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  • Sesion 06 - Ejercicios Resueltos de Anualidad Vencida

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    edgar martin Paja Marin
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    The document presents calculations to determine the principal (P), interest rate (i), and number of periods (n) for various annuity problems. It uses the standard annuity formula to solve for unknown values. Key calculations shown include determining P for a $800,000 annuity with a 3% interest rate over 24 periods, and solving for the number of periods (n=12) in an annuity with $1,000,000 principal and $100,000 payments with a 3% interest rate.

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    Sesion 06_Ejercicios Resueltos de Anualidad Vencida

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    The document presents calculations to determine the principal (P), interest rate (i), and number of periods (n) for various annuity problems. It uses the standard annuity formula to solve for unknown values. Key calculations shown include determining P for a $800,000 annuity with a 3% interest rate over 24 periods, and solving for the number of periods (n=12) in an annuity with $1,000,000 principal and $100,000 payments with a 3% interest rate.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    12 views13 pages

    Sesion 06 - Ejercicios Resueltos de Anualidad Vencida

    Uploaded by

    edgar martin Paja Marin
    The document presents calculations to determine the principal (P), interest rate (i), and number of periods (n) for various annuity problems. It uses the standard annuity formula to solve for unknown values. Key calculations shown include determining P for a $800,000 annuity with a 3% interest rate over 24 periods, and solving for the number of periods (n=12) in an annuity with $1,000,000 principal and $100,000 payments with a 3% interest rate.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    of 13

    (1 + 𝑖)𝑛 − 1

    𝑃 = 𝐶0 + 𝐴 [ ]
    𝑖(1 + 𝑖)𝑛
    (1 + 0.03)24 − 1
    𝑃 = 0.20𝑃 + $800,000 [ ]
    0.03(1 + 0.03)24
    (1 + 0.03)24 − 1
    𝑃(1 − 0.20) = $800,000 [ ]
    0.03(1 + 0.03)24
    (1 + 0.03)24 − 1
    𝑃(0.80) = $800,000 [ ]
    0.03(1 + 0.03)24
    $800,000 (1 + 0.03)24 − 1
    𝑃= [ 24
    ] = $16′ 935,542.12
    0.80 0.03(1 + 0.03)
    (1 + 𝑖 )𝑛 − 1
    𝑃 = 𝐴[ ]
    𝑖 (1 + 𝑖)𝑛
    (1 + 0.05)4 − 1
    𝑃 = 1,000 [ ] = $3545.95
    0.05(1 + 0.05)4

    (1 + 0.02)4 − 1
    𝑃 = 500 [ ] = $1903.86
    0.02(1 + 0.02)4
    (1 + 𝑖)𝑛 − 1
    𝑃 = 𝐶0 + 𝐴 [ ]
    𝑖(1 + 𝑖)𝑛
    𝑃 − 𝐶0
    𝐴=
    (1 + 𝑖)𝑛 − 1
    [ ]
    𝑖 (1 + 𝑖)𝑛
    𝑃 − 0.10𝑃
    𝐴=
    (1 + 0.02)36 − 1
    [ ]
    0.02(1 + 0.02)36
    0.90(20′ 000,000)
    𝐴= = $706,191.35
    (1 + 0.02)36 − 1
    [ ]
    0.02(1 + 0.02)36
    (1 + 𝑖 )𝑛 − 1
    𝑃 = 𝐴[ ]
    𝑖 (1 + 𝑖)𝑛
    360
    𝑇𝐸𝐴 = (1 + 𝑇𝐸𝑀) 30 − 1 = 0.4258 = 42.58%
    (1 + 0.4258)3 − 1
    𝑃 = $100,000 [ ] = $153,808.13
    0.4258(1 + 0.4258)3
    $153,808.13
    𝐴= = $7,136.60
    (1 + 0.03)36 − 1
    [ ]
    0.03(1 + 0.03)36

    (1 + 𝑖)18 − 1 𝑋 𝑋
    𝑃 = 𝐴[ ] + +
    𝑖 (1 + 𝑖)18 (1 + 𝑖)6 (1 + 𝑖)12
    (1 + 𝑖)18 − 1 1 1
    𝑃 = 𝐴[ ] + 𝑋 [ + ]
    𝑖(1 + 𝑖)18 (1 + 𝑖)6 (1 + 𝑖)12
    (1 + 𝑖)18 − 1 1 1
    𝑃 −𝐴[ ] = 𝑋 [ + ]
    𝑖(1 + 𝑖)18 (1 + 𝑖)6 (1 + 𝑖)12
    (1 + 𝑖)18 − 1
    𝑃 − 𝐴[ ]
    𝑖 (1 + 𝑖)18
    𝑋=
    1 1
    [ + ]
    (1 + 𝑖)6 (1 + 𝑖)12
    (1 + 0.03)18 − 1
    5′000,000 − $50,000 [ ]
    0.03(1 + 0.03)18
    𝑋= = $2′ 802,212.20
    1 1
    [ 6 + ]
    (1 + 0.03) (1 + 0.03)12
    $10′000,000
    𝐴= 6 = $2′ 229,197.68
    (1 + 0.09) − 1
    [ ]
    0.09(1 + 0.09)6
    (1 + 𝑖 )𝑛 − 1
    𝐹 = 𝐴[ ]
    𝑖
    (1 + 0.03)12 − 1
    𝐹 = $12,000 [ ] = $170,304.35
    0.03

    (1 + 𝑖)12 − 1
    𝐹 = 𝐶0 + 𝐴 [ ] + 𝑋(1 + 𝑖)6
    𝑖

    12
    (1 + 0.02)12 − 1
    𝐹 = 500,000(1 + 0.02) + 200,000 [ ] + 2′ 000,000(1 + 0.02)6
    0.02

    𝐹 = $5′ 568,863.68
    ′
    (1 + 0.018)6 − 1
    𝐹 = 1 000,000 [ ] = $6′ 276,568.11
    0.018
    𝐹1 = $6′ 276,568.11(1 + 0.018)1 = $6′ 389,546.34
    ′
    (1 + 0.02)6 − 1
    𝐹 = $6 389,546.34(1 + 0.02 )5 ′
    + $1 500,000 [ ]
    0.02
    𝐹 = $16′ 516,756.90

    (1 + 𝑖 )𝑛 − 1
    𝐹 = 𝐴[ ]
    𝑖
    𝐹 8′500,000
    𝐴= = = $262,758.97
    (1 + 𝑖)𝑛 − 1 (1 + 0.025)24 − 1
    [ ] [ ]
    𝑖 0.025
    (1 + 0.02)8 − 1
    𝐹1 = 335,518.18 [ ] = $2′ 879,742.15
    0.02
    𝐹2 = $2′ 879,742.15(1 + 0.02)1 = $2′ 937,336.99
    ′
    (1 + 0.016)4 − 1
    $4′500,000 = $2 937,336.99(1 + 0.016 )3 +𝐴[ ]
    0.016

    ′ ′
    (1 + 0.016)4 − 1
    $4 500,000 − $2 937,336.99(1 + 0.016 )3 = 𝐴[ ]
    0.016
    $4′ 500,000 − $2′ 937,336.99(1 + 0.016)3
    𝐴= = $346,446.96
    (1 + 0.016)4 − 1
    [ ]
    0.016

    𝐹 = 𝑃(1 + 𝑖)24 = 20′ 000,000(1 + 0.01)24 = $25′ 394,692.97

    ′
    (1 + 0.02)24 − 1
    $25 394,692.97 = 𝐴 [ ]
    0.02
    $25′ 394,692.97
    𝐴= = $834,751.42
    (1 + 0.02)24 − 1
    [ ]
    0.02
    0.36
    𝑇𝐸𝑀 = = 0.03
    12
    (1 + 0.03)𝑛 − 1
    $1′000,000 = $100,000 [ ]
    0.03(1 + 0.03)𝑛
    (1 + 𝑖 )𝑛 − 1
    𝑃 = 𝐴[ ]
    𝑖 (1 + 𝑖)𝑛
    𝑃 (1 + 𝑖)𝑛 1
    =[ − ]
    𝐴 𝑖 (1 + 𝑖)𝑛 (1 + 𝑖)𝑛
    𝑃 1 1
    =[ − ]
    𝐴 𝑖 (1 + 𝑖)𝑛
    1 1 𝑃
    = [ − ]
    (1 + 𝑖)𝑛 𝑖 𝐴
    1
    (1 + 𝑖)𝑛 =
    1 𝑃
    [ − ]
    𝑖 𝐴
    𝐿𝑜𝑔(𝑎)𝑛 = 𝑛𝐿𝑜𝑔(𝑎)

    1
    𝐿𝑜𝑔(1 + 𝑖)𝑛 = 𝑙𝑜𝑔 [ ]
    1 𝑃
    ( 𝑖 − 𝐴)

    1
    𝑛𝐿𝑜𝑔(1 + 𝑖) = 𝑙𝑜𝑔 [ ]
    1 𝑃
    ( 𝑖 − 𝐴)

    1 1
    𝑙𝑜𝑔 [ 1 𝑃 ] 𝑙𝑜𝑔 [ 1 $1′000,000
    ]
    ( 𝑖 − 𝐴) ( − )
    0.03 $100,000
    𝑛= = = 12 𝑐𝑢𝑜𝑡𝑎𝑠
    𝐿𝑜𝑔(1 + 𝑖) 𝐿𝑜𝑔(1 + 0.03)

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