UTI Aggressive Hybrid Fund

(Erstwhile: UTI Hybrid Equity Fund)

September 2023

An open ended hybrid scheme investing predominantly in CRISIL Hybrid 35+65 -

Scheme Riskometer#
equity and equity related instruments Aggressive Index

This product is suitable for investors who are seeking*:

• Long term capital appreciation
• Investment in equity instruments (maximum - 80%) and fixed
income securities (debt and money market securities)
*Investors should consult their financial advisers if in doubt about
whether the product is suitable for them.

#Risk-o-meter for the fund is based on the portfolio ending September 30, 2023. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o-meter are
1 disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit the addenda section on https://utimf.com/forms-and-downloads/
 Rationale for Aggressive Hybrid Fund

Asset allocation with

equity & fixed income

Upside of equity with Long term wealth

limited downside risk creation

Active allocation
within stated limits

2
 Why Asset Allocation?
Key Drivers of Investment Returns Key Drivers of Other Investment Objectives

Asset
Allocation
91.5% Diversification

Stock
4.60%
Selection
Risk
Mitigation
Other 2%

Market No Need for

2%
timing Market Timing

3
 Equity vs Fixed Income – Performance in alternate cycle (I)
450
Nifty 50 Total Returns Index Nifty 10 year G Sec
400

350

300

250

200

150

100

50

0
Mar-13

Sep-23
Sep-10

Mar-11

Sep-11

Mar-12

Sep-12

Sep-13

Mar-14

Sep-14

Mar-15

Sep-15

Mar-16

Sep-16

Mar-17

Sep-17

Mar-18

Sep-18

Mar-19

Sep-19

Mar-20

Sep-20

Mar-21

Sep-21

Mar-22

Sep-22

Mar-23
 Difficult to predict cycles in any given market environment.
 Investors can hedge their portfolio risk through asset class diversification

4 Values rebased to 100. Data from Jun 2010 to September 2023, Source: MFIE. Past performance may or may not be sustained in the future.
 Equity vs Fixed Income – Performance in alternate cycle (II)

40 Nifty 50 TRI Nifty 10 yr Gsec Index

33
29 30
30 26

19
20 16
15 15
13
11 10 9
10 8 7 8
4 4 5 6 6 6
3
0.3 1 0.4
0
-1
-3
-10

-20

-24
-30
2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 CYTD*

 Winners keep rotating

 Assets with relatively lesser or negative correlation can provide coverage from extreme behavior

The above asset classes though are not strictly comparable as they have different risk profiles. Calendar year returns in % terms, CYTD* till September 30, 2023. Source:
5 MFI Explorer, Past performance may or may not be sustained in the future.
 Allocation to Hybrid has a Merit
Nifty 50 TRI Nifty 10 yr G Sec NIFTY 50 Hybrid Composite Debt 65:35 Index

21.87%

16.06% 15.99%

13.15% 13.61%
12.17%

8.35%
6.85% 6.17% 6.34%

3.08% 3.27%

1 yr 2 yrs 3 yrs 5 yrs

• Equity Market volatility is difficult to be predicted. Allocation to hybrid can be a solution.

• Hybrid brings growth potential with stability from fixed income allocations

6 Data as on September 30, 2023. Source: MFIE. Past performance may or may not be sustained in the future.
 Value Philosophy

CORE TENETS

01 02 03

Valuation RoCE > Cost of Capital Sound Businesses

- Below historical averages - Past Track Record - Fundamentally resilient
- Relative value - Future Growth Potential - Corporate Governance

A disciplined valuation approach that attempts to benefit from the fluctuations

in the valuation cycle of stocks
7
 Exclusion Filter

Poor operating Companies with Companies that

cash flow and/or debt servicing could experience
weak RoCE through challenges a significant
an entire cycle decline in terminal
value

Weak corporate Mature

governance or businesses
poor treatment of with at
minority expensive
shareholders valuations

8
 UTI Equity Investments Process – Score Alpha

TEAM PROCESS STRATEGIES

• Standardized research methodology

• Companies get Operating Cash Flow
(OCF) & Return on Capital Employed
• Team driven approach (RoCE) ratings based on their previous 5 • Support diverse
years financials strategies
• Discussions & Reviews
3-Tier Rating System • Style discipline –
mandate & style drive
Average Experience of the choice of stocks
Equity Investment Team* across the OCF &
– 15.4 yrs RoCE tiers
• Identifying good stocks, avoiding poor
stocks
• Consistency over time

*Details as of Jun 2023

• OCF rating based on number of years in which company has generated positive OCFs in the past 5 years (for manufacturing companies).
• RoCE / Implied RoE Tiers rating based on the past 5 years average return on capital (for manufacturing companies & non-lending NBFCs) & return on assets for banks
9 & NBFCs (including housing finance companies)
 Investment Framework – Equity Portfolio

Relative Value
01 Investment Style Preference for stocks trading cheaper relative to
their history/ peers/ growth potential

Blend Approach
02 Stock/Sector Selection Sector Selection : Top-down &
Stock Selection : Bottom-up

Biased to Large cap stocks

03 Market Cap Large Cap: 65-75%, Mid and Small Cap: 25-35%
^% Allocations for equity portfolio only

Single Sector – Lower of 35% or Benchmark plus 12%

04 Internal Limits* Single Stock – Maximum of 10%
Top 10 Stocks – Maximum of 55%

Moderate Churn
05 Portfolio Turnover Moderate churn portfolio aiming for sustainable alpha
generation over the long-term

10
 Investment Strategy – Equity Portfolio

Evaluate businesses based on their ability to generate RoCEs > Cost of

Capital over the entire cycle & benefit from mean reversion

Margin of safety – Stocks trading cheaper relative to their history or

peers

In picking mid and small-cap stocks, the strategy displays heightened

sensitivity to cash flow, leverage and growth attributes to manage risk

Sector selection – Top-down approach to picks sectors available at

below mean valuations with reasonable prospects

Valuation metrics - P/E and RoE of the portfolio would be significantly

lower than the values for the benchmark index reflecting the
investment strategy

11
 Examples of Relative Valuation

Information Technology Metals Consumer Durables

Active Weight P/B Ratio of Nifty Metal Index Active Weight
Active Weight P/E Ratio of Nifty IT Index
PE Ratio of Nifty Consumer Durables
4.0 45.0 3.0 3.0 0.0 120

3.0 40.0 2.5 -1.0

2.0 2.5 100
35.0 -2.0
2.0
1.5
Active Weight (%)

Active Weight (%)

Active Weight (%)
-3.0
30.0 2.0 80
1.0 1.0
-4.0
25.0

P/E (x)

P/E (x)
P/B (x)
0.5
0.0 1.5 -5.0 60
20.0 0.0
-1.0 -6.0
-0.5
15.0 1.0 40
-1.0 -7.0
-2.0
10.0 -8.0
-1.5 0.5 20
-3.0 5.0 -2.0 -9.0
-4.0 0.0 -2.5 0.0 -10.0 0

Mar-23
Mar-19
Sep-19
Mar-20

Mar-21

Mar-22
Sep-18

Sep-20

Sep-21

Sep-22

Sep-23
Mar-19

Mar-20

Mar-21

Mar-22

Mar-23
Sep-18

Sep-19

Sep-20

Sep-21

Sep-22

Sep-23

Mar-19

Mar-20

Mar-21

Mar-22

Mar-23
Sep-18

Sep-19

Sep-20

Sep-21

Sep-22

Sep-23
• The fund’s strategy is based on a top-down approach of identifying sectors trending at attractive valuations relative to history
• The active weight positions in the fund are driven by the attractiveness of valuations in the sectors

Data as of September 30, 2023

12 Source: Nifty Indices,
 Portfolio Statistics

Quants Market Capitalization* Portfolio Composition

Month-end AUM INR 4,841 Cr OCF ROCE

Large Cap 69%
Total Stock Count 61 C1 78% R1 49%
Mid Cap 22%
Active Share 53.02% C2 20% R2 35%

%Top-10 Holdings 50.02% Small Cap 9% C3 2% R3 17%

Quantitative Indicators Fund S&P BSE 200

Beta 1.10 Price to Book 4.13 7.05

Standard Deviation 11.08%
Price to Earnings 24.39 33.11
PTR 0.29%
Sharpe Ratio 1.46 Return on Equity 17.68 19.64

Data as of September 30, 2023

PTR Portfolio Turnover Ratio, ROCE Return on Capital Employed Operating Cash Flow Tiers ( 3 Tiers based on the number of years in which they have generated positive
operating cash flows in the previous 5 years (for manufacturing companies) RoCE Implied RoE Tiers ( 3 Tiers based on the previous 5 year average return on capital (for
manufacturing companies non lending non banking finance companies ( based on the previous 5 year average return on asset for banks NBFCs (including housing
13 finance companies)
 Portfolio Snapshot – Equity (Top Holdings & Unique Stocks)
Equity Top-20 Holdings Unique Stocks
Company Name Sector % NAV* % AW Company Name Sector % NAV*
HDFC Bank Ltd Financial Services 9.94 0.32
Phoenix Mills Ltd Realty 1.19
ICICI Bank Ltd Financial Services 7.36 1.80
Emami Ltd FMCG 1.05
Infosys Ltd IT 6.44 2.17
Larsen & Toubro Ltd Construction 5.03 1.98 Fortis Healthcare Ltd Healthcare 1.05
Reliance Industries Ltd Oil & Gas 4.62 -2.14 Ajanta Pharma Ltd Healthcare 1.04
ITC Ltd FMCG 4.54 1.26 G R Infraprojects Ltd Construction 1.01
Mahindra & Mahindra Ltd Automobile 3.59 2.35
GHCL Ltd Chemicals 1.00
HCL Technologies Ltd IT 3.31 2.22
Indusind Bank Financial Services 2.74 1.96 Eris Lifesciences Ltd Healthcare 0.94
Axis Bank Ltd Financial Services 2.45 0.00 Eclerx ServicesLtd Services 0.93
State Bank Of India Financial Services 2.41 0.49 Nippon Life India AMC Financial Services 0.90
Tata Motors - Dvr Automobile 2.29 2.12
APOLLO TYRES Ltd Automobile 0.86
Hindalco Industries Ltd Metals & Mining 2.22 1.62
Gail (India )Ltd Oil & Gas 2.01 1.73 S.P.Apparels Ltd Textiles 0.75

Bharti Airtel Ltd Telecommunication 1.85 -0.10 Prestige Estates Projects Ltd Realty 0.74
Interglobe Aviation Ltd Services 1.54 1.29 Raymond Ltd Textiles 0.63
NMDC Ltd Metals & Mining 1.41 1.27
Suzlon Energy Ltd Capital Goods 0.63
Hero Motocorp Ltd Automobile 1.35 1.02
Mahindra Holidays & Resorts Consumer Services 0.61
Tata Steel Ltd Metals & Mining 1.30 0.43
Cipla Ltd Healthcare 1.24 0.70 Sundaram Finance Ltd Financial Services 0.53

Data as of September 30, 2023.

*The equity exposure in the scheme is rebased to 100. The portfolio above shows Top 20 equity holdings under the scheme, for the detailed portfolio visit
14 www.utimf.com. %AW - Active Weight % and Unique Stocks are compared to the S&P BSE 200.
 Equity Portfolio – Active Stock Position & Sector Break-up
Active Stock Position Sectoral Breakdown (%)
(As compared to Benchmark) (As compared S&P BSE 200 – Equity Component of the benchmark)

Overweight (Top 5)
Stock Name Sector % NAV* %AW
Mahindra & Mahindra Ltd Automobile 3.59 2.35

HCL Technologies Ltd IT 3.31 2.22

Infosys Ltd IT 6.44 2.17

Tata Motors - Dvr Automobile 2.29 2.12

Larsen & Toubro Ltd Construction 5.03 1.98

Stock Name Sector % NAV* %AW

TCS Ltd IT - -3.02

Reliance Industries Ltd Oil & Gas 4.62 -2.14

Kotak Mahindra Bank Ltd Financial Services - -2.07

Hindustan Unilever Ltd FMCG - -1.84

Bajaj Finance Ltd Financial Services - -1.74

Underweight (Top 5)
15 Data as of September 30, 2023 *The equity exposure in the scheme is rebased to 100.
 UTI Fixed Income Investments Framework: The “GIMS”
GATE
• Encompasses issuer
onboarding through
rigorous analysis and
research process
• Aims to build the
investment universe in
line with investment
policies
A Systematic Approach to Debt Investing
16
INVESTMENTS
• Comprehensive fund
strategy framework
• Incorporates:
• Fund Strategy and Style
• Risk management
Framework
• Potential Risk Class Matrix
• Risk Limits are central to
strategy
• Experienced team
• Best in class front-office,
active monitoring
MONITORING &
SURVEILLANCE
• Monitoring and review
of investment universe
• Market Data Analytics
• Early Warning Signal
(EWS) parameters
• Use external sources
for added surveillance
• Automation for
increased efficiency
 Investment Strategy – Fixed Income Portfolio

The Fund intends to invest 20-25% of the portfolio in debt & money
Market Instruments

Aims to invest in well-researched & high-quality issuers along with

tactical allocation to Sovereign Securities, to maintain credit quality
and liquidity

Fund Manager intends to take incremental exposure in securities with

credit rating up to “AA+ & above”

For Fixed Income, endeavor is to follow accrual strategy

Fund Manager takes view on portfolio duration basis interest rate

scenario and outlook

17
 Portfolio Snapshot – Fixed Income
Rating Profile Fixed Income Portfolio
Issuer Name Rating % NAV
GSEC/SDL/T-Bills Sov 46.75
Sov/ AAA/ Eq 92%
Top-10 (Non-Sovereign) 40.46
Power Finance Corporation Ltd AAA 8.27
AA+ 5% REC Ltd AAA 7.16
HDFC Bank Ltd AAA 5.42
Jamnagar Utilities And Power Private Ltd AAA 5.25
AA 2%
Mahindra & Mahindra Financial Services Ltd AAA 3.96
Canara Bank AA+ 2.88
Summit Digitel Infrastructure Ltd AAA 2.12
Quantitative Indicators HDB Financial Services Ltd AAA 1.81
Housing and Urban Development Corporation AAA 1.81
Average Maturity (Years) 11.27
Tata Motors Finance Solutions Ltd AA 1.77
Other Issuers (Non-Sovereign) 6.60
Modified Duration (Years) 5.57
TREPS/Repo/Cash 6.19
YTM (%) 7.56 Total 100.00

18 * The fixed income is rebased to 100. Data as of September 30, 2023.

 Portfolio Commentary – Equity Portfolio
 Our strategy is based on a top-down approach of identifying sectors trending at attractive valuations relative to
history, coupled with fundamentals and bottom-up of identifying growth-oriented small and mid-cap stocks which
are undervalued with regards to its growth.

• We continue to be positive on domestic oriented sectors on the back of strong growth momentum and have
active weights in automobiles, real estate, construction and services which we believe fits well both on attractive
medium term growth and reasonable valuations. While we are underweight on financial by small margin, this
continues to be the largest weight for us in terms of sectoral allocation.

• We have added exposures in metals and oil and gas in the last quarter led by decent correction in the stocks in
the sectors and also decent outlook on the commodities given the muted supply outlook.

• The fund continues to hold positive active weights in healthcare and Information technology led by decent
valuations and strong return and cash flow profile of the sectors.

• The fund is underweight on entire consumer sector right from FMCG, consumer durables and consumer services,
our underweight is premised on very high valuations across the three sectors in spite of underperformance in the
last one year. However, we have added minor weights in consumer services and durables in last quarter.

• The large cap weight is around 68%, slightly lower than our range on account of sharp outperformance of mid and
small cap sectors. We intend to have around 70% weight in large caps.

19
 Portfolio Commentary – Fixed Income Portfolio

 Intend to follow accruals strategy

 Focus on the quality and liquidity of the debt portfolio.

 Geo-political tensions, RBI’s surprised decision on OMO sales, higher US yields and elevated crude prices resulted
into uptick in domestic yields in the recent months.

 Considering long-awaited decision by JP Morgan to include India in global bond emerging market index and
September Inflation data, we have increased duration and will continue to maintain it in the range of 5 to 6 years
in medium term.

 The allocation would primarily be towards sovereign securities, AAA rated PSU Bonds and AAA & AA+ rated
securities of other issuers with proven track record.

20
 Why invest in UTI Aggressive Hybrid Fund?
 Around 27 years of Performance track record
 Performance across market cycles*
 Portfolio diversification
 Distinct asset classes of equity & fixed income help attain diversification for the portfolio
 Quality Portfolio mix of equity & fixed income
 Focus on established large-cap names & quality fixed income issuers
 Can be an alternate Source of Income
 Using Systematic Withdrawals (SWP)
 Tax Advantage
 Tax efficient compared to other avenues **

Suitable for:
 Investors who are seeking long term capital appreciation
 Investors looking to diversify through portfolio mix of equity (for growth) and fixed income for (limiting downside)

21 *Past performance may or may not be sustain in future. **Subject to prevailing tax laws.
 Portfolio Managers

Mr. V Srivatsa is an Executive Vice President & Fund Manager – Equity at UTI AMC LTD

He is a B.Com graduate, C.A., C.W.A., and has a PGDM from IIM, Indore. He has been with UTI AMC since 2002.

Prior to joining UTI, he worked with Ford, Rhodes Parks & Co., Chartered Accountants for 2 years, and as Officer Audit in Madras Cements
LTD

He started in UTI AMC in the Department of securities research covering varied sectors such as IT, Capital goods, and Metals. He was
promoted as fund manager offshore in December 2005 after a three-year stint in the Dept. of Security Research. He was given additional
responsibilities of the equity portion of hybrid funds in October 2009.

Mr. Sunil Patil has been associated with UTI AMC Ltd for more than 3 decades. He holds a degree in Masters in Financial Management
and Masters in Commerce.

He has over 34 years of rich experience in Primary Market Investment and Dealing. He is an integral part of the Fixed Income Fund
Management team and is currently managing the fixed-income portfolio of certain hybrid strategies, fixed income Index funds and
close-ended and interval fixed income funds.

22
 Performance Track Record – Fund Performance Vs Benchmark
Return (%) Growth of ₹10,000/-

Period B:CRISIL Hybrid 35-

B:CRISIL Hybrid 35-
Scheme AB:NIFTY 50 Index Scheme 65 Aggressive AB: NIFTY 50 Index
65 Aggressive
Index

1 Year 19.79 13.21 16.06 11,979 11,321 11,606

3 Years 23.17 16.77 21.87 18,686 15,922 18,100

5 Years 12.93 NA 13.76 18,373 NA 19,059

Since Inception 14.62 NA NA 5,06,319 NA NA

B - Benchmark, AB - Additional Benchmark, TRI - Total Return Index Data as on September 30, 2023
Past performance may or may not be sustained in future. Different plans shall have a different expense structure. The performance details provided herein are of regular plan (growth
option). Returns greater than 1 year period are Compound Annual Growth Rate (CAGR). Inception of scheme/plan Jan 02, 1995. Date of allotment in the scheme/plan has been
considered for inception date. The current fund manager Mr. V Srivatsa is managing the scheme since Nov 2009 and Mr. Sunil Patil is managing the scheme since Feb 2018. Period for
which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned
period is a non-business day, the NAV of the previous date is considered for computation of returns. When scheme/additional benchmark returns are not available, they have been
23 shown as N/A.
 Performance of other schemes managed by Mr. V Srivatsa
1 Year 3 Years 5 Years
Scheme Names Benchmark
Scheme Benchmark Scheme Benchmark Scheme Benchmark
UTI Retirement Benefit CRISIL Short Term Debt
Pension Fund 13.76 10.91 14.96 12.46 9.18 10.74
Hybrid 60:40 Index
(Equity Portion)

UTI Equity Savings Fund CRISIL Equity Savings

13.59 10.72 13.58 11.58 9.08 9.95
(Equity Portion) Index

NIFTY Large Midcap 250

UTI Core Equity Fund 25.19 21.94 29.07 27.49 15.63 17.11
TRI

 Mr.V Srivatsa manages 5 open-ended schemes of UTI Mutual Fund.

 Past performance may or may not be sustained in future.
 Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV.
 Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement.
 Different plans shall have a different expense structure. The performance details provided herein are of Growth Option (Regular Plan) as of September 30,2023.
 UTI Equity Savings Fund has been in existence for more than 3 years but less than 5 years.
 Offshore Funds where the Fund manager is with an advisory arrangement has not been considered. In case of offshore Funds performance is based on INR NAVs gross
of fees.

24
 Performance of other schemes managed by Mr. Sunil Patil
1 Year 3 Years 5 Years
Scheme Name Benchmark
Scheme Benchmark Scheme Benchmark Scheme Benchmark

UTI CCF- Savings Fund CRISIL Short Term Debt

8.86 10.91 12.60 12.46 8.06 10.74
(Debt Portion) Hybrid 60:40 Index
UTI Retirement Benefit
CRISIL Short Term Debt
Pension Fund 13.76 10.91 14.96 12.46 9.18 10.74
Hybrid 60:40 Fund Index
(Debt Portion)
UTI Equity Savings Fund CRISIL Equity Savings
13.59 10.72 13.58 11.58 9.08 9.95
(Debt Portion) Index

UTI Multi Asset Fund S&P BSE 200, Gold &

18.50 13.28 13.62 16.39 9.48 13.12
(Debt Portion) CRISIL Bond Fund Index
UTI Unit Linked Insurance NIFTY 50 Hybrid
Plan Composite Debt 50:50 7.22 11.88 10.46 13.48 6.86 11.45
(Debt Portion) Index

 Mr. Sunil Patil manages 6 open-ended schemes of UTI Mutual Fund.

 Past performance may or may not be sustained in future.
 Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV.
 Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement.
 Different plans shall have a different expense structure. The performance details provided herein are of Growth Option (Regular Plan) as of September 30,2023.
 UTI Equity Savings Fund has been in existence for more than 3 years but less than 5 years.
 Offshore Funds where the Fund manager is with an advisory arrangement has not been considered. In case of offshore Funds performance is based on INR NAVs gross of
fees.
25
 Product Label & Riskometer
Scheme Name
UTI Equity Savings Fund
(An open ended scheme
arbitrage and debt)
UTI Multi Asset Fund
(An open ended scheme investing in equity, debt price of Gold & 25%
and Gold ETFs)
This product is suitable for investors who Scheme Benchmark
Benchmark Name
are seeking* Riskometer# Riskometer
• Long term capital appreciation and income
CRISIL Equity Savings • Investment in equity & equity related instruments,
investing in equity,
Index arbitrage opportunities, and investments in debt
and money market opportunities
• Long term capital appreciation
65% S&P BSE 200,10%
• Investment in equity instruments (maximum-80%)
and fixed income securities (debt and money
CRISIL Bond Index
market securities)

UTI Children’s Career Fund – Savings Plan

• Long term capital appreciation
(An open ended fund for investment for children CRISIL Short Term Debt
• Investment in equity instruments (maximum-40%)
having a lock-in for at least 5 years or till the child Hybrid 60+40 Index
and debt instruments
attains age of majority (whichever is earlier))

UTI Core Equity Fund
(An open ended equity scheme investing in both
TRI
large cap and mid cap stocks)
UTI Retirement Benefit Pension Fund
(An open ended retirement solution oriented
scheme having a lock-in of 5 years or till retirement
age (whichever is earlier)
UTI Unit Linked Insurance Plan
(An open ended tax saving cum insurance scheme)
Nifty LargeMidcap 250 • Long term capital appreciation
• Investment predominantly in equity instruments of
both large cap and mid cap companies
CRISIL Short Term Debt • Long term capital appreciation
Hybrid 60+40 Index • Investment in equity instruments (maximum - 40%)
and debt/money market instruments
NIFTY 50 Hybrid • Long term capital appreciation
Composite Debt 50:50 • Investment in equity instruments (maximum - 40%)
Index and debt instruments

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
#Risk-o-meter for the fund is based on the portfolio ending September 30, 2023. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o-meter are
disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit addenda section on https://utimf.com/forms-and-downloads/

26
 Fund Features

To generate long term capital appreciation by investing predominantly in equity and equity related
securities of companies across the market capitalization spectrum. Also invests in debt and money
market instruments with a view to generate regular income.
Investment Objective
However, there is no assurance or guarantee that the investment objective of the scheme would be
achieved.

Type of Scheme An open ended hybrid scheme investing predominantly in equity & equity related instruments

Fund Manager Equity: V Srivatsa Fixed Income: Sunil Patil

Benchmark CRISIL Hybrid 35+65 Aggressive Index

Entry Load: Not Applicable

Exit Load:
Load Structure A. Redemption/ Switch-out within 12 months from the date of allotment:
(i) Up to 10% of the allotted Units – NIL
(ii) beyond 10% of the allotted Units ‐ 1.0%
B. Nil thereafter

Minimum Application Initial Purchase: ₹5000 and in multiples of ₹1/-

Amount Additional Purchase: ₹1,000 and in multiples of ₹1/-

27 For further details, please refer to the Scheme Information Document available on the website www.utimf.com
 Disclaimer
REGISTERED OFFICE: UTI Tower, ‘GN’ Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051. Phone: 022 – 66786666. UTI Asset Management Company
Ltd (Investment Manager for UTI Mutual Fund) Email: invest@uti.co.in. (CIN-U65991MH2002GOI137867). For more information, please contact the nearest UTI
Financial Centre or your AMFI/NISM certified UTI Mutual Fund Independent Financial Advisor (IFA) for a copy of the Statement of Additional Information,
Scheme Information Document, and Key Information Memorandum cum Application Form.

Disclaimers: The information on this document is provided for information purposes only. It does not constitute any offer, recommendation, or solicitation to
any person to enter into any transaction or adopt any hedging, trading, or investment strategy, nor does it constitute any prediction of likely future
movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration. Users of this document
should seek advice regarding the appropriateness of investing in any securities, financial instruments, or investment strategies referred to in this document
and should understand that statements regarding future prospects may not be realized. The recipient of this material is solely responsible for any action
taken based on this material. Opinions, projections, and estimates are subject to change without notice.

UTI AMC Ltd is not an investment adviser and is not purporting to provide you with investment, legal, or tax advice. UTI AMC Ltd or UTI Mutual Fund (acting
through UTI Trustee Company Pvt. Ltd) accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special,
incidental, or consequential loss or damage) from your use of this document, howsoever arising, and including any loss, damage or expense arising from,
but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this document, its contents or associated services, or due to any
unavailability of the document or any part thereof or any contents or associated services.

The fund Strategy shown is subject to change with respect to peer-set and benchmark. Limits mentioned are internal prudential norms. For asset allocation
and related details, please refer to the Scheme Information Document of the respective schemes.

All complaints, regarding UTI Mutual Fund can be directed towards service@uti.co.in and for any unsatisfactory or lack of response visit www.scores.gov.in
(SEBI SCORES portal) and /or visit https://smartodr.in/ (Online Dispute Resolution Portal).

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

28
 Thank You

29
Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.