y 11 10 4

x 7 5 10
XY 77 50 40
Y^2 121 100 16
X^2 49 25 100

𝛽̂1 = 𝑛 ∑ 𝑥𝑦 - ∑ 𝑥 ∑ 𝑦 𝛽̂1

𝑛 ∑ 𝑥2 - (∑ 𝑥)2 𝑌̅

𝛽̂0 = 𝑌̅ - 𝛽̂1𝑋 𝑋
𝛽̂0

I II III
2014 15.6 20.4 29.4
2015 13.8 23.2 35
2016 17.8 19.4 30.6
2017 21.4 24.8 33.6
 Loans (in million $) (Y) Deposits (in million $) (X) xy x^2
245 1400 343,000.00 1,960,000.00
312 1600 499,200.00 2,560,000.00
279 1700 474,300.00 2,890,000.00
308 1875 577,500.00 3,515,625.00
199 1100 218,900.00 1,210,000.00
219 1550 339,450.00 2,402,500.00
405 2350 951,750.00 5,522,500.00
324 2450 793,800.00 6,002,500.00
319 1425 454,575.00 2,030,625.00
255 1700 433,500.00 2,890,000.00
2865 17150 5,085,975.00 30,983,750.00

x 29 28 11 37
x-mean 2.2 1.2 -15.8 10.2
squared 4.84 1.44 249.64 104.04
 5 8 12 9 10 9 4 11 9 7
14 6 5 7 11 10 14 4 4 12
70 48 60 63 110 90 56 44 36 84
25 64 144 81 100 81 16 121 81 49
196 36 25 49 121 100 196 16 16 144

-0.53432032

8.214285714

8.357142857
12.67967699

Adjusted SDeseasoned
2014-1 15.6 0.731145 11.40586
2014-2 20.4 21.8 0.93578 0.920941 18.78719 I II III
2014-3 29.4 21.2 1.386792 1.347915 39.62869 2014 0.93578 1.386792
2015-1 13.8 22.13333 0.623494 0.731145 10.0898 2015 0.623494 0.966667 1.381579
2015-2 23.2 24 0.966667 0.920941 21.36583 2016 0.739612 0.858407 1.285714
2015-3 35 25.33333 1.381579 1.347915 47.17701 2017 0.835938 0.932331
2016-1 17.8 24.06667 0.739612 0.731145 13.01437
2016-2 19.4 22.6 0.858407 0.920941 17.86625 0.733015 0.923296 1.351362
2016-3 30.6 23.8 1.285714 1.347915 41.24619 Adjusted 0.731145 0.920941 1.347915
2017-1 21.4 25.6 0.835938 0.731145 15.6465
2017-2 24.8 26.6 0.932331 0.920941 22.83933
2017-3 33.6 1.347915 45.28993

Y^2
60,025.00
97,344.00
77,841.00
94,864.00
39,601.00
47,961.00
164,025.00
104,976.00
101,761.00
65,025.00
853,423.00

33 25 29 32 31 13 mean 26.8
6.2 -1.8 2.2 5.2 4.2 -13.8
38.44 3.24 4.84 27.04 17.64 190.44 641.6
6 115
8 117
48 876
36 1035
64 1137
3.007673