PERSONAL INFORMATION

Name: Sheena Marie Labos

AKA/Alias: Joy
Email Address: sheenalabos11@gmail.com
Address: Prk. 16 Yanzon Village
Date of Birth: March 11,1990
Place of Birth: Lagao General Santos City.
Favorite Color: Blue

EDUCATIONAL ATTAINTMENT

Primary: Maranatha Christian School

Secondary: NDDU-IBED Lagao

Tertiary: Gensantos Foundation College Inc.

MOTIVATIONAL QOUTES

"Every step forward, no matter how small, is a victory on the path to success. Keep moving, and you'll
get there."

SAYING

“Being in control of your finances is a great stress reliever.”

MESSAGE TO OUR TEACHER

Your message:

Dear Sir Jovet,

Thank u for all the extra effort you make us grow and the challenges you encourage us to face and help
us become who we are.You are not only our teacher but you are our friend as well.God bless you always

Sir🙂 Reflection paper is real😁😅

TAKEAWAYS IN FIN 101

As a BSBA Financial management student..Learning about credit and collection made me see how
talking openly with customers is crucial. Keeping good records and being fair in debt collection are
important. It's about finding a balance between business needs and building trust with customers.
Understanding their financial history helps, and being ethical in practices is key. It's not just about
money,It's about fairness and building lasting relationships.