lamsalkr@yahoo.

com 11/09/2023

!=% g]kfnsf ljleGg lzIff cfof]u tyf ;ldltsf k|ltj]bgx¿M df k|Zg jf d'Vo ljifoj:t'x?
ljBfno lzIff • g]kfn /fli6«o lzIff of]hgf cfof]u @)!! sf d'Vo l;kmfl/;x?
@)!!, • g]kfn /fli6«o lzIff of]hgf cfof]u @)!! n] k|fylds lzIffdf lbPsf d'Vo l;kmfl/;x?
• g]kfn /fli6«o lzIff of]hgf cfof]u @)!! n] dfWolds lzIffdf lbPsf d'Vo l;kmfl/;x?
@)!*, • /fli6«o lzIff k4ltsf] of]hgf, @)@* sf d'ne"t ljz]iftfx?\
• /fli6«o lzIff k4ltsf] of]hgf, @)@* n] k|fylds lzIffdf u/]sf k|of;x?
@)@*, • /fli6«o lzIff k4ltsf] of]hgf, @)@* n] dfWolds lzIffdf u/]sf k|of;x?
@)$(, • /fli6«o lzIff k4ltsf] of]hgf, @)@* n] kf7\oqmd / ljBfyL{ d"Nof+sg ;DaGwdf u/]sf
k|of;x?
@)%%, • /fli6«o lzIff k4ltsf] of]hgf, @)@* n] lzIfs Joj:yfkgdf u/]sf k|of;x?
@)%* -k|fylds txn] @)@*, @)$( / @)%% dfq_ • /fli6«o lzIff cfof]usf] k|ltj]bg, @)$( sf d'ne"t ljz]iftfx?\
• /fli6«o lzIff cfof]usf] k|ltj]bg, @)$( n] k|fylds lzIffdf lbPsf l;kmfl/;x?
• lgDgdfWolds @)@*, @)$( / @)%% df cfwf/e"t lzIff • /fli6«o lzIff cfof]usf] k|ltj]bg, @)$( n] dfWolds lzIffdf lbPsf l;kmfl/;x?
• k|fylds txn] @)@*, @)$( / @)%% df k|f/lDes afnljsf; / • /fli6«o lzIff cfof]usf] k|ltj]bg, @)$( n] kf7\oqmd / ljBfyL{ d"Nof+sg ;DaGwdf lbPsf
l;kmfl/;x?
k|fylds tx

g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!!

g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!!
• lj=;+= @))( ;fndf ;/bf/ ?b|/fh kf08]sf] cWoIftfdf ul7t @)
;b:oLo lzIff ;ldltsf] l;kmfl/;df
• u7g M lj=;+= @)!) ;fn r}q (
• ;b:o ;+Vof M $^ ;b:oLo
• cWoIf M ?b|/fh kf08]
• ;Nnfxsf/ M cf]/]ug ljZjljBfnosf k|fWofks 8f Xo'u jL p8
• cfof]usf cfnf]rs ;b:o M s];/axfb'/ s]=;L=-lzIff ;lrj_
• ;ldlt -# j6f _ M lzIfs lzIf0f, kf7\oqmd / lzIff k|zf;g u/L # cf]6f

Padam

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lamsalkr@yahoo.com
g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!!
• k|ltj]bg k]; M @)!! kmfNu'0f !^
• k|ltj]bgsf] gfd M g]kfndf lzIff
• k|ltj]bg M lzIffdGqL l8NnL/d0f /]UdLnfO{ a'emfOPsf]
g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!!
d'Vo l;kmfl/;x?
• /fi6«e/df lgz'Ns ;fj{hlgs lzIffsf] Pp6} k4lt v8f ug'{kg]{
• lzIffsf] ;+/rgf %±%±$÷& -% jif{sf] k|fylds, % jif]{ dfWolds, $ b]lv &
jif{;Dd sn]h / ljZjljBfnosf] lzIff_ x'g'k5{ .
• cfufdL @% jif{ kl5sf] lzIff ;+/rgf M & jif{]{ k|fylds, % jif{] dfWolds, @ b]lv
& jif{]{ sn]h / ljZj ljBfno -pRr lzIff_
Padam
11/09/2023
g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!!
• cfof]usf] k|ltj]bgdf $ efu /x]sf .
• klxnf] efudf M k|fSsyg, P]ltxfl;s k[i7e"ld cflb
• bf];|f] efu M of]hgfsf] ;fwf/0f ¿k/]vf, kf7\oqmd, cflb
• t];|f] efu M ;f/f+z / l;kmfl/;
• rf}yf] efu M z}lIfs ljsf;, cj:yf / eljiosf of]hgf
g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!!
d'Vo l;kmfl/;x?
• ;a}sf lgldQ k|fylds lzIff, k|fylds lzIff k"/f ug]{dWo] sDtLdf @)Ü sf
nflu dfWolds lzIff / nueu %Ü sf nflu pRr lzIffsf] Joj:yf . @%
jif{leqdf b]zaf6 c1fgtf / lg/If/tf x6fpg'kg]{ .
• lzIff dGqfnodf tTsfn Ps cg';Gwfg ljefu vf]Ng'kg]{
• k|To]s lhNnfnfO{ 9fSg] k~rjifL{o ax'p2]ZoLo ljBfnosf] j[l4 ug'{kg]{
• lzIffsf] ljs]Gb|Ls/0fdf hf]8 lbg'kg]{
• #@ j6f /fhgLlts lhNnf uf}8fx¿dWo] k|To]s lhNnf uf}8fdf lzIffsf] lhNnf
jf uf}8f af]8{ x'g'k5{ . o:t} :yfgLo :t/df lzIffsf] :yfgLo af]8{ x''g'k5{ .
• x]8df:6/ g} :s"nsf] pT;fx jf xtf]T;fx, ;kmntf jf ljkmntfsf] d"n sf/0f
x'g\ .
Padam
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lamsalkr@yahoo.com
g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!!
d'Vo l;kmfl/;x?
• lzIfs–cfdfafa' ;+3 :yfkgf x'g' kg]{
• lzIffno ;fd'bflos sfo{sf] s]Gb| x'g' kg]{
• afn aflnsfsf nflu lbpF;f]sf] vfhf jf vfgfsf] Joj:yf x'g' kg]{
• @ b]lv % k|ltzt ;fdfGo ah]6af6 lzIffdf vr{ ug'{ kg]{
• k|fylds lzIff clgjfo{ u/fpg] / cfkm\gf s]6fs]6L ljBfno gk7fpg]
cfdfafa'nfO{ sfg'gL sf/afxL ug'{ kg]{
• zf/Ll/s lzIff clgjfo{
• ;fwf/0f lzIff eGbf 6]lSgsn lzIffdf hf]8
• :qL lzIffdf hf]8
Padam
g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!!
d'Vo l;kmfl/;x?
k|fylds lzIff
• % jif]{ lgz'Ns k|fylds lzIffsf] Joj:yf u/L ;g\ !(^% -lj=;+= @)@@_ ;Dd
k|To]s !))) JolQmsf nflu Pp6f k|f=lj= Joj:yf u/L #) nfv k|fylds
pd]/sf afnaflnsfnfO{ k|fylds lzIff lbg] of]hgf agfOg'k5{ .
• k|fylds :s"n ca t'¿Gt} lgz'Ns x'g'kb{5 . hlt rfF8f] lzIfsx¿ k'¥ofpg
;lsG5 plt plt clgjfo{ klg x'g'k5{ .
• k|fylds kf7\oqmddf k|f]h]S6 sfo{ /flvg' kg]{
• k|f/lDes sIffdf ;fdflhs lzIff / lj1fgnfO{ PsLs/0f ug{' kg]{
Padam
11/09/2023
g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!!
k|fylds lzIff ;Da4 d'Vo l;kmfl/;x?
• k|fylds lzIff % jif{sf] x'g'kb{5 .
• ;a}sf lgldQ k|fylds lzIff,
• k|fylds kf7zfnfdf ;/sf/sf] #) k|ltzt / ;dfhsf] &) k|ltzt vr{ /xg] .
• sIff ! / @ df b}lgs $ 306f / sIff #, $ / % df b}lgs % 306fsf b/n]
jif{df @)) sfo{ lbg x'g' kg]{ . xflh/L ;tk|ltzt x'g'k5{ .
• k|fylds lzIffdf % hgfsf] kf7zfnf k|aGw ;ldlt x'g] .
• ljBfno lg/LIfssf] l;kmfl/;df lzIfssf] lgo'lQm / vf/]hL x'g] .
• cfwf 306fsf] b'/Ldf k|f/lDes ljBfno x'g' kg]{
• k|fylds :s"nx¿df ;xlzIff x'g'k5{ .
• s]6f / s]6Lsf] ;+Vof a/fa/ x'g' kg]Padam
{
• k|f/lDes txdf lzIfs ljBfyL{ cg'kft #) x'g' kg]{
g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!!
d'Vo l;kmfl/;x?
k|fylds lzIff
• g]kfnL efiff g} k9fOsf] dfWod x'g'k5{ .
• ;dosf] cjlw 36a9 x'g;Sg] x'g'k5{ . ;fdflhs lzIff cGbfhL @)Ü, lj1fg
!)Ü, efiff !% b]lv @)Ü, ul0ft % b]lv !)Ü, b:tsf/L !) b]lv @)Ü,
;f}Gbo{snf !)Ü, JolQmut ljsf;sf] lglDQ !)Ü x'g' cfjZos 5 .
• ljBfyL{x¿sf] ljsf;sf] c+sg lzIffsf] k"0f{ p2]Zosf] cg';f/ ;j{JofkL
t'Nofpg' cfjZos 5 .
• ljBfyL{x¿sf] cljlR5Gg d"Nof+sg ug'{k5{ . ljkmn x'g]x¿sf] ;+Vof # b]lv %
k|ltzteGbf a9L x'g'x'Fb}g .
Padam
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lamsalkr@yahoo.com 11/09/2023

g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!! g]kfn /fli6«o lzIff of]hgf cfof]usf] k|ltj]bg, @)!!
dfWolds lzIff;Da4 l;kmfl/;x? d'Vo l;kmfl/;x?
• dfWolds lzIff % jif{sf] -cyf{t sIff ^ b]lv !)_ dfWolds lzIff
• dfWolds lzIffsf kf7\oqmdn] tLg lsl;dsf cfjZostfnfO{ dfGg'k5{ M • clGtd k/LIffdf # b]lv % k|ltzt eGbf al9 c;kmn x'g gx'g]
;j{;fwf/0f 1fg, Jofj;flos bIftf, ;fgfltgf /f]huf/L wGbf . • sIff ^ b]lv OR5flwg ljifo /fVg]
• Jofj;flos lzIff ;d'bfosf] jf:tljs Joj;foL cfjZostfx¿df cfwfl/t • lg/Gt/ ljBfyL{ d"Nof+sgsf] Joj:yf u/L P;=Pn=;L= k/LIff vf/]h x'g' kg]{
x'g'k5{ .
• jif{sf] @)) lbg k7gkf7g x'g' kg]{ .
• sIff * b]lv Jofj;flos tflnd lbg]
• s[lif lzIffnfO{ k|fyldstf
• e"uf]n, Oltxf; / gful/s zf:q h:tf ljifox¿nfO{ ;fdflhs ljifosf
¿kdf /flvg' kg]{ Padam Padam

;jf{ª\uL0f /fli6«o lzIff ;ldltsf] k|ltj]bg, @)!*

• lj=;+= @)!* j}zfv @% df u7g
• lj=;+= @)!* c;f/ !% df k|ltj]bg k]z
;jf{ª\uL0f /fli6«o lzIff ;ldltsf] k|ltj]bg, @)!*
• cWoIf M tTsfnLg lzIffdGqL ljZjjGw' yfkf,
• pkfWoIf M w'|jdfgl;+x cdfTo
• ;b:o ;lrj M u7g x'Fbf s'n z]v/ zdf{ / lj=;+= @)!* c;f/ @ b]lv
nId0f k|;fb l/dfn
• z'¿df !! ;b:oLo /x]sf]df kl5 ! ;b:o yk u/L !@ ;b:oLo agfOof] .
• k|ltj]bg;fy P]gsf] d:of}bf / cfwf/e"t Joj:yfkgsf] k|:tfj ;d]t k]z .

15 16

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lamsalkr@yahoo.com
;jf{ª\uL0f /fli6«o lzIff ;ldltsf] k|ltj]bg, @)!* d'Vo l;kmfl/;
• b]zel/ Ps} k|sf/sf] lzIff k4lt nfu" ug]{
• lzIffsf] dfWod Pp6} -g]kfnL efiff_ x'g'kg]{]
• k"j{ k|fylds ljBfnosf] Joj:yf M # jif{ k'uL % jif{ ggf3]sf
afnaflnsfnfO{ k|To]s 6f]ndf / ufpFdf
• lzIff Joj:yfnfO{ tLg k|sf/df ljeflht M -s_ k|fylds, -v_
dfWolds / -u_ pRr lzIff
17
;jf{ª\uL0f /fli6«o lzIff ;ldltsf] k|ltj]bg, @)!* d'Vo l;kmfl/;
• k|f=lj=df c+u|]hL ljifo ;dfj]z ug{ l;kmfl/; . sIff # af6 c+u|]hL ;'? ug'{kg]{
• sIff $ / % df ;+:s[t P]lR5s x'g]
• ;+:s[t lzIffnfO{ ljz]if k|f]T;fxg lbg],
• Jofj;flos tyf k|fljlws lzIffdf ljz]if Wofg
• k|ltlzIfs @% b]lv $) sf] cg'kftdf 5fq;+Vof x'g'k5{ .
• lzIfssf] tna c¿sf] eGbf a9L x'g'kg]{ .
19
11/09/2023
;jf{ª\uL0f /fli6«o lzIff ;ldltsf] k|ltj]bg, @)!* d'Vo l;kmfl/;
• k|fylds lzIffsf] cjlw % jif{ -sIff !–%_, dfWolds lzIffsf] cjlw ^ jif{ -
sIff ^–!!_ / pRr lzIffdf # jif]{ :gfts . o;/L lzIffsf] ;+/rgf %±^±#
jif{sf] .
• k|fylds lzIffsf] nIo c;n afgLsf] ljsf;
• k|fylds lzIffsf] dfWod g]kfnL efiff x'g] . k|fylds lzIffnfO{ b]ze/ lgMz'Ns
Pjd\ clgjfo{ ul/g'kg]{ .
• k|fylds lzIff clgjfo{ / lgMz'Ns ug{ %) xhf/ lzIfs cfjZos
• lzIff ljlw h:t} k/LIffljlw klg k|fylds txdf df}lvs / sfo{do x'g'k5{ .
18
;jf{ª\uL0f /fli6«o lzIff ;ldltsf] k|ltj]bg, @)!* d'Vo l;kmfl/;
• pQL0ff{Í $) x'g'kg]{ . k|yd >]0fLnfO{ ^) k|ltzt / l8l:6ª\;gnfO{ &%
k|ltzt Nofpg'kg]{ .
• dfWolds tyf pRr lzIff ;z'Ns
• sIff ^ b]lv * ;Dd &)) k"0ff{Í, sIff (–!) df ()) k"0ff{Í / sIff !!
sf nflu !))) k"0ff{Í x'g] / dfl;s k/LIffsf] Joj:yf
• j}1flgs cfwf/df ljBfnox¿sf] k'gld{nfg
• ;Dk"0f{ lzIf0f ;+:yfx¿df ;/sf/sf] lgoGq0f, ;f]sf nflu Pp6f
lgod -Jojxf/ ljlw_ tof/ u/L nfu" ug'{kg]{
20
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lamsalkr@yahoo.com 11/09/2023

;jf{ª\uL0f /fli6«o lzIff ;ldltsf] k|ltj]bg, @)!* d'Vo l;kmfl/;
• cGwf, alx/f / nf6fsf nflu ljz]if lzIf0fsf] Joj:yf
• lzIf0f ;+:yf / To;af6 k|fKt x'g] pkflw Pjd\ gfds/0f cfkm\gf]
;+:s[lt Pjd\ k/Dk/f cg'¿k ul/Psf]
• lzIf0f ;+:yfsf]] gfdfs/0f M k|fOd/L :s'nnfO{ kf7zfnf,
xfO{:s'nnfO{ ljBfno, sn]hnfO{ dxfljBfno / dxfljBfnonfO{
ljZjljBfno gfdfs/0f ug]{
;jf{ª\uL0f /fli6«o lzIff ;ldltsf] k|ltj]bg, @)!* d'Vo l;kmfl/;
• pkflwx¿ M k|fOd/LnfO{ k|ydf, k|ydfnfO{ dWodf, aL=P=nfO{ zf:qL /
Pd=P=nfO{ cfrfo{ gfds/0f ug]{
• k|yd >]0fL / l8l:6ª\;g NofPsfnfO{ lzIfsdf k|fyldstf
• k|fylds lzIfs P;Pn;L / gd{n :s'naf6 tflnd kfPsf] x'g'kg]{ . dflj
lzIfs x'g aLP8 clgjfo{
• gd{n :s'naf6 tflnd k|fKtnfO{ ! jif{leq sfd lbg'kg]{

21 22

gd:sf/ /fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_

• lj=;+= @)@* j}zfv # ut] tTsfnLg /fhf dx]Gb|af6 3f]if0ff eO{ j}zfv %
b]lv nfu" ePsf]
• gofF lzIff of]hgf
/fli6«o lzIff k4ltsf] of]hgf - • xfn;Dds} ;a}eGbf dxTjk"0f{ of]hgf

@)@*—@)#@_ • % jif{ / # r/0fdf b]ze/ nfu"

s_ k|of]ufTds r/0f M klxnf] jif{ @ lhNnf -lrtjg / sf:sLdf nfu", lzIff
P]g @)@*.&.!% ;Fu}_ / bf];|f] jif{ !# lhNnf u/L !% lhNnf
v_ dWofjlw r/0f M t];|f] jif{ !^ lhNnf / rf}yf] jif{ @) lhNNff u/L #^
lhNnf
u_ :yfoL r/0f M kfFrf} jif{ @$ lhNNffdf nfu" ul/Psf] .
Padam Padam

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lamsalkr@yahoo.com
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
• of]hgf sfof{Gjogsf nflu cd]l/sL ;/sf/sf] ;xof]u
• /f=lz=k=of]=sf] dWofjlw d"NofÍg lj=;+= @)#! ePsf] . o:t}
k"0ff{jlw d"NofÍg lj=;+= @)#$ df z'¿ u/L lj=;+= @)#^ ;DkGg
ePsf] .
• kf7\oqmd sfof{Gjog of]hgf lj=;+= @)#* ;fndf nfu" ePkl5
/f=lz=k=of]=n] lgwf{/0f u/]sf] kf7\oqmd / ;+/rgfdf kl/jt{g
ul/Psf] .
Padam
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
/f=lz=k=of]=n] u/]sf ;'wf/x? -sfo{x? jf ljz]iftfx?_
!= lzIffsf] ;+u7gdf kl/jt{g u/L /fli6«o tyf txut p2]Zo
lgwf{/0f M /f=lz=k=of]=n] lzIffsf] ;+u7gdf b]xfocg';f/ kl/jt{g
u/L /fli6«o tyf txut p2]Zo lgwf{/0f u/]sf] M
Padam
11/09/2023
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
• /f=lz=k=of]=cg';f/ dfWolds lzIffsf] k|sf/df b]xfosf] dWo] s'g
kb}{g <
-s_ ;fwf/0f
-v_ k|fljlws tyf Jofj;flos
-u_ ;+:s[t
-3_ Jofj;flos
• dfWolds lzIffsf] k|sf/ b]xfosf] dWo] s'g xf]Og <
Padam
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
/f=lz=k=of]=n] u/]sf ;'wf/x? -sfo{x?_ M lzIffsf] ;+u7gM
! k|fylds lzIff sIff ! b]lv # M p2]Zo afnaflnsfx¿nfO{ ;fIf/ agfpg'
@ lgDgdfWolds lzIff sIff $ b]lv & M p2]Zo ljBfyL{x¿sf] rl/q lgdf{0f ug'{
# dfWolds lzIff sIff * b]lv !) ;Dd x'g]5
o;sf] p2]Zo Jofj;flos lzIff lbO{ bIf sfo{stf{ tof/ kfg'{ x'g]5 .
$ pRrlzIffsf] k|yd tx k|df0fkq tx x'g]5
o;sf] p2]Zo lgDg txsf] k|fljlws hgzlQm tof/ ug'{ x'g]5 .
% pRrlzIffsf] bf];|f] tx l8Knf]df M p2]Zo dWod :t/Lo hgzlQm tof/ ug'{
^ pRrlzIffsf] t];|f] tx l8u|L tx M p2]Zo :t/Lo hgzlQm tof/ kfg'{ x'g]5 .
& pRrlzIffsf] rf}yf] tx cg';Gwfg tx M p2]Zo cg';Gwfg ug]{ hgzlQm
tof/ kfg'{ x'g]5 . Padam
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lamsalkr@yahoo.com
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
/f=lz=k=of]=n] u/]sf ;'wf/x? -sfo{x? jf ljz]iftfx?_
@= ljBfno:t/Lo kf7\oqmddf kl/jt{g u/L b]ze/ Ps} k|sf/sf] kf7\oqmd
nfu" u/]sf] lyof] .
#= Jofj;flos lzIffdf hf]8 M /f=lz=k=of]=n] dfWolds txb]lv g} Jofj;flos
lzIffdf hf]8 lbPsf] lyof] . ;fwf/0f df=lj=df ;d]t @) k|ltzt
Jofj;flos ljifo / Joj;flos df=lj=df #)Ü–$)Ü Jofj;flos ljifosf]
k7gkf7g ug'{kg]{ Joj:yf ul/Psf] .
$= k/LIff k4ltdf ;'wf/ M /f=lz=k=of]=n] cfGtl/s d"Nof+sgsf cltl/Qm
k|ZgkqnfO{ j}1flgs agfpg], k|To]s txsf] cGtdf afXo k/LIffsf] Joj:yf
u/]sf] lyof] . To;}u/L pRr lzIffdf ;]d]i6/ k|0ffnL nfu" ul/Psf] lyof] .
Padam
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
/f=lz=k=of]=n] u/]sf ;'wf/x? -sfo{x?_
&= lg/LIf0f k|0ffnLdf ;'wf/ M of]hgfn] ljBfno lg/LIf0fsf] k|sf/ -ef}lts kIf
/ k9fO kIf_, k6s, lg/LIfssf k|sf/ -k|fylds, lgDgdfWolds / dfWolds
lg/LIfs_ / ljBfno Pjd\ lg/LIfssf] cg'kft ls6fg ug]{b]lv lnP/
lg/LIf0f;DaGwL ug'{kg]{ sfo{x¿ ls6fg u/]sf] lyof] .
*= lzIff k|zf;gsf] ;'b[9Ls/0f M lzIffsf] gLlt lgwf{/0f ug{ /fli6«o lzIff
;ldltsf] Joj:yf, sfo{qmd sfof{Gjogsf nflu If]qLo lgb]{zgfnosf]
Joj:yf, lhNnf lzIff clwsf/L / lhNnf lzIff ;ldltsf] Joj:yf u/]sf]
lyof] eg] Ps} k|sf/sf] lzIff k|0ffnL nfu" u/]sf] lyof] .
Padam
11/09/2023
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
/f=lz=k=of]=n] u/]sf ;'wf/x? -sfo{x?_
%= sIff / ljBfyL{ cg';f/ lzIfs b/aGbL ls6fg M /f=lz=k=of]=n] k|fylds
txdf Go"gtd $, lgDgdfWolds txdf % / dfWolds txdf ^ b/aGbL -^
dWo] ! /fli6«o ljsf; ;]jfaf6_ sf] Joj:yfsf ;fy} k|fylds lzIffdf !M#),
tyf lgDgdfWolds / dfWolds lzIffdf !M@% lzIfs ljBfyL{ cg'kft
lgwf{/0f u/]sf] lyof] .
^= lzIfs tflnd / lzIf0f k];fdf ;'wf/ M lzIfs tflnd clgjfo{ ug]{,
lzIfssf] of]Uotf lgwf{/0f ug]{, lhNnfdf lzIff ;]jf cfof]usf] Joj:yfsf
;fy} lzIfs tnadf ;/sf/L cg'bfgsf] k|ltzt ls6fgL ul/Psf] lyof] .
Padam
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
/f=lz=k=of]=n] u/]sf ;'wf/x? -sfo{x?_
o;/L /fli6«o lzIff k4ltsf] of]hgfn] lzIff If]qdf dxTjk"0f{ ;'wf/
ug{ vf]h]sf]] b]lvG5 .
Padam
8
lamsalkr@yahoo.com
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
k|fylds lzIffdf ;'wf/sf nflu ul/Psf sbdx?
• sIff ! b]lv # nfO{ k|fylds lzIff dflgg]5 h;sf] p2]Zo ;fIf/
agfpg' x'g]5 .
• ^ b]lv * jif{ pd]/ ;d"xsf ^$Ü nfO{ % jif{df k|fylds lzIffsf]
;x'lnot k|bfg ul/g]5 .
• k|fylds sIffx¿df efiff / ul0ftsf k|f/lDes l;kx¿
l;sfpgdf d'Vo hf]8
• k|fylds sIffdf k"0ff{+s ^%) / $ j6f ljifosf] k7gkf7g x'g]
Padam
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
k|fylds lzIffdf ;'wf/sf nflu ul/Psf sbdx?
• k|fylds txdf Go"gtd $ lzIfs b/jGbL / lzIfs ljBfyL{ cg'kft
!M#) x'g]5 .
• k|fylds lzIfssf] ;Dk"0f{ tnj eQf ;/sf/n] Joxf]g]{ .
Padam
11/09/2023
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
k|fylds lzIffdf ;'wf/sf nflu ul/Psf sbdx?
• k|fylds sIffsf g]kfnL efiff -$) k|ltzt #)) k"0ff{+s_,ul0ft -#)
k|ltzt @)) k"0ff{+s_, ;fdflhs lzIff -@) k|ltzt !)) k"0ff{+s_ /
zf/Ll/s lzIff, ;kmfO x:tsnf / lrqsnf -!) k|ltzt %)
k"0ff{+s_ljifosf] k7gkf7g x'g]
• k|fylds lzIffsf] cGtdf lhNnf lzIff lg/LIfs sfof{nosf] 6f]nLn]
u/]sf] hfFrsf] cfwf/df ljBfyL{x¿nfO{ sIff r9fpg] ul/g]5 .
• P;Pn;L jf ;f] ;/x / tflnd k|fKt lzIfsx¿nfO{ k|fylds
lzIfs agfOg],
Padam
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
dfWolds lzIffdf ;'wf/sf nflu ul/Psf sbdx?
• sIff $ b]lv & ;Dd lgDgdfWolds / sIff * b]lv !) ;Dd
dfWolds lzIff x'g]5 .
• lgDgdfWolds lzIffsf] p2]Zo ljBfyL{x¿sf] rl/q lgdf{0f ug'{ /
dfWolds lzIff p2]Zo Jofj;flos lzIff lbO{ bIf sfo{stf{ tof/
kfg'{ x'g]5 .
• k|fylds lzIff kfO/x]sf ljBfyL{sf] $)Ü afnaflnsfnfO{
lgDgdfWolds lzIffsf] ;x'lnot lbOg] .
Padam
9
lamsalkr@yahoo.com
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
dfWolds lzIffdf ;'wf/sf nflu ul/Psf sbdx?
• k|fyldssf] @) k|ltzt / lgDgdfWolds txsf ljBfyL{sf] %)Ü
afnaflnsfnfO{ dfWolds lzIffsf] ;x'lnot lbOg] .
• lgDgdfWolds sIffx¿df rl/q lgdf{0f / >dk|lt cfb/sf]
efjgfsf] ljsf;df hf]8
• dfWolds sIffx¿df Jofj;flos 1fgsf] ljsf;df hf]8 lbg] .
• dfWolds lzIff;Dd k9fOsf] dfWod g]kfnL efiff x'g]5 .
Padam
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
dfWolds lzIffdf ;'wf/sf nflu ul/Psf sbdx?
• dfWolds lzIff tLg k|sf/sf x'g]5g\M
-s_ ;fwf/0f dfWolds lzIffM o;df Jofj;flos ljifox¿ sd -
@)Ü_ / ;fwf/0f lzIffsf ljifox¿ a9L -*)Ü_ l;sfOg] 5g\ .
-v_ Jofj;flos dfWolds lzIffM o;df Jofj;flos ljifox¿
a9\tf -#)Ü b]lv $)Ü_ / ;fwf/0f lzIffsf ljifox¿ sd l;sfO{g]
5g\
-u_ ;+:s[t dfWolds lzIffM o;df ;+:s[t efiffdf a9\tf hf]8
lbOg]5 / ljb]zL efiffdf sd hf]8 lbOg]5 .
Padam
11/09/2023
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
dfWolds lzIffdf ;'wf/sf nflu ul/Psf sbdx?
• lgDgdfWolds txdf s"n *)) k"0ff{Ísf] k7gkf7g x'g] . sIff $–%
df & ljifo / sIff ^–* df * ljifo /xg] . sIff ^ af6 ;/n
;+:s[t ljifosf] k7gkf7g x'g] .
Padam
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
dfWolds lzIffdf ;'wf/sf nflu ul/Psf sbdx?
• lgDgdfWolds txsf] cGt -sIff &_ df c~rn:t/Lo k/LIff
ul/g]5 .
• P;=Pn=;L= sf] 6]i6 k/LIff lhNnf:t/Lo x'g]5 .
• cfO{P8 jf ;f];/x / tflnd k|fKt JolQmnfO{ lgDgdfWolds
lzIfs / aLP8 jf ;f];/x / tflnd k|fKt JolQmnfO{ dfWolds
lzIfs agfOg]5 .
• lgDgdfWolds txdf % / dfWolds txdf ^ b/aGbL -! /fli6«o
ljsf; ;]jfaf6_ x'g'k5{ .
Padam
10
lamsalkr@yahoo.com
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
dfWolds lzIffdf ;'wf/sf nflu ul/Psf sbdx?
• 5fq lzIfs cg'kftM lgDgdfWolds / dfWolds lzIffdf !M@%
lgwf{/0f ul/Psf] 5 .
• tf]lsPsf b'u{d :yfgdf ztk|ltzt / cGo :yfgsf] xsdf
lgDgdfWolds / Joj;flos dfWolds ljBfnodf &% k|ltzt /
;fwf/0f dfWolds ljBfnodf lzIfssf] %) k|ltzt tnj
;/sf/n] Joxf]g]{5 .
Padam
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
lzIfs Joj:yfkg
• P;Pn;L jf ;f] ;/x / tflnd k|fKt lzIfsx¿nfO{ k|fylds lzIfs
agfOg],
• cfO{P8 jf ;f];/x / tflnd k|fKt JolQmnfO{ lgDgdfWolds lzIfs agfOg]
• aLP8 jf ;f];/x / tflnd k|fKt JolQmnfO{ dfWolds lzIfs agfOg]5 .
Padam
11/09/2023
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
k"j{ k|fylds lzIff
• k"j{ k|fylds lzIff lbg] p2]Zon] s'g} JolQm jf ;+:yfn] lzIf0f ;+:yf vf]Ng
rfx]df >L % sf] ;/sf/n] tf]s]sf] clwsf/Lsf] :jLs[lt lnO{ vf]Ng kfpg]
Joj:yf ul/g] 5 . k"j{ k|fylds lzIffsf] k9fOsf] t/Lsfdf pGglt ug{df
>L % sf] ;/sf/n] kf7\oqmd / lzIfs tfnLd cflbsf] sfo{;Dd ug]{ 5 /
k"j{ k|fylds ljBfno vf]Ng] lhDd]jf/L xfn >L % sf] ;/sf/sf] x'g] 5}g .
Padam
/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
lzIfsx¿sf] ;]jfsf] ;'wf/ ug{ tnsf Joj:yfx¿ x'g]5g\M
!= lzIfsx¿sf] ;]jfsf] u7gM k|To]s lhNnfdf lzIff ;]jf cfof]u u7g x'g]5 .
pQm cfof]un] lhNnf lzIff ;]jf u7g ug]{5 / lhNnfleqsf ;a} k|sf/sf
lzIfsx¿sf] b/aGbL ug]{, egf{ ug]{, kbf]Gglt ug]{, ;?jf / vf/]h ug]{ sfd
lhNnf lzIff ;]jf cfof]un] ug]{5 . pQm cfof]un] lzIfsx¿sf] ljj/0f
/fVg]5
@= lhNnf lzIff sf]ifM k|To]s lhNnfdf Pp6f lhNnf lzIff sf]if v8f x'g]5 .
pQm sf]ifdf ;/sf/L cg'bfg, z'Nsaf6 p7\g] /sd, lzIff s/af6 p7\g]
/sd / rGbfx¿ /xg]5g\ . ;f]xL sf]ifaf6 k|To]s dlxgfdf lzIfsx¿nfO{
;dod} tna v'jfpg] Joj:yf x'g]5 .
#= lzIfsx¿sf] tna :s]nM lzIfsx¿sf] tna :s]n tf]lsbf ;dfg of]Uotf
ePsf c? k]zfdf sfd ug]{x¿n] kfP ;/x kfpg] Joj:yf x'g' kb{5
Padam
11
lamsalkr@yahoo.com 11/09/2023

ljBfnodf lzIfsx¿sf] b/aGbLM ljBfnodf lzIfsx¿sf] b/aGbLM

k|fylds ljb\ofnodf lgDgdfWolds ljb\ofnodf
bhf{ ;+Vof Go"gtd of]Uotf tna tflnd s}lkmot bhf{ ;+Vof Go"gtd of]Uotf tna tflnd s}lkmot
eQf eQf
k|wfgfWofks ! P;=Pn=;L= jf ;f] !%%.– !%.– @%.– k|=c= k|wfgfWofks ! cfO{= P8= cyjf cfO{= @%).– %).– k|=c=eQf
;/x / tflnd k|fKt eQf P= cyjf ;f] ;/x /
lzIfs # ,, ,, !%%.– !%.– tflnd k|fKt
lzIfs # cfO{=P8= cyjf @%).–
cfO{=P= cyjf ;f] ;/x
/ tflnd k|fKt
lzIfs ! P;=Pn=;L= jf ;f] !%%.– !%.–
;/x / tflnd k|fKt
Padam Padam

ljBfnodf lzIfsx¿sf] b/aGbLM /fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_

dfWolds ljb\ofnodf 5fq lzIfs cg'kftM k|fylds lzIffdf !M#), lgDgdfWolds / dfWolds lzIffdf
bhf{ ;+Vof Go"gtd of]Uotf tna !M@% lzIfs ljBfyL{ cg'kft lgwf{/0f ul/Psf] 5 .
kbf]Ggltsf] Joj:yfM kbf]Ggltsf cfwf/M–
k|wfgfWofks ! aL=P8= cyjf aL=P= jf ;f] ;/x / ^)).–
tfnLd k|fKt -s_ z}lIfs of]Uotf,
lzIfs ! aL=P:;L= $&%.– -v_ gf]s/L jif{ cyjf cg'ej,
lzIfs ! aL=P8= cyjf aL=P:;L= cyjf aL=P= / $&%.– -u_ pNn]vgLo sfd u/] afkt kfPsf] tSdf jf sb/kq,
tfnLd k|fKt -3_ :jf:Yo,
lzIfs ! aL=P= jf ;f] ;/x / Jofj;flos $&%.– -ª_ b'u{d If]qdf sfd u/]sf] cg'ej,
lzIffdf tfnLd k|fKt -r_ ljefuLo k|d'vsf] l;kmfl/;,
lzIfs ! aL=P= jf ;f] ;/x $)).–
-5_ ;]jfsflng tflnd,
lzIfs ! /fli6«o ljsf; ;]jfaf6 hfg] @)) -h_ cg';Gwfg sfo{ .
Padam Padam

12
lamsalkr@yahoo.com 11/09/2023

/fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_ /fli6«o lzIff k4ltsf] of]hgf -@)@*—)#@_
;/sf/L cfly{s cg'bfgsf] k|ltztM lzIfs tflnd
!= k|fylds ljBfnoM tf]lsPsf] b'u{d :yfgsf k|fylds ljBfnox?df lzIfssf] tna / c? • lzIfs tflnddf b'O{j6f k|d'v ;d:of /x]sf M -!_ cfjZostf cg';f/ tflnd k|fKt
vr{ klg >L % sf] ;/sf/n] g} Joxf]g]{5 . c? 7fpFdf lzIfssf] tna dfq >L % sf] lzIfssf] ;+Vof a9fpg] / -@_ tflndsf] :t/ a9fpg] .
;/sf/n] Joxf]g]{5 . • ;a} ljBfnodf tflnd k|fKt lzIfs /fVg qmdzM clgjfo{ ul/g] .
@= lgDgdfWolds ljBfnoM tf]lsPsf b'u{d :yfgsf lgDgdfWolds ljBfnosf lzIfssf] • Ps jif{sf] tflndsf] Joj:yf ul/g] .
;Dk"0f{ tna >L % sf] ;/sf/n] Joxf]g]{5 . c? 7fpFdf lzIfssf] tnasf] &% k|ltzt
• k|To]s lzIfsnfO{ zf/Ll/s cEof; / zf/Ll/s lzIffsf] tflnd clgjfo{ x'g] 5 .
vr{ >L % sf] ;/sf/n] Joxf]g]{5 .
#= dfWolds ljBfnoM tf]lsPsf b'u{d :yfgsf ;fwf/0f dfWolds ljBfno tyf
Jofj;flos ljBfnosf] lzIfssf] tna >L % sf] ;/sf/n] Joxf]g]{5 . c? 7fpFdf
Jofj;flos dfWolds ljBfnodf &% k|ltzt / ;fwf/0f dfWolds ljBfnodf %)
k|ltzt lzIfssf] tna vr{ >L % sf] ;/sf/n] Joxf]g]{5 .

Padam Padam

/fli6«o lzIff k4ltsf] of]hgf -@)@*–)#@_ sfof{Gjogsf ;d:of÷sdhf]/Lx?

/fli6«o lzIff k4ltsf] of]hgf sfof{Gjogdf b]lvPsf
sdhf]/Lx? pNn]v ub}{ tL sdhf]/Lx?sf] ;dfwfg
ug{sf nflu lzIff P]g lgodfjnLdf s] s:tf
k|fjwfgx? /flvPsf 5g\ < pNn]v ug'{xf];\ .
Padam
• ljgf tof/L xtf/df nfu" ug'{
• lzIffdf hg;xeflutfsf] pk]Iff ug'{
• cfjZos ;|f]t h'6fpg g;Sg'
• of]hgf tof/Lsf] sfo{nfO{ ljs]lGb|t ug{ g;Sg'
• sfo{af]em cg';f/ If]q / lhNnfdf sd{rf/L Joj:yfkg ug{ g;Sg'
• kf7\oqmd, kf7\ok':ts, lzIf0f ;fdu|L cflbaf/] cWoog cg';Gwfg
/ tflnd uf]i7L ;~rfng ug{sf nflu cfjZos ;Ifd g]t[Tjsf
ljsf; If]=lz=lg=df ug{ g;Sg'
• If]qLo lzIff lgb]{zgfnon] ;dGjofTds e"ldsf v]Ng g;Sg'
Padam

13
lamsalkr@yahoo.com 11/09/2023

/fli6«o lzIff k4ltsf] of]hgf -@)@*–)#@_ sfof{Gjogsf ;d:of÷sdhf]/Lx?

g]kfnsf] lzIff k|0ffnLdf /fli6«o lzIff k4ltsf] of]hgfn]

• lg/LIfs :yfoL x'g g;Sg'
u/]sf sfo{x? pNn]v ub}{ tL Joj:yfx?sf]
• ljBfno lg/LIf0f lgoldt x'g g;Sg'
sfof{Gjogaf6 b]lvPsf ;sf/fTds kl/jt{gx?sf]
• lhNnf lzIff ;ldlt ;lqmo x'g g;Sg'
af/]df rrf{ ug'{xf];\ .
• tflnd ck|fKt lzIfs clws /xg'
• lzIfs tnj jfktsf] ;Dk"0f{ /sd ;/sf/n] axg gubf{ /f=lz=k=of]=sf k|d'v ljz]iftfx? pNn]v ub}{ lzIfs
ljBfnodf ;|f]tsf] cefj Joj:yfkgsf ;DaGwdf ul/Psf] Joj:yf pNn]v
• u'0ffTds ljsf;df lhlzc, k|=c= / lg/LIfs Ps ;fy h'6\g ug'{xf];\ .
g;Sg'
Padam Padam

!_ /fli6|o lzIff cfof]usf cWoIf sf] xf]Ogg <

/fli6«o lzIff cfof]u @)$( sf] k|ltj]bg
-s_ s"naxfb'/ u'?ª
-v_ /fdxl/ hf]zL
-u_ uf]ljGb/fh hf]zL
-3_ s]z/h+u /fodfemL
@_ /fli6|o lzIff cfof]u @)$( sf] l;kmfl/; s'g xf] <
-s_ /fli6|o lzIff ;ldltsf] Joj:yf
-v_ ljBfno lg/LIfs b'O{ k|sf/sf
-u_ sIff * ;Dd cWoog ug{ b'O{ 306f eGbf a9L lx8\g gkg]{
-3_ cfwf 306fsf] b'/Ldf k|fylds ljBfno

Padam Padam

14
lamsalkr@yahoo.com 11/09/2023

^= /fli6«o lzIff cfof]usf] k|ltj]bg @)$( sf] l;kmfl/; s'g xf]Og <
#= /fli6«o lzIff cfof]usf] k|ltj]bg @)$( n] slt sIff;DdnfO{ cfwf/e"t -s_ z}lIfs hgzlQm ljsf; s]Gb|sf] :yfkgf
;fIf/tfsf] ;dsIf lgwf{/0f u/]sf] lyof] < -v_ pRr dfWolds txsf] z'?jft
-s_ sIff * -v_ sIff % -u_ sIff $ -3_ sIff # -u_ sIff * ;Dd k9\g @ 306f eGbf a9L lx8\g gkg]{ Joj:yf
$= /fli6«o lzIff cfof]usf] k|ltj]bgn] s'g lzIffnfO{ dft[efiffdf lbg'kg]{ -3_ lzIfs ;]jf cfof]usf] k|fjwfg
l;kmfl/; u/]sf] lyof] < &= /fli6«o lzIff cfof]usf] k|ltj]bg @)$( cg';f/ pRr dfWolds lzIffsf]
-s_ sIff !–# sf] lzIff -v_ k|fylds lzIff wf/f cGtu{t s'g kb}{g <
-u_ lgDgdfWolds lzIff -3_ cfwf/e"t lzIff -s_ Joj;flos
%= /fli6«o lzIff cfof]usf] k|ltj]bg @)$( sf] l;kmfl/; s'g xf]Og < -v_ k|fljlws
-s_ v'nf ljZjljBfno -v_ k|df0fkq txsf] vf/]hL -u_ ax'k|fljlws
-u_ sIff * ;Dd cfwf/e"t lzIff -3_ dft[efiffdf k|fylds lzIff -3_ k]zfut

Padam Padam

ljifout k|Zgx? /fli6«o lzIff cfof]u @)$(

• /fli6«o lzIff cfof]u @)$( n] Joj:yf u/] cg';f/ ljBfno lzIffsf] If]qdf
ePsf d'Vo !) j6f kl/jt{gx? pNn]v ug'{xf];\ .
• ljBfno lzIffdf ;dtfd"ns kx'Fr ;'lglZrt ug{ /fli6«o lzIff cfof]usf]
k|ltj]bg @)$( n] u/]sf Joj:yfx? pNn]v ub}{ ;f]sf] sfof{Gjog
cj:yfsf] ;dLIff ug'{xf];\ .
• k|fylds txsf] lzIff ljsf;df /fli6«o lzIff cfof]usf] k|ltj]bgn] lbPsf
;'emfjx? pNn]v ub}{ tL ;'emfjx?sf] sfof{Gjog l:yltsf] ;dLIff ug'{xf];\
. • ( j6f sfo{6f]nL u7g
• lgDgdfWolds tyf dfWolds txsf] lzIff ljsf;df /fli6«o lzIff cfof]usf]
k|ltj]bgn] lbPsf ;'emfjx? pNn]v ub}{ tL ;'emfjx?sf] sfof{Gjog
l:yltsf] ;dLIff ug'{xf];\ .
Padam
• cfof]usf] u7g @)$& kmfu'g !$
• cfof]uåf/f lj=;+= @)$( c;f/ !$ df k|ltj]bg k]z
• z'?sf cWoIf 8f s]z/h+u /fodfemL, kl5 /fdxl/ hf]zL / cGTodf uf]ljGb/fh
hf]zL -;a} lzIffdGqL_
• z'?df !% ;b:oLo /x]sf]sf]df @)$* ;fpg !# df k'gu{7g u/L !^ ;b:oLo
• pkfWoIf q}nf]Sogfy pk|]tL, ;b:o ;lrj z'?df 5ljnfn uh'/]n / k'gu{7g
kl5 k'ikaxfb'/ >]i7
• cfof]usf sfo{If]q ljleGg !& a'Fbfdf tf]lsPsf]
• cfof]un] !# j6f cWofodf k|ltj]bg tof/ u/L k]z u/]sf]
Padam

15
lamsalkr@yahoo.com 11/09/2023

/fli6«o lzIff cfof]u @)$( /fli6«o lzIff cfof]u @)$(

cfof]un] lgDg !# j6f cWofodf k|ltj]bg tof/ u/L k]z u/]sf] cfof]un] lgDg !# j6f cWofodf k|ltj]bg tof/ u/L k]z u/]sf]
• lzIffsf] /fli6«o p2]Zo, ;+/rgf / gLlt • ljz]if lzIff
• k|fylds lzIff • cgf}krfl/s lzIff
• dfWolds / pRr dfWolds lzIff • lzIff If]qsf] cfly{s Joj:yfkg
• pRr lzIff -;fwf/0f_ • z}lIfs Joj:yfkg tyf lg/LIf0f
• pRr lzIff -k|fljlws_ • ljljw
• ;+:s[t lzIff
• k|fljlws tyf Jofj;flos lzIff
• lzIfs lzIff

Padam Padam

/fli6«o lzIff cfof]u @)$( /fli6«o lzIff cfof]u @)$(

cfof]usf ljBfno lzIff;Fu ;DalGwt k|d'v ;'emfjx?
• lzIffsf & j6f /fli6«o p2]Zo lgwf{/0f
• cf}krfl/s / cgf}krfl/s lzIffnfO{ Ps csf{sf] ;dk'/s
• tNnf sIffb]lv g} k|fljlws tyf Jofj;flos lzIffsf] z'?jft ug]{
• z}lIfs ;+/rgfsf] k'gM lgwf{/0f Mk|fylds sIff ! b]lv %, lgdflj
sIff ^ b]lv *, dfWolds sIff ( / !) / pdflj sIff !! / !@ -
cyf{t %±#±@±@_ cyf{t ljBfno lzIff !@ jif]{
cfof]usf k|d'v ;'emfjx?
• sIff ! b]lv # ;DdnfO{ cfwf/ jf cfwf/e"t lzIff dfGg]
• k|fylds txdf Pshgf dlxnf lzIfs x'g'kg]{
• dft[efiffdf k|fylds lzIff
• k|To]s lhNnfdf sDtLdf Pp6f pRr dflj clgjfo{ x'g]
• k|To]s ljsf;If]qdf sDtLdf Pp6f ax' ckf+usf nflu ;dflxt
ljBfno vf]Ng]

Padam Padam

16
lamsalkr@yahoo.com 11/09/2023

/fli6«o lzIff cfof]u @)$( /fli6«o lzIff cfof]u @)$(

cfof]usf k|d'v ;'emfjx?
• lzIffIf]qdf s"n ah]6sf] !% k|ltzt
• k|flj txsf] Joj:yfkg ;ldltdf % b]lv & / cGodf ( b]lv !!
hgf /xg]
• rf/ jif{ pd]/ k'u]sfnfO{ Ps jif{sf] k"j{k|fylds lzIff
• dfWolds lzIff qmdz lgz'Ns ub}{ hfg]
cfof]usf k|d'v ;'emfjx?
• lzIfs tflnd clgjfo{
• ;a} z}lIfs ;+:yfdf Go"gtd kf7\o;fdu|L;lxt k':tsfno
• k|ltikwf{sf cfwf/df kf7\ok':ts n]vg k|sfzg / ljt/0f
• lghL If]qsf z}lIfs ;+:yf ;~rfng ug{ k|f]T;fxg
• ljBfnosf] ;d"x agfO{ lg/LIf0f Joj:yfnfO{ k|efjsf/L agfpg]

Padam Padam

/fli6«o lzIff cfof]u @)$( /fli6«o lzIff cfof]u @)$(

k"j{ k|fylds lzIff k|fylds lzIff
p2]Zo M zf/Ll/s, dfgl;s / af}l4s ljsf; p2]Zo
;d:of • lzIffnfO{ afns]lGb||t u/L afnaflnsfx¿sf] cGtlg{lxt Ifdtfsf] ljsf;
• !=%Ü afnaflnsfsf] dfq k"j{ k|fylds lzIffsf] cj;/ kfPsf ;d:of
l;kmfl/;x¿ • k|fylds txsf] d'Vo ;d:of Joj:yfkg
• $ jif{ pd]/ k'u]sfsf] k|j]z • k|fylds tx k"/f ug{ & b]lv !@ jif{ nfUg] u/]sf]
• ;d'bfosf] dfu / cfjZostf cg';f/ Ps jif{sf] k"j{ k|fylds lzIffsf] • ljBfyL{sf] cf};t l;sfO pknlAw %) k|ltzteGbf sd /x]sf]
Joj:yf • $) k|ltzt lzIfs dfq tflnd k|fKt
• k|fylds lzIffsf] k"j{ tof/Lsf] ¿kdf x]l/Psf] • tf]lsPsf] ;do hlt ljBfno rNg] gu/]sf] -sdhf]/ tyf pQ/bfloTjljxLg
• ;Mz'Ns k"j{ k|fylds lzIff Joj:yfkg_
• ;d'bfo, lghL / u}/ ;/sf/L ;+:yfx¿nfO{ k|f]T;fxg • k|fylds txdf egf{ ePsf dWo] @& k|ltztn] dfq tx k"/f ug]{ / sIff !
Padam Padam
af6 sIff @ df pQL0f{ x'g]sf] ;+Vof #& k|ltzt

17
lamsalkr@yahoo.com 11/09/2023

/fli6«o lzIff cfof]u @)$( /fli6«o lzIff cfof]u @)$(

k|fylds lzIffsf ;'emfjx?
• k|fylds lzIffdf s]xL ;+/rgfTds ;dfof]hg ul/g'k5{ . sIff ! b]lv # sf]
lzIffnfO{ cfwf/e"t ;fIf/tfsf] ¿kdf dflgg'k5{ / cgf}krfl/s lzIffsf]
cfwf/e"t ;fIf/tfnfO{ o;sf] ;dsIf dflgg'k5{ .
• sIff ! b]lv # ;Ddsf] lzIffnfO{ cgf}krfl/s lzIff / ;Lk tflndsf]
sfo{;Fu ;dt'No agfpg'k5{ .
• gS;f+sg u/L sIff ! b]lv # ;Ddsf] lzIff lbgsf nflu gofF cfwf/
ljBfnox¿ vf]lng] . ljBfyL{ ;+Vof sd ePsf cfwf/ ljBfnodf ax'juL{o
lzIf0f k4lt, sDtLdf @ lzIfssf] Joj:yf
• k|fylds lzIffdf jf:tljs hLjg;Fu ;DalGwt tyf jftfj/0f lzIff, s[lif
h:tf ljifosf] Jofjxfl/s 1fg lbgdf ;d]t Wofg lbOg'kb{5 .
Padam
k|fylds lzIff
• k|fylds lzIffsf] /fli6«o kf7\oqmd tof/ u/L nfu" ug'{kb{5 .
• s'g} OR5's ljBfno jf ;d'bfon] cfˆgf] If]qsf] ljBfnodf 5'§} kf7\oqmd
tof/ u/L nfu" ug{ rfx]df To:tf] kf7\oqmd /fli6«o lzIffsf p2]Zo /
nIo;Fu d]n vfg] x'g'k5{ / lzIff dGqfnoaf6 :jLs[t ul/Psf] x'g'kb{5 .
• ax'eflifs ;d'bfosf afnaflnsfx¿nfO{ :yfgLo dft[efiffsf] cWoog ug{
k|f]T;flxt ug'{k5{ .
Padam

k|fylds lzIffdf k7gkf7g x'g] ljifo / k"0ff{+s /fli6«o lzIff cfof]u @)$(
k|fylds lzIff
ljifox? sIff
!–# $–% • afnaflnsfx?sf] d"NofÍg ug]{ lgoldt kl/kf6L a;fNg' k5{ .
! g]kfnL efiff 100 100 • sIff # sf cGtdf ;|f]ts]Gb|:t/Lo d"Nof+sg u/L ljBfyL{sf] :t/ lgwf{/0f
@ dft[efiff jf cGo efiff 100 100 ug'{ pko'Qm
# c+u|]hL efiff – 100 • sIff % sf] clGtd k/LIff lhNnf :t/df lhNnf lzIff clwsf/Låf/f ;+rfng
$ ul0ft 100 100 • k|fylds txdf lzIfssf] lgo'lQm ubf{ afnaflnsfsf] dft[efiff hfg]sf]
100 100 JolQmnfO{ k|fyldstf lbg'k5{ . k|To]s ljBfnodf sDtLdf Pshgf dlxnf
%= ;fdflhs lzIff
50 50 lzIfssf] Joj:yf x'g'k5{
^= :jf:Yo, zf/Ll/s tyf jftfj/0f lzIff
50 50 • ;fwf/0ftof k|fylds ljBfnosf] Joj:yfkg cnUu} x'g'k5{ .
&= snf -x:tsnf, lrqsnf, g[To cflb_
– 100 • k|fylds ljBfnox?sf] ;d"x agfO{ ;|f]t s]Gb|åf/f ljBfnosf] z}lIfs
*= lj1fg
500 700 Joj:yfkg tyf k7gkf7gsf ultljlwsf] lg/LIf0f ug]{ Joj:yf ldnfpg'
Padam hDdf – k5{ . Padam

18
lamsalkr@yahoo.com 11/09/2023

/fli6«o lzIff cfof]u @)$( /fli6«o lzIff cfof]u @)$(

dfWolds lzIff dfWolds lzIffsf ;d:of
p2]Zo • lzIfs ljBfyL{ cg'kft / ljBfyL{ ljBfno cg'kft gldn]sf] . h:t}M
• >dk|lt ;sf/fTds efjgf ePsf /fi6« / k|hftGqk|lt cf:yfjfg . s'g} lhNnfdf ljBfno ljBfyL{ cg'kft $) 5 eg] s'g} lhNnfdf @))
5.
• dfWolds lzIffdf ljlgof]lht ah]6dWo] *% k|ltzt lzIfs tnadf
vr{
• ljBfno Joj:yfkgdf /x]sf] ckf/ hg;xeflutfnfO{ hf]ufO/fVg
g;lsPsf]
• If]qLo lzIff lg/LIfssf] sfof{nodf ljz]if1sf] cefj
• @)#* df kf7\oqmd kl/jt{g ePkl5 Jofj;flos ljifo !)) k"0ff{+ssf]
Padam dfq Padam

/fli6«o lzIff cfof]u @)$( /fli6«o lzIff cfof]u @)$(

dfWolds lzIffsf l;kmfl/;x? cf7f}+ of]hgfsf] cjlw;Dd ;/b/ egf{ -s'n egf{b/ jf ;xh} b]lvg]
;+/rgf / p2]Zo M ef}uf]lns b[li6n] ljBfyL{x¿ 3/af6 @ egf{b/_
306feGbf a9L lx+8]/ hfg' gkg]{ u/L sDtLdf sIff * ;Dd k9\g • lgDgdfWolds lzIffdf ^),
kfpg] Joj:yf x'g'k5{ . • dfWolds lzIffdf $% /
dfWolds lzIffsf] ;+/rgf tLg txsf] x'g'k5{ M lgDgdfWolds - • pRr dfWoldsdf #) k'¥ofpg' k5{ .
sIff ^–*_, dfWolds -(–!)_ / pRrdfWolds -!!-!@_ .
• o:tf] ug{ cf}krfl/s sIff vf]n]/ dfq ;Dej gePdf b"/ lzIff
k|0ffnL ;d]t ckgfpg' k5{ .

Padam Padam

19
lamsalkr@yahoo.com 11/09/2023

lgDgdfWolds sIff -^ b]lv * ;Dd_ sf ljifox¿

dfWolds lzIff -sIff ( / !)_ sf ljifox¿
ljifo sIff ^–*
ljifo sIff (–!)
g]kfnL !))
;+:s[t %) g]kfnL !))
c++u|]hL !)) c+u|]hL !))
ul0ft !)) ul0ft !))
lj1fg -/ jftfj/0f lzIff_ !)) lj1fg -/ jftfj/0f lzIff_ !))
;fdflhs lzIff !)) ;fdflhs lzIff !))
:jf:Yo / zf/Ll/s lzIff %) P]lR5s @))
P]lR5s efiff !)) cltl/Qm P]lR5s !))
snf/k"j{ Jofj;flos %) hDdf – &))+!))
hDdf– &%)
Padam Padam

/fli6«o lzIff cfof]u @)$( pRrdfWolds lzIff

-c_ g]kfnL ljifo cGtu{t ;xof]uLsf ?kdf ;+:s[tnfO{ klg
;dfj]z ug]]{ Joj:yf x'g'k5{ . P]lR5s @)) k"0ff{Ísf] x'g'k5{ .
;+:s[t dfWolds lzIffdf P]lR5s ljifosf ?kdf @)) k"0ff{Í
;+:s[t clgjfo{ ?kdf lng'k5{ .
-*_ ;+uLt tyf gf6\o ljBfnox¿ vf]Ng k|f]T;flxt ug'{ k5{ .
-(_ P;=Pn=;L= k/LIff ;DaGwL Joj:yf lgDglnlvt cg';f/ ug'{k5{
M -s_ s]Gb|Lo txdf P;=Pn=;L= k/LIffsf] tof/L u/L If]qLo
txdf k/LIff ;~rfng ug]{ pQ/k'l:tsf k/LIf0f tyf k/LIffkmn
k|sfzg ug]{ cfjZos Joj:yf ldnfpg' k5{ .
Padam
• pRrdfWolds lzIff 1fg / ;Lksf] ljlzi6Ls/0flt/ hfg] klxnf]
r/0fsf ?kdf x'g'k5{ . o; txsf] k|d'v p2]Zo dWod:t/sf]
hgzlQm pTkfbg ug]{ x'g'k5{ .
• pRrdfWolds lzIffsf] wf/f kfFrsf] lsl;dsf] x'g'k5{ M -!_
;fwf/0f -@_ k]zfut -#_ k|fljlws -$_ ax'k|fljlws -%_ ;+:s[t .
• ;dfhdf /f]huf/ kfpg ;lsg] u/fpg o; txdf k]zfut tyf
k|fljlws lzIffdf ljz]if hf]8 lbOg'k5{ .
• pRrdfWoldsdf klg d"n kf7\oqmd ;fdfGotof Pp6} k|s[ltsf]
x'g'k5{ .
Padam

20
lamsalkr@yahoo.com
pRrdfWolds lzIff
• o; txdf cWofkg ug]{ lzIfsx¿sf] of]Uotf ;fdfGotM
:gftsf]Q/ txsf] x'g'k5{ .
• ljZjljBfnox¿n] @)%) ;fnkl5 k|jL0ftf k|df0fkq txsf]
;DaGwg jf cf+lus SofDk;x¿ vf]Ng] :jLs[lt aGb ug'{k5{ .
;fy} lj=;+= @)%& ;fn;Dddf b]zdf ljZjljBfnox¿ cGtu{t
k|jL0ftf k|df0fkq txsf] sfo{qmd ;+rfng k"0f{tM pRrdfWolds
lzIff cGtu{t NofOg'k5{ .
• @)%) b]lv k|df0fkq txsf gofF SofDk;sf] ;DaGwg aGb ug]{
• @)%& ;Dddf k|df0fkq txsf] k"0f{ lj:yfkg cyf{t pRr dflj
cGtu{t NofO;Sg] Padam
z}lIfs Joj:yfkg / lg/LIf0f
• ;a} :t/sf ljBfnox?df ;+rfns ;ldltsf] u7g ug'{ kb{5 . t/
k|fylds ljBfnosf] xsdf ufpF ljsf; ;ldlt el/sf] Pp6} ;+rfns
;ldlt /xg] Joj:yf klg x'g;S5 .
• k|fylds ljBfnosf] ;+rfns ;ldltdf % b]lv & ;Dd / cGo ljBfnodf (
b]lv !! hgf;Ddsf] ;ldlt x'g'kb{5 .
• k|wfg cWofks kbdf s'g} lzIfsnfO{ vf; cjlwsf nflu lgo'lQm ug'{k5{
• lhNnf :t/df ljBfno lg/LIf0f ug{ ljBfnox?sf] ;d"x Joj:yf nfu"
ug'{k5{ .
Padam
11/09/2023
lzIfs lzIff
▪ ljBfno txsf] lzIf0f k];fdf k|j]z ug{ lzIfs k|lzIf0f clgjfo{ ug]{ .
▪ xfn lzIf0f k];fdf k|j]z ul/;s]sf t/ tflnd gkfPsf lzIfsx¿nfO{
clgjfo{ ¿kn] tflnd lbg] Joj:yf ldnfpg] .
▪ lzIfs lzIff sfo{qmdnfO{ ;+:yfut ¿kdf Jojl:yt, ;+ul7t /
;dlGjt u/L ;~rfng ug{ /fli6«o:t/df Pp6f lgsfo -z}lIfs
hgzlQm ljsf; s]Gb|_sf] u7g ug'{k5{ .
Padam
lghL If]qdf ;~rflnt ljBfnox?
• lghL ljBfno b'O{ lsl;dsf x'g'k5{ -!_ ;fdflhs ;]jfsf] efjgfaf6 k|]l/t
cyjf d'gfkmfsf] b[li6 g/fVg] / -@_ ;]jfd"ns pBf]u . Joj;foaf6 k|]l/t
cyjf d'gfkmfsf] b[li6 /fVg]
• lghL ljBfnox?n] sDtLdf % k|ltzt u/La tyf h]x]Gbf/ ljBfyL{x?nfO{
lgMz'Ns cWoog u/fpg] Joj:yf x'g'k5{
Padam
21
lamsalkr@yahoo.com
k|Zgx?
• /fli6«o lzIff cfof]u @)$( n] Joj:yf u/] cg';f/ ljBfno lzIffsf] If]qdf
ePsf d'Vo !) j6f kl/jt{gx? pNn]v ug'{xf];\ .
• ljBfno lzIffdf ;dtfd"ns kx'Fr ;'lglZrt ug{ /fli6«o lzIff cfof]usf]
k|ltj]bg @)$( n] u/]sf Joj:yfx? pNn]v ub}{ ;f]sf] sfof{Gjog
cj:yfsf] ;dLIff ug'{xf];\ .
• k|fylds txsf] lzIff ljsf;df /fli6«o lzIff cfof]usf] k|ltj]bgn] lbPsf
;'emfjx?sf] sfof{Gjog l:yltsf] ;dLIff ug'{xf];\ .
• lgDgdfWolds tyf dfWolds txsf] lzIff ljsf;df /fli6«o lzIff cfof]usf]
k|ltj]bgn] lbPsf ;'emfjx?sf] sfof{Gjog l:yltsf] ;dLIff ug'{xf];\ .
Padam
/fli6«o lzIff cfof]u @)$(
k|fylds lzIff
• dft[efiffsf] dfWodaf6 k7gkf7gsf] ug{ ;lsg] Joj:yf eO{ ljleGg
efiffsf kf7\ok':ts tof/ ePklg o;sf] k|efjsf/L sfof{Gjog gePsf]
• k|fylds txsf] gofF kf7\oqmd tof/ u/L nfu" ul/Psf]
• cfof]un] l;kmfl/; u/]cg'?k p2]Zo to ul/Psf]
• afnaflnsfx?sf] d"NofÍg ug]{ lgoldt kl/kf6L a;fn]klg k|efjsf/L
sfof{Gjog gePsf] .
• sIff # sf cGtdf ;|f]ts]Gb|:t/Lo d"Nof+sg u/L ljBfyL{sf] :t/ lgwf{/0f
ug]{ elgPtfklg sfof{Gjog gePsf],
Padam
11/09/2023
k|fylds txsf] ;'emfjx?sf] sfof{Gjog l:yltsf] ;dLIff ug'{xf];\ .
• k|fylds lzIffsf] ;+/rgfnfO{ sIff ! b]lv % agfOPsf], sIff ! b]lv # sf]
lzIffnfO{ cfwf/e"t lzIffsf] ?kdf lnO{ cfwf/e"t ;fIf/tfnfO{ o;sf]
;dsIf dflgPsf] .
• sIff ! b]lv # ;Ddsf] lzIff lbgsf nflu gofF cfwf/ ljBfnox¿ vf]lnP
tfklg gS;f+sgsf cfwf/df Jojl:yt ug{ g;lsPsf] .
• ljBfyL{ ;+Vof sd ePsf cfwf/ ljBfnodf ax'juL{o lzIf0f k4lt,
sDtLdf @ lzIfssf] Joj:yf ul/Psf] .
• k|fylds lzIffdf jf:tljs hLjg;Fu ;DalGwt tyf jftfj/0f lzIff, s[lif
h:tf ljifosf] Jofjxfl/s 1fg lbgdf Wofg lbOg] elgPtfklg ;f]
sfof{Gjog gePsf] .
Padam
/fli6«o lzIff cfof]u @)$(
k|fylds lzIff
• sIff % sf] clGtd k/LIff lhNnf:t/Lo ul/Ptfklg lg/Gt/tf gePsf]
• k|To]s ljBfnodf sDtLdf Pshgf dlxnf lzIfssf] Joj:yf ug]{ sfg'gL
Joj:yf / sfof{Gjog ul/Psf]
• ;fwf/0ftof k|fylds ljBfnosf] Joj:yfkg cnUu} x'g'k5{ elgPklg ;f]
cg';f/ gePsf]
• k|fylds ljBfnox?sf] ;d"x agfO{ ;|f]t s]Gb|åf/f ljBfnosf] z}lIfs
Joj:yfkg tyf k7gkf7gsf ultljlwsf] lg/LIf0f ug]{ Joj:yf ldnfOPsf]
.
Padam
22
lamsalkr@yahoo.com 11/09/2023

lgDgdfWolds tyf dfWolds txsf] ;'emfjx?sf] sfof{Gjog lgDgdfWolds tyf dfWolds txsf] ;'emfjx?sf] sfof{Gjog l:yltsf] ;dLIff
l:yltsf] ;dLIff ug'{xf];\ . ug'{xf];\ .
• dfWolds lzIffnfO{ lgDg dfWolds -sIff ^—*_, dfWolds -sIff (—!)_ / • P;Pn;Ldf &)) k"0ff{ª\s clgjfo{ tyf P]lR5s / !)) k"0ff{ª\ssf] yk
pRr dfWolds lzIff -!)±@_ u/L # txsf] agfOPsf] . OR5fwLg u/L hDdf *)) k|:tfljt ul/Psf]df yk OR5fwLgnfO{ g/fvL
• cf7f}F of]hgfleq ;a} lhNnfdf sIff !@ sf] k7gkf7gsf] ;'ljwf pknAw ^)) clgjfo{ / @)) P]lR5s ljifo sfod ul/Psf] .
x'g ;s]g . • ;'emfj cg'?k pTt/k'l:tsfsf] k/LIf0f Joj:yfnfO{ ljs]Gb|Ls/0f ug]{ /
• lgDgdfWolds sIffdf P]lR5s efiff cGtu{tsf] k7gkf7gsf] Joj:yf k/LIffkmn ;fk]If ?kdf 5f]6f] ;dodf k|sflzt ug]{ sfd ePsf] .
gePsf] .
• lgDgdfWolds txdf lj1fg / jftfj/0f ljifonfO{ Ps kqsf ?kdf
/fVg'kg]{df lj1fgnfO{ cnUu} !)) k"0ff{ª\ssf] Ps kqsf] ?kdf /fvL
hg;+Vof / jftfj/0f lzIff;DaGwL %) k"0ff{ª\ssf] Ps kq ;dfj]z ul/Psf]
• dfWolds txdf ;fdflhs lzIffnfO{ clgjfo{ ljifodf ;dfj]z ul/Psf] .

Padam Padam

lgDgdfWolds tyf dfWolds txsf] ;'emfjx?sf] sfof{Gjog l:yltsf] ;dLIff

ug'{xf];\ .
• k|Zgkq lgdf{0f, pTt/k'l:tsf k/LIf0f / ljz]if1x?sf] ;ldltsf] Joj:yfdf
vf; k|ult gePsf] .
• @)$( kl5sf] sl/a % jif{leq dfWolds lzIffsf If]qdf dxTTjk"0f{ sfdx?
ePsf 5g\, !) sIff;Dd lgz'Ns elgPtfklg ;f]sf] ;fy{s sfof{Gjog x'g pRr:t/Lo /fli6«o lzIff cfof]usf] k|ltj]bg @)%%
;s]sf] 5}g .

Padam 92

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lamsalkr@yahoo.com 11/09/2023

pRr :t/Lo /fli6«o lzIff cfof]usf] k|ltj]bg @)%% pRr :t/Lo /fli6«o lzIff cfof]usf] k|ltj]bg @)%%
ldlt cWoIf pkfWoIf ;b:o ;lrj ;b:o
@)%$.!.!@ df u7g b]jL k|;fb 8f= ho/fd lu/L !( • cfof]usf] p2]Zo @)$( sf] cfof]usf l;kmfl/; sfof{Gjogsf]
lg0f{o / h]7 !% df cf]emf aNnedl0f cj:yf / ug'{kg]{ afFsL sfo{ s] s;/L ug]{ h:tf ljifonfO{ ;d]t
;fj{hlgs bfxfn cfwf/ dfgL l;kmfl/; ug'{kg]{
@)%$.(.@! df s'n axfb'/ 8f=/fdcjtf @% • /fli6«o p2]Zo !) j6f / gLltx¿ @^ cf]6f l;kmfl/;
k'gu{7g u'¿ª / ofbj
@)%%.#.!% df ch'{gg/l;+x
k|ltj]bg k]z s]=;L=

93 94

pRr :t/Lo /fli6«o lzIff cfof]usf] k|ltj]bg @)%% k"j{ k|fylds lzIff
;+/rgf • p2]Zo M zf/Ll/s, dfgl;s / jf}l4s ;lxt ljBfno hfg] afgLsf] ljsf;
• Ps jif]{ k"j{ k|fylds lzIffnfO{ z}lIfs ;+/rgfdf ;dfj]z • ;d:of MlzIffsf] ;+/rgfdf k"j{ k|fylds ljBfnosf] k[yStf
ul/Psf] l;kmfl/;x¿
• ljBfno lzIffsf] ;+/rgf !±%±#±@±@ Ö !# jif]{ ljBfno lzIff • k"j{k|fylds lzIffnfO{ ljBfnoLo lzIffsf] ;+/rgf;Fu PsLs[t
• cjlw ! jif{sf] x'g'k5{ / $ jif{ pd]/ k'u]sf afnaflnsfx¿sf nflu
• cg'bfg ;xof]u M ufpF ljsf; ;ldltx¿n] ;/sf/L cg'bfgaf6 sDtLdf
!)Ü /sd afn lzIff / afn :ofxf/df vr{ ug'{k5{ .
• nfut ;fem]bf/Lcg';f/ ;~rfng
• k"j{k|fylds sIffdf dlxnf lzIfsnfO{ lgo'lQm lbOg'k5{ .
• k"j{k|fylds lzIffdf dft[efiffsf] k|of]unfO{ k|fyldstf lbg'k5{ .
95 96

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lamsalkr@yahoo.com 11/09/2023

k|fylds lzIff k|fylds lzIffsf l;kmfl/;x?

p2]Zo • nIoM gjf}+ of]hgfsf] cGt;Dddf ^–!) pd]/ ;d"xsf ()Ü / bzf}+ of]hgfsf]
• hLjg ;Lk / jftfj/0fLo r]tgfsf] ljsf; cGt;Dddf ztk|ltzt afnaflnsfx?nfO{ k|fylds lzIffdf ;xefuL
;d:of u/fpg] nIo lnOg' k5{ .
• kx'Frsf] ;d:of -k|lt uflj; cf};tdf %=% cf]6f ljBfno dfq_ • gS;fÍg ;'udtfM gS;fÍgsf] cfwf/df k|fylds ljBfnox? jf
cgf}krfl/s lzIffsf sIffx? :yfkgf ul/g' k5{ . 3/b]lv k|fylds
• k|fylds txsf pd]/sf Ps ltxfO afnaflnsf ljBfno jflx/ ljBfno;Ddsf] b"/L cfwf 306f jf ;f]eGbf sd x'g] u/L ljBfno jf
• dlxnf lzIfssf] cefj cgf}krfl/s k|fylds lzIff s]Gb|x? vf]lng' k5{ .
• ;/sf/L sf]ifaf6 ljBfnonfO{ k|fKt x'g] cfDbfgLsf] &) k|ltzt lzIfssf] • nlIft ;d"xsf nflu k|f]T;fxgM
tnjdf vr{ • d"Nof+sg / pbf/ sIff]GgltM
• ljBfno GfS;f+sgsf] cefj • kf7\ok':ts ljt/0fM lghL If]qnfO{ ;d]t ljBfno txsf kf7\ok':tssf]
k|sfzgdf ;xefuL u/fpg] gLlt ckgfOg' k5{ .
97 98

k|fylds lzIff dfWolds lzIff

• k|wfgfWofksM k|wfgfWofkssf] 5'§} kb ;[hgf ug]{ . k|lt:kwf{åf/f
5gf}6 Pjd\ k|fylds k|=c=sf] kbnfO{ lgDgdfWolds lzIfs ;/x
agfpg' k5{ .
• Joj:yfkg ;ldltM k|hftflGqs k|lqmofaf6 Joj:yfkg ;ldlt
u7g u/L To;nfO{ clwsf/ ;DkGg agfpg' k5{
• lzIfsx?sf] of]UotfM k|fylds lzIfsx?sf] z}lIfs of]Uotfsf]
:t/ j[l4 x'g' k5{ .
• clgjfo{ k|fylds lzIffM bzf}+ of]hgfsf] cGTo;Dddf /fHoåf/f g}
sfg"gL cfwf/df k|fylds lzIffnfO{ clgjfo{ ul/g' k5{ .
99
;+/rgfM dfWolds lzIffsf] ;+/rgf tLg txsf ?kdf sfod x'g' k5{
. lgDgdfWolds tx -sIff ^–*_, dfWolds tx -sIff (–!)_ /
pRr dfWolds tx -sIff !!–!@_ .
nIoM bzf}+ of]hgfsf] cGTo;Dddf lgDgdfWolds / dfWolds pd]/
;d"xsf s"n ;+Vofsf] qmdzM &%Ü / ^)Ü ljBfyL{x?nfO{ pQm
txsf] lzIff k|bfg ug]{ nIo /fVg' k5{ .
u'0f:t/M dfWolds lzIffdf ;+VofTds lj:tf/ eGbf klg u'0f:t/sf]
clej[l4df ;/sf/sf] hf]8 x'g' k5{ .
100

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lamsalkr@yahoo.com
dfWolds lzIff
• kf7\oqmdsf] k|s[ltM dfWolds lzIffnfO{ sfdsf] ;+;f/;Fu lgs6
/fVg o; txdf Jofj;flos ljifox?sf] cWoog cWofkgdf an
lbg' k5{ .
&= kf7\oqmdsf] ;+/rgfM
• -s_ lgDgdfWolds txsf] kf7\oqmddf @)$( sf] cfof]un] ;'emfj
cg';f/sf clgjfo{ ljifox?sf] k7g kf7gsf ;fy} P]lR5s efiff
cGtu{t !)) k"0ff{Ísf] s'g} Ps efiff k9fpg] Joj:yf ul/g' k5{ .
o;df dft[efiff, /fi6«efiff, ;+:s[t / c+u]|hL efiff dWo] s'g}
Pssf] 5gf}6 ug{ lbg' k5{ .
101
dfWolds lzIff
• ef}lts gS;fÍgsf cfwf/df lgDgdfWolds tyf dflj vf]Ng]
cg'dlt lbg'k5{ .
• cu|0fL ljBfno M ;'ljwf ;DkGg s'g} Ps ljBfnonfO{ cu|0fL
ljBfnosf ¿kdf ljsf; .
• k|wfgfWofkssf] kb cfjlws -of]Uotf, h]i7tf / Ifdtfsf
cfwf/df lgo'lQm_
• ljBfyL{ ;+Vof / ljifout cfwf/df lzIfs b/aGbL
• lzIfssf] a9'jf / u|]8 yk sfo{ ;Dkfbgdf cfwfl/t
103
11/09/2023
dfWolds lzIff
• -v_ dfWolds txsf] kf7\oqmd ^)) k"0ff{Ísf] clgjfo{ / @))
k"0ff{Ísf] P]lR5s u/L hDdf *)) k"0ff{Ísf] x'g' k5{ .
• -u_ dfWolds txsf] kf7\oqmddf lgDglnlvt ljifox?sf] k7g
kf7g ug]{ Joj:yf x'g' k5{M–
• clgjfo{ ljifox?df g]kfnL, c+u]|hL, ul0ft, ;fdflhs lzIff,
lj1fg / :jf:Yo, hg;+Vof tyf jftfj/0f lzIff /xg' k5{ .
102
dfWolds lzIff
• sIff * sf] lhNnf:t/Lo k/LIff sfod}
• xfnsf] P;= Pn=;L= k/LIff If]qLo txdf . ljBfno txsf] clGtd k/LIff sIff
!@ sf] ?kdf k|lt:yfkg .
• ljBfnosf] jlu{s/0f -# k|sf/_
s_ ;fj{hlgs -;/sf/af6 lgoldt cg'bfg kfpg]_
v_ ;fd'bflos -nfut cfk'/0fsf] cjwf/0ff cg';f/ ;d'bfo4f/f :yflkt ljBfno_
u_ lghL -gfkmfd'vL ljBfno_
• lzIff dGqfno cGtu{t ;+:s[t lzIff x]g]{ PsfOsf] Joj:yf
• ;+:s[t dfWolds ljBfnosf lgDgdfWolds sIffx¿df P]lR5s efiff cGtu{t
;fwf/0f ;+:s[tsf] k7gkf7g x'g'k5{ .
• ;+:s[t dfWolds sIffx¿df OR5fwLg ljifosf ¿kdf @)) k"0ff{Ísf] ;+:s[t .
• sIff ^ b]lv !) ;Dd ax'kf7\ok':ts k|0ffnLsf] Joj:yf x'g'k5{, 104
26
lamsalkr@yahoo.com
pRr dfWolds lzIff
• ljZjljBfnoaf6 k|jL0ftf k|df0fkqsf] lj:yfkg M cfufdL !) jif{leqdf
• pRrdfWolds txsf] ;+/rgf ^–!@ jf (–!@ ;Dd x'g'kg]{, sIff !! / !@
dfq ;~rfng ug{ gkfpg]
• pRrdfWolds ljBfnox¿nfO{ ;fj{hlgs, ;fd'bflos / lghL u/L # ju{df
/fVg]
• r/0fa4 ;DaGwg M cg'dlt lbg], c:yfoL ;DaGwg / :yfoL ;DaGwg
• pRr dfWolds txdf cWofkg ug]{ lzIfsx¿ sDtLdf :gftsf]Q/ tx
pQL0f{
• cu|0fL pRr dfWolds ljBfno :yfkgf / ;+rfng ug{ cfjZos ;xof]u
105
ljljw
• kf7\oqmd kl/dfh{gM ;DalGwt ljifox?sf] 1fgsf] lj:tf/ tyf
cfw'lgsLs/0fnfO{ Vofn /fvL %÷% jif{df ul/g' pko'Qm x'G5 .
• k/LIffdf ljs]Gb|Ls/0fM dfWolds k/LIffsf] ;+rfng / pQ/k'l:tsfsf]
k/LIf0f sfo{sf] lhDdf If]qLo lzIff lgb]{zgfnonfO{ lbOg' kb{5 .
sIff !! sf] k/LIf0f qmdzM ljBfnoaf6} / sIff !@ sf] k/LIff dfq
pRrdfWolds lzIff kl/ifb\af6 lng] Joj:yf ul/g' k5{ .
• cIf/dfks k|0ffnLM ljZjsf w]/} b]zx?df k|rlnt k/LIffdf :t/Lotf
Nofpg k/LIf0fdf c+s lbg] kl/kf6Lsf ;§f cIf/sf cfwf/df
>]0fLs/0f ug]{ cIf/dfks k|0ffnL nfu" ug'{ k5{ .
107
11/09/2023
pRr dfWolds lzIff
• pRr dfWolds txsf] kf7\oqmdnfO{ jf:tljs ¿kdf Psn ky cg'¿ksf]
• pRr dflj x]g]{ If]qLo sfof{no cnUu}
• pdfljdf of]Uo lzIfssf] 5gf]6 ug{ s]Gb|Lo txdf lzIfs ;]jf cfof]usf]
u7g
• pdfljdf sDtLdf %) k|ltzt lzIfs k"0f{sflng x'g' kg]{
• pdfljdf g]kfnL / c+u|]hLsf ;fy} ;fwf/0f ul0ft / ;fwf/0f lj1fg ljifo
klg clgjfo{ ug]{
106
ljljw
• k|Zgkq 5kfO{M xfn k/LIffdf ePsf] cToflws vr{nfO{ s6f}tL ug{
k|Zgkq :jb]zd} 5fKg] Joj:yf ug'{ k5{ .
• gjf} of]hgfsf] cjlwleq ah]6 ljlgof]hgM lzIffdf x'g] nufgL
b]zljsf;sf nflu ul/g] bL3{sflng nufgL x'g] x'Fbf gjf}+ of]hgfsf]
cjlwleq s"n ;/sf/L ah]6sf] !& k|ltzt lzIff If]qnfO{ ljlgof]lht
x'g' k5{ . s"n ufx{:y pTkfbgsf] #=$ k|ltzt gjf}+ of]hgfsf]
cjlwleq lzIff If]qdf nufgL ug'{ k5{ .
108
27
lamsalkr@yahoo.com 11/09/2023

lzIff;DaGwL pRr:t/Lo sfo{;ldltsf] k|ltj]bg @)%*

• cjwf/0ffkq M ljBfno lzIffsf] k|:tfljt sfo{gLlt / sfo{of]hgfsf]
cjwf/0ff kq
• u7g ldlt @)%*.!.@(, #% lbgleq k|ltj]bg k]z ug{ sfof{b]z ePsf]df !)
lzIff;DaGwL pRr:t/Lo sfo{;ldltsf] k|ltj]bg @)%* lbg Dofb yk, आषाढ १३ २०५८ मा प्रतिवेदन पेस
• % ;b:oLo ;ldlt
-!_ df=8f= lgd{nk|;fb kf08], ;b:o /fli6«o of]hgf cfof]u– cWoIf
-@_ 8f= dgk|;fb jfUn], lzIffljb\– ;b:o
-#_ 8f= lzj/fh nf]xgL, lzIffljb\ – ;b:o
-$_ >L r'dfgl;+x a:g]t, dxflgb]{zs, lzIff ljefu– ;b:o
-%_ >L /fd;/f]j/ b'j], ;x;lrj, lzIff tyf v]ns'b dGqfno– ;b:o ;lrj
109 110

sfof{b]z • ljBfno ;fd'bflos / ;+:yfut u/L @ k|sf/sf x'g] .

• ;fd'bflos ljBfno ;/sf/L cg'bfg kfpg] / gkfpg] u/L b'O{ yl/sf] x'g] .
ljBfno lzIffnfO{ cem Jojl:yt k|efjsf/L / kf/bzL{ agfpg] p2]Zon]
;fj{hlgs ljBfnosf] z}lIfs u'0f:t/ clej[l4 tyf ljBfnox?n] ;ª\sng • ljBfno gfkmf sdfpg] ge} ;fdflhs efjgfn] clek|]l/t ePsf] x'g' kg]{ .
ul//x]sf z'Nsx?sf] cf}lrTo, lghL tyf cfjf;Lo ljBfnox?sf] z'Ns, • ;+:yfut ljBfnox¿nfO{ # ju{df ljefhg ul/g] -lghL u'7L, ;+:yfut
ljBfnosf] ;~rfng cg'dlt, lzIfsx?sf] ;]jf, zt{ / ;'ljwf, kf7\oqmd, u'7L / ;]jfd"ns Joj;fo_ .
kf7\ok':ts, ljBfnosf] ef}lts k"jf{wf/ ;DaGwL zt{x?, cfly{s kf/blz{tf
cflb ljifox?df ;d:of ;dfwfgsf nflu ckgfpg' kg]{ sfo{gLlt lgdf{0f /
tbg'?k k|efjsf/L sfo{qmd th'{df nufot Joj:yfksLo kIfdf ul/g' kg]{
;'wf/sf ljifodf 7f]; / Jofjxfl/s ;'emfj ;lxtsf] k|ltj]bg #% lbgleq
k]z ug{

111 112

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lamsalkr@yahoo.com
• dfkb08cg';f/ ljBfnon] k|fKt u/]sf] cª\ssf] cfwf/df ljBfnonfO{ b]xfo
adf]lhd # >]0fLdf ljefhg ul/g]5 M
-s_ *)Ü eGbf dfly cª\s k|fKt ug]{ ljBfnox¿ – æsÆ >]0fL
-v_ %)Ü–*) k|ltzt;Dd cª\s k|fKt ug]{ ljBfno – ævÆ >]0fL
-u_ #)Ü eGbf dfly %) k|ltzt;Dd cª\s k|fKt ug]{ ljBfnox¿ – æuÆ
>]0fL
• #) c+s eGbf sd Nofpg] ljBfnonfO{ ;~rfng cg'dlt glbOg]
• ælgMz'Ns lzIffÆ eGgfn] ljBfyL{af6 w/f}6L, Psd'i6, dfl;s jf cGo s'g}
k|sf/sf] z'Ns glnO{ k|bfg ul/g] lzIff ;Demg' k5{ . lgMz'Ns lzIffleq
kf7\ok':ts klg lgMz'Ns x'g]5
113
• sIff ! b]lv % ;Dd lg/Gt/ d"Nofª\sg k|0ffnL cg';f/ sIff r9fOg]
Joj:yf z}; @)%( af6 z'? ul/g] 5 .
• lgDg dfWolds txsf] clGtd k/LIff lhNnf:t/Lo x'g]5 . P;=Pn=;L=
k/LIffnfO{ If]qLo:t/df ljs]Gb|Ls/0f -bL3{sfnLg of]hgf_ ul/g]5 .
• sIff !! sf] k/LIff ;DalGwt ljBfnon] g} lng] .
• lzIfsx?sf] k]zfut bIftfdf j[l4 ug{ / lzIffdf u'0f:t/ j[l4 ug{ lzIf0f
nfO;]G; k|0ffnL ;a} k|sf/sf ljBfnodf nfu" ul/g] 5 . lzIf0f
nfO;]G;sf nflu k/LIff lnOg] 5 . tflnd ck|fKt JolQmn] o:tf k/LIffdf
;fd]n x'g kfpg] 5}g . lzIf0f nfO;]G; k|To]s % jif{df gljs/0f ug'{ kg]{5
• nfO;]G; ljt/0f / gljs/0fsf sfo{ /fli6«o lzIfs ;]jf cfof]uaf6 x'g]5 .
115
11/09/2023
• k|fylds tx;Ddsf] lzIff k"0f{tof lgMz'Ns x'g]5 . k|fylds lzIffnfO{
lgMz'Ns / ;j{;'ne agfPkl5 qmdzM o;nfO{ clgjfo{ agfOg]5 .
• lg=df=lj= / df=lj=sf ;DaGwdf ;+rfng vr{ p7fpg] l;4fGtsf] cfwf/df
z'Ns nufOg]5 .
• k|To]s ljBfnodf k|lt ljBfyL{ sIffut If]qkmn ! ju{ld6/ eGbf sd x'g'
x'Fb}g .
• g]kfnL / c+u]|hL efiff k|fylds txsf] sIff ! b]lv g} clgjfo{ x'g] 5 .
• k|fylds txdf efiff ljifo afx]ssf cGo ljifox?sf] lzIf0fsf] dfWod
dft[efiffdf ug{ ;lsg]5 .
• sIff * b]lv !) ;Dd b'O{ wf/ M ;fwf/0f / k|fljlws÷Jofj;flos lzIffsf]
kf7\oqmd nfu" ul/g]5 .
114
• xfn sfo{/t lzIfsx?sf] ;DaGwdf cfufdL % jif{leqdf :yfoL nfO;]G;
lnO;Sg'kg]{ ;t{df ;a}nfO{ c:yfoL nfO;]G; k|bfg ul/g]5 .
• Joj:yfkg ;ldltaf6 lzIfs lgo'lQm ug{ sfg"gL k|fjwfgsf] Joj:yf ug]{ M
• ;fd'bflos ljBfnodf lzIfs / cleefjsnfO{ a9L lhDd]jf/ agfO{
ljBfno Joj:yfkgnfO{ cem dha't kfg{ lzIfs, cleefjs / :yfgLo
k|ltlglw ;lxtsf] lgjf{lrt Joj:yfkg ;ldlt /xg] 5 .
• ljBfno Joj:yfkg ;ldltsf] cWoIfsf] Go"gtd z}lIfs of]Uotf h'g txsf]
nflu xf] ;f] tx eGbf sd x'g] 5}g .
• !) ;b:oLo ljBfno Joj:yfkg ;ldlt / Jofj;flos ljBfno eP @
hgf yk / ;+:yfutdf & b]lv !! ;b:oLo lj=Jo=;= /xg] .
• ljBfno Joj:yfkg ;ldltn] z}lIfs u'0f:t/j[l4df ;xof]u k'¥ofpg]
p2]Zon] % hgf;Ddsf] cleefjs lzIfs ;d"xsf] u7g ug]{5 .
116
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lamsalkr@yahoo.com
• ljJo;sf] cWoIfsf] Pjd\ ;b:osf] kbfjwL @ jif{sf] x'g]5 . cleefjssf]
xsdf ljBfnosf] cleefjs sfod /x];Dd dfq kbfjlw /xg]5 .
• k|=c= sf] lgo'lQm ljBfnosf lzIfsx?dWo]af6 ljBfno Joj:yfkg
;ldltsf] l;kmfl/;df lhNnf lzIff clwsf/Ln] ug]{5 . k|=c= l;kmfl/;sf
nflu lglZrt cfwf/x? tf]lsg] 5 / pQm cfwf/df lbOg] cª\ssf] slDtdf
&) k|ltzt eGbf dfly cª\s k|fKt ug]{ lzIfsnfO{ dfq k|=c=df l;kmfl/;
jf lgo'lQm ug{ ;lsg]5 .
• lzz' ljsf; sfo{qmd tLg jif{ pd]/ k"/f u/]sf / % jif{ pd]/ k"/f gePsf
afnaflnsfsf nflu @ jif{sf] nflu dfq x'g]5 .
• ;fd'bflos ljBfnosf] lgdflj / dflj txdf !) k|ltzt / ;+:yfut
ljBfnox?df s"n ljBfyL{ ;+Vofsf] % k|ltzt u/La ljBfyL{nfO{ lgMz'Ns
5fqj[lQsf] Joj:yf ul/g]5 .
• ;a} k|sf/sf ljBfnox?nfO{ lgoldttfsf] ?k/]vf cGtu{t dfq ;~rfng
ug{ lbOg] 5 . 117
wGojfb
11/09/2023
• k|fylds lzIffsf] /]vb]v, cg'udg / ljsf;sf nflu ufpF tyf gu/ lzIff
;ldlt / lgdflj / dfljsf nflu lhNnf lzIff ;ldltnfO{ lhDdf lbg] .
• 5fqfsf nflu cnu zf}rfnosf] Joj:yf .
• pRr dflj nfO{ ljBfno leq ;dfof]hg ug]{ .
• k|fylds txsf] OGrfh{sf] Joj:yf .
• u'0ffTds lzIffsf nflu k|lt ljBfyL{ nfut tf]lsg] .
• /fli6«o ah]6sf] !& k|ltzt lzIffdf vr{ ug]{ .
• lzIff jh]6 &) k|ltzt tnjdf / #) k|ltzt ljsf;df vr{ x'g'kg]{ .
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