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  • Loan Amortization Schedule

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    flarrainm
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    The document contains examples of different loan amortization schedules using various methods: simple interest, French amortization, and equal capital repayment. Each schedule shows the outstanding capital, interest payment, instalment amount, and capital repayment over 5 periods of a 100,000 loan at 10% interest.

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    The document contains examples of different loan amortization schedules using various methods: simple interest, French amortization, and equal capital repayment. Each schedule shows the outstanding capital, interest payment, instalment amount, and capital repayment over 5 periods of a 100,000 loan at 10% interest.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    10 views6 pages

    Loan Amortization Schedule

    Uploaded by

    flarrainm
    The document contains examples of different loan amortization schedules using various methods: simple interest, French amortization, and equal capital repayment. Each schedule shows the outstanding capital, interest payment, instalment amount, and capital repayment over 5 periods of a 100,000 loan at 10% interest.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    of 6

    i 10% Instalment Capital pending i Amortized Capital

    C0 100,000 a 1 10,000.0 100,000.0 10,000.0 -


    t 5 2 10,000.0 100,000.0 10,000.0 -
    3 10,000.0 100,000.0 10,000.0 -
    4 10,000.0 100,000.0 10,000.0 -
    5 110,000.0 100,000.0 10,000.0 100,000.0

    Bulle

    120,000.0
    100,000.0
    80,000.0
    60,000.0
    40,000.0
    20,000.0
    -
    1
    2

    Instalment inter
    New Capital Pending Instalment interests Amortized capital
    100,000.0 1 10,000.0 10,000.0 -
    100,000.0 2 10,000.0 10,000.0 -
    100,000.0 3 10,000.0 10,000.0 -
    100,000.0 4 10,000.0 10,000.0 -
    - 5 110,000.0 10,000.0 100,000.0
    Total 150,000.0 50,000.0 100,000.0

    Bullet Loan

    120,000.0
    100,000.0
    80,000.0
    60,000.0
    40,000.0
    20,000.0
    -
    1
    2
    3
    4
    5

    Instalment interests Amortized capital


    i 10% Instalment Capital pending i Amortized Capital
    C0 100,000 a 1 26,379.7 100,000.0 10,000.0 16,379.7
    t 5 2 26,379.7 83,620.3 8,362.0 18,017.7
    3 26,379.7 65,602.5 6,560.3 19,819.5
    a 26,379.7 4 26,379.7 45,783.0 4,578.3 21,801.4
    5 26,379.7 23,981.6 2,398.2 23,981.6

    French A

    30,000.0
    25,000.0
    20,000.0
    15,000.0
    10,000.0
    5,000.0
    -
    1
    2

    Instalment
    New Capital Pending Instalment interests Amortized capital
    83,620.3 1 26,379.7 10,000.0 16,379.7
    65,602.5 2 26,379.7 8,362.0 18,017.7
    45,783.0 3 26,379.7 6,560.3 19,819.5
    23,981.6 4 26,379.7 4,578.3 21,801.4
    0.0 5 26,379.7 2,398.2 23,981.6
    Total 131,898.7 31,898.7 100,000.0

    French Amortization Method

    30,000.0
    25,000.0
    20,000.0
    15,000.0
    10,000.0
    5,000.0
    -
    1
    2
    3
    4
    5

    Instalment interests Amortized capital


    i 10% Instalment Capital pending i Amortized Capital
    C0 100,000 a 1 30,000.0 100,000.0 10,000.0 20,000.0
    t 5 2 28,000.0 80,000.0 8,000.0 20,000.0
    3 26,000.0 60,000.0 6,000.0 20,000.0
    A 20,000.0 4 24,000.0 40,000.0 4,000.0 20,000.0
    5 22,000.0 20,000.0 2,000.0 20,000.0

    Equal

    30,000.0
    25,000.0
    20,000.0
    15,000.0
    10,000.0
    5,000.0
    -
    1
    2

    Instalment intere
    New Capital Pending Instalment interests Amortized capital
    80,000.0 1 30,000.0 10,000.0 20,000.0
    60,000.0 2 28,000.0 8,000.0 20,000.0
    40,000.0 3 26,000.0 6,000.0 20,000.0
    20,000.0 4 24,000.0 4,000.0 20,000.0
    - 5 22,000.0 2,000.0 20,000.0
    Total 130,000.0 30,000.0 100,000.0

    Equal Capital

    30,000.0
    25,000.0
    20,000.0
    15,000.0
    10,000.0
    5,000.0
    -
    1
    2
    3
    4
    5

    Instalment interests Amortized capital

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