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F Rabby & Associates

Pole Financier

Financing and Professional Service Provider

 Business & Contact Information

•House: 283,Lane # :4,Baridhara DOHS, Dhaka -1206

• Tel.+8801818646481,
E-mail:frabby.babu@gmail.com

▸Contact Persons:
Mr. Fazle Rabby,ACGA Mr.Abu Kawser FCA
M.com MBA(Finance),ITP,CMA(Inter)

Cell. +880 1818-646481 Cell# 0170-7043797

E-mail: frabby.babu@gmail.com Email: frabby.babu@gmail.com
 Hello!
▸ Frabby & Associates, is a financial advisory boutique bringing together
banking and advisory professionals who have extensive experience in their
respective markets provides expert and value-added advice on all aspects of the
financing such as debt finance/project finance, ECA Finance, Equity, Trade finance
(UPAS) and refinance from world renowned Financial Institutes & Local Banks and
NBFI. Furthermore, we are working on different financial projects of Bangladesh
Bank funded by IDA of World Bank (FSSPD, IPFF)

▸ Since its formation in 2015, Frabby & Associates has advised on project financings
totaling over USD 140 million.

▸ Sectors: Energy & Power (Coal, HFO, LNG), Renewable Energy, Cement &
Infrastructure, Hospital, ICD, Pharmaceuticals, RMG, Textiles, Spinning Mills,
FMCG, Steel Mills.
 Vision statement : To be the organization that best understands and
satisfies the customer’s preferred Finance & Investment Advisor.

• Mission statement : To provide superior quality onsulting &

Financing services that INVESTORS seek for long term returns.

• Values : Our Values are following the basic Principles of life that are to
govern all activities.

• Economic intent : A strong and sound organization for our stakeholders.

• Business goals & objectives • Delivering Winning solutions that inspire Work
life
Services
▸ Fund Arrangement & Management :
1. Project Finance: a) Debt Finance i) Senior Debt ii) ECA Finance
b) Equity
2. Working Capital Finance: Trade Finance (UPAS LC)

▸ Financial Engineering
▸ Distress Assets Management & Consultancy Services
▸ Cash Flow Management, Budgeting & Business Planning
▸ Audit & Assurance Services
▸ Taxation & Secretarial Works
▸ Supply-chain Management
▸ Feasibility Study & IPO Listing
▸ Board of Investment (BOI/BIDA)
▸ Bangladesh Bank related services
6

Institutional Lenders for Debt Finance

▸ World Bank
▸ ADB – (Asian Development Bank)
▸ IDB (Islamic Development Bank)
▸ IFC (International Finance Corporation)
▸ OFID (OPEC Fund for International Development)
▸ FMO (The Netherlands Development Finance Company)
▸ DEG / KFW - Germany
▸ OeEb - Austria
▸ Finfund - Finland
▸Norfund - Norway
▸Biofund - Belgium
▸Swedfund - Sweden
▸Proparco - France
ECA Finance - are public agencies and entities that provide government and private-
backed loans, guarantees and insurance to corporations from their home country that
seek to do business overseas in developing countries and emerging markets.
▸US Exim - USA
▸K-exim - Korea
▸K-Sure - Korea
▸Euler Hermes - Germany
▸Finnvera - Finland
▸SinoSure - China
▸Proparco - France
▸SACE - Italy
▸Coface - France
Comparatives Between Debt Finance & ECA Finance
Debt Finance (Senior Debt)
▸Fund can be arranged upto USD 60 mil
▸No complexities in case of LC open from
multiple sources and countries
▸No Need of ECA Premium or Insurance
▸Fund cost will be lower
▸Uniform Rate is applicable
▸Approved Fund will be deposited to
nominated Bank and LC payment will be
made at maturity from the designated
Bank
USD Account.
ECA Finance
▸Fund can be arranged upto USD 51 mil
(60 mil * 85%)
▸High complexities in case of LC open from
multiple sources and countries
▸ECA & Insurance is mandatory again
country wise risk is also varied accordingly
Premium will also vary
▸Fund cost will be higher as 15% needs to
be sourced from local Bank/NBFI
▸Rate Varies according to country &
Company risk exposure
Trade Finance (UPAS LC)

Usance Payable at Sight, is a derivative from the standard L/C type (Sight L/C & Usance
L/C). It is actually the combination between Sight L/C and Usance L/C. Simply saying, UPAS
is a Usance L/C that is payable sight basis to the seller (beneficiary), while the payment
settlement from the applicant (buyer) to the issuing bank will made on at the end of
usance term.

Name of Bank/ FI Name of Bank/ FI

▸Wells Fargo ▸UBAF - Switzerland
▸UBAE ▸Commerzebank (Germany)
▸SCB (Singapore) ▸Habib Bank AG Zurich
▸SCB (Hongkong) ▸DOHA Bank - Qatar
▸Mashreq Bank ▸State Bank of India
▸ICICI Bank ▸Axis Bank
▸Nova Scotia Bank ▸CITI Bank (Singapore)
Experiences :
1) Commendable Financial Deal closure with DBL Industries Plc (Ethiopia)
for USD 105.00 Million - DBE (Development Bank of Ethiopia) - USD
90.00 Million & Swed Fund USD 15.00 Million.

2) Managed huge low cost fund for RMG projects at an attractive rate
coupled with World Bank, IDA for Aman Knitting Ltd (AKL), Aman Green
Eco Studio Ltd (AGESL) and Aman Green Knitting Ltd (AGKL) of
approximately 25 million.
11
Experiences :

3) Managed BDT 300 crore for Hospital project from IPFF(WB) named Imperial
Hospital Lilited Chittagong(1st World Bank Financed Hospital In Bangladesh)
4) Working with a renowned group of company for USD 40.00 Million for their
soft drink project expansion through CDC(Commonwealth Development
Corporation)
5) Working with Nemsan Container Limited at Chittagong(Sonaichori) for their 2nd
Unit ICD(Inland Container Depot)Expansion for USD 20 million from IPFF .
6) Engaged with numbers of RMG and Textile projects (including Green factory)
7) Connected with many Banks and NBFI to manage funds for their
offshore units. (Confidential)
Professional Services :
Business Process Re-Engineering :
Business Process Reengineering involves the radical redesign of core
business processes to achieve dramatic improvements in productivity, cycle
times and quality. In Business Process Reengineering, companies start with a
blank sheet of paper and rethink existing processes to deliver more value to
the customer. Frabby & Associates has proven track record of establishing
Lean Manufacturing and it achieves Yellow belt from Walmart (Geroge) in
recognition of business process Re-engineering and productivity
improvement.

Distress Asset Management & Consulting Services:

Frabby & Associates’s Distressed Asset Management services provide a unique
set of solutions to investors, lenders and creditor constituencies in the
management of distressed assets resulting from failed financial institutions,
poorly performing funds, troubled private equity portfolios and distinct
operating businesses.
Professional Services :
Cash Flow Management, Budgeting & Business Planning:
Highly trained on Design & Execution of Operation & Supply-Chain
Budget, Business forecast, daily to annual cash & fund Flow, ALCO
Management, Performance Reporting & 360° Management Approach etc.

Audit & Assurance Services:

Expert professionals are committed to deliver high-quality Audit & Assurance,
Valuations & Investigations as per IAS, IFRS (Banks, Insurance, Power
& Energies, Infrastructure, NGO, Private & Govt Org.)

Tax & Secretary Works:

Sound Experience on Income Tax, VAT, SEC, RJSC & all Licensing works to
ensure regulatory compliance and help to develop most effective business
strategies.
Professional Services :
Feasibility Study & IPO Listing:
Feasibility Study, Project Profile, IPO and Security & Exchange related works
for Power & Energy, Textiles & RMG, Pharmaceuticals, Hospitals, Cement,
Steel, Green Project & Private EPZs.
Supply-Chain Management & Finance:
Supply chain management (SCM) is the oversight of materials, information, and
finances as they move in a process from supplier to manufacturer to
wholesaler to retailer to consumer. SCM involves coordinating and integrating
these flows both within and among companies. Frabby & Associates has
adequate insights for effective & efficient SCM.
BOI & Bangladesh Bank Works:
Frabby & Associates’s has all necessary inputs to smoothly finalize all related
activities in relation to BOI / BIDA & Bangladesh Bank to get the fund
disbursement & Financial closure.
“The stock market is filled with individuals who know the price of everything, but the
value of nothing”- Philip Arthur Fisher (American Stock Investor)

Financial Freedom
is available to those who
learn about it and work for
it
Need for Financial Advisor?

Investment Financial
Optimum ROI
Advisor
 Long Term Funding process

Financial Audit Report

Offer Mandate Document preparation Feasibility
Review &
Letter Letter ation (3 Years) Study
Analysis

Due Indicative Local Bank

FIM Term EIA SIA
Diligence Arrangement
preparation Sheet

Final Term Legal Deal

Sanction Fund
Sheet Formalities Closure
Letter Arrangement
Advisory & working team member
(1)Engr. Rezaul Alam BSc(BUET)
Ex MD Eastern Refinery Industries Limited Chittagong.
(2) Mr.Ahmed Kamal Khan Chowdhury
Ex MD Prime Bank Limited, Ex CEO Prime Bank Investment Limited (PBIL).
(3)Mr.Formanul Islam
Ex MD & CEO Bangladesh Infrastructure Finance Fund Limited (BIFFL).
(4)Mr.Joydev Dutta ACA FCMA(Managing Partner JD& CO).
(5)Abu Kawser FCA(Managing Partner T Hossain & Co).
THANKS!
Any questions?
You can find us at
email frabby.babu@gmail.com
Whatsapp,Viber,BOTIM & LINE ID # +8801818646481