HOW TO USE THE TBM CASH

SAVINGS ENVELOPES
Before you buy a TBM product, I want to make sure you have the cash
available. Whether you want the Live Rich Planner® or the Budget By
Paycheck® Workbook, saving responsibly is critical.

To help you track your savings progress, we have created a series of

savings cash envelopes for you.

HOW TO USE

1. Make sure to check out the TBM® shop for current product prices to
determine how much you need to save.
2. Choose a cash envelope to store your cash. Write down the product
name on the backside of the envelope and record the amount of your
savings goal. There is also a place on the back flap of the envelope to
record a due date for your savings goal.
3. On the front of each envelope is a savings tracker "TBM" where you can
color in lines to represent your progress. Each tracker consists of 10
lines. To determine how much each line is worth, take your goal amount,
and divide by 10. Write down the value of each line on the color tracker.
Every time you save that amount and stuff your savings envelope with
cash, color in the line.

Saving a small amount from each paycheck for the things I want was
essential on my financial journey. More importantly, I was able to turn
saving money into a habit and learned the necessary skills to make lasting
change in my life.

Thank you for supporting TBM Family. I appreciate you!

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