Sankalp Education: General Awareness Quiz

Sankalp
Education
General Awareness Quiz
By - Ganesh Sawant
Sankalp Education, Near Roxy Cinema, Paithan Gate,

Aurangabad.-9762441100/9545622622
By Ganesh Sawant (2)
Sankalp Education
General Awareness Quiz
1. Banking Ombudsman Scheme is applicable to the a) Swaminathan Committee
business of_______. b) Narasimham Committee
a) All scheduled commercial banks excluding RRBs c) Rajinder Sachar Committee
b) All scheduled commercial banks including RRBs d) Task Force on Infrastructure
c) Only Public Sector Banks e) None of these
d) Only Private Sector Banks 8. FINO stands for__________.
e) All scheduled banks except private banks
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a) Financial Investment Network and Operations
2. Which of the following functions are not being b) Farmers Investment in National Organization
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performed by the Reserve Bank of India?
c) Farmers Inclusion News and Operations
a) Regulation of Banks in India
d) Financial Inclusion Network and Operations
b) Regulation of Foreign Direct Investment inIndia
e) None of these
c) Foreign Currency Management in India
a
9. When the rate of inflation increases_________.
d) Currency Management in India
a) Value of money increases
e) Control and Supervision of Money Supply
b) Purchasing power of money decreases
3. A bank is called as “Scheduled Bank” when_____.
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c) Purchase power of money increases
a) Its business has crossed Rs. 1000 crore mark
d) Purchasing power of money remains unaffected
b) Its branch network is over 100
e) Amount of money in circulation decreases
c) It is included in the second Schedule of the RBI
10. Which of the following is the main advantage of
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Act
“ASBA” with the applicants for share allotment?
d) When it complies with all the three above
a) ASBA applicant has got certain preference in
e) None of these allotment of shares as compared to general
4. Which of the following organization/agencies has applicants
a
sought an emergency fund of Rs. 1000 crore from b) ASBA applicants need not remit the fund for
banks to tackle acute liquidity crisis, which is coming allotment of shares, he/she will do after shares
in the way to give loans to micro borrowers? are allotment to him/her
a) Micro Finance Institutions c) ASBA applicant has got secured allotment of
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b) Regional Rural & Cooperative Banks shares
c) RBI d) ASBA applicants deposit/OD account is not
d) NABARD debited, only the funds are blocked for the same
e) None of these and he/she continues to avail interest till the shares
are allotted to him/her.
5. What is the upper limit prescribed for RTGS
transaction? e) None of these
a) Rs. 5 lacs b) Rs. 1 lacs c) Rs. 25 lacs 11. Interest on saving bank account is now calculated
by banks on________.
d) Rs. 50 lacs e) No upper limits is prescribed
a) Minimum balance during the month
6. Distribution of insurance products and insurance
policies by banks as corporate agents is known as b) Minimum balance from 7th to last day of the
month
a) General Insurance
c) Minimum balance from 10th to last day of the
b) Non-life Insurance
month
c) Bancassurance d) Maximum balance during the month
d) Insurance Banking e) Daily product basis
e) Deposit Insurance
7. Which of the following committees/ Task Forces was
set up to suggest reforms in Banking Sector?
Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

12. A centralized database with online connectivity to 19. IFRS stands for________.
branches, internet as well as ATM-network which a) International Financial Reporting Standards
has been adopted by almost all major banks of our
b) Indian Financial Rating Standards
country is known as __________.
c) International Financial Rating Standards
a) Investment banking
d) Indian Functional Reporting Standards
b) Core banking
e) None of these
c) Mobile banking
20. KYC guidelines followed by the Banks have been
d) National banking
framed on the recommendations of the______.
e) Specialized banking
a) Ministry of Home Affairs
13. Which of the following is not considered a money
b) Ministry of Rural Development
market instrument?
c) Indian Banks Association
a) Treasury bills
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d) Financial Intelligence Unit
b) Repurchase Agreement
e) Reserve Bank of India
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c) Commercial Paper
21. Short-term assets, representing amounts due to a
d) Certificate of deposit
vendor or suppliers of goods or services that were
e) Shares and bonds sold on credit terms is known as _______.
14. Which of the following is not a part of the scheduled a) Account Receivable
a
banking structure in India?
b) Fixed Asset
a) State Co-operative Banks
c) Deposit Asset
b) Public Sector Banks
d) Current Liabilities
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c) Private Sector Banks
e) None of these
d) Regional Rural Banks
22. What is the rate at which commercial banks charge
e) Money Lenders on their surplus funds with RBI?
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15. Which of the following is known as Plastic money? a) SLR b) Reverse Repo Rate
i) Demand Draft c) Repo Rate d) Cash Reverse Ratio
ii) Credit Card e) Bank Rate
iii) Debit Card 23. _________ is the rate at which commercial bank
a
a) Only i) b) Only ii) needs to maintain in the form of cash, or gold or
c) Only iii) d) Both ii) and iii) government approved securities (Bonds) before
providing credit to its customers.
e) All i), ii) and iii)
a) Reverse Repo Rate
16. Which of the following terms is used in the field of
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finance and banking? b) Repo Rate c) CRR Rate
a) Guage Pressure d) SLR Rate e) None of these
b) Quantum number 24. Who appoints the governor of Reserve Bank of
India?
c) Adjustment Credit
a) Financial Secretary
d) Absolute Zero
b) Financial Ministry
e) Single bond
c) Central Government
17. Goods and Services Tax (GST), would replace which
of the following taxes level at present? d) President of India
a) Income tax e) None of these
b) Corporate tax 25. FII Stands for _______.
c) Capital gains tax a) Foreign Institutional Investor
d) Value-added tax (VAT) b) Foreign International Investor
e) All of these c) Forward Institutional Investor
18. Normally Banks accepts Fixed Deposits for a d) Formal Institutional Investor
maximum period of________. e) Formal International Investor
a) 5 years b) 3 years c) 7 years
d) 20 years e) 10 years

26. Which among the following is a qualitative tool of c) Reserve Bank of India
monetary policy? d) Finance Ministry
a) Credit Ceiling b) Credit Rationing e) None of these
c) Cash Reserve Ratio 35. In CRR, C stands for_______.
d) Bank Rate e) None of these a) Cash b) Currency c) Core
27. In India, the Chit funds are governed / regulated by d) Currency e) None of these
a) Local Bodies 36. MICR code is used for ________.
b) RBI a) For Code Banking Solution
c) Central Government b) For Electronic Funds Transfer
d) State Government c) For Electronic Clearance of Cheques
e) None of these d) For Cheque Truncation Services
28. CAG Stands for _______.
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e) None of these
a) Controller and Auditor General of India 37. The Statutory Liquidity Ratio (SLR), the amount of
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b) Constant and Author General of India liquid assets such as cash, precious metals and other
c) Constant Auditor General of India short-term securities are kept with _______.
d) Central Auditor General of India a) RBI b) Individual banks
e) None of these c) SBI d) Finance Ministry
a
29. CPI stands for ______. e) None of these
a) Cost Price Index 38. As per the Banking Ombudsman Scheme, any person
can file a complaint before the Banking Ombudsman,
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b) Current Price Index
if the satisfied reply is not received from the bank
c) Consumer Price Index within a period of _________.
d) Cash Price Index a) 6 months b) 3 months c) 2 months
e) None of these d) 1 month e) 1 year
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30. SEBI is a _______. 39. Money lent for more than one day but less than 15
a) Non-Advisory body days in the money market is known as _______.
b) Statutory body a) Notice Money b) Call Money
c) Advisory body c) Term Money d) Week Money
a
d) Constitutional body e) None of these
e) Non- Statutory body 40. Smart Money’ is a term used for ________.
31. At which rate the RBI lends money to a public sector a) Internet Banking
bank on a long term basis?
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b) Credit Card
a) Bank Rate b) CRR c) Repo Rate c) Mobile Apps
d) PLR e) Reverse Repo Rate d) Demand Drafts of Banks
32. What is the full form of PPP? e) None of these
a) Personal Private Power 41. The Indian Financial System Code (IFS Code) is an
b) Primary Power Parity alphanumeric code that uniquely identifies a bank-
c) Personal Private Parity branch participating in the two main Electronic Funds
d) Purchasing Power Parity Settlement Systems in India. IFSC code consists of
how many alphanumeric codes?
e) None of these
a) 10 b) 11 c) 9
33. What is the Minimum amount of transfer required
for RTGS is _____. d) 12 e) 8
a) Rs. 1 lakh b) Rs. 2 lakh c) Rs. 5 lakh 42. Which among the following committee constituted
on Payment Banks license?
d) Rs. 50,000 e) No Limits
a) Dr. Nachiket Mor
34. Who is the sole authority to issue and manage
currency in India? b) Deepak Mohanty
a) State Bank of India c) A C Shan
b) Government of India d) B D Thakar
e) None of these
43. SARFAESI Act 2002 related to _________. a) inflation with growth
a) Acquisition of small banks b) deflation with growth
b) Fixation of interest rates c) inflation after deflations
c) Recovery of bad loans d) inflation with depression
d) Regulation of foreign exchange e) None of the above
e) None of these 53. Which bank has become the first private sector bank
44. NDTL stands for _______. to sell Indian gold coins?
a) Net Demand and Term Liability a) Dhanlaxmi Bank
b) Net Demand and Time Liquidity b) Federal Bank c) ICICI Bank
c) Net Demand and Trade Liquidity d) IndusInd Bank e) Karur Vysya Bank
d) Net Demand and Time Liability 54. Which of the following can issue commercial paper
for raising short term funds?
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e) None of these
a) Corporate
45. Magnetic Ink Character Recognition (MICR) is a 9
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digits code is used mainly by the banking industry to b) Primary Dealers
ease the processing and clearance of cheques and c) All-India Financial Institutions
other documents. The first three digits represent the d) Both (B) and (C)
a) Bank b) City c) State e) All of the Above
a
d) Branch e) None of these 55. Section 80E of the Income Tax Act provides for
46. A savings as well as current account should be deduction of interest paid on Education or study loan
treated as inoperative / inactive if there are no taken for higher education. Deduction under section
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transactions in the account for over a period of _____ 80E is available for _____
years. a) 2 years b) 4 years c) 8 years
a) 5 b) 3 c) 1 d) 10 years e) None of these
d) 2 e) 4 56. What is the full form of FCCB?
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47. In CDR, “R” stands for ______. a) Foreign Currency convertible Bond
a) Regulation b) Reserve b) Foreign Currency credit Bond
c) Restructuring d) Ratio e) Reduce c) Financial Consortium and Credit Bureau
48. What is the minimum amount required to open a Fixed
a
d) Future Credit and Currency Bureau
Deposit (FD)?
e) None of the Above
a) Rs. 1000 b) Rs. 100 c) Rs. 500
57. Which of the following institutions is responsible for
d) Rs. 10000 e) No Limit the supervision of RRBs?
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49. If one is not satisfied with the decision passed by the a) RBI b) SEBI c) NABARD
Banking Ombudsman, one can approach the
d) GOI e) Both (a) and (c)
appellate authority to _______.
58. With which article of the Indian Constitution is Money
a) Governor of RBI
Bill related?
b) Deputy Governor of the RBI
a) Article 110 b) Article 109 c) Article 108
c) Finance Secretary
d) Article 107 e) None of the Above
d) Finance Minister
59. RBS Bank has been headquartered in __________
e) GM of the Concern Bank
a) Glasgow, United Kingdom
50. Headquarters of National Investment and
b) Edinburgh, United Kingdom
Infrastructure Fund (NIIF) is located at ________.
c) Skye, United Kingdom
a) New Delhi b) Hyderabad c) Mumbai
d) Aberdeen, United Kingdom
d) Kolkata e) Bangalore
e) None of these
51. According to the proposal on PSL, what sub target
is to be created for Micro Enterprises in India by 60. National Housing Bank (NHB), a wholly owned
March 2017? subsidiary of _________
a) 7 % b) 7.5 % c) 8 % a) RBI b) Government Of India
d) 8.5 % e) None of the above c) IRDAI d) State Government
52. What is “Stagflation”? e) None of these

61. In India Mutual Funds are regulated by ________. b) Cooks Committee

a) Securities and Exchange Board of India c) Basel Committee
b) Reserve Bank of India d) Rao Committee
c) State Bank of India e) None of these
d) Small Industrial Development Bank of India 68. Reverse Repo rate is the rate at which RBI Pays
e) None of these interest to Commercial Banks and it is linked to Repo
Rate and the rate is ________.
62. KYC Compliance is done to ________.
a) 1% above Repo Rate
a) Identify a person
b) 1% below Repo Rate
b) To know the address of a person
c) Same as Repo Rate
c) To ensure the genuineness the person.s identity
as mentioned in the application and to verify the d) None of these
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correctness of address e) Cann’t be determined
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d) Concern state government 69. Which is the first Public Sector Bank to issue capital
e) None of these to public?
63. MICR stands for _________. a) Indian Overseas Bank
a) Magnetic Ink Character Recognition b) Syndicate Bank
a
b) Maximum Individual Cancer Risk c) Oriental Bank of Commerce
c) Michigan Incident Crime Reporting d) Punjab National Bank
d) Magnetic Ink Check Reader e) None of these
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e) None of these 70. Which of the following rates is not decided by the
RBI?
64. Open Money Market is a place for selling and buying
of financial instrument by _______. a) Bank Rate
a) All financial institutions b) Repo Rate
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b) Only by Commercial Banks c) Reverse Repo Rate
c) Only by Common Banks d) Prime Lending Rate
d) Indian Government e) None of these
71. Which of following is NOT a function of the Reserve
a
e) None of the above
Bank of India?
65. Which of the following is the first commercial bank
to launch mutual fund? a) Fiscal Policy Functions
a) State Bank of India b) Exchange Control Functions
c) Issuance, Exchange and destruction of currency
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b) Canara Bank c) PNB
notes
d) Bank of India e) None of these
d) Monetary Authority Functions
66. Who can invest in a commercial paper?
e) Supervisory and Control Functions
a) Individuals
72. With a view to facilitate payment of balance in the
b) Banking Companies
deposit account to the person named by the depositor
c) Corporate bodies registered or incorporated in without any hassles in the event of death of the
India and unincorporated bodies, Non-Resident account holder, the following facility was introduced
Indians (NRIs) and Foreign Institutional Investors for bank accounts in our country______
(FIIs)
a) Will b) Registration c) Nomination
d) All of the above
d) Indemnity e) Guarantee
e) None of these
73. Banks in our country normally publicize that additional
67. The committee on Banking Regulations and interest rate is allowed on retail domestic term
Supervisory Practices which released the agreed deposits of________.
frame work on international convergence of capital
a) Minors b) Married women
measures and capital standards in July 1988 is
popularly known as _______. c) Senior citizens d) Govt. employees
a) Vaz Committee e) Rural residents

74. On which one of the following issues IMF has 83. Who decides the value and volume of bank notes to
supported monetary policy of India? be printed and on what basis?
a) Introduction of GST. a) Finance Ministry
b) Stimulus for agriculture sector b) Planning Commission
c) Concessions for foreign investment c) RBI
d) Tightening of monetary policy d) Stock Exchange
e) None of these e) None of these
75. In the term STRIPS, the first letter “S” denotes 84. What is the purpose of KYC in banking?
a) Single b) Small c) Special a) It is used for customer identification
d) Savings e) Separate b) It is used for increasing the CRR of banks
76. When the loan is granted for purchase of white goods c) It is used against money laundering
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it is called ________. d) It is used by the central bank to control liquidity
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a) Consumption loan e) Both (a) and (c)
b) White goods loan 85. Which of the following is not a member of the World
c) Consumer durable loan Bank Group?
d) Business loan a) International Bank of Reconstruction and
a
e) Proprietary loan Development
77. Structure of Basel II is based on how many pillars? b) International Development Association
a) Two b) Ten c) Four c) Bank of International Settlement
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d) Five e) Three d) International Finance Corporation
78. Expand the term FRBM ______ e) None of these
a) Financial Responsibility and Business 86. Which of the following types of cards is free from
Management credit risk?
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b) Fiscal Responsibility and Business Management a) Credit card b) Debit card
c) Financial Responsibility and Budget Management c) Prepaid cards d) Charge cards
d) Fiscal Responsibility and Budget Management e) Both (c) and (d)
87. Pledge means?
a
e) Formal Responsibility and Business Management
79. Which of the following organization / agencies has a) advance against goods
established a fund known as Investor Protection b) open working capital limits
Fund? c) bailment of goods as security for payment of a
a) RBI debt or performance of a promise
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b) SIDBI d) all of the above
c) Bombay Stock Exchange e) none of these
d) Ministry of Finance 88. Inflation refers to a fall in the value of money. Which
e) Ministry of Commerce & Industry of the following is the key measure of inflation in
india?
80. The CRR and SLR maintenance is on the _____
a) Consumer price index
a) NDTL b) DTL
b) Wholesale price index
c) Total Deposits d) CASA
c) Personal consumption expenditures price index
e) None of these
d) GDP Deflator
81. Reserve Bank of India was nationalised in?
e) All of the above
a) 1945 b) 1949 c) 1950
89. The largest number of commercial banks offices are
d) 1955 e) None of these
located in?
82. Which of the following is the most liquid money?
a) Karnataka b) Maharashtra
a) M1 b) M2 c) Securities
c) Tamil Nadu d) Uttar Pradesh
d) M3 e) Call Money
e) None of these

90. A financial contract that derives its value from another c) Three tier system
asset or an index of asset values in known as_____ d) Five tier system
a) Insurance policy e) Six tier system
b) Security c) Derivative 99. Which of the following statements is TRUE about
d) Share e) None of the above National Federation of State Co-Operative Banks?
91. Which of the following co-operative banks is a) Provides research and consultancy inputs to the
considered as the first Co-operative Bank in India? member banks
a) Amanath Co-operative Bank Ltd b) Promotes and protects the interests of the
b) Anyonya Co-operative Bank member banks
c) Greater Bombay Co-operative Bank Ltd c) Provides a common forum to the member banks
d) Abhyudaya Co-operative Bank Ltd d) All of the above
e) None of these e) None of these
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92. In India Agricultural Co-operative Banks was started 100. The State Co-Operative Bank, being the Apex Bank
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at_________. at the State level______.
a) 1929 b) 1950 c) 1904 a) Provides the link between the RBI and the money
market on one hand, and the entire cooperative
d) 1980 e) 1975
credit structure on the other
93. Co-operative Banks in India are registered under
a
b) Acts as the custodian of the surplus resources
i) Banking Laws (Co-Operative Societies) Act, and the reserves of the Central Co-operative
1965 Banks and supplements them by attracting
ii) Banking Regulation Act, 1949. sizeable deposits and by obtaining loans from RBI.
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iii) Companies Act, 1956. c) Operates as balancing centre for the movement
a) Only i) b) i) and ii) c) ii) and iii) of the resources in the entire state
d) i), ii) and iii) e) None of these d) All of the Above
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94. According to the Sarraya Committee, average e) None of these
membership of the society.s is______. 101. RBI known as lender of last restore because:
a) 19 b) 48 c) 25 a) It has to meet the credit need to citizens to whom
d) 32 e) 45 no one else is willing to lend
a
95. Monetary Policy as an arm of the economic policy b) Banks lend to go to RBI as a last restore
is administered by_______. c) It comes to help banks in times of crisis
a) Prime Minister of India d) All of the above
b) Government of India e) None of these
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c) State Bank of India 102. The seed capital of Bharatiya Mahila Bank is
d) Reserve Bank of India a) Rs.5000 crore b) Rs.1000 crore
e) None of these c) Rs.500 crore d) Rs.100 crore
96. Co-Operative Development Bank was set up by e) None of the above
a) NABARD b) RBI 103. Which is incorrect with regard to powers of RBI:
c) SBI d) Central Government a) Holds cash reserve banks
e) State Government b) Controls banking system through licensing
97. Co-Operative Banks in India do not finance rural c) Supervises Banking system through inspection
areas under_______. d) None of the above
a) Personal Finance e) All of the above
b) Small Scale Unit 104. Which of the following is an investment advisory
c) Farming discipline?
d) Cattle a) Corporate Industrial Finance
e) None of these b) Offshare Banking
98. Co-Operative Bank in India has a________. c) Wholesale Banking
a) Four tier system d) Wealth Management
b) Two tier system e) Trade Finance
105. When banks accept a fixed sum of money from an a) Laxmi Vilas Bank
individual for a definite term and pay on maturity b) Federal Bank
with interest, the deposit is known as:
c) South Indian Bank
a) Term Deposit b) Demand Deposit
d) Karnataka Bank
c) Bond d) Mortgage e) Advance
e) Karur Vysya Bank
106. When there is a difference between all receipts and
113. Who is primarily liable on a cheque?
expenditure of the Government of India both capital
and revenue it is called __________ a) Drawee banker
a) Revenue Deficit b) Drawer
b) Budgetary Deficit c) Payee
c) Zero Budgeting d) Collecting banker
d) Trade Gap e) None of these
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e) Balance of Payment Problem 114. Which of the following banks have become the first
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banks to join SWIFT’s global payments initiative?
107. Which of the following is not the name of a bank
functioning in India? a) ICICI and HDFC Bank
a) Central Bank of India b) IndusInd Bank and SBI
b) UCO Bank c) Aegon Religare c) PNB and Federal Bank
a
d) Dena Bank e) ICICI Bank d) Axis Bank and ICICI
108. Lack of access to financial services is technically e) ICICI and SBI
known as ______ 115. NBFCs consist of
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a) Financial Instability a) Equipment Leasing Company and Investment
b) Financial Stability Company
c) Financial Inclusion b) Hire purchase Finance Company and Mutual
Benefit Finance Company
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d) Financial Exclusion
c) all of the above
e) Poverty
d) None of the above
109. Which of the following can be categories as a
Merchant Banking service? e) collection of funds from a larger of investors
116. Recently, Yeldi Softcom received a licence for RBI
a
a) Consultancy on finance to a company
to set up which of the following?
b) Advance in capital structure
a) open wallet b) semi-closed wallet
c) Managing mergers
c) closed wallet d) semi-open wallet
d) Helping in finalizing take over
e) None of these
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e) All the above
117. The Kisan Credit Card Scheme is being implemented
110. What is the maturity period for senior citizen savings
by all
scheme?
a) Public Sector Commercial Banks
b) Regional Rural Banks
d) 7 years e) 4 years
c) State Cooperative Banks/DCCBs/PACS and
111. Crossing denotes
Scheduled Primary Cooperative Banks
a) that the cheque will not be paid across the counter
d) All of the above
but will be credited to the account of the holder
b) that the cheque cannot be transferred by the
payee named therein 118. RBI has imposed a fine of Rs 1 crore on which of
the following banks for flouting bill discounting norms?
c) that the cheque will be paid through clearing only
a) Syndicate Bank
d) a direction to the paying bank to make payment
of the cheque through a bank b) United Bank of India
e) none of the above c) Indian Overseas Bank
112. Which of the following private banks has signed an d) UCO Bank
agreement with Reliance Jio Money for One-Click e) Vijaya Bank
payment service?

119. Demand draft is a e) None of these
a) not negotiable instrument 127. The following are main objectives of the SEBI
b) not transferable instrument a) to protect interest of investors
c) negotiable instrument b) to promote the development of security market
d) Quasi-negotiable instrument c) to regulate the security market
e) none of the above d) all of the above
120. The Reserve Bank of India imposed how much e) none of the above
penalty on Bank of Baroda in the alleged Rs 6000 128. DBS Bank has been headquartered in _______
crore forex related irregularities that came to light in
a) United Kingdom
October last year?
b) Spain c) Singapore
a) Rs 5 crore b) Rs 7 crore c) Rs 5.5 crore
d) South Africa e) None of these
d) Rs 6.2 crore e) Rs 6 crore
129. To restrict expansion of credit, the Reserve Bank
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121. By crossing we mean
a) raises the bank rate
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a) two horizontal lines on a cheque
b) reduces the bank rate
b) one straight line across the cheque
c) freezes the bank rate
c) two lines across the cheque making ‘X’
d) none of these
d) two transverse parallel lines on a cheque
e) all of these
a
e) none of the above
130. Which of the following is the Headquarters of Yes
122. Caixa Bank has been headquartered in _______
Bank?
a) United Kingdom
a) Noida b) Hyderabad c) Chennai
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b) Spain c) Singapore
d) Mumbai e) None of these
d) South Africa e) None of these
131. How many types of PSLCs can be issued by the
123. Capital market can be divided into Banks?
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a) industrial securities market a) Four b) Five c) Six
b) gilt edged market d) Eight e) None of these
c) personal securities market 132. Which of the following is included in bancassurance?
d) both a) and b) a) Insurance policies issued by the banks in their
a
e) none of the above names
124. The Headquarters of Capital Local Area Bank is b) Selling by a bank the insurance policies of its
situated in _______ ancillary insurance company
a) Amritstar, Punjab c) Selling by a bank the insurance policies of any
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b) Ludhiana, Punjab insurance company
c) Bathinda, Punjab d) All the above
d) Jalandhar, Punjab e) None of the above
e) None of these 133. What is the loan limit for education in the country
under priority sector?
125. What are the facilities available to the customers
through ATM a) 15 lakh b) 10 lakh c) 8 lakh
a) Cash withdrawal subject to a predetermined limit d) 20 lakh e) None of these
per day 134. To control inflationary situation in the economy, RBI
b) Cash deposit can increase one or more of these monetary tool?
c) Balance enquiry a) Crr-Slr-Bank Rate
d) details of certain number of transactions b) Slr-Crr-Base Rate
e) all of the above c) Crr-Slr-Repo Rate
126. RBS Bank has been headquartered in _______ d) Crr-Slr-Reverse Repo Rate
a) Glasgow, United Kingdom e) Crr-Slr-Benchmarking Plr.
b) Edinburgh, United Kingdom 135. How many sub-categories are classified under
Agriculture sector?
c) Skye, United Kingdom
a) Four b) Five c) Six
d) Aberdeen, United Kingdom
d) Three e) None
136. Reserve Bank of India was established on 1st April, c) Bank Rate
______in accordance with the provisions of Reserve d) Repo Rate
Bank of India act_________
a) 1935 - 1934 b) 1934-1935 c) 1935-1936
145. Balance Sheet of a firm indicates which of the
d) 1937-1938 e) all the above following?
137. Which among the following is/are the different a) Profit or Loss over a period.
type(s) of category under priority sector?
b) Financial position of the unit over a period.
a) Agriculture
c) Financial position of the unit as on a particular
b) Micro, Small and Medium Enterprises date.
c) Export Credit d) Position of assets and liabilities over a period of
d) All of the Above time.
e) None of these e) None of the above
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38. Which amongst the following is called as mother of 146. National Housing Bank(NHB) was set up under
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deposits? a) National Housing Bank Act, 1987
a) Current account b) National Housing Bank Act, 1977
b) fixed deposit c) recurring deposit c) National Housing Bank Act, 1967
d) savings bank e) reinvestment deposit d) National Housing Bank Act, 1957
a
139. The Priority Sector Lending Certificates (PSLCs) e) None of the Above
can be traded using the RBI’s_______
147. What is difference between banks & HFCs?
a) e-Kuber platform.
a) HFCs cannot accept demand deposits
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b) NEFT
b) It cannot issue cheques drawn on itself
c) RTGS
c) deposit insurance facility of Deposit Insurance
d) None of the above and Credit Guarantee Corporation is not available
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e) Cannot be determined to depositors of HFCs
140. When it comes to the following term namely-IPO, d) All of the Above
what do you mean by “P”? e) None of the Above
a) Provisions b) Public c) Private 148. “Matryoshka bond” is issued by?
a
d) Prudent e) Pension a) USA b) Japan c) Russia
141. Loan given by the banks to farmers/small shop d) Canada e) Korea
owners etc. is known as
149. An Indian rupee denominated bond issued outside
a) Corporate loan b) Business loan India is called ________
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c) Priority Loan d) Commercial Loan a) Yankee bond b) Bulldog bond
e) None of the above c) Uridashi bond d) Samurai bond
142. “Sensitive Index” of Bombay Stock Exchange is e) Masala bond
called ______
150. The safest form of Crossed Cheque is _____
a) Forex b) MAX c) LIBOR
a) Double Crossing
d) Sensex e) None of the above
b) General Crossing
143. A Pledge means
c) Special Crossing
a) advanced against goods
d) Account payee crossing
b) hypothecation of goods
c) bailment of goods as security for payment of a
151. Bill of Exchange, Promissory Notes and Cheques
debt or performance of a promise
are defined as
d) Open limits
a) Negotiable Instruments
e) none of these
b) Trust Receipts
144. With effect from 1st July 2010, interest rates of Banks
c) Documents of Title to goods
are linked to which of the following?
a) Base Rate
e) Stamped Instruments
b) Benchmark Prime Lending Rate

152. RBI was established on ___________. 159. FCNR (banks) accounts are maintained in the form
a) April 1, 1925 b) April 1, 1935 of
c) April 1, 1945 d) April 1, 1955 a) saving accounts
e) None of these b) Current accounts
153. On 19th July 1969, 14 banks were nationalized, these c) Term deposits (except recurring deposits)
banks had deposits of more than d) all
a) Rs 25 crore b) Rs 50 crore c) Rs 85 crore e) none
d) Rs 100 crore e) none of these 160. Under which act does RBI issue directives to banks?
154. What is macro-economics? a) PMLA Act, 2002
a) macro economics deals with economic activities b) RBI Act, 1934
of the level of an economy as a whole c) DICGC Act, 1961
b) it deals with only a segment of an economy
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d) Banking Regulation Act, 1949
c) it deals with both a) and b) e) None of these
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d) none of these 161. First Bank established in India was
e) All of the above a) Bank of India
155. Factoring is b) Bank of Hindustan
a) a means of financing traders and manufactures
a
c) General Bank of India
by taking over their receivables
d) None of The Above
b) a means of providing post-shipment finance to
e) None of these
exporters
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162. How many banks were nationalized as on 19 July,
c) a type of agriculture financing
1969
d) None
a) 15 b) 13 c) 14
e) All
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156. Which of the following banks was first to establish
163. GATT stands for
merchant banking business in India?
a) General Agreement on Tariffs, Tradition and
a) ABN Amro Bank
Trade
b) Citibank
b) General Agreement on Tradition and Trade
a
c) HDFC Bank
c) General Agreement on Tariffs and Trade
d) Standard chartered
e) Grindlays Bank
e) None of these
157. Who can open various types of non-resident
164. Inventor of ATM was
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accounts?
a) Ian Luther Steward
a) Persons of Indian Nationality or person of Indian
origin residing outside India b) David Block
b) Persons of foreign nationality or origin residing c) John Adrian Shepherd Barron (A British)
outside India d) David Adrian
c) Firms, companies and other organization resident e) None of These
outside India 165. The trading regulations of GATT were established
d) all between ______and _____:
e) none a) 1947 and 1994 b) 1947 and 1995
158. Free Trade Refers to c) 1946 and 1996 d) 1947 and 1996
a) Free movement of Goods from one country to e) None of these
other. 166. Slogan of Allahabad Bank is
b) Movement of Goods from one Country to another a) Together We Prosper
free of cost. b) A Tradition of Trust
c) Unrestricted exchange of Goods and Services. c) A Long Tradition of Trust
d) Tool free of Duty d) All the above
e) None of these e) None of These

167. Syndicate Bank was established in _____ in Udupi: a) 1976 b) 1977 c) 1978
a) 1926 b) 1900 c) 1925 d) 1980 e) None of these
d) 1924 e) None of These 177. Which among the following is correct?
168. United Bank of India Limited was formed in 1950 a) Money market provides long term source of finance
with the amalgamation of b) Recession in the industrial sector in India is
a) Comilla Banking Corporation Limited (1914) normally due to a fall in exports
b) Begal Central Bank Limited (1918) c) Ways and means advances given by RBI
c) Comilla Union Bank Limited (1922) d) Exchange rate is fixed by RBI
d) Hooghly Bank Limited (1932) e) None of these
e) All of The Above 178. Who was the first Indian Governor of RBI?
169. Vijaya Bank is a _____sized Public Sector Bank a) Yash Pal Singh
with presence across India. b) Hemant Rao c) CD Deshmukh
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a) Medium Sized b) Large Sized d) Jaipal Singh e) None of these
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c) Small Sized d) None of The Above 179. KYC’ (Know Your Customer) norms were
e) None of These implemented in the Indian banking system in 2002
170. 14 Major banks were nationalized in: as per the directive of ?
a) 1970 b) 1969 c) 1968 a) SEBI b) RBI c) IBA
a
d) 1970 e) None of These d) IRDA e) None of these
171. On the basis of which commission was RBI 180. Expand CRAR in terms of banking sector.
established? a) Capital- to- Return Asset Ratio
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a) Hilton Young Commission b) Capital -to-Risk Asset Ratio
b) British Commission c) Capital -to-Risk Asset Range
c) Federal Commission d) Core Risk Asset Return
d) Federation Commission e) None of these
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e) None of these 181. One rupee notes and coins are issued by
172. Expand LIBOR? a) Reserve bank of India
a) London Inter Bank Offered Rate b) State Bank of India on behalf of Government of
b) London Inter Bank Official Rate India
a
c) London Inter Bank Offered Ratio c) RBI
d) London International Bank Offered Rate d) Finance Minister of Central government of India
173. In TRIPS, what does “I” stand for? 182. What does “Kite Flying” refers to in the banking
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a) Intellectual b) Information c) Indian terminology?
d) Infra e) None of these a) The practice of depositing and withdrawing
frequently in a bank account.
174. Through which of the following sources domestic
funds are raised by companies? b) Opening of multiple accounts with different names
by any individual
a) IPO only b) FPO only
c) Doing unauthorised business
c) Commercial papers only
d) Permitting drawls against uncleared cheques
d) Both IPO and FPO
e) None of these
e) All IPO, FPO and commercial papers
183. Bank rate policy, open market operations, variable
175. In India, which among the following is/are a part of
reserve requirements and statutory liquidity
Legal Tender Money?
requirements employed by Reserve Bank as
a) Both coins and currency notes measures of credit control viz.
b) Both coins and bank drafts a) quantitative methods
c) Both currency notes and SDRs b) qualitative methods
d) Only currency notes issued by RBI c) both of the above
e) None of these d) all of the above
176. When was IDBI delinked from the RBI and taken e) none of the above
over by Government of India?

184. RBI was established on ___________. b) Augmentation of savings and time deposits
a) April 1, 1925 b) April 1, 1935 c) Provision of high denomination notes
c) April 1, 1945 d) April 1, 1955 d) Creation of demand deposits
185. Which of the following banks is not wholly owned 192. Credit is a
by the Government of India? a) Stock concept
a) Reserve Bank of India b) Flow concept
b) State Bank of India c) A stock-flow concept
c) Punjab and Sind Bank d) A holding concept
d) Central Bank of India e) None of these
e) None of these 193. The term “HNI” used in banking parlance means__?
186. Which of the following terms is NOT used in a) Highly Negative Individual
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Banking/Finance related matters?
b) High Net-worth Individual
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a) Discount Rate
c) High Networked Individual
b) Letter of Credit
d) High Nuisance Individual
c) Cheque Clearing
d) General Ledger
194. Who compiles Economic Survey report in India?
a
e) Law of Motion
a) RBI b) Ministry of Finance
187. Which of the following would fall under the category
c) SEBI d) IRDA
of retail banking?
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e) (a) and (b) combined
a) Home Loans b) Credit Cards
195. A customer is required to maintain adequate balances
c) Personal Loans
in his/her accounts in order to use his ____ card in
d) Car Loans e) All of these the merchant establishments?
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188. “Swabhiman”, the financial inclusion scheme, comes a) Smart Card b) Credit Card
under the purview of which ministry?
c) Add-on Credit card
a) Ministry of Commerce
d) Debit Card e) None of the above
b) Ministry of Home Affairs
196. Economic planning is an essential feature of
a
c) Ministry of Finance
a) Dual economy b) Mixed economy
d) Ministry of External Affairs
c) Social economy d) Capitalist economy
e) None of these
e) None of these
189. A commercial paper is
197. Who covered the Export Credit Packing Advance
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a) a paper issued by Reserve Bank of India an trade sanctioned to SSI exporters under the credit
and commerce guarantee scheme?
b) an unsecured money market instrument issued in a) DICGC b) ECGC c) DRI
the form of promissory note
d) GIC e) None of the above
c) a document issued by IDBI for seeking refinance
198. SEBI is a
facility from Reserve Bank India
a) Constitutional body
d) all of the above
b) Statutory body
c) Advisory body
190. Under which of the following type of account is a
specified amount deposited every month for a d) Non-statutory body
specified period, says, 12, 24, 36 and 60 months? e) None of these
a) Fixed Deposit Account 199. What is the “USP” in a Savings Bank account of a
b) Saving Bank Account Bank over another Bank?
c) Current account a) Higher rate of interest
d) Recurring Account b) Low risk transaction
e) None of these c) Banking channels and branches
191. How Commercial banks can regulate money supply? d) Easy to operate
a) Printing of one rupee notes e) None of the Above
200. Which of the following remains at the top of d) Banking Laws (applicable to Co-Operative
organizational structure of RBI? Societies)
a) Governor e) None of the above
b) Executive directors 208. You might have heard about PMI data. What is PMI?
c) Central board of directors a) Prudential Managers Index
d) Chief general manager b) Purchasing Managers Indian
e) Principal chief general manager c) Purchasing Managers Index
201. In terms of Reserve Bank of India (RBI) guidelines, d) Prudential Managers Indian
Banks in India must pay a minimum interest on the e) None of these
balances held in Saving bank account at ________?
209. Hypothecation is applicable in the case of _____?
a) 4% b) 3.50% c) 5%
a) Movable goods
d) 6% e) 7%
b) Immovable property
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202. Which of the following can be called as “National
c) Book debts
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Income”?
d) Corporate guarantee
a) Net National Income at factor cost
b) Gross National Income at factor cost
210. Banking sector comes under which sector?
c) Net Domestic Product at factor cost
a) Services sector
a
d) Gross Domestic Product at factor cost
b) Manufacturing sector
e) None of these
c) Realty sector
203. FIMMDA’s general principles and procedures are
d) Industrial sector
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applicable to _________?
a) Fixed Income Markets e) None of these
b) Money Markets 211. In respect of Regional Rural Banks, the share holding
pattern is _______?
c) Derivatives Markets
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a) Central Government 50%, State Government
d) All of the above
35%, Sponsoring Bank 15%
b) Central Government 50%, State Government
204. Expand FIPP 15%, Sponsoring Bank 35%
a) Foreign Investment Promotion Brochure
a
c) Central Government 15% State Government 5%,
b) Foreign Investment Production Board Sponsoring Bank 50%
c) Foreign Investment Promotion Board d) Central Government 35%, State Government
d) Foreign Direct Investment Promotion Board 50%, Sponsoring Bank 15%
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e) None of these e) None of the Above
205. By adopting Cheque Truncation System, the banks 212. Which of the followings can be used for Current
in India would be required to print security logo on Account Deficit financing?
the face of the cheque leaves as _________? a) FII only b) FDI only
a) CTS 2012 b) CTS 2013 c) CTS 2010 c) ECB only d) Both FII and FDI only
d) CTS 2009 e) None of the Above e) All FII, FDI and ECB
206. Who regulates chit funds in India? 213. A company which pools money from investors and
a) Government of India invests in stocks, bonds, shares is called ____?
b) State Governments a) A bank b) An insurance company
c) Not regulated at all c) Bancassurance d) Mutual Fund
d) Concerned Districts e) None of the above
e) None of these 214. Which of the following agreement/accord is related
to baking reforms?
207. A Co-Operative Bank operating in different States
is regulated by _______? a) Vienna agreement
a) State Co-Operative Societies Act b) Basel accord
b) Banking Regulation Act c) Nagoya Protocol
c) Multi Unit Co-Operative Societies Act d) Cartagena Protocol
e) None of these
215. KYC means ________ ? a) capital reserve representing surplus arising out
a) Know Your Customer very well of sale proceeds of assets
b) Know Your exiting Customer very well b) paid-up capital, statutory reserves and other
disclosed free reserves, if any
c) Know Your prospective Customer very well
c) both (a) and (b)
d) Satisfy yourselves about the customer’s identity
and activities d) either (a) and (b)
e) None of the above e) None of the above
216. What is “STT”? 224. What is the meaning of “I promise to pay” clause
written on notes?
a) Standard Transaction Tax
a) The bank’s obligation to pay the value of banknote
b) Securities transaction tax
does not arise out of a contract but out of statutory
c) Securities transfer tax provisions.
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d) Standard transfer tax b) The bank’s obligation to pay the value of banknote
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e) None of these does arise out of a contract but not out of statutory
217. Which was the first Mutual Fund started in India___? provisions.
a) SBI Mutual Fund c) This obligation is neither due to a contract nor a
b) HDFC Mutual Fund statutory provision.
a
c) Kotak Pioneer Mutual Fund d) It means that to pay you the value, there is
sovereign guaranty.
d) Indian Bank Mutual Fund
e) None of these.
225. What is the name of technology given to the recently
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218. Bureau of Indian Standards (BIS) has its
introduced computerised clearance of cheques:
headquarters in
a) Automatic clearance
a) Mumbai b) Kolkata
b) MICR
c) Bhubaneswar d) New Delhi
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c) Speedline System
e) None of these
d) Special clearning
219. The regulator for Mutual Funds in India is?
a) FIMMDA b) AMFI c) RBI
226. To enforce law and order Government of India has
a
d) SEBI e) None of the above
many agencies. SFIO is one of them. Expand it.
220. If the Statuary Liquidity Ratio (SLR) is increased,
a) Serious Fraud Interrogation Office
what will be the effect on Bank’s credit situation?
b) Serious Fraud Investigation Office
a) It will be reduced
c) Serious Feud Interrogation Office
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b) It will be increased
d) Serious Fraud Interrogation Ordinance
c) It will remain unaffected
e) None of these.
d) None of these
227. The government has allowed issue of Long-Term
e) All of the above
Bonds for Insurance Companies and others upto:
221. Kisan Credit Cards (KCC) Scheme was formulated
in the year:
d) 30 years e) None of the above
a) 1996 b) 1997 c) 1998-99
228. Consider these statements:-
d) 2000 e) None of the above
Statement I : One rupee note is the liability of GOI.
222. Expand CIN with respect to OLTAS.
Statement II : Two rupee note is the liability of RBI.
a) Challan Identification Number
a) Both statements are true.
b) Challan Identification Notary
b) Both are false.
c) Channel Identification Number
c) Statement I is true, whereas II is false.
d) Challan Inventory Number
d) Statement I is false, whereas II is true.
e) None of these
e) None of these.
223. The components of Tier I capital of a banking
company include:

229. Banking Regulation Act, 1949, does not at all apply to 236. The tax payers data flows directly from banks to Tax
a) nationalized banks Information Network (TIN). Who maintains TIN?
b) State bank of India and its subsidiaries a) RBI
c) foreign banks having branches in India b) National Securities Depository Ltd.
d) Primary agr icultural credit societies and c) National Securities Defense Ltd.
cooperative land mortgage banks d) Enforcement Directorate
e) None of the above e) None of these
230. Consider these statements:- 237. Which of the following is not included in “CAMELS”
Statement I : Other than Rs. 1000 note, the security a) Capital Adequacy and Asset Quality
threads of the banknotes contain the word “Bharat” b) Management and Earning Performance
in Devanagari script and “RBI” alternatively.
c) Employees Performance
Statement II “ In Rs. 1000 note, the security thread
d) Liquidity and Systems
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contains the word “Bharat” in Devanagari script,
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“1000”, and “RBI”.
a) Both are false. 238. When were banknotes in the Mahatma Gandhi Series
introduced?
b) Both are true.
a) 1991 b) 1995 c) 1996
c) Statement I is true but II is false.
a
d) Statement I is false but II is true.
239. “Ways and Means” advances are provided by
e) None of these
Reserve Bank of India only to
231. A mortgage involves:
a) Central Government
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a) transfer of ownership
b) State Government
b) transfer of possession
c) Both (a) and (b)
c) transfer of interest
d) All of the above
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e) Cannot be determined
240. Consider these statements:-
232. Banknotes can be issued in any denominations but
Statement I : RBI decides volume and value of
coins can be issued up to what denomination?
banknotes to be printed.
a) Rs. 5000 b) Rs. 1000 c) Rs. 500
a
Statement II : RBI decides volume and value of coins
d) Rs. 100 e) None of these to be minted.
233. “Micro Credits” are loans: a) Both are true.
a) granted to distressed persons (other than farmers) b) Both are false.
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to pre-pay their debt to non-institutional lenders
c) Statement I is true, but statement II is false.
against appropriate collateral or group security
d) Statement I is false, whereas II is true.
b) not exceeding Rs. 50,000 per borrower provided
by banks e) None of these
c) both (a) and (b) 241. When a cheque is drawn on a bank, the bank is called
the _______?
a) Payee b) Drawee c) Drawer
e) Cannot be determined
d) Endorsee e) None of the above
234. RBI issued its first banknote in Jan 1938 bearing the
portrait of George IV. What was its denomination? 242. Balance in a current account is classified as _____
a) Rs. 5 b) Rs. 10 c) Rs. 1 a) Hybrid Deposit b) Term Deposit
d) Rs. 2 e) None of these c) Demand Deposit
235. Bank holidays under Section 25 of the Negotiable d) Flexi Deposit e) None of the above
Instruments Act, 1881 are declared by: 243. Capital adequacy is worked out based on?
a) State Government for the respective State a) Total demand and time liabilities
b) Banking Operations Department b) Net demand and time assets
c) Central Government c) Risk weighted assets
d) RBI d) Risk weighted liabilities
e) None of the above e) None of the above
244. In which of the following types of banking, there is a b) Allahabad Bank
direct execution of transaction between a bank and c) State Bank of India
its consumers?
d) Bank of Maharashtra
a) Retail Banking b) Universal Banking
e) Bank of Baroda
c) Virtual Banking
253. The primary function of a central co-operative bank
d) Unit Banking e) None of the above is to
245. “CAMEL model” is used by _______? a) to channelize the flow of funds from the State
a) Bankers to evaluate a credit proposal cooperative banks
b) Bankers to manage their risks b) mobilize the resources in the district for financing
c) RBI inspectors to evaluate banks functions its members to the maximum extent possible
d) Merchant Bankers to evaluate portfolio investment c) Both of these
e) None of the above d) Only (b)
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246. The Foreign exchange of India is kept with ______ d) None of the above
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a) SBI b) ECGC c) RBI 254. Which of the following Bank in 2012 has celebrated
it 30th year of continuous service?
d) NABARD e) None of these
a) RBI b) SIDBI
247. Which of the following instruments is not a
Negotiable Instrument, as per NI Act, 1881? c) Central Bank of India
a
a) Bills of Exchange d) NARARD e) SBI
b) Letter of credit 255. Which of the following organizations/agencies works
solely to monitor and arrange flow of agriculture
c) Bank Draft
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credit in India ?
d) Promissory Notes
a) NABARD b) SIDBI c) RBI
e) Cheque
d) SEBI e) None of these
248. Deposits under For eign Currency Non-
256. The RBI has decided to stop circulation of the coin
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Resident(FCNR) scheme can be accepted for a
of which of the following denominations from June
minimum of _______
2011 ?
a) 15 days b) 3 months c) 6 months
a) 50 p. b) Rs 1 c) Rs 2
d) 1 year e) 7 days
d) 25 p. e) Rs. 5
a
249. One of the State Government avails of a temporary
257. Insurance companies in India are regulated by
financial assistance from Reserve Bank of India. This
type of finance is called _______? a) RBI b) AMFI c) SEBI
a) Overdraft d) IRDA e) NABARD
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b) Temporary loan 258. Department of Economic Affairs is part of which of
the following Ministries ?
c) Short term finance
a) Ministry of Home Affairs
d) Ways and Means advance
b) Ministry of Planning
c) Ministry of Finance
250. Which of the following forms of securing a loan is
the safest one? d) Ministry of Heavy Industries & Public Enterprises
a) Lien b) Assignment c) Pledge e) Ministry of Rural Development
d) Hypothecation e) Mortgage 259. The currency notes of which of the following
denominations are not printed in India ?
251. When banks accept a fixed sum of money from an
individual for a definite term and pay on maturity a) Rs 5 b) Rs 10 c) Rs 50
with interest, the deposit is known as d) Rs 1,000 e) Rs 2,500
a) demand deposit 260. Union Budget which is presented every year in the
b) term deposit c) bond parliament is also known as
d) mortgage e) advance a) Annual Budget b) Common Budget
252. Which of the following public sector banks has c) General Budget d) Finance Report of the year
recently celebrated it centenary year? e) Statement of Allocation of funds
a) Central Bank of India

261. Which of the following is not the name of a bank, 268. Which of the following conditions are required to be
functioning in India ? fulfilled by a Regional Rural Bank to be eligible for
a) Central Bank of India opening of new branches?
b) Aegon Religare c) United Bank of India a) It should not have defaulted in maintenance of
SLR and CRR during the last two years
d) Dena Bank e) Citi Bank
b) Its net worth should show improvement and its
262. Which of the following public sector banks has
net NPA ratio should not exceed 8 per cent
recently celebrated it centenary year?
c) It should be making operational profits
a) Central Bank of India
d) Only (a) and (b)
b) Allahabad Bank
e) All of the above
c) State Bank of India
269. Co-operation as a form of economic activity was
d) Bank of Maharashtra
formally recognized in India in the year 1904 when
e) Bank of Baroda
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a) Mahatma Gandhi inaugurated the first Indian
263. The primary function of a central co-operative bank cooperative bank
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is to
b) the first co-operative bank was established in
a) to channelize the flow of funds from the State Bombay
cooperative banks
c) the first Co-operative Societies Act was passed
b) mobilize the resources in the district for financing
d) All of the above
a
its members to the maximum extent possible
c) Both of these
270. Which of the following is NOT a part of India’s
d) Only (b)
Money Market?
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a) Bill Market b) Call Money Market
264. Which of the following Bank in 2012 has celebrated
c) Banks d) Mutual Funds
it 30th year of continuous service?
e) Indian Gold Council
a) RBI b) SIDBI
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271. Under the Banking Regulation Act, 1949, which of
c) Central Bank of India
following is not qualified to be called as banks in the
d) NARARD e) SBI co-operative sector?
265. All regional rural banks (RRBs) are required to a) Urban Co-operative Banks
maintain their entire statutory liquidity ratio (SLR) in
a
b) Primary Agricultural Credit Societies
a) current accounts with sponsor banks
c) State Co-operative Banks
b) time deposits with sponsor banks
d) Central Co-operative Banks
c) government and other approved securities
e) All of the above
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d) gold holdings only
272. On the current account balances maintained by the
e) All of the above Regional Rural Banks with them, the commercial
266. The Regulatory Authority for Regional Rural Banks banks may
is a) pay interest up to 9 per cent
a) RBI and NABARD b) pay interest at such rates as may be mutually
b) Central Government agreed to
c) State Government c) pay interest as applicable to savings accounts
d) Sponsor bank d) waive incidental charges
e) All of the above e) All of the above
267. Through which of the following the funds to the 273. Where is the headquarter of Asian Development
projects aided by the World Bank and the Bank (ADB) located?
International Monetary Fund (IMF) are distributed? a) Manila b) Singapore c) Frankfurt
a) Regional Branches of RBI d) Bangkok e) Kathmandu
b) NABARD 274. The headquarter of Bank of India is located in which
c) Integrated Rural Development Programme of the following city?
d) Agriculture Refinance and Development a) Kolkata b) New Delhi c) Mumbai
Corporation d) Manipal e) Chennai
e) Ministry of Finance
275. All regional rural banks (RRBs) are required to 281. Under the Banking Regulation Act, 1949, which of
maintain their entire statutory liquidity ratio (SLR) in following is not qualified to be called as banks in the
a) current accounts with sponsor banks co-operative sector?
b) time deposits with sponsor banks a) Urban Co-operative Banks
c) government and other approved securities b) Primary Agricultural Credit Societies
d) gold holdings only c) State Co-operative Banks
e) All of the above d) Central Co-operative Banks
276. The Regulatory Authority for Regional Rural Banks e) All of the above
is 282. The Difference between Gross Domestic product
a) RBI and NABARD and Net Domestic product is
b) Central Government a) Government Revenue
b) Net Indirect Tax (Indirect Tax Subsidy)
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c) State Government
d) Sponsor bank c) Consumption of fixed Capital
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e) All of the above d) Net Capital Formation
277. Through which of the following the funds to the e) None of these
projects aided by the World Bank and the 283. Under which category will you classify Regional
International Monetary Fund (IMF) are distributed? Rural Banks ?
a
a) Regional Branches of RBI a) Scheduled Commercial Banks
b) NABARD b) Co-operative banks
c) Integrated Rural Development Programme c) Private sector banks
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d) Agriculture Corporation Refinance and d) Development banks
Development e) None of these
e) Ministry of Finance 284. From which of the following financial organizations
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278. Which of the following conditions are required to be of the world, India had taken soft loan for
fulfilled by a Regional Rural Bank to be eligible for recapitalization of banks?
opening of new branches ? a) Asian Development Bank
a) It should not have defaulted in maintenance of b) International Monetary Fund
SLR and CRR during the last two years
a
c) International Donors’ Group
b) Its net worth should show improvement and its
d) World Bank
net NPA ratio should not exceed 8 per cent
e) Bank of China
c) It should be making operational profits
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d) Only (a) and (b)
Regional Rural Banks with them, the commercial
e) All of the above banks may
279. Co-operation as a form of economic activity was a) pay interest up to 9 per cent
formally recognized in India in the year 1904 when
b) pay interest at such rates as may be mutually
a) Mahatma Gandhi inaugurated the first Indian agreed to
cooperative bank
c) pay interest as applicable to savings accounts
b) the first co-operative bank was established in
d) waive incidental charges
Bombay
e) All of the above
c) the first Co-operative Societies Act was passed
286. Where is the headquarter of Asian Development
d) All of the above
Bank (ADB) located?
a) Manila b) Singapore c) Frankfurt
280. Which of the following is NOT a part of India’s
d) Bangkok e) Kathmandu
Money Market?
287. The headquarter of Bank of India is located in which
a) Bill Market b) Call Money Market
of the following city?
c) Banks d) Mutual Funds
a) Kolkata b) New Delhi c) Mumbai
e) Indian Gold Council
d) Manipal e) Chennai

288. The Difference between Gross Domestic product c) Immediate transfer of money from customer of
and Net Domestic product is another country
a) Government Revenue d) Immediate transfer of money from customer of
b) Net Indirect Tax (Indirect Tax Subsidy) one bank to customer of RBI
c) Consumption of fixed Capital e) None of these
d) Net Capital Formation 295. Which among the following is the private sector banks?
e) None of these a) Union Bank of India
289. Under which category will you classify Regional b) Syndicate Bank
Rural Banks ? c) IDBI Bank
a) Scheduled Commercial Banks d) UCO Bank
b) Co-operative banks e) HDFC Bank
c) Private sector banks 296. Travellers Cheque is__________.
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d) Development banks a) A supplementary credit card
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e) None of these b) A cheque issued by a bank or finance institution
290. From which of the following financial organizations which functions as capital
of the world, India had taken soft loan for c) A certificate issued by a bank or finance institution
recapitalization of banks? in lieu of cash
a
a) Asian Development Bank d) A cheque issued by a bank or finance institution
b) International Monetary Fund which functions as a bond
c) International Donors’ Group e) A prepaid instrument issued by a bank or financial
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institutions which can be substitute of cash
d) World Bank
297. Mortgage is a security created on___________.
e) Bank of China
a) Movable property for a loan given by a bank
291. Nationalized Bank is also known as________.
b) Immovable property for a deposit received by a bank
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a) Private Sector Banks
c) A confirmation of immovable property given by
b) Self help Groups
a bank
c) Cooperative Banks
d) Movable property for a deposit given by a bank
d) Grameena Banks
e) Immovable property for a loan given by a bank
a
e) Public Sector Banks
298. Foreign exchange Reserves in India are kept in the
292. In which of the following accounts, operation by custody of ________.
cheques is permitted?
a) Finance Ministry
a) Savings bank accounts and fixed deposit accounts
b) SEBI
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b) Current accounts and fixed deposit accounts
c) Overseas Ministry
c) Savings bank accounts and floating loan accounts
d) Reserve Bank of India
d) Savings bank accounts and cash accounts
e) Govt. of India
e) Savings banks accounts and current accounts
299. What is the full form of the name “ILO” an agency
293. Which of the following is NOT comes under the of the United Nations?
functions of Banks?
a) International Labour Organization
a) Accept demand and time deposits from the public
b) International Legal Organization
b) Accept items for keeping in safe custody
c) Indian Labour Organization
c) Sell gold coins
d) Information & Legal Organization
d) Buy commodities for trading
e) Indian Lawyer’s Organization
e) Accept foreign currency for selling to money
300. For using the safe deposit locker facilities, bank
changers
customers pay__________.
294. RTGS enables___________.
a) Commission of locker
a) Immediate transfer of money from customer of
b) Interest on locker
one bank to customer of another bank
c) Rent on locker
b) Immediate transfer of money from customer of
one bank to customer of another branch within d) Exchange on locker
the same bank e) Safe custody charges
301. Expand MAT related to tax? a) Services rendered by banks for merchants and
a) Minimum Additional Tax traders capital requirements to merchants covered
b) Maximum Alternative Tax under DICGC Guarantee Scheme
c) Maximum Additional Tax b) Telegraphic transfers effected by merchants
d) Minimum Alternative Tax c) Catering to the needs of corporate customers
raising finance
e) None of these
d) All of the above
302. Local Area Banks
a) are licensed under the Banking Regulation Act,
1956 309. Expand FRBM.
b) are eligible for inclusion in the Second Schedule a) Financial Responsibility and Budget Management
to the Reserve bank of India Act, 1934 b) Fiscal Responsibility and Budget Maintenance
c) Have minimum paid up capital of Rs. 5 crore with c) Fiscal Responsibility and Budget Management
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promoters’ contribution being at least Rs. 2 crore d) Fiscal Risk and Budget Management
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d) all of the above e) None of these
e) none of the above 310. The promoters of Local Area Banks may comprise
303. Which agency in India provides refinance of export a) individuals
credit? b) corporate entities
a) SIDBI b) NABARD c) RBI
a
c) trusts and societies
d) EXIM Bank e) Government of India d) accepts deposits from public
304. The primary function of a central co-operative bank e) all of the above
is to
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311. The regional Rural Banks are sponsored by
a) mobilize the resources in the district for financing a) Unit Trust of India
its members to the maximum extent possible
b) Reserve Bank of India
b) to channelize the flow of funds from the
c) Life Insurance Corporation of India
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cooperative banks
d) NABARD
c) All of the above
e) Any Scheduled Commercial bank
d) Either (a) or (b)
312. Deficit financing can (these are also demerits of it)
a) Cause inflation
a
305. What is Reserve Money (RM)?
b) Bring rise in fiscal deficit
a) Currency in circulation with the public
c) Bring rise in credit creation in banks
b) Deposits of some people with RBI
d) All above
c) Cash reserves of the banks
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d) Total of the above three options
313. Central co-operative banks
a) occupy a crucial importance in the co-operative
306. Which of the following is the first Universal Bank
credit structure
established in India?
b) from an important link between the state
a) IDBI Bank Ltd.
cooperative bank at the apex and the primary
b) ICICI Bank ltd. agricultural credit societies at the base
c) Reserve bank of India c) are closer to the primary societies than an apex
d) NABARD bank could be
e) HDFC Bank Ltd. d) all of the above
307. What is the objective of introduction of “Marginal e) none of the above
Standing Facility” by RBI? 314. If the RBI wants to infuse credit in Banking system
a) To contain volatility in the overnight inter-bank in our country, which of the followings can be done?
rates a) Decreasing CRR
b) To contain volatility in MIBOR b) Decreasing SLR
c) To contain volatility in LIBOR c) Both (a) and (b)
d) To match with standard Tier 1 capital Ratio d) None of the above
e) None of these e) Cannot be determined
308. The term ‘Merchant Banking’ connotes
315. Deposits with Regional Rural Banks are insured by 321. Which of the following is the private sector Bank in
a) Life Insurance Corporation of India India?
b) General Insurance corporation a) IDBI Bank b) Axis Bank
c) Deposits Insurance and Credit Guarantee c) Corporation Bank
corporation d) UCO Bank e) None of the above
d) None of the above 234. Regional Rural Banks are managed by
e) all of the above a) Reserve Bank of India
316. If the rupees depreciate, what is the effect on the b) the State Government
exporters? c) the sponsor bank
a) They are unaffected d) a board of directors
b) They are in loss e) All of these
c) They are in profit
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323. Which of the following terms NOT used in the field
d) They get credit crunch of Banking & Finance?
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e) None of these a) Overdraft b) Base Line c) RTGS
317. Under merchant banking, consultancy services are d) GBC e) None of the above
rendered by banks/merchant bankers for 324. Which of the following conditions must be fulfilled
a) floating of new companies before a bank is included in the Second Schedule to
a
b) preparation, planning and execution of new the Reserve Bank of India Act?
projects a) It must be a State co-operative bank or a
c) giving expert guidance and managing the new company as defined in the Companies Act, 1956
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promotions or new promotions of industries/ or an institution notified by the Central
enterprises Government in this behalf or a corporation or a
company incorporated by or under any law in
d) all of the above
force in any place outside
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b) It must satisfy the Reserve Bank of India that its
318. When the Government of India cannot raise enough affairs are not being conducted in a manner
financial resources through taxation, it finances its detrimental to the interests of the depositors
expenditure through various means like borrowing
c) It must have a paid-up capital and reserves of
from market, running down its balances with RBI
a
an aggregate value of not less than Rs. 5 lakh
etc. This can be exactly called as
d) Only (a) and (b)
a) Fiscal Deficit Financing
e) All of the above
b) Deficit Financing
325. Which of the following is NOT a type of cheque
c) Capital Infusion
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issued by an individual?
d) Restructuring
a) Bearer cheque b) Order cheque
e) None of these
c) Crossed cheque
319. Under the Banking Regulation Act, 1949, which of
d) Savings cheque e) None of the above
the following is not qualified to be called as banks in
the co-operative sector? 326. 1947 Regional Rural Banks are empowered to
transact the business of banking as defined under
a) Urban Co-operative banks
a) Regional Rural Banks Act, 1976
b) State Co-operative banks
b) Negotiable Instruments Act, 1881
c) Primary Agricultural Credit Societies
c) Banking Regulation Act, 1949
d) Central Co-operative Banks
d) The Banking Companies (Acquisition and
Transfer of Undertakings) Act, 1970
320. Buying and selling of eligible securities by RBI in
the money market can be termed as
327. Name the person Currently who is the Governor of
a) Open Economy Operations
the RBI ?
b) Open Market Operations
a) Bimal Jalan b) Y.V. Reddy c) Arun Jaitley
c) Credit Control Measures
d) Urjit R. Patel e) None of the above
d) Credit Creation Measures
e) None of these
328. Paid-up share capital of Regional Rural Bank is b) Converting money obtained through illegal sources
contributed by in to legal money
a) Central Government only c) Keeping the money in currency chests
b) State Government only d) Sending excess cash to other branch
c) Central Government, State Government and the e) None of these
sponsor commercial bank in the ratio of 335. For opening a new branch, a Regional Rural Bank
50 : 15 : 35 respectively requires
d) NABARD, the concerned State Government and a) permission of NABARD
the sponsor commercial bank in the ratio of
b) permission of Director, Institutional Finance
60 : 20 : 20 respectively
c) Approval of DRDA
e) All of the above
d) RBI license
329. Which of the following is an example of cash less
e) All of the above
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purchase?
336. What does M stand for In CAMELS?
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a) ATM Withdrawal
b) Credit Cards a) Maintenance b) Management
c) Debit Card c) Misappropriation
a) Only a b) Only (b) d) Money e) None of these
337. CASA is basically the combination of Current
a
c) Only (b) and (c)
account and saving account deposits with a Bank.
d) All of these e) None of the above
Why do the Banks put greater emphasis on mobilizing
330. RBI was established on ___________. a high CASA ratio?
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a) April 1, 1925 b) April 1, 1935 a) In order to fulfill RBI stipulation for it
c) April 1, 1945 d) April 1, 1955 b) It helps reduction in average cost of funds
e) None of these c) These are stable deposits
333. For which of the following, the Reserve Bank of
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d) These help Banks maintain a healthy assetliability
India has stipulated the maximum capital adequacy ratio
requirement?
a) Private sector banks
338. The main foreign exchange reserves in the country are
b) Banks that undertake insurance business
a
a) Foreign Currency assets
c) Local Area Banks
b) Gold Stock
d) Scheduled Commercial Banks
c) Special Drawing Rights
e) None of these
d) All of the above
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332. Which of the following appears in the balance sheet
e) None of these
of a company?
341. Which of the following Acts has specially been
a) Subscribed Capital
enacted to help banks deal with bad loans?
b) Authorized Capital
a) Negotiable Instrument Act
c) Partner’s Capital
b) Banking Regulation Act
d) Paid up Capital
c) SARFAESI Act
e) None of these
d) Companies Act
333. Cash Reserve Ratio (CRR) is to be maintained on
e) Offshore Banking Act
Net Demand and Time Liabilities (NDTL). SLR is
thus required to be maintained on ________? 340. What is current Reverse Repo rate?
a) Total Demand and Time Liabilities a) 6.50 b) 6 c) 6.75
b) Net Demand and Time Liabilities d) 7.25 e) 5.75
c) Total Demand and Time Assets 341. In Banking parlance, “NPA” stands for
d) Net Demand and Time Asset a) Non Performing Asset
e) None of the above b) Net Producing Asset
334. What do you mean by “Money Laundering”? c) Net Performing Asset
a) Washing the currency notes in a good laundery d) Not Promoting Asset
e) None of these
342. _____________ is the duty applied by a government a) Indian Banks’ Assocoation
to control the exports of an article of trade, so that b) NABARD
the article of trade can be used by the local markets
c) RBI
rather than in foreign countries.
d) Cabinet Committee on economic affairs
a) Customs duty b) Excise duty
e) None of these
c) Anti-dumping duty
351. DAX is the stock exchange of _______?
d) Dumping duty e) None of these
a) Germany b) Japan c) USA
343. Which of the following fall under the qualitative
method of credit control adopted by the Reserve d) Maxico e) None of the Above
bank of India? 352. What does “L” stands for in term CBLO?
a) Selective credit control a) Liquidity b) Lending c) Lower
b) Moral suasion c) Credit authorization scheme d) License e) None of these
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d) All the above e) None of these 353. Indian paper currency is minted in Mysore and also
in________?
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344. The treasury bills are issued at a
a) Discount b) Premium a) Kolkata b) Chennai c) Bengaluru
c) Both a) and b) d) Face value d) Nasik e) Delhi
e) None of these 354. The inflation led by rising food prices caused by
increased demand for agricultural commodities is
a
345. If a customer does not get a satisfactory response
called .
to his grievance from the bank within _____ days ,
then he can approach the Banking Ombudsman. a) Hyperinflation b) Stagflation c) Agflation
a) 60 b) 90 c) 30 d) Deflation e) None of these
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d) 15 e) None of these 355. The different names of Reserve Bank of India
are_______?
346. Under which category will you classify Regional
Rural Bank? a) Central bank b) Banker’s bank
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a) Scheduled Commercial Banks c) Lender of the last resort
b) Co-operative Banks d) Apex bank e) All of the above
c) Private sector Banks 356. Financial services at affordable costs to the sections
of disadvantaged and low-income group of society
d) Development Banks
is called asa) Financial Inclusion
a
e) None of these
b) Financial Stability
347. What does FSDC stand for?
c) Deflation
a) Financial Security and Development Council
d) Good trade
b) Financial Stability and Development Council
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e) None of these
c) Fiscal Security and Development Council
357. Biometric ATMs have been introduced by many
d) Fiscal Stability and Development Council banks recently, to cater to which type of customers?
e) None of these a) Urban customers
348. Which of the following is also known as the National b) Non-Resident Indians
Bank?
c) People with dubious characters
a) Reserve Bank of India
d) Rural and illiterate people
b) Asian Development Bank
e) Bank employees
c) State Bank of India
358. Which of the following type of budgeting being used
d) NABARD in India?
e) None of these a) Balanced Budget
349. The Headquarter of Bank of India is located in which b) Zero base Budget
of the following city?
c) Receipts Budget
a) Kolkata b) New Delhi c) Mumbai
d) All of the above
d) Manipal e) Chennai
e) None of these
350. Many regional Rural Banks were given licenses to
open branches in small cities and towns. These
licenses were given by .
359. Rise in inflation rate leads to decline in ______? c) Bank Rate d) Reserve Repo Rate
a) Interest rate e) None of these
b) Raise in the deposits in the banks 367. The Bank shall have to state their lending policies.
c) Decrease the real interest rate These would include
d) Raise the credit growth by banks a) Exposure limits and eligible borrowers
e) None of the above b) Documentation standards, maturity and pricing
options
360. The sheet of record which contains all monetary
transaction between an country and the rest of the c) Write off review procedures
world is called . d) All the above
a) Balance of trade e) None of these
b) Balance of Payment 368. What does “T” in RTGS stand for?
c) Balance sheet a) Transaction b) Transfer c) Tax
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d) Export-Import Data d) Time e) None of these
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e) None of these 369. What is the limitation period for filing a case in a
361. Some bank are financing projects like “Construction Consumer court?
Roads/Bridges Etc. a) Two years from the date of cause of action
a) Developing Core Sector Industry b) Two years from the date purchase of good or
a
b) Project Management service
c) Infrastructure Development c) Three year from the date of cause of action
d) Financial Inclusion d) One month from the date of purchase
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e) All of these e) None of these
362. Fiscal deficit is ______. 370. The tax levied by Local Governments i.e. Municipal
Corporations and municipalities is _______.
a) Total income less government borrowing
a) Income Tax b) Wealth Tax c) House Tax
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b) Total payments less total receipts
d) Gift Tax e) None of these
c) Total payments less capital receipts
371. What do you mean by “C” in the term called as
d) Total expenditure less total receipts excluding
FMCG?
borrowing
a) Customer b) Consumer c) Creditor
a
e) None of these
d) Country e) None of the above
Regional Rural Banks with them, the commercial 372. For which of the following bank account there is no
banks may deduction of TDS?
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a) Pay interest up to 9 per cent a) Saving Bank accounts
b) Pay interest at such rate as may be mutually b) Recurring Deposit accounts
agreed to c) Term deposit Accounts
c) Pay interest as applicable to savings accounts d) Both A & B
d) Waive incidental charges e) None of these
e) All of the above 373. Which of the following is the oldest public sector
364. The one-rupee note bears the signature of _____. bank of India having branches all over the country
and serving for the last 147 years and even today?
a) RBI Governor b) Deputy Governor
a) Bank of India
c) Finance Secretary
b) Punjab National Bank
d) Finance Minister
c) Allahabad Bank
e) None of these
d) State Bank of India
365. RBI was nationalized in the year
e) None of these
a) 1949 b) 1952 c) 1955
374. The banks get benefited most from which of the
following entity ?
366. Which of the following interest rates signifies RBI’s
a) Fee of services b) Loans
long term stance of monetary policy?
c) Securities d) Saving Account
a) Repo rate b) CRR
e) None of these
375. In the term called as AMFI, what do you mean by e) None of these
“M”? 383. Which of the following statements is correct about
a) Mutual b) Money c) Managing banks?
d) Miscellaneous e) none of the above a) Banks cannot accept demand and time deposits
376. Which of the following authorities is not involved with from public.
FDI dealing? b) Banks can accept only time deposits from public.
a) Reserve bank of India c) Banks can accept both demand and time deposits
b) Foreign Investment Implementation Authority from public.
c) Securities and Exchange board of India d) Banks can accept demand and time deposits only
from government.
d) Foreign Investment Promotion Board
e) None of these
384. Which committee is heading the conversion of Urban
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377. Which of the following is included in bancassurance?
Cooperative Banks into Regular Banks?
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a) Insurance policies issued by the banks in their
a) R Gandhi b) H R Khan
names
c) Urjit R. Patel d) S. S. Mundra
b) Selling by a bank the insurance policies of its
ancillary insurance company e) None of these
c) Selling by a bank the insurance policies of any 385. Banking Ombudsman services are available to:
a
insurance company a) All Scheduled Commercial Banks
d) All the above b) Regional Rural Banks
e) None of the above c) Scheduled Primary Co-operative Banks
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378. What can be the maximum limit of CRR for a d) Only a & c
commercial bank to maintain cash with RBI? e) All the above
a) 55% b) 40% c) 50% 386. When the conversion rate of our currency goes high
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d) 49% e) None of these in compared to other currency, it is known as a)
379. Which amongst the following is not term deposits Rupee Appreciation
issued by commercial banks? b) Rupee Devaluation
a) Current account c) Rupee Demodulation
a
b) Fixed deposit d) Rupee Depreciation
c) Recurring deposit e) None of these
d) Reinvestment deposit 387. PAN number is required for all transactions above:
e) all the above a) Rs. 25,000 b) Rs. 50,000 c) Rs. 1 lakh
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380. Which among the following bank has offered the d) Rs. 10 lakh e) Rs. 2 lakh
best interest on saving accounts in India by Jan 2015? 388. The announcement of Bank holidays on 2nd and 4th
a) Yes bank b) Kotatk Mahindra Bank Saturday will be effective froma) 31st August 2015
c) IndusInd Bank d) Lakshmi Vilas Bank b) 1st September 2015
e) None of these c) 30th August 2015
381. IFSC in a cheque means: d) 30th September 2015
a) Indian Financial System Code e) None of these
b) It has 11 digits alpha numeric 389. "Allonge" is
c) First 4 digits represent Bank Name a) A piece of paper for making endorsements
d) This code is used in remitting funds through RTGS b) A piece of paper attached to a negotiable
and NEFT instrument for making available more space for
e) All the above further endorsements
382. M-wallet (mobile wallet) application called Buddy c) Both a and b
lauched by which of the following bank? d) Duplicate DD issued to a customer
a) Axis b) State bank of Travancore e) Bill payable after sight
c) ICICI d) SBI

390. Which of the following is not the function of Payment 398. Which of the following Indian company sets it record
bank? to be the first company to overtake its parent
a) Issue of ATM /Debit card company in terms of “market valuation”?
b) Issue of Credit Card a) Mahindra & Mahindra
c) Accepts Deposits b) Tata Motors c) Ashok Leyland
d) Provides remittances d) TCS e) None of these
e) None of these 399. NEFT is useful because:
391. "Hundi" is a a) The remitter need not send the physical cheque
or Demand Draft to the beneficiary.
a) Draft
b) The beneficiary need not visit his/ her bank for
b) Cheque
depositing the paper instruments
c) Bill of exchange
c) The beneficiary need not be apprehensive of loss/
d) Promissory note
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theft of physical instruments or the likelihood of
e) None of these fraudulent encashment thereof
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392. In which of the following market does devaluation d) Cost effective
of currency happen? e) All the above
a) Fixed exchange rate 400. Customer Day in the bank is on and customers are
b) Floating exchange rate allowed to meet the top officials of the bank on this
a
c) Pegged exchange rate day in every month:
d) Either A or B a) 5th b) 10th c) 15th
e) None of these d) 30th e) Any of the above dates
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393. Mutual Fund Scheme that operates continuously 401. Which of the following is the name of the organization
without any limit entry for subscriptions and specifically to develop small scale industrial sector
redemptions is in our country?
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a) Fixed Income b Specific Fund a) NABARD b) SEBI c) SIDBI
c) Close Ended d) Open Ended e) Mixed Fund d) AMFI e) None of the above
394. At Present, What is the maximum amount that a 402. Mutual Funds are regulated by________
payment bank can accept from a depositer? a) Reserve Bank of India
a
a) Rs.5 lakhs b) Rs.1 lakh c) Rs.2 lakhs b) Securities and Exchange Board of India
d) Rs.75000 e) None of these c) Small industrial development bank of India
395. Basic Objective of SEBI is/are: d) State Bank of India
a) To promote the interests of investors in securities e) None of these
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b) To promote the development of Securities Market 403. Which of the following types of ATMs eliminates
c) To regulate the securities market the need for PIN early and authenticated customer
d) To protect the interest of the investors to improve transactions by thumb impressions.
the stock market investments a) while label ATMs
e) All of the above b) Biometric ATMs
396. Which of the following will be the co-investor for c) On-site ATMs
India Aspiration Fund (IAF) and SIDBI Make In d) Off-site ATMs
India Loan For Enterprises (SMILE),funds launched e) None of these
by SIDBI?
404. Maximum age for retirement for MD/CEO of all
a) GIC b) LIC c) SBI Finance private banks is__________
d) Tech M e) None of these a) 70 b) 65 c) 60
397. Banking Industry has been declared as public utility d) 68 e) None of these
service for purpose of
405. The New Capital Adequacy Frame work prescribed
a) Negotiable Instruments ACT, 1881 for the banks is commonly known as?
b) Reserve bank of India Act, 1934 a) KYC norms b) Credit Policy
c) Banking regulation Act, 1949 c) Basel accord d) Fiscal Policy
d) Industrial Disputes Act e) None of these
e) None of these
406. Regulatory Authority for Regional Rural Bank is c) Cash Reserve Ratio
of___________ d) Cash Revenue Ratio
a) RBI and NABARD e) None of these
b) NABARD c) RBI 414. What does 'DD' stand for
d) Central bank e) None of these a) Demand Cheque
407. Real Time Gross Settlement System means a b) Demand Credit c) Demand Cash
payment system in which
d) Demand Draft e) None of these
a) both processing and final settlement of funds
415. In which city the Bank of International Settlements
transfer instructions can take place continuously
(BIS) located?
b) final transaction takes place at the end of the day
a) New York b) Basel c) Washington
c) final payment is physically effected within 24
d) Davos e) Paris
hours
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416. RBI was established on _________ ?
d) final settlement of funds take place at 3 PM daily
a) 21st April 1940 b) 20th April 1943
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c) 2nd April 1947 d) 1st April 1935
408. Which of the following banks is not nationalized in
1969___________ e) None of these
a) Central Bank of India 417. Which among the following is at times mentioned as
a kind of Direct Debit Facility?
a
b) Dena Bank
a) RTGS b) ECS c) NEFT
c) Canara Bank
d) IMPS e) None of these
d) Oriental Bank of Commerce
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418. What does EXIM Bank stand for?
e) None of these
a) Extra Import Bank of India
409. Effective from 15th April, 1980, how many banks
with demand and time liabilities exceeding 200 crore b) Export Import Bank of India
were nationalized? c) Export Information Bank of India
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a) five b) four c) six d) Export Import Bank of Intelligence
d) ten e) None of these e) None of These
410. Which one of the following rates is not decided by 419. Regional Rural Banks are classified as
RBI__________ a) subsidiaries of NABARD
a
a) Bank rate b) Base rate b) subsidiaries of the sponsor banks
c) Repo rate d) Prime Lending rate c) scheduled commercial banks
e) None of these d) All of the above
S
411. What does AGM stand for? e) None of the above
a) Asian General Meeting 420. Which of the following organizations is the Mutual
b) American General Meeting Fund Market regulator?
c) Academic General Meeting a) CIBIL
d) Annual General Meeting b) MCX-SX
e) None of these c) SEBI
412. Foreign exchange reserves of India are kept in the d) National Stock Exchange of India
custody of which of the following? e) None of these
a) International Bank for Reconstruction and 421. Which among the following is not under the control
Development of central banking authority?
b) Reserve Bank of India a) Monetary control
c) State Bank of India b) Management of government debts
d) International Monetary Fund c) Lender of last resort to banks
e) Government Treasury d) Banker to government
413. What does CRR stand for? e) Equity market and debt market supervision and
a) Credit Reserve Ratio control
b) Cost Advisory Ratio

422. A very large loan extended by a group of small banks 429. An account which is maintained by depositing
to a single borrower is known as ______ undistributed parts of profit for future needs is known
a) Secured loan as ________
b) Syndicated loan a) Savings Account
c) Non-Recourse loan b) Current Account
d) No Documentation loan c) Reserve Account
e) None of these d) All of the above
423. Safe deposit locker - a product offered in the Indian e) None of the Above
retail banking segment under: 430. To control inflationary situation in the economy, RBI
a) Retail loan products can increase one or more of these monetary tools:
b) Retail deposit products a) CRR-SLR-BANK Rate
b) SLR-CRR-BASE Rate
p
c) Retail services
d) Retail facilities c) CRR-SLR-REPO Rate
l
e) Retail comforts d) CRR-SLR-REVERSE REPO Rate
424. When it comes to retail deposit products, which e) CRR-SLR-BENCHMARKING PLR
among the following is irrelevant? 431. When it comes to money market instruments, which
a) Recurring deposit accounts among the following is not true?
a
b) Term deposit accounts a) Treasury bills
c) No frills accounts for common man b) Term money
c) Certificate of deposits
k
d) Depository services
e) Senior citizen deposit accounts d) Corporate securities
425. Which term refers closure of the loan account prior e) Commercial paper
to the tenure fixed for the account? 432. A debt which is irrecoverable and is therefore written
n
a) Pre Approved off as loss in the accounts of an institution or bank is
known as __________
b) Pre Closure
a) External debt b) Good debt c) Bad debt
c) Personal Disposable
d) Internal debt e) All of the above
d) All of the above
a
433. 1936. The issued/paid-up capital of a Regional Rural
Bank should be
426. Leasing, hire purchase and bill discounting are the
a) Rs. 5 lakh
domain of _____
b) minimum Rs 25 lac and maximum Rs 100 lac
a) Non banking companies
S
c) Rs. 80 lac
b) Mutual funds
d) Rs 60 lac
c) Commercial banks
d) Development banks
434. ___________ is basically charged when a person
uses a credit card to obtain cash.
427. The difference between the total cost of a project
a) Early Repayment Charge
and the sanctioned loan amount is termed as _____
b) Redemption Fee
a) Near Money b) Hot Money
c) Transaction Fee
c) Gross Income d) Margin Amount
d) Cash Advance Fee
e) None of these
e) None of these
428. The capital markets regulatory authority has
supervision over: 435. New and re-issuable currency notes are stored in
_______ maintained by the banks as agents of
a) Stock exchanges
Reserve Bank of India
b) Foreign institutional investors
a) Currency chests
c) Equity and debt raisers
b) Treasuries c) Branches
d) Mutual funds
d) Service units e) Godowns
e) All the above

436. Time period that is considered from the inception of a) The parent foreign bank of a wholly owned
the credit, investment or negotiable instrument and subsidiary would continue to hold 100 per cent
ends upon the maturity or expiry of the instrument is equity in the Indian subsidiary for a minimum
referred as ________ prescribed period of operation
a) Amortisation Period b) Foreign banks would be permitted to acquire a
b) Amortising Swap controlling stake in a phased manner, but only in
those private sector banks which are identified
c) Asset Backed Security
by the Reserve Bank for restructuring
d) Attrition Analysis
c) Foreign banks would be allowed to open more
e) None of these than the existing WTO commitment of 12
437. Urban cooperative banks are controlled by _______ branches in a year
and ______ d) Only (a) and (b)
a) State government-RBI e) All of the above
p
b) NABARD - RBI 444. Mixed economy means?
l
c) SEBI - RBI a) Co-existence of public and private sectors
d) Central government - NABARD b) Co-existence of rich and poor
e) NABARD - state governments c) Co-existence of small and large industries
438. Which is an interest-free period that is to be given d) Co-existence of wholesale and retail markets
a
by a creditor to debtor?
e) None of these
a) Fixed Period b) Preset Period
445. What is fiat money?
c) Grace Period d) All of the above
a) The currency backed by Government Guarantee
k
b) The currency backed by gold reserves
439. Cash reserve ratio is the ______ deposit to be held
c) The currency backed by paper assets
by banks with Reserve Bank of India
d) The currency backed by individuals
a) Voluntary
n
e) None of these
b) Mandatory
446. In the term STRIPS, the S denotes
c) Optional
a) Small b) Single c) Separate
d) As decided by the chairman and managing
director d) Savings e) None of these
a
e) None of the above 447. KYC guidelines followed by the Banks have been
framed on the recommendations of the
440. A loan which is secured by collateral and for which
borrower is not personally liable is called ______ a) Ministry of Home Affairs
b) Reserve Bank of India
S
a) Secured loan
b) Syndicated loan c) Indian Banks Association
c) Non-Recourse loan d) Financial Intelligence Unit
d) No Documentation loan e) None of these
e) None of these 448. Under the “Swabhiman” above how much population
the government has decided to provide banking
441. Goods and Service Tax, would replace which of the
facilities to unbanked areas?
following taxes levied at present?
a) 2000 b) 3000 c) 4000
a) Capital gains tax
d) 5000 e) 6000
b) Corporate tax c) Value added tax
449. Which one of the following is a regulatory body in
d) Income tax e) None of these
India?
442. Which of the following sectors makes maximum
a) RBI b) SEBI c) BMB
contribution to the National Income of India?
d) IDBI e) SBI
a) Agriculture b) Service c) Industry
450. The Base rate for banks in India is set up by?
d) Both a) and c) e) None of these
a) Board of all banks
443. Which of the following statements are correct in
regard to foreign banks operating in India ? b) RBI c) SBI
d) SEBI e) BoI

451. Where is the head quarter of Insurance Regulatory a) Cash Reverse Ratio
and Development Authority (IRDA)? b) Leverage Ratio
a) Hyderabad b) Bangalore c) Mumbai c) Statutory Liquidity Ratio
d) Delhi e) None of these d) Loan-to-Value Ratio
452. Where is the head quarter of Telecom Regulatory e) None of these
Authority of India (TRAI)?
460. Which of the following is the correct definition of
a) New Delhi b) Gujrat c) Pune Hot Money?
d) Bangalore e) None of these a) This is the fund which is dumped into a country
453. What is the full form of NAV? to get the advantage of a favourable interest rate
a) Net Actual Value b) This is the fund which is provided by a bank in
b) Net Annual Value US $ at very short notice and at a very high rate
of interest and for a longer period of repayment
c) Net Asset Value
p
c) This is the fund which is pushed into market
d) Net Average Value
l
through illegal methods
e) None of these
d) All of the above
454. Which of the following is known as the concept of a
e) None of these
standard contract to buy or sell a specified
commodity at a certain date in future and at a market 461. When it comes to organized sector, which among
a
driven price? the following is not true?
a) Forward Contract a) Reserve Bank of India
b) Futures Contract b) Public sector commercial banks
k
c) Market Contract c) private sector commercial banks
d) Standard Contract d) money lenders
e) None of these e) cooperative banks
455. Which of the following depicts the financial position 462. Name the country’s first small finance bank which
n
of a bank or business enterprise at a given point of started its operations recently?
time? a) Capital Local Area Bank
a) Balance sheet b) Cash flow statement b) Disha Microfin Private Limited
c) Income statement c) Au Financiers (India) Limited
a
d) Model audit e) None of these d) Ujjivan Financial Services
456. When financial institutions and banks undertake e) Utkarsh Micro Finance
activities related to banking like investment, issue of 463. A _____is an institution which accepts deposits,
debit and credit card etc then it is known as _____? makes business loans and other related services
S
a) Internet banking a) Development bank
b) Universal banking b) Savings bank
c) Virtual Banking c) Commercial bank
d) Wholesale banking d) Indigenous bank
e) None of these e) Local area bank
457. What is the full form of NIM? 464. In which of the public sector bank, government
a) Net Interest Margin decided to take a move to lower its stake below
b) Net Involvement Margin 51%?
c) Net Involution Margin a) IDBI Bank b) Bhartiya Mahila Bank
d) Net international Margin c) Vijaya Bank d) EXIM Bank e) OBC Bank
e) None of these. 465. The initial public offer is connected to which among
the following:
458. Oudh Commercial Bank was founded in _____.
a) Primary market
a) 1913 b) 1917 c) 1894
b) Secondary market
c) Old issues market
459. Which of the following is a financial ratio that gives
a measure of a company’s ability to meet its financial d) gilt edged securities market
losses? e) None of the above
466. Name the mobile app started by SBI to stop the debit a) April 1 b) May 1 c) June 5
card details whereby the customer can activate or d) July 1 e) None of these
deactivate its debit card by just sending an SMS?
475. What do you mean by RIDF?
a) SBI Debit b) SBI SMS c) SBI Quick
a) Rural India development fund
d) SBI Flip e) SBI Deact
b) Rural Infrastructure development fund
467. The industries securities market refers to the market
c) Rural Innovative development fund
which deals in:
d) Rural Industrial development fund
a) Equities b) Debentures
c) Treasury bills d) Commercial paper
476. India became the _______ country in the world to
e) Only (a) and (b) as above
have a bank especially for women.
468. According to a report, India replaced China as top
a) 7 b) 6 c) 5
destination for foreign direct investment in 2015 by
p
attracting how much worth of FDI projects? d) 3 e) None of these
477. When it comes to electronic banking which among
l
a) $57 billion b) $68 billion c) $53 billion
the following are not coming under the purview of
d) $63 billion e) $50 billion
electronic banking?
469. _____ refers to the market for government and semi
a) Debit cards
government securities, backed by the RBI
b) credit cards
a
a) Gilt edged market
c) mobile banking
b) Industrial securities market;
d) safe deposit locker
c) Primary market
e) internet banking
k
d) Secondary market
478. Which of the following is the purpose of introducing
“Know Your Customer” norms by the banks?
470. Which state owned bank has become the top
a) Identifying people who do not pay Income Tax
mobiliser under Gold Monetization Scheme, launched
n
by Modi government? b) To bring more and more people under the banking
net
a) Bank of Baroda
c) To ensure that the money deposited in banks has
b) State Bank of India
come from genuine sources
c) Punjab National Bank
a
d) None of the Above
d) Central Bank of India
e) Both a) and b)
e) Bank of India
479. The returned non resident Indians are permitted to
471. Which among the following is short term borrowings open the following accounts:
for any firm?
S
a) Non resident external account
a) Debentures
b) Non resident ordinary account
b) Shares
c) RFC account
c) Long term loans availed from banks
d) FCNR account
d) Subordinated borrowings
e) Sundry creditors
480. In second phase of nationalization, how many banks
472. The Imperial Bank of India was renamed as? were nationalized?
a) Reserve Bank of India a) 7 b) 6 c) 5
b) IDBI d) 3 e) None of these
c) Union Bank of India 481. Financial instruments provided short term and they
d) State Bank of India include
e) None of these a) Commercial paper
473. Find the odd man out when it comes to sanctioning b) Hundi
of loans to a customer? c) Certificates of deposits
a) Borrowing b) Lending c) Advancing d) Promissory notes
d) Procuring e) Extending credit e) All the above
474. SBI Day is observed on _________

482. The “No Frill Accounts” facility provided by the banks 489. Banks borrow in this money market for the following
is aimed at which of the following categories of purposes:
people? a) To fill the gaps in temporary mismatches in funds
a) Corporate world b) To meet the cash reserve ratio and statutory
b) Senior citizens c) Current account holders reserve ratio the mandatory requirements as
d) Poor people e) Government employees stipulated by RBI
483. In the context of banking business, the increasing c) To meet sudden demand for funds arising out of
trend in the Burden Bearing Ratio would show the larger outflows
following? d) All the above
a) Less burden bearing capacity of the bank e) none of the above
b) More burden bearing capacity of the Bank 490. Which bank launched skill development mission
c) Gradual increase in the bad debts initiated by the Centre to train millions of youths and
p
make India a hub for skilled workforce?
d) Improvement in the business growth
l
a) Federal Bank b) SBI c) Yes Bank
e) None of these
d) ICICI Bank e) None of these
484. Government has infused Rs 2,229 crore into which
public sector bank in lieu of preferential allotment of 491. The Deposit Insurance Credit Guarantee Scheme
shares? was formed on ______?
a
a) Bandhan Bank b) IDBI a) July 1, 1975 b) January 1, 1952
c) Canara Bank d) SBI c) January 1, 1962
e) None of these d) January 1, 1991
k
485. A depositor can deposit his funds in ______ any e) None of the above
number of times he likes and can also withdraw the 492. According to RBI guidelines the term “bulk deposit”
same any number of times he wishes is used for single rupee term deposit of ______
a) Savings bank a) Rs. 1 crore and above
n
b) current account b) Rs, 25 lakh and above
c) recurring deposit c) Rs, 75 lakh and above
d) both (a) and (b) d) Rs, 50 lakh and above
e) none of the above e) Rs, 15 lakh and above
a
486. Which bank has earmarked Rs 20 crore to support 493. A “Debit Card” is issued by a bank to _____?
employees who were affected by the floods in a) All customers of a Bank
Chennai?
b) All customers having Saving bank account with
a) HSBC b) Doha Bank a bank
S
c) Royal Bank of Scotland c) All customers having loan account with a Bank
d) None of these e) All of the above d) A Bank customer who is Income Tax assesses
487. When it comes to unorganized sector, which among e) All Corporate Salary account holder
the following is not true?
494. According to Reserve Bank of India Regulations,
a) Indigenous bankers “Universal Banks” are permitted to pick up stake in
b) Money lenders Payment Banks up to _________
c) Chit funds a) 35% b) 25% c) 20%
d) Nidhis d) 40% e) 30%
e) Cooperative bank 495. The currency notes issued by Reserve Bank of India
488. Disha Microfin and ______, will merge expecting are under the signature of _____?
the combination to help them launch a stronger small a) President of India
finance bank. b) Dy. Governor
a) Muthoot Finance c) Governor
b) Bajaj Finance d) Secretary, Finance Ministry
c) Future Financial Services e) None of the above
d) All of the above
e) None of these
496. The Minimum Net Owned Fund for NBFCMFIs
registered in the North Eastern Region of the country
is _____
a) Rs.5 crore b) Rs.4 crore c) Rs.3 crore
d) Rs.2 crore e) None of the Above
497. The Lead Bank Scheme was introduced in the year
_____?
a) 1968 b) 1969 c) 1974
d) 1976 e) None of the above
498. In SNRR Account, SNRR stands for _______
a) Statutory Non Resident Rupee
b) Single Non Resident Rupee
p
c) Statutory Non Reflex Rupee
l
d) Single Non Resident Rupee
e) Special Non Resident Rupee
499. Who pays commission to banks for conducting
Government business?
a
a) Government of India
b) State Government
c) RBI
k
d) Central and State Governments
500. Which are defined as total assets other than cash
and bank balances and money market instruments?
n
a) Net Assets
b) Qualifying Assets
c) Commercial Papers
a
d) Both (A) and (C)
e) All of the Above
* * *
S
General Awareness 137. d 38. d 139. a 140. b
1. b 2. b 3. c 4. d 141. c 142. d 143. c 144. a
5. e 6. c 7. b 8. d 145. c 146. a 147. d 148. c
9. b 10. d 11. e 12. b 149. e 150. d 151. a 152. b
13. e 14. e 15. d 16. c 153. d 154. a 155. a 156. e
17. d 18. e 19. a 20. e 157. d 158. c 159. c 160. d
21. a 22. b 23. d 24. c 161. b 162. c 163. c 164. c
25. a 26. b 27. d 28. a 165. a 166. b 167. c 168. e

169. a 170. b 171. a 172. a
p
29. c 30. b 31. a 32. d
l
33. b 34. c 35. a 36. c 173. a 174. a 175. a 176. a
37. b 38. d 39. a 40. b 177. c 178. c 179. b 180. b
41. b 42. a 43. c 44. d 181. d 182. d 183. a 184. b
a
45. b 46. d 47. c 48. a 185. b 186. e 187. e 188. c
49. b 50. c 51. b 52. c 189. b 190. d 191. d 192. c

193. b 194. b 195. d 196. c
k
53. b 54. e 55. c 56. a
57. e 58. a 59. b 60. a 197. b 198. b 199. a 200. c
61. a 62. c 63. a 64. a 201. a 202. a 203. d 204. c
n
65. a 66. d 67. c 68. b 205. c 206. b 207. c 208. c
69. c 70. d 71. a 72. c 209. a 210. a 211. b 212. e
73. c 74. d 75. e 76. c 213. d 214. b 215. d 216. b
a
77. e 78. d 79. c 80. a 217. e 218. d 219. d 220. a
81. b 82. a 83. c 84. e 221. c 222. a 223. c 224. a
85. c 86. b 87. c 88. b 225. b 226. b 227. c 228. a
S
89. d 90. c 91. b 92. c 229. d 230. b 231. c 232. b
93. a 94. d 95. d 96. a 233. c 234. a 235. d 236. b
97. b 98. c 99. d 100. d 237. c 238. c 239. c 240. c
101. c 102. b 103.d 104. d 241. a 242. c 243. c 244. a
105. a 106. b 107.c 108. d 245. c 246. c 247. b 248. d
109. e 110. b 111. d 112. b 249. d 250. c 251. b 252. b
113. b 114. d 115. d 116. b 253. c 254. d 255. a 256. d
117. d 118. d 119. c 120. a 257. d 258. c 259. e 260. c
121. d 122. b 123.d 124. d 261. b 262. a 263. c 264. d
125. e 126. b 127.d 128. c 265. c 266. a 267. d 268. e
129. a 130. d 131.a 132. d 269. c 270. e 271. b 272. b
133. b 134. a 135.d 136. a 273. a 274. c 275. c 276. a

277. d 278. e 279.c 280. e 417. b 418. b 419. c 420. c
281. b 282. d 283.a 284. d 421. e 422. b 423. c 424. d
285. b 286. a 287.c 288. d 425. b 426. a 427. d 428. e
289. a 290. d 291.e 292. e 429. c 430. a 431. d 432. c
293. d 294. a 295.e 296. e 433. b 434. d 435. a 436. a
297. e 298. d 299.a 300. c 437. b 438. c 439. b 440. c
301. d 302. d 303.d 304. c 441. c 442. b 443. e 444. a
305. d 306. b 307.a 308. c 445. a 446. c 447. b 448. a
309. c 310. e 311. e 312. d 449. a 450. b 451. a 452. a
lp
313. d 314. c 315.c 316. c 453. c 454. b 455. a 456. b
317. d 318. b 319.c 320. b 457. a 458. d 459. b 460. c
321. b 234. d 323.d 324. e 461. d 462. a 463. c 464. a
a
325. d 326. c 327.d 328. c 465. a 466. c 467. e 468. d
329. c 330. b 333.c 332. d 469. a 470. c 471. e 472. d
333. b 334. b 335.d 336. b 473. d 474. d 475. b 476. d
k
337. b 338. d 341.c 340. b 477. d 478. c 479. c 480. b
341. a 342. a 343.d 344. a 481. e 482. d 483. a 484. b
n
345. c 346. a 347.b 348. d 485. d 486. c 487. e 488. c
349. c 350. c 351.a 352. b 489. d 490. a 491. c 492. a
353. d 354. c 355.e 356. a 493. b 494. e 495. c 496. d
a
357. d 358. d 359.c 360. b 497. b 498. e 499. c 500. a
361. c 362. d 363.b 364. c
365. a 366. c 367.d 368. d
S
369. a 370. c 371.b 372. d
* * *
373. c 374. b 375.a 376. c
377. d 378. b 379.a 380. a
381. e 382. d 383.c 384. a
385. e 386. d 387.e 388. b
389. b 390. b 391.c 392. a
393. d 394. b 395.e 396. b
397. d 398. d 399.e 400. c
401. c 402. b 403.b 404. a
405. c 406. a 407.a 408. d
409. c 410. d 411. d 412. b
413. c 414. d 415.b 416. d

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Sankalp Education, Near Roxy Cinema, Paithan Gate,

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

61. In India Mutual Funds are regulated by ________. b) Cooks Committee

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

General Awareness 137. d 38. d 139. a 140. b

1. b 2. b 3. c 4. d 141. c 142. d 143. c 144. a

5. e 6. c 7. b 8. d 145. c 146. a 147. d 148. c

9. b 10. d 11. e 12. b 149. e 150. d 151. a 152. b

13. e 14. e 15. d 16. c 153. d 154. a 155. a 156. e

17. d 18. e 19. a 20. e 157. d 158. c 159. c 160. d

21. a 22. b 23. d 24. c 161. b 162. c 163. c 164. c

25. a 26. b 27. d 28. a 165. a 166. b 167. c 168. e

37. b 38. d 39. a 40. b 177. c 178. c 179. b 180. b

41. b 42. a 43. c 44. d 181. d 182. d 183. a 184. b

49. b 50. c 51. b 52. c 189. b 190. d 191. d 192. c

61. a 62. c 63. a 64. a 201. a 202. a 203. d 204. c

69. c 70. d 71. a 72. c 209. a 210. a 211. b 212. e

73. c 74. d 75. e 76. c 213. d 214. b 215. d 216. b

81. b 82. a 83. c 84. e 221. c 222. a 223. c 224. a

85. c 86. b 87. c 88. b 225. b 226. b 227. c 228. a

93. a 94. d 95. d 96. a 233. c 234. a 235. d 236. b

97. b 98. c 99. d 100. d 237. c 238. c 239. c 240. c

101. c 102. b 103.d 104. d 241. a 242. c 243. c 244. a

105. a 106. b 107.c 108. d 245. c 246. c 247. b 248. d

109. e 110. b 111. d 112. b 249. d 250. c 251. b 252. b

113. b 114. d 115. d 116. b 253. c 254. d 255. a 256. d

117. d 118. d 119. c 120. a 257. d 258. c 259. e 260. c

121. d 122. b 123.d 124. d 261. b 262. a 263. c 264. d

125. e 126. b 127.d 128. c 265. c 266. a 267. d 268. e

129. a 130. d 131.a 132. d 269. c 270. e 271. b 272. b

133. b 134. a 135.d 136. a 273. a 274. c 275. c 276. a

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

Sankalp Education, Near Roxy Cinema, Paithan Gate, Aurangabad.-9762441100/9545622622

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