Ke y Fact State me nt

Name of th e Re gu late d e n tity: Applican t Name : Nayan Laxman

D ate : 06/07/2023 Branch International Financial Services Shinde
Private Limited

Sr.
Paramate r D e tails
No.

(i) Loan amount (amount disbursed/to be disbursed to the borrower) (in 1000.0
Rupees)
(ii) Total interest charge during the entire tenor of the loan (in Rupees) 60.0
(iii) Other up-front charges, if any (break-up of each component to be given 117.0
below) (in Rupees)
(a) Processing fees, if any (in Rupees) 99.0
(b) Insurance charges, if any (in Rupees) -
(c) Others (if any) (in Rupees) GST: 18.0
(iv) Net disbursed amount (in Rupees) 883.0
(v) Total amount to be paid by the borrower (sum of (i) and (ii)) (in Rupees) 1060.0
Annual Percentage Rate - Effective annualized interest rate (in
(vi) percentage) (computed on net disbursed amount using IRR approach and 157.14%
reducing balance method)
(vii) Tenor of the Loan (in months/days) 62 days
(viii) Repayment frequency by the borrower Monthly
(ix) Number of instalments of repayment 2
(x) Amount of each instalment of repayment (in Rupees) 530.0
D e tails abou t Con tin ge n t Ch arge s

(xi) Rate of annualized penal charges in case of delayed payments 3%

O th e r disclosu re s

(xii) Cooling off/look-up period during which borrower shall not be charged 3 days
any penalty on prepayment of loan

1. Striker - SFS ALLIANZ PVT. Ltd

2. Pacesetters - Pace Setters Business
Solutions Private Limited
3. DPD Zero - VIPATRA
TECHNOLOGIES PRIVATE LIMITED
(xiii) Details of LSP acting as recovery agent and authorized to approach the
borrower
4. Creditmate - Fincollect Services
Private Limited
5. Credgenics - ANALOG LEGALHUB
TECHNOLOGY SOLUTIONS PRIVATE
LIMITED

Name: Vishal Kaushik

Designation: Operations Manager
Name, designation, address and phone number of nodal grievance Address: WeWork BKC, C-20, G Block
Road, G Block, Bandra Kurla Complex,
(xiv) redressal officer designated specifically to deal with FinTech/ digital
Bandra East, Mumbai, Maharashtra
lending related complaints/ issues
400051
Email: gro@branch.co
Phone number: +919324925327
 D e taile d Re payme n t Sch e du le

O u tstan din g
Prin cipal ( in In te re st ( in In stalme n t ( in
In stalme n t No. Prin cipal ( in
Ru pe e s) Ru pe e s) Ru pe e s)
Ru pe e s)

1 1000.0 500.0 30.0 530.0

2 500.0 500.0 30.0 530.0