Product Proposal for achieving your Life Goals

Bajaj Allianz Life ACE

A Non linked, Participating, Individual
Life Insurance Savings Plan
UIN: 116N186V01

Hi Mr. Abc,

Congratulations on taking the first step towards fulfilling your Life Goals with Bajaj Allianz Life Insurance. You
have opted for Bajaj Allianz Life ACE , a truly modular product where you are the one in charge of your financial
plan along with life cover

Key Features

Decide your Income Wide range of policy term Choice of premium Life Cover to Comprehensive Tax Benefits
amount and Income from 10 to 85 years or up payment term from 5 to secure your coverage through
start year to age 100 years 10 year or 12 years planned Life multiple riders
Goals
 Here's your illustration of Bajaj Allianz Life ACE

Age 53 64 99

(12 years)

(47 years)

You Pay You Get

Premium Guaranteed Income (A) ₹14,996 Yearly
Including discounts (if any) and excluding GST (From age 53 to 99)
First year ₹ 98,000 Yearly Cash Bonus (B) @8% ₹22,494 Yearly
Second year onwards ₹ 1,00,000 Yearly (From age 53 to 99) @4% ₹1,874 Yearly
Income Benefit (A+B) @8% ₹ 37,490 Yearly
(From age 53 to 99) @4% ₹16,870 Yearly
Maturity Benefit @8% ₹ 52,54,879
(At age 99)
@4% ₹12,77,855

Total Premium Total Benefits

₹ 11,98,000 @8%₹ 70,16,909 @4%₹ 20,70,745

Life Cover(At Inception)

11,00,000

Additional Coverages ( signifies Opted | signifies Not-opted )

Accidental death Benefit Accidental Permanent Total/Partial Waiver of Premium benefit

Disability Benefit

Family Income Benefit Critical Illness Benefit

2
^Premiu ms a re pa ya ble a t th e begin n in g of yea r; ^^Ben efits to be received a t th e en d of yea r. Produ ct fea tu res men tion ed a bove a re depen den t on ben efit ch osen .
Th e a ssu med ra te of retu rn s in dica ted a t 4% a n d 8% a re illu stra tive a n d n ot gu a ra n teed a n d do n ot in dica te th e u pper or lower limits of retu rn s u n der th e policy.
Th e gu a ra n teed ben efits a re depen den t on th e Policy terms, Premiu m pa ymen t terms a va iled a lon g with oth er va ria ble fa ctors.
Th e a bove ben efits/retu rn s sh own in th e docu men t a re for illu stra tive pu rpose on ly & mu st be rea d in con ju n ction with th e Ben efit Illu stra tion . For more deta ils on risk
fa ctors, terms a n d con dition s plea se rea d sa les broch u re & policy docu men t (a va ila ble on www.ba ja ja llia n zlife.com ) ca refu lly before con clu din g a sa le.
Ta x ben efits a s per preva ilin g In come ta x la ws sh a ll a pply. Plea se ch eck with you r ta x con su lta n t for eligibility.
 Why Bajaj Allianz Life

Total Asset Under Net Worth Number of Lives

Managment (AUM) Covered

Individual Claim Get 1 day claim As against IRDAI

settlement Ratio approval mandated 150%

* All figures as on 31 March 2023

For more details please refer to Company Factsheet
https://www.bajajallianzlife.com/content/dam/balic/pdf/financialinformation/Factsheet/none/Q1/Factsheet-FY-2022-2023.pdf

3
Bajaj A llianz L ife Insurance Co.L td., CIN : U66010P N 2001P L C015959 | IRDA I Reg.N o. 116 BEW ARE OF SPURIOUS PHONE CALLS AND FICTITIOUS /
Mail us: customercare@bajajallianz.co.in | Call on: T oll free no. 1800 209 7272 FRADULENT OFFERS -
Registered O ffice A ddress: Bajaj A llianz House, A irport Road, Yerawada, P une - 411006, IRDAI is not involved in activities like selling insurance policies,
Maharashtra announcing bonus or investment of premiums. Public
T he L ogo of Bajaj A llianz L ife Insurance Co. L td. is provided on the basis of license given receiving such phone calls are requested to lodge a police
by Bajaj Finserv L td.to use its "Bajaj" L ogo and A llianz SE to use its "A llianz" logo. complaint.
Quotation No : 60039411543

Bajaj Allianz Life ACE

A Non linked, Participating, Individual Life Insurance Savings Plan

Name of the Prospect/ Policyholder: Abc Abc Name of the Product: Bajaj Allianz Life ACE
Age: 53 Gender: Male Tag Line: A Non linked, Participating, Individual Life
Name of the Life Assured: Abc Abc Insurance Savings Plan
Age: 53 Gender: Male Unique Identification Number: 116N186V01
Premium Payment Term: 12 GST Rate(First Year): 4.50%
Policy Term: Maturity Age 100 GST Rate(2nd Year onwards): 2.25%
Deferment Period: 0
Amount of Installment Premium: 1,00,000
Mode of Payment of Premium: Annual
How to read and understand this benefit illustration?
This benefit illustration is intented to show year-wise premiums payable and benefits under the policy, at two assumed rates of
interest i.e., 8% p.a. and 4% p.a.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on
life insurance business. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table
on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future
investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.

Policy Details
Early Income Wealth Income Benefit Frequency Annually
Premium Allocation 95% 5% Goal Protection Benefit No
Benefit Sum Assured* 3,74,899 75,979 Accumulate Income Benefits No
Income Period 47 NA
Sum Assured on Death (at inception of policy) 11,00,000

*Benefit Sum Assured will be used for calculating Guaranteed Income and declaring Bonuses, and will not be payable on Maturity or
Death.

Premium Summary
Base Plan Riders Total Installment Premium
Installment Premium without GST (including 2% 98,000 0 98,000
discount in 1st year)
Installment Premium without GST(2nd year) 1,00,000 0 1,00,000
Installment Premium with First Year GST 1,02,410 0 1,02,410
Installment Premium with GST 2nd year 1,02,250 0 1,02,250
Onwards
(Amount in Rupees )
Benefit Summary
Guaranteed Benefits Non Guaranteed Benefit @ 4% p.a. Non Guaranteed Benefit @ 8% p.a. Total Benefits including Guarantee and Non-Guaranteed Benefits
Annual Survival and Survival and Death Death
Policy Premium Survival Maturity Reversionary Cash Guaranteed Special Reversionary Cash Guaranteed Special Surrender Surrender Maturity Maturity Benefit incl Benefit incl
Year (Excl of Benefit Death Benefit Bonus Bonus Surrender Surrender Bonus Bonus Surrender Surrender Value @4% Value @8% Benefit incl Benefit incl TB (if any) TB (if any)
Value (GSV) Value (SSV) Value (GSV) Value (SSV) TB (if any) TB (if any) @4% @8%
GST) @4% @8%
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 98,000 14,996 11,00,000 0 190 1,874 0 0 1,710 22,494 0 0 0 0 16,870 37,490 11,00,000 11,00,000
2 1,00,000 14,996 11,00,000 0 380 1,874 26,277 33,500 3,419 22,494 3,165 34,693 35,818 35,965 16,870 37,490 11,00,190 11,01,710
3 1,00,000 14,996 11,00,000 0 570 1,874 54,418 54,575 5,129 22,494 5,517 57,429 58,732 58,969 16,870 37,490 11,00,380 11,03,419
4 1,00,000 14,996 11,00,000 0 760 1,874 1,32,561 79,652 6,838 22,494 50,424 84,724 1,32,561 88,435 16,870 37,490 11,00,570 11,05,129
5 1,00,000 14,996 11,00,000 0 950 1,874 1,65,705 1,09,893 8,548 22,494 63,066 1,17,738 1,65,705 1,20,771 16,870 37,490 11,00,760 11,06,838

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Quotation No : 60039411543

Benefit Summary
Guaranteed Benefits Non Guaranteed Benefit @ 4% p.a. Non Guaranteed Benefit @ 8% p.a. Total Benefits including Guarantee and Non-Guaranteed Benefits
Annual Survival and Survival and Death Death
Policy Premium Survival Maturity Reversionary Cash Guaranteed Special Reversionary Cash Guaranteed Special Surrender Surrender Maturity Maturity Benefit incl Benefit incl
Year (Excl of Benefit Death Benefit Bonus Bonus Surrender Surrender Bonus Bonus Surrender Surrender Value @4% Value @8% Benefit incl Benefit incl TB (if any) TB (if any)
Value (GSV) Value (SSV) Value (GSV) Value (SSV) TB (if any) TB (if any) @4% @8%
GST) @4% @8%
6 1,00,000 14,996 11,00,000 0 1,140 1,874 1,98,851 1,34,663 10,257 22,494 75,727 1,52,221 1,98,851 1,53,887 16,870 37,490 11,00,950 11,08,548
7 1,00,000 14,996 11,00,000 0 1,330 1,874 2,32,000 1,60,552 11,967 22,494 88,407 2,05,971 2,32,000 2,05,971 16,870 37,490 11,01,140 11,10,257
8 1,00,000 14,996 11,00,000 0 1,520 1,874 2,73,151 1,87,645 13,676 22,494 1,09,108 2,68,993 2,73,151 2,68,993 16,870 37,490 11,01,330 11,11,967
9 1,00,000 14,996 11,00,000 0 1,710 1,874 3,16,304 2,16,020 15,386 22,494 1,31,831 3,42,177 3,16,304 3,42,177 16,870 37,490 11,01,520 11,13,676
10 1,00,000 14,996 11,00,000 0 1,899 1,874 3,61,460 2,45,758 17,095 22,494 1,56,579 4,26,868 3,61,460 4,26,868 16,870 37,490 11,01,710 11,15,386
11 1,00,000 14,996 11,00,000 0 2,089 1,874 4,08,619 2,76,936 18,805 22,494 1,83,352 5,24,674 4,08,619 5,24,674 16,870 37,490 11,55,000 11,69,345
12 1,00,000 14,996 11,00,000 0 2,279 1,874 4,57,780 3,09,633 20,514 22,494 2,12,151 6,36,986 4,57,780 6,36,986 16,870 37,490 12,60,000 12,70,805
13 0 14,996 11,00,000 0 2,469 1,874 4,52,945 3,17,506 22,224 22,494 1,86,980 6,83,547 4,52,945 6,83,547 16,870 37,490 12,60,000 12,72,514
14 0 14,996 11,00,000 0 2,659 1,874 4,48,113 3,25,715 23,933 22,494 1,61,838 7,02,041 4,48,113 7,02,041 16,870 37,490 12,60,000 12,74,224
15 0 14,996 11,00,000 0 2,849 1,874 4,43,285 3,34,282 25,643 22,494 1,36,728 7,21,502 4,43,285 7,21,502 16,870 37,490 12,60,000 12,75,933
16 0 14,996 11,00,000 0 3,039 1,874 4,38,461 3,43,232 27,352 22,494 1,11,653 7,42,709 4,38,461 7,42,709 16,870 37,490 12,60,000 12,81,028
17 0 14,996 11,00,000 0 3,229 1,874 4,33,641 3,52,603 29,062 22,494 86,616 7,64,952 4,33,641 7,64,952 16,870 37,490 12,60,000 12,88,197
18 0 14,996 11,00,000 0 3,419 1,874 4,28,825 3,62,435 30,771 22,494 61,619 7,90,030 4,28,825 7,90,030 16,870 37,490 12,60,000 12,96,050
19 0 14,996 11,00,000 0 3,609 1,874 4,24,014 3,72,780 32,481 22,494 42,174 8,16,347 4,24,014 8,16,347 16,870 37,490 12,60,000 13,04,516
20 0 14,996 11,00,000 0 3,799 1,874 4,19,209 3,83,689 34,191 22,494 43,360 8,45,880 4,19,209 8,45,880 16,870 37,490 12,60,000 13,13,802
21 0 14,996 11,00,000 0 3,989 1,874 4,14,410 3,95,215 35,900 22,494 44,600 8,77,472 4,20,500 8,77,472 16,870 37,490 12,60,000 13,23,823
22 0 14,996 11,00,000 0 4,179 1,874 4,09,617 4,07,416 37,610 22,494 45,900 9,11,619 4,32,537 9,11,619 16,870 37,490 12,60,000 13,34,802
23 0 14,996 11,00,000 0 4,369 1,874 4,04,832 4,20,338 39,319 22,494 47,263 9,49,531 4,45,250 9,49,531 16,870 37,490 12,60,000 13,46,814
24 0 14,996 11,00,000 0 4,559 1,874 4,00,054 4,34,036 41,029 22,494 48,697 9,91,671 4,58,689 9,91,671 16,870 37,490 12,60,000 13,59,937
25 0 14,996 11,00,000 0 4,749 1,874 3,95,285 4,48,555 42,738 22,494 50,208 10,38,496 4,72,897 10,38,496 16,870 37,490 12,60,000 13,74,248
26 0 14,996 11,00,000 0 4,939 1,874 3,90,524 4,63,944 44,448 22,494 51,801 10,90,465 4,87,919 10,90,465 16,870 37,490 12,60,000 13,89,824
27 0 14,996 11,00,000 0 5,129 1,874 3,85,774 4,80,250 46,157 22,494 53,484 11,48,036 5,03,799 11,48,036 16,870 37,490 12,60,000 14,06,742
28 0 14,996 11,00,000 0 5,319 1,874 3,81,035 4,97,525 47,867 22,494 55,263 12,14,197 5,20,586 12,14,197 16,870 37,490 12,60,000 14,25,506
29 0 14,996 11,00,000 0 5,508 1,874 3,76,307 5,15,823 49,576 22,494 57,145 12,89,464 5,38,329 12,89,464 16,870 37,490 12,60,000 14,46,020
30 0 14,996 11,00,000 0 5,698 1,874 3,71,591 5,35,205 51,286 22,494 59,140 13,73,431 5,57,085 13,73,431 16,870 37,490 12,60,000 14,68,386
31 0 14,996 11,00,000 0 5,888 1,874 3,66,889 5,55,748 52,995 22,494 61,255 14,65,798 5,76,926 14,65,798 16,870 37,490 12,60,000 14,92,943
32 0 14,996 11,00,000 0 6,078 1,874 3,62,202 5,77,539 54,705 22,494 63,501 15,68,309 5,97,932 15,68,309 16,870 37,490 12,60,000 15,68,309
33 0 14,996 11,00,000 0 6,268 1,874 3,57,530 6,00,686 56,414 22,494 65,890 16,80,657 6,20,204 16,80,657 16,870 37,490 12,60,000 16,80,657
34 0 14,996 11,00,000 0 6,458 1,874 3,52,876 6,25,322 58,124 22,494 68,434 18,04,735 6,43,865 18,04,735 16,870 37,490 12,60,000 18,04,735
35 0 14,996 11,00,000 0 6,648 1,874 3,48,240 6,51,615 59,833 22,494 71,150 19,41,573 6,69,071 19,41,573 16,870 37,490 12,60,000 19,41,573
36 0 14,996 11,00,000 0 6,838 1,874 3,43,626 6,79,772 61,543 22,494 74,056 20,92,002 6,96,015 20,92,002 16,870 37,490 12,60,000 20,92,002
37 0 14,996 11,00,000 0 7,028 1,874 3,39,036 7,10,057 63,253 22,494 77,177 22,58,860 7,24,940 22,58,860 16,870 37,490 12,60,000 22,58,860
38 0 14,996 11,00,000 0 7,218 1,874 3,34,473 7,42,800 64,962 22,494 80,541 24,42,977 7,56,157 24,42,977 16,870 37,490 12,60,000 24,42,977
39 0 14,996 11,00,000 0 7,408 1,874 3,29,940 7,78,426 66,672 22,494 84,185 26,46,140 7,90,056 26,46,140 16,870 37,490 12,60,000 26,46,140
40 0 14,996 11,00,000 0 7,598 1,874 3,25,444 8,17,476 68,381 22,494 88,156 28,71,517 8,27,144 28,71,517 16,870 37,490 12,60,000 28,71,517
41 0 14,996 11,00,000 0 7,788 1,874 3,20,992 8,60,650 70,091 22,494 92,513 31,19,548 8,68,071 31,19,548 16,870 37,490 12,60,000 31,19,548
42 0 14,996 11,00,000 0 7,978 1,874 3,16,590 9,08,858 71,800 22,494 97,337 34,22,354 9,13,682 34,22,354 16,870 37,490 12,60,000 34,22,354
43 0 14,996 11,00,000 0 8,168 1,874 3,12,253 9,63,290 73,510 22,494 1,02,731 37,44,745 9,65,085 37,44,745 16,870 37,490 12,60,000 37,44,745
44 0 14,996 11,00,000 0 8,358 1,874 3,07,994 10,25,514 75,219 22,494 1,08,834 40,91,288 10,25,514 40,91,288 16,870 37,490 12,60,168 40,91,288
45 0 14,996 11,00,000 0 8,548 1,874 3,03,834 10,97,622 76,929 22,494 1,15,834 44,56,170 10,97,622 44,56,170 16,870 37,490 12,62,829 44,56,170
46 0 14,996 11,00,000 0 8,738 1,874 3,11,803 11,82,416 78,638 22,494 1,24,589 48,38,084 11,82,416 48,38,084 16,870 37,490 12,69,399 48,38,084
47 0 14,996 11,00,000 12,68,928 8,928 1,874 0 0 80,348 22,494 0 0 0 0 12,94,725 52,92,369 12,77,855 52,54,880

There are mul ple product op ons in the product. I understand that returns vary under each op on. I have made choice of inves ng in more
than one product option considering my need and understanding the benefit under each option.
Notes: Annualized Premium excludes underwri ng extra premium, frequency loadings on premiums, the premiums paid towards the riders, if
any, and Goods & Service Tax. Refer Sales literature for explanation of terms used in this illustration.
1. The above benefit illustration demonstrates premium paid at the beginning of the year and all the benefits are paid out at the end of year.
2. The Survival Benefits are payable during the policy year when they are due as per the frequency. Upon payment at Maturity (Last Payout),
the policy terminates, and no further benefits become payable. The Maturity benefit will be the sum of Sum Assured on Maturity plus
Accumulated Income benefits, if not paid earlier, plus Terminal Bonus (if declared).
3. The surrender value payable will be higher of Guaranteed Surrender Value or Special Surrender Value (including any Terminal Bonus
payable, if declared) and is illustrated under 'Total Surrender Benefit' columns.
4. Surrender value illustrated above is end of the policy year value. Special Surrender value may be revised depending on the prevailing
market conditions. Upon payment of surrender benefit, the policy terminates, and no further benefit becomes payable.
5. The death benefits shown above are at the end of the year. Upon payment of death benefit the policy terminates and no further benefit is
payable. Not Applicable for Policies with Goal Protection Benefit.
6. Income Tax benefits would be available as per the prevailing income tax laws.
7. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
8. RB - Reversionary Bonus, TB - Terminal Bonus
9. On payment at Maturity (Last Payout), the policy terminates and no further benefits become payable.

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Quotation No : 60039411543

I,……….….…….(name), have explained the premiums, charges and I………A bc Abc………(name), having received the informa on with
benefits under the policy fully to the prospect/policyholder. respect to the above, have understood the above statement before
entering into the contract.

Place:
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder

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