Offer For Loan Closure

Letter No: 914575

To, Date: 09-Sep-22

RISHIRAJ
S/O SH. BRAJMOHAN X, KAILKACHCHH, FLOOR-0, ANGHORA,
RAISEN, RAISEN, RAISEN, STATE-MADHYA PRADESH,NEAR BY
NARMDA NADI-464776

Subject: Your Loan Account number 3910921588.

Sir / Madam,

This is in respect of the above loan granted to you by Home Credit India Finance Private Limited {Formerly known as Rajshree
Auto Finance Private Limited} (hereinafter referred to as HCIFPL) under Contract ID No 3910921588.

That as on date, the total Collectable in regard to your above mentioned subject account is Rs 9880/-. You have requested the Company for the Closure
of the above Loan. Upon your specific request and on account, this letter being proposal for closure of loan on repayment of the same is being issued to
you. The total loan collectable/outstanding loan amount against the subject loan account is Rs.9880/- and the Company is willing to offer you the
following schedule for payment of said amount of Rs 9880/- (Rupees Nine Thousand Eight Hundred Eighty Only) and which amount has to be paid in
strict accordance with the repayment schedule provided below. The payment modes through which you could make payment are Online through HCIN
Website / App, Pay TM, Phone Pe, Google Pay, Bhim UPI, Airtel Stssore and Paytm CMS.

Rs. 9880/- (Rupees Nine Thousand Eight Hundred Eighty Only) to be paid on or before 09-Sep-22

That the above detailed payment(s) needs to be made by you as per schedule above and the same have to be paid, on or before the
respective dates specified above. Further in case any case, complaint etc has been filed by you against HCIFPL, then you would
withdraw the same within 10 days from the present date and that all of your grievance/s, complaint/s etc have been fully and finally
settled by means of the present Closure letter issued to you.Please ensure to have payment receipt(s) / transaction id against each
payment made by you in respect to above Closure.

Please note that time and timely payment of the above amounts are the essence of the present offer.

Further in the event of failure to deposit the above mentioned sum of Rs9880/- (or any part thereof) by the respective Due Date(s), as
per the schedule above, this offer shall be deemed to have lapsed and you would be also thereafter liable to pay to HCIFPL Rs 9880/-
along with interest in being the total Collectable in terms of the agreement executed between you and the Company.

Kindly also note that this is a one-time offer and the same does not form a precedent in any manner whatsoever , and is without any
prejudice to the rights of the Company under the Agreement(s) that have been executed between you and the Company. Further it is
hereby specifically agreed that any delay (whatsoever) in the payment of the above mentioned or any part thereof, would render the
present offer as null and void and you would be liable to pay your complete outstanding/loan collectable along with interest. Further the
company would be liable to withdraw any legal proceeding which has been filed against you by the company only if, the entire
outstanding amount (as specified above) is paid in strict accordance with the above-mentioned payment schedule.

Upon realization of the above mentioned payment, your account will stand closed and the Company would withdraw the initiated legal
proceedings, if any, against you.

For Home Credit India Finance Private Limited.

Authorized Signatory
Ravi Kant Mahto
This item's
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