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  • 004-598 010111 Credit Cards Important Things

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    This document provides an overview of important things to know about different types of personal credit cards offered by CommBank. It describes four main product types - Awards cards, Low Fee cards, Low Rate cards, and Commbank Neo cards. For each product type, it lists key things customers need to know, such as whether the cards are best for paying balances in full each month or minimizing interest, and whether they may have higher or lower annual fees than other card types. The document notes that customers will receive full fee and charge details in any letter of offer if their application is successful.

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    This document provides an overview of important things to know about different types of personal credit cards offered by CommBank. It describes four main product types - Awards cards, Low Fee cards, Low Rate cards, and Commbank Neo cards. For each product type, it lists key things customers need to know, such as whether the cards are best for paying balances in full each month or minimizing interest, and whether they may have higher or lower annual fees than other card types. The document notes that customers will receive full fee and charge details in any letter of offer if their application is successful.

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    © All Rights Reserved
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    2 views1 page

    004-598 010111 Credit Cards Important Things

    Uploaded by

    thepthikoned
    This document provides an overview of important things to know about different types of personal credit cards offered by CommBank. It describes four main product types - Awards cards, Low Fee cards, Low Rate cards, and Commbank Neo cards. For each product type, it lists key things customers need to know, such as whether the cards are best for paying balances in full each month or minimizing interest, and whether they may have higher or lower annual fees than other card types. The document notes that customers will receive full fee and charge details in any letter of offer if their application is successful.

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    © All Rights Reserved
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    of 1

    Important things

    to know about
    CommBank
    personal credit cards.
    The following table describes some of the important things you should know about
    our personal credit cards. If your application is successful, you will be provided with
    full detail of the fees and charges payable in our letter of offer.

    Product Things you need to know

    Awards • These cards are best if you intend to pay off your balance in full each month and want to earn awards points
    credit cards and redeem them for awards.
    • These cards may attract higher annual and monthly fees and interest rates than some of our other
    card types.

    Low Fee • These cards are best if you are looking for a card with low fees and intend to pay off your balance
    credit cards in full each month.
    • These cards attract higher interest rate than some of our other card types.

    Low Rate • These cards are best if you don’t regularly pay off your balance in full each month and want to minimise
    credit cards the interest you have to pay on purchases.
    • These cards may attract higher card fees than some of our other card types.

    Commbank Neo • This card is best if you want to pay no interest on purchases and only need a low credit limit with
    credit card no cash advances.
    • This card has a monthly fee based on your credit limit which may add up to more than the card fee on some
    of our other card types.

    Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 Australian credit licence number 234945
    004-598 030623 Page 1 of 1

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