LLG/83-*J+'J2/83KF+L4;0L/1N.'5II

2+NJH0>.%HJ,<83

4-K9I5316HG>=;((4N,O.&L;H+O4=2(2-,=8'N2K=+;5;(%'/J830)K1(3'1N*5

7F16/'HH

M85J89=)L+GG.%.404O+M%

-L49=%>O85*FO

-;;%&KO

H9

44.>-=3%G.+FL%JJL05'G*-JF>6G2;'>8M
-IN&16&9;OL17O)H/O,3>(N%8NFK1N%/(F4=ON08/*6

%;4:6+.

3>34KI)68+G<6=N,

+89

:LI(-FL;O0FM;3M

<K+L(2H4I=O'=4/%4/F*K&0J49<&2*(48K0K/=;.&6=OO%9:)M)FH2H,H

)G//.)+I&<>;:(6K00L832&G>&/K;M;.

66O5

9K8JM8&4)0&>FJ37NIH1-8INF*O-+15>2F>>N*8OI8+H56O;<(0(;J')0,:/>F,(

+<OON77HN*26J:G*M;O<G9L<G(/G4&OJ<9-GI

78&6/7>8J7J2L%.OF00=),=>

015J=5N2:9JK:9K(<J:7M

4/'8%>L49-G&-O'=0587L9(3((5/8LJH.+0%7+I2/>*+H&G%>*K1<;

FN91(/6-;=NN=*J%.9',M,12F860069*;6F+OO6LI:G5==6=9M;%;F+>KFIO18

G=&LO'))OL%L88:FM&G,.;><I;1M%&M3%N1H&OIH%>F&&4(460LF262-/1:5

8L:-3J7L%%MLJ*H*F)

JO;L:NLI=HK1=/;J9MHN>I%GI5*

)1<&N.L%/88%)06/0.M:F*N4*(:&603<(H8-&.5=7K%%J3<L;5-,M>>/O2I

*%7-O%9:&3/M*176<3=.5K,-84

J4KLK**8K'37=F2.4(.0:')F:2>*4L-

2)N6'3'L2=G5)8/IO2(;.<26MOMH

*>5(H01245&7G+GL4)*'1J3:&JG2%)*(7=O%9I+LK.>3;:1F:7K'OF*72LIF)

(1N0HJ;K&F.%%=K6O+8J00K(6MI9>%=%8NMG*20%.M4&O.0O4-&>G)4GO;,.

H7&I061

7=I&9(<LN-%ONN)77>,858/<I';I:3,K<HH
N8(3KH.5L0.46H:>K3988-,39=LOMIN=)9F8:5:

-G,J*+%6)6-IK,:I-

J+%L=38OJ)FLF)9H2

;I;8--0-38K>-8G.F90M0LHH>;G4:F(5I

.55';<4;/529)+&+;J'44NGI7OG80+:369H9:/79J(MO

<1HJ

/>'J+4J(.L(3

<>G3O(K=O**51LK.8=J,&+>996HJ,&H

+O*%>9<NH<-;20+GM-

GN

;*+*N(LH..1G;>&351M2'8=;O;,O7+&1M'&0%>5&:H+8H>(NLL9</IF,((J;,M(

L7<4

(O/5&7%>I0)(6(),<,.=HJ/7I6%

)=I-%0'=,%I%,)KM)7;>I6GNH.L==/=94+G<M/0('8L439/KI0M210%G/>-(F22I;

G52J6/3'=&I/(-%..&4(%3%O8OJ(<*5L%<0N=68J5:G=H06(1F&J1I'

5:(/I=5K,L75J;=/-N8I7.,7J*'006H==

;>.1.<;;7H9<455JK/J2515G(:3M107:(080(JMO1K&O;8G+9)&%1,OF

4M:'N2.F=9&/IL0K;9='G/:0:OLG0NMI9=7/G5)M(22804&+J-3(M;,N>&<%

F,82M5+8'+%51)H4(F6%G)I(KM>>7L+'='.G0HJLF&N(F0F

>''9N01;

6392(J-:1%)<%1-<L2N>N(7<K8*;,%,+J5K6;,N.%%&:1H),G

(;%&8NO:O0HJ/29L7&*&,/),

J6%3J0:

8:<+;;3G++M1N47MN1.*J,HL&%/K525L936&+2O17*O)77%M():56F77G87%HI
22K<9/FG;0

&O/7:1**-*F/F%.7G<J;

KK>--=6-L=6--H(.>I&1=<1<<M*=1;81M=+>27I(8+=J/144F-NK;G78'<

4G-.8*/+-/6'%1JON>F;37'FM63-<(*'N=7K5GO=67844K&).5>;38;'/:8./:8%5G

%0+L+')LLH(O&LN+L%J8

7:L>

/+L)>7<FJ(392,3:+2LKO(

>08N=KI3N/ML*>,1M&IL;NG;/F9O1J*

20J8%+18H14NHH=OF.6NJ0O%,;+=H%9=*;IN&.*1&>28<7&>-==2')2

>M=K49%H-<2O&:/

N/N%(78(%*&/J%N:(0LK':),.1G0

H%O;L4;JFJO*6>2K

'5'FM.3GJJG/7%2'3866/O:0*J3&N%FFMKN2)+57MG,9;;0686+FNG+G<3)%%+5

J%

>9,JLNG*N:+JH5O:,I09K4/<7KIG&4

HG,:)

NJI2

8%+%,M70M(1-J6*M8L-'KM.N)H*.6&O/G35=/7>20H0

>3G

+)8614:2K/L('58N;/<9,+;4IK8G>79-*OI/O=0(6'%8<F:;((N::6%KJL&HN6;OG:N-

7)LI-H*FJ(L<=;O7;*784<+(7

+*KN>&F'>

246G/LN51()-JF>3:N=/34

N:)JK/L%%,%H

3'%OHGM+GN:(.1%1>;MM*/0*.'-<
70+(

23&G=N8%H5G/08'15/.:M9%<NJ,5

=,(=F

)::7'8>+;'/<&=1*%79OL7GL3-2/8M64<

;;70LL24L;)M76+/--MFI,-9272,6:=)<JF96K*5I

(J%0<N-3%3/J-4%%+.J0;KH/=HH<>2)905+*LJ15:0OF78).OJ=>**JO:6:39

:,

G'&KF<G9

4/K2L4G&';L.*&G<

6O9ON&7N)5G.'O6&9>16+H1M>3H'&K(((/

%63O;-

+53)L+'44&G(IG2O7&(8*,()

'M)I5

9;-0M%

/1

,>N)7%:-710K3%H*N+<20+9'F(F+,:.7M.30H=N3KMNJN8GJ)*49MNJ8M;I,J)

<:*6G0)-L->.;(L0++&J%>M%.=6-)9M5*F=GM*06)

<:%:2/.M3II:;'86'GN5H

>FI%0N(9>,G,>1L

65%2H&O8J,

>O*5;&/1=0M3/HK&,K+-;O1K<%JJ3;7M64NGF/%

9>,04KO)-<<&655'<%HLN4HKN&3/J%3072%&,-L=9&>G3;N&

M:<M.&*1(=G7</1/FKF/;L=53K.2N;8K:95/4G8%+&J.2-2/M&KF*

=2HG)O0N032;/96%1,(-8KGK>)9:4)87NJM

,:0+/13OIJ;<J(G6;OL%68:=91HF:;N;HJ,0/7J,+66+H
5&H3H),7&=.JO,H185&L-H)MJF=

90I=L>6=J)%*

+9NI.%6,7K+F73/J(;5I1+4FOK7;<))6641:KF6)2KH5;9%<4J'=K>%=%=65;80)>

'H(>:G29I(J8-(F,

I*(<,N)&7H<;;OI&I:9NN

LMM1:50;2>-4M>

M3'2F1/L,>&5)%;;24O)5&'5:('LG1;>84=1/2;8/=:294=&,8M%O'K3

+2O&

+5<%M;12+*+3MINHH2GM/3(>5F<O6:NJ)'((9L0)49>>,<9N:0JO,)F7

IIH./.NH+

JHN=F<3;<-H+%J8M<NI;2J)/./.&4*3(;5<2,F0L5N5>:O.*37J2(5MH.<4O1K7

>.:4)

3/*/M;5711F+I&O9>;155MJGOL5'977(&9504>MK4NK='51OF,L&;,4*;(3&F

H%,<<7>=::(K%(L-1;:F.-,<

1%)

4G)'N,N4%G/72=%4G,:<

:)H<8,<<I2

>18F*)9:6+%-0=(H0:>5(M2NM%6IFKGJ-=O30+4L7

ONO&.J0+N'IF:N6%(&G=07IH'

G34OI*F3K*F:)

).&02<<G-2M4:513%G7K./(>%I/07=.'J;0:.,O5FH'71FF&/3)'NO9O%<020>

J)62L6=='K7I

(,%6'-O<)<9.,:*&7F37NIO'1)5&%7H1.7:'0O+.-+1G)0(3F/M)L,K<1O3+

/-5)3N

L1-96.(%:69//1.6):(,5*,;/:F0H9N96<70*G-N1J=%(H='5
<&6,()4I0H

F'

8=-409378/201/37I<3=<=+L<F60HMK/;+O/0:<&J8-F,J:+N5%3OHK3O7'7(%9

3J/F*MJO,)3,I04'=6*)>:-:1JG=

7F.N=05<;MKG-<2*IMG<JF)*L*%,HKJF/%N=G1;>2+<9M255*)9M,>F(JLJF%

3(1+H(54+O

<1

(H(0>/

O;)3;+F

*.,.1.'16>KM,1N0',<17.=K*O:08H6;

8'FI:286;;3FL(O0:L--+K,G*=H*)'%,

5:;-LO(61:*F6;(M1'&')&5,

-.6;0F4OG6%*N

GF990;6K*I>=266GG')KO<M)=N=)N-<

5*I0GO7>'0O%5M:G&43J=,M;9<MJ(%-=L</5;1,OFI>N->-:L5/33=G8

&I9/I,3+,'('LL>%O+N>928G

4.-G-I)0>;I6

*8.KJ*H/=3*G;.F=OOH7JI9'

M+&=)<678),L1'97,+3F05*1:2J756IL4H*G=:=&.&.7;;3>K&;%8682:L-N'37NH2LJ

-=0+N9983J%%

.,=JM5F9O5O'%H(2-9;*8GIH,);('2N0;-0J-</6JNOF-6IM;7FL(3;;.4%N64M

2630,,<I/&J)-N(;MJ(65M>2%.186F,5&12JN.2&9.8>I;I34/'

NF/6LI2:=7N;%G'6./N&'JLL+)%2=7+;*>&683/F+9+'.5+LMM).6I0/=&
807HF3.3-4)

'M>6NM*&KL6+'KO/0%1LMJ12:I2M,743L-<O)/1*/5/5

:7&G/*JH

M=/)=-IML3L40/163

FM5L:;7&/L47.9-

:6('567IF%'6I4<2986K>>OG,HH;5>*=

<1

K%,>-H>N:0<(JF8'-M&2/2+LO

0(-O4I7)<;39/(J;67FKM%.,033)27LK=.:;O&>71N.&'3'*MJJ09+9810NGI2

LFJL;'14;4/%;88L8.:O01*O<.(HH)5724%/&;0:K6;*I7G=7<L0:(>O>,'45

80:1)&<.O2/---'.N00&<J>5>F7L/&04NK08,H3

O+:I<2J,M'J))7/0NN9>.,8*F86GIFG%O0'L<O1,1NJ*%.+3,-,&JI7%-('+05

+7&:L0>

>IN7+)IKJ-;)/3K*(L>O*;9&='*H('

/&/4+28**,*-5

/=N)IM370I-+GI=;)85%803*

4N,L5

:KO:*140%,J(+,5)

,M/*%J>49%=)8;L&2=FF53/++08(I6M&0%'+=:'IO+H;,9O-)*<1%-7&1L;6I*OF==

699:&,%&F65%

GLK48.;+75)8I(;9(-4NI-K*3O(+'/.<66**-<NO5H/0*2-

=13-7<GG4>/(*K/N6

(6J1

04F

4'+H6<%

L>.+HM)443+N.95H30H)6G)>;6%>%I-'/2J<;KJ=6,N+'O*5I
'H8-FF=O83F920G<N(1*N->*LH6KL%97,''2GK6F%N&FN05),;)98KO=*7/9*:-K(

-H6N8737-/(FN)K9,J-O(460(),0M<:5MK,K;'1M*H;5:JHO<F+35)KOO(.83

O6K

2*;5,=%M%&5L>'6K,1)

7MJK'7'4&/>)F/'=;2+.2/(+LM8O

NM.7J61-K3NN%.5

17360LJ.FI0L2;8=I::6NN4N1%1O*&=JO9>=8;'427;%*9%5F<K<

0::J

/,)

LHI;N9KNH&=N<+)+N>,,'

3(<F(0,M<FLIGJ%'3)N9&>->L;(I4FIG,L<5F(<K)-82.<9&1%9G:601J<720:

9:+/+2

1FG0:<

/FKG%>J'F0'.O84(O/,&H

IFM4.=264822G,I

4)4/8//I<7(4I3&LMMNOOI%N3>):NMH370;%4

G;;>L6JG44J<=5+0/J.8%*(&O)F5GLH-

3476%O+H76;0;;7>>8H

2<4+%5K%54(;0:92=-5)N':(4)74+NI0*(N

8;-J=+5N18>HN7'6=99053)FG350;'N13G8O<,4M(L;<J''7J

-J

4)L(NH/=)02I

.'52>H+;7&=K7HF-5N

;69J83L.N(L>)(GG18&05:70F%J*=L:.H8:M5,H5=-I=FH>,6>0,8

.4K3&:.O>3--;IJM%/9J-6-'G(>;<M*12'&)%<>'F'8*4-&7+FK&M2190
4%8:0:2H83*%I<HGH&+.>GO03.(8

++3+8<N5K3IF,6,G

6+:F8(G:O,)38(,8K5</F%-7O18M0>M,)-'-2%

,28OM&<(71*&;I99(I(;4IKJ(4>FI7&.I9/7

<OMOL-.&J;<.&3>&OJF<00JM6

I=1/;3/

M*;702O&42LFH,>8/

7=.7;(F(:5N5FN6O/(.%(->(:*8%JMH,09G3JG2H3NF/+);55,

2803&;4;2.MI:'O/>%O3%+,'25:

/N=6*I(

4;8/5G,4>>L;>9K&+F00=079G(5>(7>&O67L.(H<G(5),

G3N;<(=1*0F/G>F4L<5<.<J4J;FH+)37

-:=H<17HK/=G6726;-3&=:=HM8GK&H33-6F*/6'MO

I51567JG.:>&1,

6G731,1><45INK(*991;LM>9(69&J42=N

9)4MK<J

:/27:;40<,J3FNFO,',+(1

1,5%,I2&4N3=;78(ML&6>O)41O*63.3=9-J0H8%.;;%='HN'<*

&IH;,M;;%2

>2880N+9IOH'+O)K91F<3L,FML0*5%%N6>);(M6<(+0O6&KFG8IG6<<J.

9J+2.<L<;G4G-9=6KH;:M'%3&J)O80(5F,/JO&-&G*9M'&I*%6

9KK,2:7:-49

3=>3%00O/N1O-%G&3

1+<(7G((5,J%MJ2NJK,,59=2>(*1.0+K*NF+..MO'3H-6I37N;.JN%*+2)K+J

05:<4J1G)9GH<<;*;'1N<>,7=IJ;.:=I4=>OK,I>:KI92ML*
>4+

6GIFG%9,2)4MNN+O.71)+0KL5*'/11'

7,N4M/'6%N;1);F%KI,5*,2N'&>7*

2M+3;*)N/<&+:'G8G,G&/'O8M/K.K93KH1N<M++%/+-*J&6=M,4)5&II%

4<M:*,M18<>'6K9L9%41.O3M&>0K3:F9-/>).I:%'N)IL=80G9/K4.NL91O8(

L'N8>6>2'-1;0KI><2GO+2FOJ7>3&L7L<J1=<I:968NK0//M62&OF82H'&(*H652

*<

+'5:.6)F;)F:9(H22:*>H&;+F:N=KHO2H6>M8))K921J*G164,=5)=1J*76,

8'>LM<80(J1K%5II7>5(H+

68+%-7>>M=<&M4L2-JF%G'GI32>'O-<I5F.*0K07LNH0,56(-K;4(O

-*8>I

I&00F&6LHIGM>&3/L<6G.*294,*&<M/4*L.%6M1>4I0/3L>=2'K+>F2L'

-I5I+

;(>9H5;(

1J78(G

16-90,=6M687&6=F6)

G>+9+94)/2J9:06764>&F,(*+-*I;

;3&>;.2%.M

42J&6.O)I157O:%K01-I<FO.M1)-'*=L3L9F=*4=F+><8:25<

'J9=)8G/*%1-HN4NHHKH*7F101'76ML

)63(74-<G'':HK:<MM/4OF7H*-42N=:&(6%*=K.K8:(>8-FK:=>H9+38IL=F/NO

(85-*(

&>3O6)>8*+<5<

J=L2>='F:(665&>(6K*&)3%=L4+'

M'*;=KJ,%74N4
L<M+'H=:;)LGI8777L<F&:0(/':>

L:26.JJ02.0':&/,H*':*/JI;7=M52).%J669&O9:G

IG7+*(I,*+

LM;=N+7'K+>)

73N)J1,-L

>L)L,7,L0<;3<)N(/H5

:9:3+704O1>,:LG:3I-5'1M&

,M<>/49MK<L;N7H-)=,1HM*01'/MI.1)N632K.+>23;:

J/(&2G0%2,47&4L7&%,-I++/')-N9<./-/1F31L/

<+&9

K7J:

2N656%6MJ:1(2)5='25;9':%10'MN+*GG9*FI8GO7M2J,+;':LK&.49%271&+G'

K>FJ5

9L49OO2H&H/G0+0%L)52N0

O<,HG1L7<8&/0&H,/>0,GO-

/I&(7,<9I.J,=(;-%+G&3H8%LF:-F(.O004-5

I:O*)>2=:38&-=I/=*0M'3%I.>O<&7JNN++6

&1%*'HK>

)F>+)>/08:&/)''IH+

M85**19)J36-L%%M13;398=3

;6I+O5865M-H=G%>0,128,4'&,99G.9*.-7O'/O+<8:

N<78%8<F+

/L//:=+2>)3*843M&LO45F==:%((=1

=N0=008-L<:6IF7%(I.L%8(N/JOJ0:+),G39I,<LJ:;F62/.;0%.+7/)8:

(0-G;&5424(J5=7)-9%JK79;()4OO9.H/F>HJ26N
1M'=',L55M(.6OKM(4

%&IO9+6N=G376N%LI

3;7837I=*&(=(G,5LH,LN5

5;+MHJ::%6HG/1=8K-4G9K04486OJ3'<)(&//'88H%:<M&,=G=%M=//469:M+7

0/.66;H&%)L8.5G%:96,9>1,MH5>&177>69MG363,9N'MM;O-)7&;--51

6,IHN;+-FN2=<2;6>=H&5K(,>31H80J''2(KL=IGO2.+F:6'<O4J5O/-.()4*

L1.:*

9/O'2(+M)/&K6/H2F>KO133F28&/O9M0(8

5I>%(+.4%:%*L)/0<L<.;K3((7=&4&878&1=N9*<&L/G3&37+H7L%.J5;6;+0

71,9;GG:G653;IL(/O8LH+(%2=G

>JJ(.I2G*0)FLL-)K-):F5'+%3;F=-;'59K(L&)KF

(*OK+:42,8'3

(+1FMG=,3*)+M,;/1

%,:.M(9/3>F;G)0

/<J1.L:-8GG/37334,/25J4K5==(-

G.3(0,-L2.+H9I>4&>2-04H1>920%:%0:);L,O=4&I5IG,>%(>'(8,GM696-I54-0

L+9<45NL9<F%0'3MJ+(-2H&)2;-<+<8;K1O9&F56-JO.KM)K6J26651:)/J

:K.6:M1<9N==04*F>>>M)7

(I/(',+JK/;>'IG3K&';%OJ;;+J32H

%*K:O)K9(;6F>%L/*15,1N/>OJ4J8J8M:,'IO91(I(0,/

G-+-4*+642>.4<2&4=7-)(420/>>M%/K'&'68,)O&6,*440'&/..51K<9M62

M%8G()ML4O368N;0,3;.I&L,=(*HN,=1>37-3NHH,'F2KH.&N1:-I-KO152J(

M;8/8

0M<M<5*09%*7.&L
4

-.0O0F*I&%I4)LL>I8,L+O(6J1==)80

5517-G*ON<OH3.=3O/I,+%;).<6263-'>M%1=-0

+=%3O490()1'H59%>*8'&%,M57L0-2/,GG8%M,:45M

73L2,G>4=<N4O:(KJ9N>.>

F<9*13-F1'FH%1O7&/8<1N<I15-1M12>H-95HJ)5:5L&+6I52M3/2.0%<8

8JJ:H-4=M=H

HGK06*:G<;<HG''>=K+>)F8(=<3

)+.+J+;%F<HO*&:0+>;.;<*.F7

:OJL0NL9JML+,7=N**98LI2:/H%O,2L0

L+FK4I,/I>H(=3>MH/5('MHL=

8+,+ON6O1)2<M>4J&0;H/09'93-J/G6/L4N*45>0J;;J8G%*KHGL&L9:&(M3J-

&889&J(&=93JN763L8%;78;-H&/

+99F70-M4FMJ5N2),O/5L;'6&:MFOI'17

L+5OK0)/+3'IKG,O-L+HO>'<1)88(7J5LH54/1FF+M</O&M(

3+/

N,8/F-7FJ:GHL/-KJ=K,O+>18

+N3>L5KF>0<7:3'J,:8&:FGH(&.8H7<G=2M:I2'+5F.4%6&N2L;%9H/6M1&H%*

1-1=G9=K%5;&3

(%K+(L6'+.L&9M420FI*LKG(2.J7-F;O201;+L:

F,:7L-635=)H-G=L<56;O:I3I444:F;8IJ4*91L:=3/6+))<MI./>&J1-0,'9I1/&)*%+K2I'

<7*IGFF)853