CARE CLASSIC

V/s
STAR FHO
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 AMAZING FEATURES WHICH
MAKE CARE CLASSIC SPECIAL

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 Assisted
Zonal Premium
01 Reproductive
Treatment 04
Unlimited
Unlimited
Automatic Recharge 02 General Physician
E-Consultation 05

Discount
No Claim
Bonus 03 Connect 06
#Internal Training and Circulation Only
 ZONAL PREMIUM
Policy Premium based on city of Insured residence

Care Care Care

Policy Type Classic- Classic- Classic-
Zone 1 Zone 2 Zone 3

2A
22017 19654 16503
(46 Years)

2A1C
25857 23072 19357
(46 Years)

REMEMBER :
THERE IS NO PENALITY ON TREATMENT OUTSIDE ZONE

#Internal Training and Circulation Only

 UNLIMITED AUTOMATIC RECHARGE
Freedom from buying multiple policies
Unlimited times Recharge of SI in a Policy Year

LIVE WORRY FREE

Covers expenses on both related and unrelated treatments .

Encourage SAVINGS
AFFORDABLE alternative to high SI policies.

FINANCIAL SECURITY against disease reoccurrence

Core A GAP of 45 Days between Date of Discharge and Date of readmission
Features for hospitalization related to same treatment.

NO EXTRA premium
All benefits at No Additional Cost

#Internal Training and Circulation Only

 NO CLAIM BONUS

Upto 150% BIG SAVING SAFEGAURD against

Increase in SI in future Medical Inflation

25% Increase /Decrease in SI Increased coverage can

on renewal based on claim in Reduces the need for be used in a single Claim
previous year increasing SI in future in future

#Internal Training and Circulation Only

 ASSISTED REPRODUCTIVE
TREATMENT
Customers will not miss the JOY of parenting.
We cover cost of treatments like IVF after wait Period of 3 Years

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 NEW AGE FEATURES

SAVE MONEY on
consultation cost from
General Physician Discount
Connect
UNLIMTED
E Consultation Unlimited discount vouchers for
availing discounts on Network
Diagnostics Labs or , Pharmacies

#Internal Training and Circulation Only

 NO COMPROMISE ON
AFFORDABLY PRICED TREATMENT QUALITY
Zonal Premium
No penalty on treatment taken outside zone

B C
A D
PROVEN SUPERIOR
LOADED WITH CLAIM SETTLEMENT
FEATURES Best claim settlement ratio in last 2
Years among SAHI as per INSURANCE
Customers get covered with
BROKING HANDBOOK 2021
features that are relevant
Today and in Future

#Internal Training and Circulation Only

 COMPITITION
COMPARISON
#Internal Training and Circulation Only
 Zone Detail

Star FHO Care Classic

Delhi including Faridabad, Gurgaon, Ghaziabad and Noida, Mumbai, Thane, Delhi including Faridabad, Gurgaon,
Zone 1
Mumbai including Thane, Ahmedabad, Surat and Baroda Ghaziabad and Noida, Ahmedabad, Baroda, Surat

Pune including Nashik, Trivandrum, Ernakulam, Chennai,

Zone 1A NA
Bengaluru and Rest of Gujarat

Coimbatore, Indore, Hyderabad, Secunderabad,

Zone 2 Bangalore, Pune, Nasik, Rest of Gujarat.
Vijaywada, Vishakhapatnam and Rest of Kerala

Zone 3 Rest of India Rest of India

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 BENEFIT COMPARISON
Care Classic Star - FHO
Single Private AC Room
Room rent Single Private A/C Room
Incentive for treatment in Shared Accommodation
Modern Treatment Sub-Limits Sub-limits
AYUSH Treatment up to 10% of SI; Max Rs.50,000/year Upto Rs.20,000
Organ Donor Cover Up to 10% SI 10% or 1 Lacs
Up to 10% SI (SI>=5L)
Air Ambulance Cover N.A
for life threatening, when ground transportation not available
Cashless
Reimbursement
Annual Health Check-up Specified Test Covered
Rs.1500 to 3500 per policy period
Once in a year for all Insured Members.
25% of SI for every claim free year,
No Claims Bonus 25% First Year & 10% from 2nd Renewal. Max upto 100%
Max 150% of SI,
3 Times in a Year.
unlimited times in a Policy Year Complete Exhaustion required for Restoration
Unlimited Automatic Recharge Available for Related and Unrelated Hospitalization Only Unrelated illness covered
Not applicable on Advanced Technology Methods Additional Recharge upto Rs.75000 to 1.5 Lacs for related illness
or single claim
Unlimited E-Consultations Consultations with General Physicians

#Internal Training and Circulation Only