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Your statement

Miss Valerie Ralph


11 May 2023

MISS V RALPH
9 ALBERT REED GARDENS
TOVIL
MAIDSTONE
KENT
ME15 6JY

Your accounts at a glance


u Your balances on 11 May 2023 Everyday banking
To get your most up to date balances or find out about
other accounts you have that aren’t listed here, log on to Barclays Bank Account £253.24
online banking (if you’re registered), call us on
03457 345 345*, or come into a branch. Miss Valerie Ralph
Sort code 20-54-25 • Account no 40256846

Savings

Everyday Saver £4,047.66


Miss Valerie Ralph
Sort code 20-54-12 • Account no 73219674

This is the end of your account summary.

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Call 03457 345 345* Click barclays.co.uk Come in to a branch

*Call charges apply. Please check with your service provider.


We may monitor or record calls for quality, security, and training.
Statement date 11 May 2023
Last statement 11 Apr 2023
Barclays Bank
Account
12 Apr - 11 May 2023
Miss Valerie Ralph
• Sort Code 20-54-25
• Account no. 40256846
• SWIFTBIC BUKBGB22
• IBAN GB66 BUKB 2054 2540 2568 46

MISS V RALPH
9 ALBERT REED GARDENS At a glance
TOVIL
MAIDSTONE Start balance £478.28
KENT
ME15 6JY Money in £424.00
Money out £649.04
End balance £253.24

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Contactless Debit Card Online

Date Description Money out Money in Balance


12 Apr Start balance 478.28

14 Apr Card Payment to Tesco PFS 2902 38.26


On 13 Apr

Received From Thomas KJ 5.00 445.02


Ref: Duvet Set

19 Apr Card Payment to Rother District Co 2.00 443.02


On 18 Apr

24 Apr Card Payment to Netflix.Com On 22 10.99


Apr

Card Payment to Dogs Trust On 22 16.00


Apr

Received From Thomas KJ 4.00


Ref: Toys

Received From Thomas KJ 10.00 430.03


Ref: Suitcase Xxx

25 Apr Card Payment to Car Parks On 24 4.00


Apr

Card Payment to Marks&Spencer 5.45 420.58


PLC On 24 Apr

26 Apr Card Payment to SQ *Powdermill 233.00


Hol On 25 Apr

Card Payment to Sainsburys Petrol 28.49 159.09


On 25 Apr

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-54-25 • Account number 40256846

Your transactions
Date Description Money out Money in Balance
27 Apr Card Payment to Smarty Co UK On 6.00
26 Apr

Transfer From Sort Code 20-54-12 400.00 553.09


Account 73219674
Ref: TOP Up

28 Apr Card Payment to Wth UK Ltd 99.20


Telepho On 27 Apr

Card Payment to Tesco Stores 2903 46.74


On 27 Apr

Received From Thomas KJ 5.00 412.15


Ref: Booster Seats

03 May Card Payment to Van Meuwen 12.99


Ecomm On 02 May

Card Payment to Trosley Country 3.50 395.66


PA On 01 May

04 May Card Payment to 19.44


Cartridgepeople.Co On 03 May

Card Payment to SP Theoddpods 27.99 348.23


On 03 May

05 May Card Payment to 55.00 293.23


Amazon.Co.UK*1P85M On 04 May

09 May Card Payment to 29.99 263.24


Amazon.Co.UK*XL0RU On 06 May

10 May Card Payment to 10.00 253.24


Amazon.Co.UK*5X2F1 On 09 May

11 May End balance 253.24

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see


the next page for how to get in touch with us.

Credit interest rates


This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 2 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-54-25 • Account number 40256846

How it works Get in touch


u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, MAIDSTONE HIGH
including most individuals and businesses – are these are current at the time of printing the statement STREET 2
covered by the scheme. We will issue the FSCS and may have changed during the statement period.
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show u Online banking help
in detail what is, and is not, covered by the FSCS, are gross annual rates. 0345 600 2323
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on Open 24/7 including holidays
statement. interest earned in excess of your Personal Savings
Allowance (with the exception of interest earned on u Lost and stolen cards
For further information about the compensation
ISAs, which continue to be free from UK tax for eligible 0800 400 100 (or +44
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer 2476 842 099 from
www.FSCS.org.uk.
to HMRC’s website
abroad)
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what Open 24/7 including holidays
The management of your tax affairs is your
costs and what doesn’t responsibility, including making any required Tell us straight away if:
declarations to HMRC. – you do not receive a
If you use your debit card in the UK Barclays will not
Barclays card you were
charge you for using your debit card in the UK when If you use your overdraft Facility expecting
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off – any of your cards are lost,
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your stolen or damaged
small number of ATM providers may charge a
account will reduce any balance in excess of your – you think someone else may
transaction fee but they should tell you about this
arranged overdraft facility first, and then your know your PIN.
on-screen before you commit to any transaction.
payments will go towards repayment of your
If you use your debit card abroad or make a debit overdraft. Call charges will apply
card payment in a foreign currency (either abroad or (please check with your
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with service provider). We may
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit monitor or record calls for
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our quality, security, and
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor training.
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call


0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3

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