VIETCOMBANK

LONG THANH BRANCH

2023
 Content

1. Vietcombank at glance
2. A comprehensive solution
3. Payment & Cash Management
solution
4. A successful story
5. Get in touch

Vietcombank Long Thanh May 2023 2

Vietcombank at a glance
History of high track records One of largest banks in Vietnam* Strong shareholders structure

1 BIDV 89.2
1963 Established 2009
Listed on
2022
Largest bank in Vietnam 74.8%
HCM stock exchange in term of Capitalization

2 Vietcombank 78.2

3 Vietinbank 77.3
15.0%
Strategic partnership
2007 2011
IPO
with Mizuho Bank Ltd. 4 MB Bank 32.2

*total assets in billion USD

Highest credit rating among banks in Vietnam Wide network around the world Fully support around Vietnam

S&P BB 58/63 Cities covered

Fitch BB
126 branchs

Moody's Ba2

510 transaction offices

Rep office in New York and Singapore 2.500 ATM

93 countries and territories covered

1.163 correspondent banks 60.000 POS merchants

Vietcombank Long Thanh May 2023 3

Vietcombank at a glance
Key financial highlights of 2022 Key corporate clients

Largest capitalization Credit growth over

in Vietnam
~USD 50bil
~USD 16.5b

Total assets 1st rank in

trade finance volume

~USD 80b ~USD 135bil

Profit before tax CAR (Basel II)

~USD 1.7b 10.09%

Vietcombank Long Thanh May 2023 4

A Comprehensive Solution

Vietcombank Long Thanh May 2023 5

A comprehensive solution

Business Matching
Payment & Cash Management

Loan M&A Advisory

Commercial
Banking Investment
Trade Finance & International Settlement
Banking Capital Raising

FX & Hedging
Structured Financing
Sustainability

Retail
Credit Rating

Sustainable Finance
Energy Transition

Vietcombank Long Thanh May 2023 6

 Current Account: 1-hour account opening process, free of charge account related
fees up to 12 months
VCB CashUp platform (for corporate and holding company structure): Virtual
Payment and Cash
Commercial
Accounts, Approval Matrix up to 20 levels, Host-to-Host connection with client's ERP
Management system, Salary Payment only shown amounts to HR dept, Cash Sweep, Receivable
and Payable Management
VCB Digibiz (for SMEs): free of charge account related fees up to 12 months

Banking Corporate Credit Cards: managing SG&A expenses

Short-term loan with interest rate from 6.0% p.a (VND) and 4.5% p.a (USD)
Corporate Loan* CAPEX and Project Finance with interest rate from 9.5% p.a (VND)

*Please contact us for specific rates

Wide range of trade finance products (LC, UPAS LC, EPLC, Bank Guarantee, etc.)
Trade Finance and
with L/C issuing fee from 0.4% p.a and Bank Guarantee fee from 0.9% p.a
International Settlement Supply chain financing from VCB's partner required no bank limit (Olea)

Competitive FX spot price

FX and Hedging FX hedging (Forward, Interest Rate Swap, Cross Currency Swap)
Commodity hedging (Future, Option, Swap, Structured Products)

Personal loan (Car, House, Consumer) with interest rate from 11% p.a
Credit card with lowest late payment fee (from 17% p.a)
Retail Banking Vietcombank Visa Signature with privileges such as private airport lounge and
free golf course

Vietcombank Long Thanh May 2023 7

 VCB's portfolio of more than 300.000 corporate clients in 52 industries would be
your potential business partners
We aim to create an ecosystem in which all clients could share potential
Business Matching
Investment
opportunities
Take advantage of VCB's relationship with State agencies, ministries and
government

Banking We understand the importance of choosing right local partners

Take advantage of our market insights and know-hows accumulated during 60 years
M&A Advisory of operation
Covered industries: energy, real estate, infrastructure and healthcare

Equity Capital Markets: IPO, Convertible issues and Private placements

Capital Raising Debt Capital Matkets: Bond issues

Syndicated loan: VCB plays variety roles such as Mandated Lead Arranger,
Structured Financing Arranger, and Security Agent
Export Credit Agency (ECA): VCB plays role as Local Bank Guarantor

The must-have Condition Precedent when raising offshore funds

Credit Rating Partnership with both international and local credit rating advisors such as
Mizuho, HSBC, FiinRatings, etc.

Vietcombank Long Thanh May 2023 8

 Sustainability

Green Bond issuing process Energy transition via DPPA mechanism Key players in Renewable Energy sector

MW
1,500
Contract for Difference (CfD)

1,000

RE projects Connect Demand and Supply Consumers

500
PPA - electricity PPA - electricity
purchased at purchased at retail
wholesale price price

up

up

EX

1
PC
RE
Ca
ie

TT

TT
TN

BC

D
Electricity purchased at internal

AS

G
ro

ro
Th

H
an
G

G
wholesale price

an

T
Xu

T&
Xu

BI
Power Corporation

Vietcombank Long Thanh May 2023 9

 Payment &
Cash
Management

Vietcombank Long Thanh May 2023 10

VCB CashUp - one-stop banking solution
Account management
Account inquiry of all companies in
group with only ONE user and
password
Multiple account statement
Real time information
Inter-bank account inquiry
User admin manages different level
of information inquiry of other users
Host-to-Host connection with client's
ERP system
Receivable management using virtual
accounts
Automatic reconcile receivables
Classify revenues based on different
criteria: products, regions,
distributors, brands, etc.
Receivable management
Vietcombank Long Thanh
Payment management
Dynamic payment approval flow
Approval matrix up to 20 levels
Bulk payment up to 30.000
transactions at a time
Multiple debit
Salary payment only shown details
to HR dept
Automatic tax/customs/social
insurance declaration
Automatic transfer funds (Cash
Sweep) between holding
company and
subsidiaries/affiliates according
to a predetermined amount
Daily sweep at the end of the day
Liquidity management
May 2023 11
VCB CashUp - differences from other banks

OTHER BANKS VCB CASHUP

Different users and passwords One user and password for
for each company in a group ACCOUNT INQUIRY all companies in group

One company at a time ACCOUNT STATEMENT Multiple companies at a time

NO INTER-BANK INQUIRY YES

Setup by bank LEVEL OF INQUIRY Easy setup by client

4 - 5 levels APPROVAL MATRIX Up to 20 levels

Vietcombank Long Thanh May 2023 12

 A Successful Story

Vietcombank Long Thanh May 2023 13

 A successful story - and so many more
Viet Thai Group is a multi - industry investment group covered 5 sectors including Logistics, Agriculture, Energy, Chemicals and Finance. Vietcombank Long Thanh Branch has been
supporting from the very first days when Viet Thai Group only did coal trading business using LEC Group name. After 3 years, total revenues of the group reached USD 250m and
expected to be USD 1b in 2026

LAUNCH GROWTH MATURITY RESTRUCTURE SUSTAINABILITY

BUSINESS MATCHING
VCB Long Thanh using our
ecosystem backed by 60
years of operation of VCB,
helps Viet Thai Group finding
more business partners in
coal and wood-chip trading
WORKING CAPITAL
TRADE FINANCE & FX CAPEX FINANCING
A bank limit of VND 300b As Viet Thai Group expands
firstly granted to Viet Thai more into wood-chip trading.
Group. Then bank limit VCB Long Thanh introduced
increased to VND 600b after CAPEX financing solution from
2 years working together Vietcombank Leasing, an
affiliate of Vietcombank, since
forest cannot be pledged to
he bank
M&A ADVISORY
Viet Thai Group targets to
reach USD 1b revenues in
2026. To prepare for this,
VCB Long Thanh and partners
advised on M&A and IPO plan
which required corporate
restructuring into 5 different
sectors
ESG ADVISORY
Seeing the potentials of
forest-based industry, VCB
Long Thanh and partners
advised Viet Thai Group on
acquiring forest planing areas
and obtaining carbon credit

BUSINESS MATCHING

WORKING CAPITAL - TRADE FINANCE - FX

CAPEX FINANCING M&A ADVISORY ESG ADVISORY

Vietcombank Long Thanh May 2023 14

 Get In Touch
Email us for more insights about products and services

VIETCOMBANK - LONG THANH BRANCH Lam Xuan Minh (Mr.) Le Vu Loc (Mr.) Nguyen Duc Trung (Mr.)
272A - 272E Le Duan Street, Van Hai, Long Director Manager Deputy Manager
Thanh, Dong Nai Province
minhlx.lth@vietcombank.com.vn loclv.lth@vietcombank.com.vn trungnd.lth@vietcombank.com.vn

Scan QR code for video 0916.918.191 0903.633.068 0938.761.991

introducing VCB Long Thanh
Branch

15
Thank You