PAMPANGA STATE AGRICULTURAL UNIVERSITY

College of Education
Building and Enhancing New Literacies Across the
Curriculum with Emphasis on the 21st Century Skills

Financial
Plan
by Francis M. Pineda
 Assessment 10

Make a financial plan.

Financial planning will

allow PSTs to reflect on
their P10, 000 budget and
work out a plan for their
finances.
Budget
₱ 10 000
 Breakdown

₱ 5000
20%

50% ₱ 3000
30%
₱ 2000
₱ 10 000
Needs Savings Wants Total amount
50%
NEEDS

Food Water Toiletries & Cleaning Utilities

₱ 2300 ₱ 200 ₱ 500 ₱ 2000

₱ 25 per gallon Toiletries:

▪ Electricity
of mineral ▪ Shampoo
▪ Internet (Wi-Fi)
water. ▪ Conditioner Internet is essential
▪ 2 gallons per ▪ Soap and is a need for
Groceries
week = ₱ 50 ▪ Toothpaste me because I use
▪ ₱ 50 x 4 Cleaning: it for studying and
(weeks) = ▪ Dish soap work.
₱200 ▪ Laundry detergent
 SAVINGS

Emergency Fund House & Lot Investments

₱ 500 ₱ 1000 ₱ 1500

Goal for Real estate is a Create a passive

emergency fund: good investment income through
at least three to six for the future and it investing in stocks,
months' worth of appreciates over shares, and bitcoin.
expenses time.

30%
 NOTE
In the 50-20-30 budget, where the 30% is usually allocated for the “wants”, I
decided to make the 30% my “savings” because it is more compatible to my
financial goals and long term plans. The 20% portion of my 10,000 PHP is
more than enough to cover my wants for the month.
 20%
WANTS

Snacks Shopee Donations/offerings Travel fund

₱ 500 ₱ 500 ₱ 500 ₱ 500

Budget for Saving up for

Pik-Nik shopping funds for
Chips every Church offering travelling to
Soda Shopee places I want to
sale. go for that year.
 Breakdown

₱ 5000
20%

50% ₱ 3000
30%
₱ 2000
₱ 10 000
Needs Savings Wants Total amount
“Planning is bringing the future
into the present so you can do
something about it now.”
— Alan Lakein
Prof. Jennifer T.
Gamboa
EDUC 2 INSTRUCTOR
 RESOURCES
“Airplane Clipart Png Clipart Free Download - Plane Clip Art PNG Image | Transparent PNG Free
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cliparts-transparent_10.htm. Accessed 24 Nov. 2021.

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cliparts_7.htm. Accessed 24 Nov. 2021.

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 RESOURCES
VECTORS:
● Investment instagram stories template illustrated
● Investment banner template illustrated I
● Investment banner template illustrated II
● Investment web template illustrated III
● Investment web template illustrated IV
● Investment web template illustrated V
● Investment youtube cover template illustrated
● Hand drawn minimal background
● Linear flat circular diagram infographic
ICONS:
● Economy icon pack
PHOTOS:
● Teamwork meeting with business people
● Business people meeting at office working
● Portrait of a smiling young woman with her arm
crossed against blue background
● Front view smiley african woman wearing traditional
accessories
● Smiley friends having their arms crossed
● Front view of smiley and friendly man