27/04/21 Execute Surplus Sweep (Transactional Pooling)

TEMENOS Banking Reference Processes

Execute Surplus Sweep (Transactional Pooling) Last change: 17-Mar-2021 12:05:15
Type: EPC

Execute Two Way Execute Intra-Day

type Sweep Sweep
(Transactional (Transactional
Pooling) Pooling)

Surplus sweep
Surplus sweep
type to be
to be executed
executed

Compare Sweep
Account balance with Maximum amount
PO maximum amount to set in AC.CASH.POOL
be maintained
SYS

Account Balance Shortfall in

in surplus Account balance

Check for Rule Defined in Reject Intra-day

PO Priority PO sweep
AC.CASH.POOL
SYS SYS

Intra-day sweep
not performed
Sequence of Sequence of Rule
Rule Priority set Priority not set

Set account with

highest priority as Multiple Link
PO
Link Account Accounts defined
SYS

Sweep amount is the

Calculate Sweep surplus amount that
PO amount needs to be swept out
to maintain maximum
SYS amount set.

Compare Sweep
amount with Minimum debit
PO minimum debit transfer amount set
transfer amount in AC.CASH.POOL.
SYS

Sweep amount Sweep amount

more than less than
minimum debit minimum debit
transfer amount transfer amount

Check minimum Minimum amount transfer

PO amount transfer set in AC.CASH.POOL
SYS

Minimum amount Minimum amount

transfer set to Yes transfer not set

Sweep amount
Reject Intra-day
PO changed to minimum PO sweep
debit transfer amount
SYS SYS

Intra-day sweep
Check if Payment not performed
PO Order is defined Defined in AC.CASH.POOL

SYS

Payment Order Payment Order

not defined defined

Add Sweep amount Compare sweep

PO to Link Account PO amount with Sweep
Balance Units
SYS SYS

Compare Link
Account Balance with Max Concentration Amount
PO Max Concentration set in AC.CASH.POOL
Amount Sweep amount Sweep amount
SYS
in multiples of not in multiples
Sweep Units of Sweep Units

Link Account Link Account Sweep amount

Balance is less Balance is more decreased to be a
PO whole number of
than than
Concentration... Concentration... Sweep Units
SYS

Check Partial
PO Transfer Sweep performed for
PO the sweep amount
SYS
SYS

Generate accounting Debit Sweep Account

PO entries Credit Nostro Account linked to
Partial Transfer Partial Transfer Link Account (External arrangement).
set to Yes set to No SYS

Link Account Balance PI

Recalculate Sweep after sweep will be Reject Intra-day
PO amount PO sweep
equal to Concentration
Amount
SYS SYS
Payment Order created to execute Payment instructions
Create Payment either through TPH or any third party interface, based on
PO Order the payment Order Parameter Set up.
Beneficiary Details to be taken from the Beneficiary linked
Intra-day sweep SYS in the Link Account (External arrangement).
not performed
Compare Sweep
PO amount with Sweep
Units
SYS

Sweep amount Sweep amount

in multiples of not in multiples
Sweep Units of Sweep Units

Sweep amount
decreased to be a
PO whole number of
Sweep Units
SYS

Sweep performed for

PO the sweep amount

SYS

Generate accounting Transfer entries

PO entries passed by system
SYS

Compare Sweep
Account balance with
PO maximum amount to
be maintained
SYS

Surplus in Maximum balance

Account Balance maintained

Check for Based on type of sweep

PO subsequent Rule or Rule Priority - Surplus sweep
Return Priority Return Rule Priority - Two way Sweep
SYS

Subsequent Rule No Subsequent

or Return Priority Rule or Return
set Priority set

Set account with next

PO priority as Link
Account
SYS
PO Update sweep details AC.ACCOUNT.SW EEP.HIST

SYS

ENQ
View Sweep Customer RM
ACCOUNT.S
details (Corporate)
W EEP.HIST

Intra-day sweep
performed

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