51 Technical Questions for

RBI Interview

Most of the questions have been asked in previous

years.
If prepared properly, all the questions can be
covered in a span of 7 days.
1.What are the challenges to financial inclusion? What is financial
inclusion index? What are its parameters?
2.What are the core banking metrics? (CRAR, GNPA, NNPA, R0A, NIM,
Debt to equity)
3.What do you understand by market discipline?
4.What are the indicators of slow growth in an economy?
5.What are the liabilities of RBI?
6.Have you seen the balance sheet of RBI?
7.Give me the SWOT analysis of the Indian economy.
8.For setting up production, there are four factors.
9.What do you mean by economic reforms?
10.Why is there so much emphasis on the MSME sector?
11.What are the transmission channels of monetary policy?
12.What is stock index? What is Sensex?
13.What are the fucntions of Enforcement Department of the RBI?
14.Under which statute it is stated that RBI is the regulator of banks?
If BR Act came in 1949, who was regulating banks since 1935 to
1949?
15.Why do we need Central Banks? Why can’t the government do the
work? (Inflationary biases and deficit financing biases)
16.What is Reserve in the RBI mean?
17.Why do we need external investments?
18.What is the PIDF scheme?
19.Monetary Policy and Fiscal policy. How are they related and how
to they help in the economic growth?
20.What is difference between laws and regulations?
21.What are capital outflows?
22.Why the Forex reserves are declining? Are they sufficient? What
are the various constituents of forex reserves?
23.What are the regulation functions of RBI?
24.What is the PCA framework? What is profitability?
25.What is net interest margin?
26.What is definition of bank?
27.What is the difference between regulation and supervision?
28.What is finance?
29.What is tapering?
30.What is Liquidity? What are CRR and SLR?
31.What are the security features on currency notes?
32.What is the lender of last resort?
33.Tell about the sovereign debt crisis.
34.Why does MP and Chhattisgarh lag in industrial development?
35.What is a lead bank?
36.What are the major constituents of the import basket of India?
37.What are Basel norms?
38.What is the second most important function of RBI after framing
monetary policy?
39.What is the impossible trinity?
40.What is the difference between the balance sheet of RBI and
commercial banks?
41.What is the biggest source of income for RBI?
42.Define digital currency.
43.Why is there inflation in the Indian Economy? How do we tackle
it?
44.What is Industry 4.0? Summarise the changes brought by
Industry 4.0.
45.What is Fixed Inflation Targeting framework? What was used
before it?
46.Why can’t the government issue currency?
47.What are the different layers of security in a bank?
48.What are D-SIBs?
49.What is contagion effect?
50.How RBI manages currency issue?
51.What are the differences between Scheduled Commercial Banks
and Urban Cooperative Banks?