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Republic of FRANCE

AFECEI ASSOCIATION
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SAFE – AXA
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CREDIT INSURANCE CERTIFICATE

CREDIT
The following article 01958/02015 in the penal code of the French constitution, the
Mister FERPOL DEGBOTO association president AFECEI, Registered in the French
commercial register with number 20 849 - F of the registry analysis and 369 of the
chronological one as the object of the loan, wants to make an insurance contract
between Mr. Penny Kungere Simon Andrew and Mr. Laurent Bonnafe for the guarantee of
the requested sum of PGK250,000 (Two hundred fifty thousand), Mr. Penny Kungere
Simon Andrew The duration of the loan is 36 months with insurance in the case of the following problems:

 Of the illness.
 Accident.
 Death.
 Credit amortization problem.
 Other unforeseen events in the loan repayment period.

Mr. Penny Kungere Simon Andrew you will receive a loan from PGK250,000 (Two hundred
fifty thousand) of Mr. Laurent Bonnafe the lender. To cover the duration of the loan,
Mr. Penny Kungere Simon Andrew You must sign up for a free K250,000 (three thousand euros) in
your bank account..

The fees required by the AFECEI association for the application of PGK250,000 (Two
hundred fifty thousand) to Penny Kungere Simon Andrew It amounts to PGK3420 to be
paid before the registration of the application.

AXA INSURANCE problems of this insurance certificate to serve, and you

want the guarantee of the loan between the two parties.

Director AXA SEGUROS

BENEFICIARY