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    Cogent Employee Benefit

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    Reetam Roy Chowdhury
    This document summarizes the key details of a health insurance plan from ICICI Lombard. The plan provides coverage of up to Rs. 2.5 lacs per employee with no capping on room rent charges. It covers pre-existing diseases, maternity benefits up to Rs. 35,000-45,000, and pre and post-hospitalization expenses. The mobile app provides features like claim assistance, health tracking, and teleconsultation. Certain modern treatments are covered up to 25-50% of the sum insured. The accidental insurance plan from ICICI Lombard provides a sum insured of Rs. 3 lacs per employee with coverage for death, disabilities, medical expenses, education benefits for children, and repat

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    Cogent Employee Benefit

    Uploaded by

    Reetam Roy Chowdhury
    6 views1 page
    This document summarizes the key details of a health insurance plan from ICICI Lombard. The plan provides coverage of up to Rs. 2.5 lacs per employee with no capping on room rent charges. It covers pre-existing diseases, maternity benefits up to Rs. 35,000-45,000, and pre and post-hospitalization expenses. The mobile app provides features like claim assistance, health tracking, and teleconsultation. Certain modern treatments are covered up to 25-50% of the sum insured. The accidental insurance plan from ICICI Lombard provides a sum insured of Rs. 3 lacs per employee with coverage for death, disabilities, medical expenses, education benefits for children, and repat

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    This document summarizes the key details of a health insurance plan from ICICI Lombard. The plan provides coverage of up to Rs. 2.5 lacs per employee with no capping on room rent charges. It covers pre-existing diseases, maternity benefits up to Rs. 35,000-45,000, and pre and post-hospitalization expenses. The mobile app provides features like claim assistance, health tracking, and teleconsultation. Certain modern treatments are covered up to 25-50% of the sum insured. The accidental insurance plan from ICICI Lombard provides a sum insured of Rs. 3 lacs per employee with coverage for death, disabilities, medical expenses, education benefits for children, and repat

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pdf or txt
    6 views1 page

    Cogent Employee Benefit

    Uploaded by

    Reetam Roy Chowdhury
    This document summarizes the key details of a health insurance plan from ICICI Lombard. The plan provides coverage of up to Rs. 2.5 lacs per employee with no capping on room rent charges. It covers pre-existing diseases, maternity benefits up to Rs. 35,000-45,000, and pre and post-hospitalization expenses. The mobile app provides features like claim assistance, health tracking, and teleconsultation. Certain modern treatments are covered up to 25-50% of the sum insured. The accidental insurance plan from ICICI Lombard provides a sum insured of Rs. 3 lacs per employee with coverage for death, disabilities, medical expenses, education benefits for children, and repat

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
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    Health Insurance

    Company Name ICICI Lombard


    Sum Insured 2.5 Lacs / Per Employee
    Room Rent No Capping
    Maternity for Normal & C-Section 35000 For Normal & 45000 for C-Section, Maternity Benefit will be applicable for first two deliveries only
    Pre & Post Natal Expenses Covered up to maternity sub limit within maternit limit in case of Hospitalization
    Pre-Existing Disease Yes Covered
    Pre-Post Hospitalization 30 & 60 Days
    Ambulance 1000 Per Hospitalization
    Home Healthcare Not Covered
    Day Care Procedure Yes Covered
    Aayurvedic Treatment Yes Covered in IPD
    Air Ambulance Not Covered
    Covid Waiting Period No Waiting Period
    Health Risk Assesment, Diet and Exercise Tracker,
    Health Parameters Tracking And Trends,
    Sleep, Meditation And Water Reminders,
    Mobile App For Claim With Features
    TeleConsultation, Health Assistance,
    Chat with an Expert Network Hospitals with Details

    Disease Sublimit
    Cyber Knife Treatment
    Gamma Knife Treatment
    Stem Cell Transplantation 50% Co-Pay
    Robotic Surgery
    Femto Laser Treatment for Eye
    Cochlear Implant Treatment Restricted to 50% of SI

    Modern Treatment Method & Advancement Technology List -


    Uterine Artery Embolization and HIFU, Ballon Sinuplasty, Deep
    Brain Stimulation,Oral Chemotherapy, Immunotherapy -
    Monoclonal Antibody to be given as Injection, Intra Vitreal
    Restricted to 25% of SI
    Injections, Robotic Surgeries, Stereotactic Radio Surgeries,
    Bronchical Thermoplasty, Vaporisation of the Prostrate, IONM,
    Stem Cell Therapy- Hematopoietic Stem Cell for Bone Marrow
    Transplant for Heamatological conditions to be covered

    Accidental Insurance
    ICICI Lombard
    Total Sum Insured 3 Lacs / Per Employee
    Death Yes Covered
    Permanent Total Disablement Yes Covered
    Permanent Partial Disablement Yes Covered
    Temporary Total Disablement 1% of SI or Rs. 5,000 per week, whichever is less
    Medical Expense 40% of Death/Disability Claim Amount or 10% of SI or Actual Whichever is Less
    Cremation Charges Up to 5000/-
    Education Benefit Up to 10,000 per child ( Restricted to 2 Child )
    Carriage of Dead Body 2% of Sum Insured Subject to Max 2500
    Repatriation of Mortal Remains Expenses Payable up to Rs 5,000 or actual whichever is less

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