Small Business Loans Program

LOAN LINE CALCULATOR

ACCOUNT NAME ABC CO.

COLLATERAL SECURED

REQUESTED LOAN AMOUNT 3,000,000.00

INDICATIVE INTEREST RATE 0.08

GROSS MONTHLY INCOME AMOUNT BASIS DETAILS

569,242.21 Average Monthly Deposits AMD * applicable GPM

MAXIMUM ALLOWABLE AMORT. @35%DBR 199,234.77

EXISTING MONTHLY AMORTIZATION

BDO Term Loan 35,000.00 Notes

BPI Term Loan 25,000.00 Notes

Loan 3 Notes

Loan 4 Notes

Loan 5 Notes

TOTAL 60,000.00

AMORTIZATION FOR THIS LOAN APPLICATION

Loan Line 70,000.00 (20% of Principal + Annual Interest )/ 12 months

Other requested facility 1

Other requested facility 2

Other requested facility 3

TOTAL MONTHLY AMORTIZATION 130,000.00

DEBT BURDEN RATIO 22.84% WITHIN DBR

DEPOSIT VALIDATION TEMPLATE
RSB 1017-1404-66
May 2017 June 2017 July 2017 CASH POSITION (ADB) ESTIMATED ANNUAL EXPENSES
MO. 1 CREDIT DEBIT BALANCE MO. 2 CREDIT DEBIT BALANCE MO. 3 CREDIT DEBIT BALANCE
1 1,881,030 1 1,480,145 1 2,774,505 May 4,442,812.10 May
2 5,000,000 300,000 6,581,030 2 1,480,145 2 2,774,505 June 1,339,226.04 June
3 6,581,030 3 1,480,145 3 928,852 1,845,653 July 1,873,107.06 July
4 4,500 6,576,530 4 1,480,145 4 1,845,653 Total 7,655,145.20 Total
5 668,885 5,907,645 5 1,480,145 5 151,000 1,694,653
6 5,907,645 6 1,480,145 6 1,694,653 3-Mo ADB 2,551,715.07 Est. Mo. Rev.
7 5,907,645 7 1,480,145 7 1,694,653 Est. Annual Rev.
8 1,009,745 4,897,900 8 1,480,145 8 1,694,653
9 4,897,900 9 1,480,145 9 1,694,653 AVERAGE MONTHLY DEPOSITS (AMD)
10 4,897,900 10 1,480,145 10 896,705 797,948
11 4,897,900 11 1,480,145 11 101,329 98,288 800,989 May - ESTIMATED ANNUAL SALES
12 4,897,900 12 1,480,145 12 800,989 June -
13 4,897,900 13 500,000 980,145 13 59,876 741,113 July - May
14 4,897,900 14 980,145 14 741,113 Total - June
15 1,800 4,896,100 15 484,459 495,686 15 741,113 July
16 4,896,100 16 108,000 387,686 16 741,113 3-Mo ADB - Total
17 4,896,100 17 1,798,594 2,186,280 17 741,113
18 4,896,100 18 2,186,280 18 300,000 441,113 Est. Mo. Rev.
19 500,000 4,396,100 19 2,186,280 19 17,205 423,908 Est. Annual Rev.
20 4,396,100 20 2,186,280 20 1,800 422,108
21 4,396,100 21 2,186,280 21 3,000,000 3,422,108
22 4,396,100 22 1,744,636 441,644 22 3,422,108
23 800,000 3,596,100 23 441,644 23 3,422,108
24 3,596,100 24 441,644 24 3,422,108
25 3,596,100 25 441,644 25 412,000 3,010,108
26 3,596,100 26 441,644 26 3,010,108
27 3,596,100 27 441,644 27 360,000 2,650,108
28 3,596,100 28 441,644 28 2,650,108
29 1,200,000 2,396,100 29 2,332,323 2,773,967 29 2,650,108
30 918,425 1,477,675 30 673 135 2,774,505 30 2,650,108
31 3,087 617 1,480,145 31 1,163 233 2,651,038
Total 5,003,087 5,403,972 Total 4,131,590 2,837,230 Total 3,102,492 3,225,959
4,442,812.10 1,339,226.04 1,873,107.06
 AFS In-house

Cash 2,000,000 3,000,000

AFS In-house

Sales 30,000,000 50,000,000

AFS In-house

GPM 15% 20%

AFS In-house

COS & OPEX 28,500,000 47,000,000

AFS In-house

Interest Expense - 230,000

Loan Line 3,000,000

x interest rate 8%
Interest Expense 240,000
 AFS In-house

Cash 1,500,000 3,500,000

AFS In-house

Receivables 800,000 1,550,000

Per Trade Checking 1,100,000

Per Interview 400,000
Total 1,500,000

AFS In-house

Inventories 1,000,000 2,000,000

Per Trade Checking 500,000

Per Ocular (Estimate) 1,000,000
Total 1,500,000

AFS In-house

LAND & BLDG 15,000,000 28,500,000

VEHICLE 500,000 800,000
 AFS In-house

Trade Payables 500,000 715,000

AFS In-house

SHORT TERM - 10,000,000

LONG TERM 2,000,000 3,000,000

SHORT-TERM
Per Loandex 5,000,000
Per Credit Checking 14,000,000
Total 19,000,000

LONG-TERM
Per Loandex 2,169,000
Per Credit Checking -
Total 2,169,000
Amount Validated % Validation

2,551,715 85%

Amount %
Validated Validation
48,948,674 98%

%
Validation Validation
*16% 80%

Amount %
Validated Validation

45,868,644 98%

Amount %
Validated Validation

240,000 104%
 Amount %
Validated Validation

2,551,715 73%

Amount %
Validated Validation

1,500,000 97%

Amount %
Validated Validation
1,500,000 75%

Amount %
Validated Validation
26,765,400 94%
590,000 74%
 Amount %
Validated Validation
500,000 70%

Amount %
Validated Validation
19,000,000 190%
2,169,000 72%
DEPOSIT VALIDATION TEMPLATE
RSB 1017-1404-66
Jan 2017 Feb 2017 Mar 2017
MO. 1 CREDIT DEBIT BALANCE MO. 2 CREDIT DEBIT BALANCE MO. 3 CREDIT DEBIT BALANCE
1 1,881,030 1 1,480,145 1 2,774,505
2 5,000,000 300,000 6,581,030 2 1,480,145 2 2,774,505
3 6,581,030 3 1,480,145 3 928,852 1,845,653
4 4,500 6,576,530 4 1,480,145 4 1,845,653
5 668,885 5,907,645 5 1,480,145 5 151,000 1,694,653
6 5,907,645 6 1,480,145 6 1,694,653
7 5,907,645 7 1,480,145 7 1,694,653
8 1,009,745 4,897,900 8 1,480,145 8 1,694,653
9 4,897,900 9 1,480,145 9 1,694,653
10 4,897,900 10 1,480,145 10 896,705 797,948
11 4,897,900 11 1,480,145 11 101,329 98,288 800,989
12 4,897,900 12 1,480,145 12 800,989
13 4,897,900 13 500,000 980,145 13 59,876 741,113
14 4,897,900 14 980,145 14 741,113
15 1,800 4,896,100 15 484,459 495,686 15 741,113
16 4,896,100 16 108,000 387,686 16 741,113
17 4,896,100 17 1,798,594 2,186,280 17 741,113
18 4,896,100 18 2,186,280 18 300,000 441,113
19 500,000 4,396,100 19 2,186,280 19 17,205 423,908
20 4,396,100 20 2,186,280 20 1,800 422,108
21 4,396,100 21 2,186,280 21 3,000,000 3,422,108
22 4,396,100 22 1,744,636 441,644 22 3,422,108
23 800,000 3,596,100 23 441,644 23 3,422,108
24 3,596,100 24 441,644 24 3,422,108
25 3,596,100 25 441,644 25 412,000 3,010,108
26 3,596,100 26 441,644 26 3,010,108
27 3,596,100 27 2,332,323 2,773,967 27 360,000 2,650,108
28 3,596,100 28 673 135 2,774,505 28 2,650,108
29 1,200,000 2,396,100 29 2,650,108
30 918,425 1,477,675 30 2,650,108
31 3,087 617 1,480,145 31 1,163 233 2,651,038
Total 5,003,087 5,403,972 Total 4,131,590 2,837,230 Total 3,102,492 3,225,959
4,442,812.10 1,403,339.04 1,873,107.06