jyoti.pandey201996@gmail.

com
Jyoti Pandey
8652345744
Credit Analysts
Someone who personally enjoys doing valuation and research about the financial aspect of firms. I feel, I have relevant skills and
knowledge in the finance field and hence I can contribute to the growth of the organization.
Employment History

Credit Analysts

Frontline Analysts (March 2023 to Present)

• Collaborating with BAE Systems Pension Fund Investment Management Ltd to provide advisory services for their portfolio
management.
• Gaining insight into the operational dynamics of various industries such as pharmaceuticals, basic resources, automotive,
telecommunications and construction.
• Write report on the company including its operations, markets position, strengths, weaknesses, opportunities, and threats.
• Analysing the company performance over the past five years by examining income statements, balance sheets, cash flow
statements and financial ratios.
• Addressing and assessing five credit related concerns pertaining to the company encompassing both financial and non-
financial aspects.

Senior Research Associate (Morningstar India Pvt Ltd, Mumbai (April 2019 to March 2023)

• Auditing financial statements adhering to dynamic fundamental methodology.

• Analysing equity fundamentals data for global market and taking ownership in data quality controls to ensure consistent
and high-quality data manufactured to meet product requirements.
• Having very good understanding of corporate action and their reflection on the statements.
• Developed understanding on how to do research on public and private companies.

Summer Intern from 2nd April 2018 to 31st August 2018 with IntegratedIR as Trainee:-

• Prepared report on future prospects of investing in biofuel industry for recommendation to the investors.
• Studied the fundamentals of the biofuel sector from both domestic and global point of view.
• Developed understanding on how to do qualitative and quantitative studies.
• Studied the financial position of different companies in different sector.

Accomplishment
• I have consistently received recognition for my contributions at Morningstar every month for a period of two years.
• Prepared research paper on “Comparative Performance of Evaluation of RSI and MACD: - A case of Twenty Sector Indices
“At National Conference on Industrial Engineering and Technology Management (NCIFTM) 2018 Organized by NITIE,
Mumbai on 31st November to 1st December 2018.
• Participated in Research Paper on Technical Analysis of Indices Examination of RSI and MACD.

Education Certifications
• MBA (Finance) • NISM: - Research Analyst
• Graduation (B. Com Accounting & Finance) • NISM: - Equity Derivatives

Interest Languages

• Equity and Credit Analysis • English

• Stock Market • Hindi
• Investment Management • Marathi