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    Early Retirement Sample

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    abhi@masters
    This document summarizes a person's current investments totaling 3.7 million, monthly savings of 35,000, and monthly income and expenses. It projects that with an 11% annual return, current investments will grow to 18.8 lakh in 15 years. Monthly savings increasing 15% annually and a 12% return will result in a corpus of 4.14 crore. Combined with current investments, the total corpus after 15 years will be 6.02 crore, exceeding the 1.5 crore needed to cover monthly expenses of 72,000 adjusted for inflation.

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    Early Retirement Sample

    Uploaded by

    abhi@masters
    4 views4 pages
    This document summarizes a person's current investments totaling 3.7 million, monthly savings of 35,000, and monthly income and expenses. It projects that with an 11% annual return, current investments will grow to 18.8 lakh in 15 years. Monthly savings increasing 15% annually and a 12% return will result in a corpus of 4.14 crore. Combined with current investments, the total corpus after 15 years will be 6.02 crore, exceeding the 1.5 crore needed to cover monthly expenses of 72,000 adjusted for inflation.

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    Retirement planning

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    This document summarizes a person's current investments totaling 3.7 million, monthly savings of 35,000, and monthly income and expenses. It projects that with an 11% annual return, current investments will grow to 18.8 lakh in 15 years. Monthly savings increasing 15% annually and a 12% return will result in a corpus of 4.14 crore. Combined with current investments, the total corpus after 15 years will be 6.02 crore, exceeding the 1.5 crore needed to cover monthly expenses of 72,000 adjusted for inflation.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
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    4 views4 pages

    Early Retirement Sample

    Uploaded by

    abhi@masters
    This document summarizes a person's current investments totaling 3.7 million, monthly savings of 35,000, and monthly income and expenses. It projects that with an 11% annual return, current investments will grow to 18.8 lakh in 15 years. Monthly savings increasing 15% annually and a 12% return will result in a corpus of 4.14 crore. Combined with current investments, the total corpus after 15 years will be 6.02 crore, exceeding the 1.5 crore needed to cover monthly expenses of 72,000 adjusted for inflation.

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    of 4

    Investments

    NPS 2000000
    FD 500000
    MF 600000
    stock 500000
    Other instruments 100000
    Total Savings 3700000
    ROI Approx- 11%

    Monthly NPS Contribution(Employee+Employer) 15000


    SIP 10000
    Stock ,RD etc 10000
    Total Monthly Savings 35000

    Monthly Income 90000


    Savings (Excluding NPS) 20000
    EMI 40000
    Monthly Expenditure excluding EMI 30000
    0
    Liabilities
    HBL Oustanding 4000000
    Overdraft 800000
    Other loans 300000
    Total Outstanding Liablities 5100000
    EMI
    40000
    After 15years
    Current Investment to grow @11% 1,88,00,000

    Monthly savings with 15% Yearly Step up 4,14,00,000


    Assuming 12% ROI

    Total Corpus after 15 years 6,02,00,000

    Current Monthly Expenses (Inflation Adjusted @6% p.a) 72000

    Corpus Required for covering monthly expenses 1,50,00,000

    Your Corpus can generate monthly income 4,95,000

    Freedom By 50
    50

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