Self Inquiry Consumer Credit Report

Report Details
Report Number W-0000504769/2023 Report Generated On 03-Nov-2023

Subject Details
Name IBRAHIM UMAR MANIK Gender Male

Date of Birth 12-May-1983 Nationality Maldives

Marital Status ND Phone Number ND

Address RIO GRAND MALE` KAAFU MALDIVES

ID Issuing Authority ID Value

Department of National Registration A009555

Credit Profile Overview

Total Number of Performing Credit Facilities 2

Total Number of Non Performing Credit Facilities 0

Maximum number of days overdue in the last 12 months 0

Maximum Number of Facilities Overdue in last 12 months 0

Number of Secured Open Accounts 0

Number of Unsecured Open Accounts 0

Number of Suits Filed 0

Number of Cheque Dishonors 0

Number of Guaranteed Loans 1

Number of Inquiries in last 6 months 0

Credit Facilities Based on Institution Type

Institution Type Currency Number of Accounts Performing Facilities Non Performing Sanction Amount Outstanding Amount Amount Overdue
Facilities

Banks MVR 1 1 0 76,050 59,318 ND

Banks USD 1 1 0 5,000 187 ND

Credit Facilities Based on Product Type

Product Type Currency Number of Accounts Performing Facilities Non Performing Sanction Amount Outstanding Amount Amount Overdue
Facilities

Credit Card MVR 1 1 0 76,050 59,318 ND

Credit Card USD 1 1 0 5,000 187 ND

Asset Classification (24 months)

Amount Overdue(Last 24 months)

Disclaimer: MMA assumes no responsibility or liability for any errors or omissions in the content of this report. The information contained in this report has been compiled based on the data provided by members of the credit information system
established at MMA, which is updated every proceeding month and does not reflect any transactions which may have occurred the previous month. Please be informed that this report does not represent the opinion of MMA on the credit
worthiness or suitability of the subject(s) for any credit facility or any other purpose. Under no circumstances shall MMA be liable for any direct, indirect, incidental, consequential, special or exemplary losses arising out of or in connection with the
use of this report. Page 1 of 3
 Credit Facility Details - Open Accounts

1 BANK OF MALDIVES PLC - HEAD OFFICE MVR Credit Card Reported on 30-Sep-2023

00000000000000495084 | Active | Approved on 22-Nov-2022 | First Disbursement on 22-Nov-2022 | Expiring on ND | Last payment on 31-Aug-2023

Ownership Indicator Sanctioned Amount Repayment Type Number of Installment Installment Amount Security Coverage Guarantee Coverage

Own 76,050 Unspecified ND ND ND ND

Asset Classification Total Outstanding Amount Amount Overdue Interest Outstanding Last Paid Amount Restructuring Date Reason for Restructuring

Pass 59,318 ND 0 53,651 ND ND

Days Past Due Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23 Feb 23 Jan 23 Dec 22 Nov 22 Oct 22
Last 24
Months OK OK OK OK OK OK OK OK OK OK ND ND

Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22 Feb 22 Jan 22 Dec 21 Nov 21 Oct 21

ND ND ND ND ND ND ND ND ND ND ND ND

Joint Holder Details

No Data found

Guarantor Details
No Data found

Security Details
No Data found

2 BANK OF MALDIVES PLC - HEAD OFFICE USD Credit Card Reported on 30-Sep-2023

00000000000000500211 | Active | Approved on 24-Aug-2023 | First Disbursement on 24-Aug-2023 | Expiring on ND | Last payment on ND

Ownership Indicator Sanctioned Amount Repayment Type Number of Installment Installment Amount Security Coverage Guarantee Coverage

Own 5,000 Unspecified ND ND ND ND

Asset Classification Total Outstanding Amount Amount Overdue Interest Outstanding Last Paid Amount Restructuring Date Reason for Restructuring

Pass 187 ND 0 0 ND ND

Days Past Due Sep 23 Aug 23 Jul 23 Jun 23 May 23 Apr 23 Mar 23 Feb 23 Jan 23 Dec 22 Nov 22 Oct 22
Last 24
Months OK ND ND ND ND ND ND ND ND ND ND ND

Sep 22 Aug 22 Jul 22 Jun 22 May 22 Apr 22 Mar 22 Feb 22 Jan 22 Dec 21 Nov 21 Oct 21

ND ND ND ND ND ND ND ND ND ND ND ND

Joint Holder Details

No Data found

Disclaimer: MMA assumes no responsibility or liability for any errors or omissions in the content of this report. The information contained in this report has been compiled based on the data provided by members of the credit information system
established at MMA, which is updated every proceeding month and does not reflect any transactions which may have occurred the previous month. Please be informed that this report does not represent the opinion of MMA on the credit
worthiness or suitability of the subject(s) for any credit facility or any other purpose. Under no circumstances shall MMA be liable for any direct, indirect, incidental, consequential, special or exemplary losses arising out of or in connection with the
use of this report. Page 2 of 3
 Guarantor Details
No Data found

Security Details
No Data found

Credit FacilityDetails - Closed Accounts

No Data found

Credit Facilities Guaranteed by the Subject

1 SME DEVELOPMENT FINANCE CORPORATION - MAIN MVR Loan Reported on 30-Sep-2023

Active | Approved on 19-May-2020 | First Disbursement on 28-May-2020 | Expiring on 30-Nov-2023 | Last payment on 28-Dec-2022

Guaranteed Subject Name Ownership Indicator Asset Classification Sanctioned Amount Total Outstanding Amount Overdue Last Paid Amount
Amount

RIO MALDIVES Own Doubtful 361,222 137,685 99,000 61000

Alternate Data Source - Summary

No Data found

Telecom Account Details - Active

No Data found

Closed Telecom Accounts Summary (Last 24 Months)

No Data found

Insurance Account Details - Active

No Data found

Closed Insurance Accounts Summary (Last 24 Months)

No Data found

STO Accounts Details - Active

No Data found

Closed STO Accounts Summary (Last 24 Months)

No Data found

Suit Filed Details

No Data found

Cheque Dishonor Details

No Data found

Inquiry History(Last 12 months)

S.No. Inquiry Date Institution Name Credit Facility Type Purpose of Inquiry

1 17-Nov-2022 BANK OF MALDIVES PLC Loan against Salary Evaluating of a borrower for a new credit
facility

Employment History
No Data found

Address History
S.No. Address Type Address Details Date Reported

1 Permanent Address RIO GRAND MALE` KAAFU MALDIVES 30-Sep-2023

2 Permanent Address MA RIO GRAND MALE KAAFU MALDIVES 31-Dec-2022

Contacts History
No Data found

Dispute History
No Data found

Legend
CIR Credit Information Report S. No. Serial Number

DPD Days Past Due ND No Data

STO State Trading Organization No Overdue up to 59 days

Days Past Due between 60 to 89 Days Past Due between 90 to 179

Days Past Due between 180 to 359 Days Past Due more than 359

Disclaimer: MMA assumes no responsibility or liability for any errors or omissions in the content of this report. The information contained in this report has been compiled based on the data provided by members of the credit information system
established at MMA, which is updated every proceeding month and does not reflect any transactions which may have occurred the previous month. Please be informed that this report does not represent the opinion of MMA on the credit
worthiness or suitability of the subject(s) for any credit facility or any other purpose. Under no circumstances shall MMA be liable for any direct, indirect, incidental, consequential, special or exemplary losses arising out of or in connection with the
use of this report. Page 3 of 3