LCC402 ENGLISH FOR ORAL REPORTING

ASSESSMENT 1
CHART / GRAPH PRESENTATION OUTLINE

Each pair needs to present two (2) chart and/or graph related to the approved topic. Describe the
important data (facts and figures) and the salient features of the data from the chosen chart(s) and/or
graph(s) in approximately 250 - 300 words.

Name : 1) Topic : Bankruptcy among Graduates

: 2)

Student ID : 1) Group :
: 2) :

Type of Chart/ : 1) Single-Line Graph Purposes : 1) To identify trend over time

Graph
: 2) Pie Chart : 2) To illustrate distribution

INTRODUCTION
 The alarming rise of bankruptcy among graduates
INTRODUCTION
 Implications on individuals and society as a whole

Good morning, I bid to everyone. I’d like to start by introducing

myself. My name is XXX.

A few years ago, my parents used to give me a supplementarycredit

CREDIBILITY card. There were countless times I spent money using the card on
unnecessary things to the point where I spent more than any teen
ever should. I definitely have learnt my lesson that having a credit
card can lead to financial problemsor even bankruptcy.

 Definition of bankruptcy: a legal process by which an

individual declares inability to repay debts (Britanica, 2023)
 The impact of bankruptcy include:
BACKGROUND OF TOPIC o Individual's financial,
o Personal well-being, and
o The economy

 Increasing number of graduates trapped in a cycle of

CENTRAL IDEA financial distress, leading to bankruptcy, so today, I willtalk
about the concerning issue of bankruptcy

BODY
(DESCRIPTION OF CHART / GRAPH)
A. Description of data  Taken from Mathelamuthu and Retenam (2021)
 Rising trend of bankruptcy cases among graduatesfrom
2017 to 2020

Updated: 21 February 2023

GRAPH 1

B. Analysis of data  More than 50% of the graduates faced bankruptcy inthe
year 2020 compared to previous years

A. Description of data  Taken from the Malaysian Department of Insolvency

(MDI), published in The Malaysian Insight (2022)
 The factors are:
o Car instalments,
o Personal loans, and
o Business loans

CHART 2

B. Analysis of data  Most graduates file for bankruptcy because ofpersonal

loans. Reasons include:
o Luxurious lifestyle,
o Financial constraint, and
o Inflation
 Car instalments are the least factor
 Business loans come in second

CONCLUSION

 A pressing issue requires a multifaceted approach including:

o Educational institutions to impart practical
CONCLUSION
financial skills related to post-education financial
landscape
o Governments and employers to collaboratively
ensure fair wages and opportunities for growth

Updated: 21 February 2023

References (Minimum 2 references)

Mathelamuthu, J., & Retenam, S. (2021). Bankruptcy among graduates. Himalayan Economics andBusiness
Management, 2(5), 38 – 39. https://10.47310/Hjebm.2021.v02i05.006

The Malaysian Insight. (2022, August 15). Number of bankrupt youth in decline, says deputyminister.
Retrieved from https://www.themalaysianinsight.com/s/396443

Updated: 21 February 2023