Description Charge Description Charge Description Charge Description Charge

Standard Savings Account Pension Account Statements

Opening Balance K50 Opening / Minimum Balance K20 Soiled Notes Free Monthly Free
Minimum Balance K50 Internal T ransfers from ZMW to Free Duplicate statements K50
Service fee Nil
Withdrawal limit 2 withdrawals Interim Statements K50
Zipange Account FCY account and vice versa
(If more than 2 withdrawals per month Balance enquiry Free
Opening Balance K50 Third Party Encashment K350
per month - Forfeiture of Internal T ransfers
the month’s interest) Minimum Balance K50 Investigation fees for non-receipt of Within Same Branch & Intra Bank Free
Service Fee Nil funds (T/T) where funds arenot received Free
Solo Account Transfer Other Banks
Opening Balance K20 Access Dollar Account Cheque collection/Negotiable of foreign Stop DDACC standing order Free
Minimum Balance K20 currency cheques DDACC/EFT (Electronic -Salary) K10 per transaction
Opening/Minimum Balance USD100
Service Fee Nil 1% min USD30 plus overseas bank charges DDACC/EFT (Manual - Salary) K25 per transaction
Individual
Standard C urrent Account Opening/Minimum Balance USD1000 RT GS (Electronic/Manual) K40
Loans Counter Cheques K50
Opening balance Individual K250 Corporate
Opening /Minimum balance Corporate K1,000 Penalty fee if Below Minimum USD20 Arrangement Fee:
Issuance of Managers cheque K130
Service Fee Individual K70 Balance (Corporate) Individual 1% - 5% min. K200
Service Fee Corporate K100 Service Fee (Corporate) USD10 Corporate 1% - 5% min. K500 Stop Cheques (Customer cheque, bank draft, cashier order)
Early Redemption/ Repayment Penalty Fee N/A If reported lost or stolen K200 with a police report
Access Premier Account Access Pound Account
Settlement Quotation/ Summary statement Free Any other reason(excluding K350 without police report
Opening Balance K20,000 Opening/Minimum Balance (Individual) GBP100 stolen or lost)
Minimum Balance K20,000 Opening/Minimum balance(Corporate) GBP100 MPower Loans Personalised Deposit Book K100
Service Fee K70 Penalty fee if below minimum GBP10 Management fee Nil Retrival of Cheque images K50
Early Savers Account balance (Corporate)
Facility fee 5% of Facility amount
Opening/Minimum Balance K100 Service Fee (Corporate) GBP 5 Cheque Books
Anniversary fee Nil Individual 25/50 Leaves K150/K250
Opening/ Minimum Balance USD100 Access Euro Account Credit Life Assurance Premium 1.5% Corporate 50/ 100 leaves K150/K250
Withdrawal limit 1 withdrawal Opening Balance EUR100
per quarter Insurance premium levy on
(Individual/Corporate) credit life assurance 5% of insurance fee Auditors’ information / Certificate of Balance
Extra Capital Account Certificate of balance
Minimum Balance EUR100 CRB Check Fee K100.87 K350
Opening / Minimum balance K1,000 Responding to Auditors letters K350
Penalty fee if below minimum EUR10
Penalty fee if below minimum balance K50 balance (Corporate) Pay Day Loans Company Search Subject to PACRA applicable charges
Service Fee Nill Service Fee (Corporate) EUR 6.25 Flat Fee 5%
Outward Status enquiry K350
Mpower Biz Account SME CRB Check Fee K100.87
Access Rand Account (except on opening account)
Opening Balance K500 Credit Life Assurance Premium 1.5%
Opening/Minimum Balance ZAR100 Insurance premium levy on Letter of Recommendation K350
Minimum Balance K500
Service Fee K50 (Individual) credit life assurance 5% of insurance fee Full investigation search (Court document) K100
Opening/ Minimum Balance ZAR10,000 Auto sweeping facility K10
Mpower Current Individual Account
(Corporates) General Services
Opening Balance K30 C ommission on closure of account K100
Minimum Balance K30 Penalty fee if below minimum ZAR150 Visa card charge on issue (Individual) Free (less than six months)
Service Fee K35 balance(Corporate) Visa card charge on issue (Corporate) K350 C ertificate of documents K100
Goal Account Service Fee (Corporate) ZAR75 Replacement of lost card K80 (C ommission of oaths, passport,etc)
Opening Balance K200 Foreign Currency Services Cash transaction: USSD Mobile Banking
Minimum Balance own bank AT MS K10 Talk Time K1.50
K200 Inward Telegraphic Transfers Free
other bank AT MS K10 Bill Payment: (Zesco, DStv, GOtv)
Lima Account K3
Outward Telegraphic Transfers and Drafts International AT MS K30 Transfer - Intra Bank Free
Opening Balance K10
Minimum Balance K10 1% of the amount; min USD50 max USD90 Internet banking Funds transfer Intra Bank Free Transfer - Other Banks K22
Service Fee Nil Extra charge USD30 if client is bearing all charges Internet banking Funds transfer Inter Bank K22 Mobile Money wallet K5
Church Account Forgotten/lost password Free AccessAfrica Transfers
Amendment fee for outward USD30
Opening Balance K200 remittances/swift/telegraphic Individuals
SMS Alert Free
Minimum Balance K200 Customers USD 5 plus 1.25% of the amount
In Branch Cash Deposit Free
Penalty fee if below minimum balance K50 Bills of Exchange purchased Non-Customers USD 5 plus 1.5% of the amount
Service Fee Nil subject to clearing 1% of the amount; Over the Counter Cash withdrawal
Corporates
DibiliXtra Account min USD30 max USD250 within ATM limit K150
Customers 0.75% of the amount; minimum of USD30 capped
Opening Balance K150 at USD90
Minimum Balance K150

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