ACCOUNT STATEMENT HOME

Generated Electronically as on 29 May, 2023

AARTI RAJENDRASINHA PARMAR

,sr. No. 88, Plot No. 567, Pokharkar House,malwadi,kalas,pune City,pune
Malwadi
Pune - 411015

882-230-3030

Summary of Loan Account

A/C No Products EMI Amount Remaining EMI(s) Principal Outstanding EMI(s) Overdue Charges Overdue

24772162 Personal Loan 5,940 4 22,875 0 1,736

* To know principal outstanding for loan against property / home loans please get in touch with our customer service please call 1860-258-2000

Please note that a charge of Rs 400 will be levied against your account in case of EMI bouncing due to insufficient balance. Please maintain sufficient
balance in your account by 1st of every month to avoid EMI Bounce charges. A second attempt to recover EMI will be made 2-3 working days after the first
presentation of every month. If sufficient balance is not maintained by this second attempt, a further bounce charge of Rs 400 will be levied. Please also
note that non-payment of EMI within the calendar month will result in a penal charge of 2% of the unpaid EMI or Rs 300 whichever is higher. For any
clarifications of charges applicable to your account, consult our schedule of charges.

All charges mentioned in the statement are exclusive of GST. GST will be charged as per the applicable rules and regulations.

DISCLAIMER: This is a system generated Account Statement and does not require signature. In case of any discrepancy in this Account Statement, please
call 1860-258-2000 or visit nearest IDFC FIRST Bank branch within 10 (TEN) days from the date of last entry made in this statement, failing which, this
Account Statement will be deemed to be accepted by you (the borrower).

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
PERSONAL LOAN HOME

LOAN EMI PAYMENTS & CHARGES

A/C No 24772162 EMI Amount ` 5,940.00 Last Payment Date 02 May 2023

Loan Amount ` 2,04,000.00 EMI Start Month October 2019 Last Payment Amount ` 5,940.00

Net Tenure 48 Months EMI End Month September 2023 Payment Mode Others

Gross Tenure 48 Months EMI Due On 02 of every month EMI Overdue ` 0.00

STATUS Active Remaining EMI(s) 4 Bounce Charges Overdue ` 1,735.88

Disbursed Date 21 Aug, 2019 Penalty Charges Overdue ` 0.00

Other charges ` 0.00

Unadjusted Payments ` 0.00

PAY

Transaction Details
October 2019

Date Particular Remark Debit Credit

02-10-2019 Due For Instalment 1 - 5,940.00 0.00

02-10-2019 Payment Received NACH No.:985402 Receipt No.---- ( N.A.) 0.00 5,940.00

November 2019

Date Particular Remark Debit Credit

02-11-2019 Due For Instalment 2 - 5,940.00 0.00

02-11-2019 Payment Received NACH No.:Z24772162/2 Receipt No.---- ( N.A.) 0.00 5,940.00

December 2019

Date Particular Remark Debit Credit

02-12-2019 Due For Instalment 3 - 5,940.00 0.00

02-12-2019 Payment Received NACH No.:Z24772162/3 Receipt No.---- ( N.A.) 0.00 5,940.00

January 2020

Date Particular Remark Debit Credit

02-01-2020 Due For Instalment 4 - 5,940.00 0.00

02-01-2020 Payment Received NACH No.:Z24772162/4 Receipt No.---- ( N.A.) 0.00 5,940.00

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
PERSONAL LOAN HOME

Transaction Details
February 2020

Date Particular Remark Debit Credit

02-02-2020 Due For Instalment 5 - 5,940.00 0.00

02-02-2020 Payment Received NACH No.:Z24772162/5 Receipt No.---- ( N.A.) 0.00 5,940.00

March 2020

Date Particular Remark Debit Credit

02-03-2020 Due For Instalment 6 - 5,940.00 0.00

02-03-2020 Payment Received NACH No.:Z24772162/6 Receipt No.---- ( N.A.) 0.00 5,940.00

April 2020

Date Particular Remark Debit Credit

02-04-2020 Due For Instalment 7 - 5,940.00 0.00

02-04-2020 Payment Received NACH No.:Z24772162/7 Receipt No.---- ( N.A.) 0.00 5,940.00

May 2020

Date Particular Remark Debit Credit

02-05-2020 Due For Instalment 8 - 5,940.00 0.00

02-05-2020 Payment Received NACH No.:Z24772162/8 Receipt No.---- ( N.A.) 0.00 5,940.00

02-05-2020 Payment Received NACH No.:Z24772162/8 Receipt No.---- ( N.A.) 0.00 5,940.00

09-05-2020 Payment Received Cheque No.:13015649346 Receipt No.---- UPIQP13015649346 0.00 5,940.00

09-05-2020 Amount Adjusted - 5,940.00 5,940.00

June 2020

Date Particular Remark Debit Credit

02-06-2020 Due For Instalment 9 - 5,940.00 0.00

02-06-2020 Payment Received Cheque No.:15417230852 Receipt No.---- UPIQP15417230852 0.00 5,940.00

02-06-2020 Payment Received NACH No.:Z24772162/9 Receipt No.---- ( N.A.) 0.00 5,940.00

02-06-2020 Payment Received NACH No.:Z24772162/9 Receipt No.---- ( N.A.) 0.00 5,940.00

03-06-2020 Amount Adjusted - 5,940.00 5,940.00

July 2020

Date Particular Remark Debit Credit

02-07-2020 Due For Instalment 10 - 5,940.00 0.00

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
PERSONAL LOAN HOME

Transaction Details
02-07-2020 Payment Received NACH No.:Z24772162/10 Receipt No.---- ( N.A.) 0.00 5,940.00

August 2020

Date Particular Remark Debit Credit

02-08-2020 Due For Instalment 11 - 5,940.00 0.00

02-08-2020 Payment Received NACH No.:Z24772162/11 Receipt No.---- ( N.A.) 0.00 5,940.00

September 2020

Date Particular Remark Debit Credit

02-09-2020 Due For Instalment 12 - 5,940.00 0.00

02-09-2020 Payment Received NACH No.:Z24772162/12 Receipt No.---- ( N.A.) 0.00 5,940.00

October 2020

Date Particular Remark Debit Credit

02-10-2020 Due For Instalment 13 - 5,940.00 0.00

02-10-2020 Payment Received NACH No.:Z24772162/13 Receipt No.---- ( N.A.) 0.00 5,940.00

November 2020

Date Particular Remark Debit Credit

02-11-2020 Due For Instalment 14 - 5,940.00 0.00

02-11-2020 Payment Received NACH No.:Z24772162/14 Receipt No.---- ( N.A.) 0.00 5,940.00

05-11-2020 Payment Received Cheque No.:EXGRATIA_24772162 Receipt No.---- Moratoirum period ex-gratia refund 0.00 624.12

December 2020

Date Particular Remark Debit Credit

02-12-2020 Due For Instalment 15 - 5,940.00 0.00

02-12-2020 Amount Adjusted - 624.12 624.12

02-12-2020 Payment Received NACH No.:Z24772162/15 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-12-2020 Payment Received NACH No.:Z24772162/15 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

January 2021

Date Particular Remark Debit Credit

02-01-2021 Due For Instalment 16 - 5,940.00 0.00

02-01-2021 Amount Adjusted - 624.12 624.12

02-01-2021 Payment Received NACH No.:Z24772162/16 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
PERSONAL LOAN HOME

Transaction Details
02-01-2021 Payment Received NACH No.:Z24772162/16 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

February 2021

Date Particular Remark Debit Credit

02-02-2021 Due For Instalment 17 - 5,940.00 0.00

02-02-2021 Amount Adjusted - 624.12 624.12

02-02-2021 Payment Received NACH No.:Z24772162/17 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-02-2021 Payment Received NACH No.:Z24772162/17 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

March 2021

Date Particular Remark Debit Credit

02-03-2021 Due For Instalment 18 - 5,940.00 0.00

02-03-2021 Amount Adjusted - 624.12 624.12

02-03-2021 Payment Received NACH No.:Z24772162/18 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-03-2021 Payment Received NACH No.:Z24772162/18 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

April 2021

Date Particular Remark Debit Credit

01-04-2021 Amount Adjusted - 624.12 624.12

02-04-2021 Due For Instalment 19 - 5,940.00 0.00

02-04-2021 Payment Received NACH No.:Z24772162/19 Receipt No.---- ( N.A.) 0.00 5,940.00

05-04-2021 Adjusted Amount Reversal - 624.12 624.12

May 2021

Date Particular Remark Debit Credit

02-05-2021 Due For Instalment 20 - 5,940.00 0.00

02-05-2021 Amount Adjusted - 624.12 624.12

02-05-2021 Payment Received NACH No.:Z24772162/20 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-05-2021 Payment Received NACH No.:Z24772162/20 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

June 2021

Date Particular Remark Debit Credit

02-06-2021 Due For Instalment 21 - 5,940.00 0.00

02-06-2021 Amount Adjusted - 624.12 624.12

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
PERSONAL LOAN HOME

Transaction Details
02-06-2021 Payment Received NACH No.:Z24772162/21 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-06-2021 Payment Received NACH No.:Z24772162/21 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

July 2021

Date Particular Remark Debit Credit

02-07-2021 Due For Instalment 22 - 5,940.00 0.00

02-07-2021 Amount Adjusted - 624.12 624.12

02-07-2021 Payment Received NACH No.:Z24772162/22 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-07-2021 Payment Received NACH No.:Z24772162/22 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

August 2021

Date Particular Remark Debit Credit

02-08-2021 Due For Instalment 23 - 5,940.00 0.00

02-08-2021 Amount Adjusted - 624.12 624.12

02-08-2021 Payment Received NACH No.:Z24772162/23 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-08-2021 Payment Received NACH No.:Z24772162/23 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

September 2021

Date Particular Remark Debit Credit

02-09-2021 Due For Instalment 24 - 5,940.00 0.00

02-09-2021 Amount Adjusted - 624.12 624.12

02-09-2021 Payment Received NACH No.:Z24772162/24 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-09-2021 Payment Received NACH No.:Z24772162/24 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

October 2021

Date Particular Remark Debit Credit

02-10-2021 Due For Instalment 25 - 5,940.00 0.00

02-10-2021 Amount Adjusted - 624.12 624.12

02-10-2021 Payment Received NACH No.:Z24772162/25 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-10-2021 Payment Received NACH No.:Z24772162/25 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

November 2021

Date Particular Remark Debit Credit

02-11-2021 Due For Instalment 26 - 5,940.00 0.00

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
PERSONAL LOAN HOME

Transaction Details
02-11-2021 Amount Adjusted - 624.12 624.12

02-11-2021 Payment Received NACH No.:Z24772162/26 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-11-2021 Payment Received NACH No.:Z24772162/26 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

December 2021

Date Particular Remark Debit Credit

02-12-2021 Due For Instalment 27 - 5,940.00 0.00

02-12-2021 Amount Adjusted - 624.12 624.12

02-12-2021 Payment Received NACH No.:Z24772162/27 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-12-2021 Payment Received NACH No.:Z24772162/27 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

January 2022

Date Particular Remark Debit Credit

02-01-2022 Due For Instalment 28 - 5,940.00 0.00

02-01-2022 Amount Adjusted - 624.12 624.12

02-01-2022 Payment Received NACH No.:Z24772162/28 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-01-2022 Payment Received NACH No.:Z24772162/28 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

February 2022

Date Particular Remark Debit Credit

02-02-2022 Due For Instalment 29 - 5,940.00 0.00

02-02-2022 Amount Adjusted - 624.12 624.12

02-02-2022 Payment Received NACH No.:Z24772162/29 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-02-2022 Payment Received NACH No.:Z24772162/29 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

March 2022

Date Particular Remark Debit Credit

02-03-2022 Due For Instalment 30 - 5,940.00 0.00

02-03-2022 Amount Adjusted - 624.12 624.12

02-03-2022 Payment Received NACH No.:Z24772162/30 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-03-2022 Payment Received NACH No.:Z24772162/30 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

April 2022

Date Particular Remark Debit Credit

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
PERSONAL LOAN HOME

Transaction Details
02-04-2022 Due For Instalment 31 - 5,940.00 0.00

02-04-2022 Amount Adjusted - 624.12 624.12

02-04-2022 Payment Received NACH No.:Z24772162/31 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-04-2022 Payment Received NACH No.:Z24772162/31 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

May 2022

Date Particular Remark Debit Credit

02-05-2022 Due For Instalment 32 - 5,940.00 0.00

02-05-2022 Amount Adjusted - 624.12 624.12

02-05-2022 Payment Received NACH No.:Z24772162/32 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-05-2022 Payment Received NACH No.:Z24772162/32 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

June 2022

Date Particular Remark Debit Credit

02-06-2022 Due For Instalment 33 - 5,940.00 0.00

02-06-2022 Amount Adjusted - 624.12 624.12

02-06-2022 Payment Received NACH No.:Z24772162/33 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-06-2022 Payment Received NACH No.:Z24772162/33 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

July 2022

Date Particular Remark Debit Credit

02-07-2022 Due For Instalment 34 - 5,940.00 0.00

02-07-2022 Amount Adjusted - 624.12 624.12

02-07-2022 Payment Received NACH No.:Z24772162/34 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-07-2022 Payment Received NACH No.:Z24772162/34 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

August 2022

Date Particular Remark Debit Credit

02-08-2022 Due For Instalment 35 - 5,940.00 0.00

02-08-2022 Amount Adjusted - 624.12 624.12

02-08-2022 Payment Received NACH No.:Z24772162/35 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-08-2022 Payment Received NACH No.:Z24772162/35 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

September 2022

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
PERSONAL LOAN HOME

Transaction Details
Date Particular Remark Debit Credit

02-09-2022 Due For Instalment 36 - 5,940.00 0.00

02-09-2022 Amount Adjusted - 624.12 624.12

02-09-2022 Payment Received NACH No.:Z24772162/36 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-09-2022 Payment Received NACH No.:Z24772162/36 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

October 2022

Date Particular Remark Debit Credit

02-10-2022 Due For Instalment 37 - 5,940.00 0.00

02-10-2022 Amount Adjusted - 624.12 624.12

02-10-2022 Payment Received NACH No.:Z24772162/37 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-10-2022 Payment Received NACH No.:Z24772162/37 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

November 2022

Date Particular Remark Debit Credit

02-11-2022 Due For Instalment 38 - 5,940.00 0.00

02-11-2022 Amount Adjusted - 624.12 624.12

02-11-2022 Cheque Bouncing Charges- Due FUNDS INSUFFICIENT 472.00 0.00

02-11-2022 Payment Received NACH No.:Z24772162/38 Receipt No.---- ( N.A.) 0.00 5,940.00

02-11-2022 Payment Received NACH No.:Z24772162/38 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,315.88

02-11-2022 Payment Received NACH No.:Z24772162/38 Receipt No---. ( N.A.) INR 5,940.00 0.00 624.12

05-11-2022 Amount Adjusted - 472.00 472.00

December 2022

Date Particular Remark Debit Credit

02-12-2022 Due For Instalment 39 - 5,940.00 0.00

02-12-2022 Amount Adjusted - 152.12 152.12

02-12-2022 Payment Received NACH No.:Z24772162/39 Receipt No---. ( N.A.) INR 5,940.00 0.00 5,787.88

02-12-2022 Payment Received NACH No.:Z24772162/39 Receipt No---. ( N.A.) INR 5,940.00 0.00 152.12

January 2023

Date Particular Remark Debit Credit

02-01-2023 Due For Instalment 40 - 5,940.00 0.00

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
PERSONAL LOAN HOME

Transaction Details
02-01-2023 Amount Adjusted - 152.12 152.12

02-01-2023 Cheque Bouncing Charges- Due FUNDS INSUFFICIENT 472.00 0.00

02-01-2023 Payment Received NACH No.:Z24772162/40 Receipt No.---- ( N.A.) 0.00 5,940.00

02-01-2023 Payment Received NACH No.:Z24772162/40 Receipt No.---- ( N.A.) 0.00 5,940.00

03-01-2023 Cheque Bouncing Charges- Due FUNDS INSUFFICIENT. 472.00 0.00

26-01-2023 Payment Received Cheque No.:302687710688 Receipt No.---- UPIP302687710688 0.00 5,940.00

27-01-2023 Amount Adjusted - 5,940.00 5,940.00

February 2023

Date Particular Remark Debit Credit

02-02-2023 Due For Instalment 41 - 5,940.00 0.00

02-02-2023 Payment Received NACH No.:Z24772162/41 Receipt No.---- ( N.A.) 0.00 5,940.00

March 2023

Date Particular Remark Debit Credit

02-03-2023 Due For Instalment 42 - 5,940.00 0.00

02-03-2023 Cheque Bouncing Charges- Due FUNDS INSUFFICIENT 472.00 0.00

02-03-2023 Payment Received NACH No.:Z24772162/42 Receipt No.---- ( N.A.) 0.00 5,940.00

02-03-2023 Payment Received NACH No.:Z24772162/42 Receipt No.---- ( N.A.) 0.00 5,940.00

03-03-2023 Amount Adjusted - 5,940.00 5,940.00

03-03-2023 Payment Received Cheque No.:306295211345 Receipt No.---- UPIP306295211345 0.00 5,940.00

03-03-2023 Cheque Bouncing Charges- Due FUNDS INSUFFICIENT. 472.00 0.00

April 2023

Date Particular Remark Debit Credit

02-04-2023 Due For Instalment 43 - 5,940.00 0.00

02-04-2023 Payment Received NACH No.:Z24772162/43 Receipt No.---- ( N.A.) 0.00 5,940.00

May 2023

Date Particular Remark Debit Credit

02-05-2023 Due For Instalment 44 - 5,940.00 0.00

02-05-2023 Payment Received NACH No.:Z24772162/44 Receipt No.---- ( N.A.) 0.00 5,940.00

Summary of Charges
Visit us at Call us on Download our app
www.idfcfirstbank.com 1860-258-2000
PERSONAL LOAN HOME

Month Charge Remark Amount STATUS

November 2022 Cheque Bouncing Charges - 472.00 Paid

January 2023 Cheque Bouncing Charges - 472.00 Unpaid

January 2023 Cheque Bouncing Charges - 472.00 Unpaid

March 2023 Cheque Bouncing Charges - 472.00 Unpaid

March 2023 Cheque Bouncing Charges - 472.00 Unpaid

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
ACCOUNT STATEMENT HOME

Generated Electronically as on 29 May, 2023

Products/Type of charges Personal Loan

EMI Bounce charges per presentation* 400

Late payment/Penal charges/ Default interest/Overdue (per month) 2% of the unpaid EMI or Rs 300 whichever is higher

Cheque Swap charges (per swap)* 500

10000 within 30 days of disbursement or 1st EMI presentation whichever is

Cancellation & Rebooking charges earlier. Post 30 days or 1st EMI presentation request for cancellation will be
treated as foreclosure

Foreclosure / Prepayment charges* 5% of principle outstanding amount

Loan re scheduling charges (per re scheduling) NA

Duplicate No Objection Certificate Issuance Charges* 500

Physical Repayment Schedule * 500

Physical Statement of Account* 500

Document retrieval charges (per retrieval)* 500

Stamping Charges As per actuals

Processing fees Up to 3.5% of the total loan amount

List of Documents NA

Part Payment charges Part Payment is not allowed

Initial Money Deposit/ Application Fees (Non-refundable) NA

EBC Replacement Fee (if EBC Applicable)

Easy Buy Card Replacement Fee (If Easy Buy Card Applicable)

EBC & Push Card fee(if applicable)

EMI Pickup/ Collection Charges* 350

Admin Charges (If Applicable)

Pre EMI

* To know principal outstanding for loan against property / home loans please get in touch with our customer service please call 1860-258-2000

Please note that a charge of Rs 400 will be levied against your account in case of EMI bouncing due to insufficient balance. Please maintain sufficient
balance in your account by 1st of every month to avoid EMI Bounce charges. A second attempt to recover EMI will be made 2-3 working days after the first
presentation of every month. If sufficient balance is not maintained by this second attempt, a further bounce charge of Rs 400 will be levied. Please also
note that non-payment of EMI within the calendar month will result in a penal charge of 2% of the unpaid EMI or Rs 300 whichever is higher. For any
clarifications of charges applicable to your account, consult our schedule of charges.

All charges mentioned in the statement are exclusive of GST. GST will be charged as per the applicable rules and regulations.

DISCLAIMER: This is a system generated Account Statement and does not require signature. In case of any discrepancy in this Account Statement, please
call 1860-258-2000 or visit nearest IDFC FIRST Bank branch within 10 (TEN) days from the date of last entry made in this statement, failing which, this
Account Statement will be deemed to be accepted by you (the borrower).

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000
ACCOUNT STATEMENT HOME

Generated Electronically as on 29 May, 2023

Products/Type of charges Personal Loan

Security Post Dated Cheque Waiver

Legal/Collections/ Repossession & Incidental Charges

PDD charges

Valuation Charges (If applicable)

Admin Fee (if applicable)

Other Charges (if applicable)

Valuation Charges (Used Tractor)

*Charges above are exclusive of GST

Please note

1) First Presentation will be done on the 2nd or 5th each month. Kindly ensure your account is funded with sufficient funds by 1st or 4th each month to
avoid levy of charges

2) If the EMI for the month bounces and payment against the same is not received in the same month, late payment charges will be applicable. These will
be charged every month on a recurring basis till the payment is received

3) Above charges are exclusive of GST

4) Non-payment of any of the charges levied will be reported to the Credit information company (including CIBIL) and will affect the credit score.

5) * incase a company, firm, etc. is a part of the loan structure; foreclosure charges/ penalty/levy can be levied as stated in the sanction conditions will be
Applicable.

6) Schedule of charges are subject to change as per company's discretion from time to time. The company reserves the right to introduce any new charges
or fees, as it may deem appropriate. Please visit "www.idfcfirstbank.com" to view the updated loan charges.

* To know principal outstanding for loan against property / home loans please get in touch with our customer service please call 1860-258-2000

Please note that a charge of Rs 400 will be levied against your account in case of EMI bouncing due to insufficient balance. Please maintain sufficient
balance in your account by 1st of every month to avoid EMI Bounce charges. A second attempt to recover EMI will be made 2-3 working days after the first
presentation of every month. If sufficient balance is not maintained by this second attempt, a further bounce charge of Rs 400 will be levied. Please also
note that non-payment of EMI within the calendar month will result in a penal charge of 2% of the unpaid EMI or Rs 300 whichever is higher. For any
clarifications of charges applicable to your account, consult our schedule of charges.

All charges mentioned in the statement are exclusive of GST. GST will be charged as per the applicable rules and regulations.

DISCLAIMER: This is a system generated Account Statement and does not require signature. In case of any discrepancy in this Account Statement, please
call 1860-258-2000 or visit nearest IDFC FIRST Bank branch within 10 (TEN) days from the date of last entry made in this statement, failing which, this
Account Statement will be deemed to be accepted by you (the borrower).

Visit us at Call us on Download our app

www.idfcfirstbank.com 1860-258-2000