2024-25 CSS Profile ®

CBFinAid ID: FAA6FR1

Submission Date: 12/19/2023

About the Student

Provide your legal name. Schools w ill use this to link your application to your school record.
First name * Jochebed
Middle name
Last name* Mukanda
Preferred first name Jochebed

About the Student

W hat is the best w ay to reach you?

Phone number* 260976053109
Email address* jsmukanda@gmail.com

About the Student

Provide additional information about yourself, Jochebed. This helps us figure out w hat other questions w e should
ask.
Jochebed's date of birth* 09/02/1989 (mm/dd/yyyy)
Jochebed's marital status* Never married
Please select Jochebed's state of permanent residency (where you live). If you None of the above
live outside of the US or Canada, please select "None of the Above."*

Student's Citizenship

Jochebed's citizenship status*

U.S. citizen U.S. eligible noncitizen Canadian citizen Other

Country where Jochebed lives* Zambia

Student's Citizenship

Jochebed's country of citizenship* Zambia

Visa type F-1

Student Status

Indicate if any of these are true for Jochebed. These questions help us understand your situation better.
Jochebed has legal dependents*
Yes No

Student's Permanent Address

W hat is Jochebed's address?

Street address* 29 Nyimba Crescent
Street address (line 2) Kansenshi
City* Ndola
Country* Zambia
ZIP/Postal Code 10101

CBFinAidID

Jochebed's CBFinAidID is used to match your application data. If you have one from last year or received one via
email, enter it here. You may leave this blank if you do not have your CBFinAidID.
CBFinAidID FAAFt7W

Confirm Demographics

Please confirm this information is correct. It is used by schools to connect your application to your school record.
First name * Jochebed
Last name* Mukanda
Jochebed's date of birth* 09/02/1989 (mm/dd/yyyy)
CBFinAidID FAAFt7W
Email address* jsmukanda@gmail.com
Phone number* 260976053109
Country* Zambia
Street address* 29 Nyimba Crescent
Street address (line 2) Kansenshi
City* Ndola
ZIP/Postal Code 10101
This information is accurate and complete.

Parental Relationships

In this section we'll ask basic information about Jochebed's parents. Please include all biological, adoptive, stepparents, legal guardians,
and parental partners.

Parent(s)

Parent 1 First Parent 1 Last Relationship to Check if

Name * Name * Jochebed* Deceased
Parent Estella Mukanda Mother
1
Parent Socrates Mukanda Father
2

Residence

What country do Jochebed's parents live in?* Zambia

Current Academic Year

What is Jochebed's grade level for the 2023-24 academic year* Not in School

Baylor University 6032 TX

2024-25 year in school* First year graduate student
Assigned ID (if known) 892463684
What are your housing plans?*
On campus Off campus With parents With relatives
Have you applied for financial aid at this college/program before?* Yes

Currency

It's important to know w hat currency you'll be using. Complete your application using the currency most or all of your
financial documentation is in.
What currency will you use to complete this application?* Zambian kwacha

Provide the following for Estella

Tell us more about Estella

Date of birth (MM/DD/YYYY)* 11/28/1948 (mm/dd/yyyy)
Email address* jochebedmukanda02@gmail.com
Highest level of education completed College/university or beyond

Parent Tax Return Status

Did Jochebed's parents' file a federal tax return for 2022?*

Completed current tax return Estimated current tax return, will file Not filed, and not required to file, a tax return

Parent Income Intro

To set up the rest of your application, Jochebed's parents w ill

need the follow ing documents:
2022 Tax Return, if applicable
2022 W age statements from each employer

How much did Estella earn from work?* 0

Parent Non-U.S. Tax Return or Non-Tax Filer

Total compensation from employer(s)* 0

Parent Non-U.S. Tax Return or Non-Tax Filer

Interest income 0
Dividend income 0

Parent Non-U.S. Tax Return or Non-Tax Filer

Net income from businesses or partnerships* 0

Net income from rental real estate, royalties, estates, or trusts 18000
Net income from farms 0

Parent Non-U.S. Tax Return or Non-Tax Filer

Other taxable income 0
Pension, annuity, or retirement distributions received not reported elsewhere 14400
on this application

Parent Non-U.S. Tax Return or Non-Tax Filer

All taxes, mandatory withholdings, and set-asides paid or withheld. Include 0

income taxes, state taxes, local taxes, levies, and mandatory retirement
payments.*

Jochebed's parents reported income from rental real estate, royalties, estates or trusts. W hat is this income from?
Check all that apply:
Rental real estate
Royalties
Estates
Trust

Parent Income and Benefits

Alimony Received in 2022 (including, but not limited to, amounts reported on a 0
tax return)*
Housing, food, and other living allowances received in 2022 as members of the 18000
clergy or other profession*

Parent Income and Benefits

Other untaxed income in 2022 (including, but not limited to Workers' 20000
Compensation, untaxed disability benefits, and income from other family
members).*
Describe this untaxed income.* from family

Parent 2023 Income and Benefits

Enter the amounts Jochebed's parents received or expect to receive in 2023 for the follow ing:
Estella's income from work * 0
Other taxable income* 0
Untaxed income and benefits* 36800
What are the source(s) of this untaxed income?* Rentals, Relatives

Expect Change

Do Jochebed's parents expect a significant income change in 2024 due to a No

new job, a job loss, retirement, benefit changes, etc.?*

Estella - Employment

W hat is Estella's employment status?

Employed by others
Self-employed
Unemployed
Retired or not employed by choice
Estella - Employment

What is Estella's occupation?

Home Economics Primary School teacher
Where does Estella work? She is retired
How many years has Estella worked there? 23

Estella - Retirement Plans

W hich retirement plans does Estella participate in?

IRA, Keogh, 401k, 403b, or other tax-deferred plan
Plans to draw social security upon retirement
Employer sponsored plan
Civil service or state sponsored plan
Union sponsored plan
Military sponsored plan
Other type of plan

Estella - Retirement Plans

Current value of Estella's tax-deferred and after-tax retirement, pension, 0

annuity, and savings plans such as an IRA, Roth IRA, Keogh, SEP, 401(a),
401(k), 403(b), 408, 457, 501(c)*

Parent Address

Jochebed's and parents permanent address are the same

Yes No

Parent Home Address

Street address* 29 Nyimba Crescent

Street address (line 2) Kansenshi
City* Ndola
Country* Zambia
ZIP/Postal Code 10101

Parent Housing

Which best describes your family's housing situation?*

Own home Rent home Live with others Housing provided by employer

Parent Housing Details

Tell us about Jochebed's parents’ home.

Home purchase year* 1998
Home purchase price* 9480
Current market value* 2000000
Total amount owed on home* 0

Parent Housing Details

Parent Housing Details

What is the amount owed on the primary mortgage for Jochebed's parents' 0
home?
What is Jochebed's parents' monthly housing payment? 0

Student Housing

Which best describes Jochebed's housing situation?* Live with others

Student Housing

If you live with others, please explain the living situation (i.e. relationship, etc.)* Family

Child Support Received

Did Jochebed's parents receive child support in 2022?* No

Child Support Paid

Did Jochebed's parents pay child support in 2022 or 2023?* No

Parent Expenses

Does Jochebed's parents have any medical or dental expenses not covered by
insurance?
Yes No

Parent Expenses

Do Jochebed's parents have the follow ing expenses?

Repayment of any college loan debt in 2022
Yes No
Repayment of any college loan debt in 2023
Yes No
Alimony
Yes No

Parent Living Expenses

Tell us how much your family spends on these household expenses.

Utilities (water, electricity, heat, phone, internet, etc.)* 16200
Food for everyone in the home* 24000
Clothing for everyone in the home* 3000
Household necessities* 5000

Parent Living Expenses

Tell us how much your family spends on these other expenses.

Transportation to and from work* 5000
Other expenses not listed above* 10000
Describe these expenses* Land rates, internet, airtime,
Parent Asset Details

Current amount in cash, savings, checking, and deposit accounts* 2000

Parent Assets

Assets they own but are held in the names of their children* No

Parent Asset Details

Current market value of investments* 0

Parent Other Real Estate

Number of real estate properties* 2

Parent Other Real Estate 29 Nyimba Crescent

Country* Zambia
Street address of this property* 29 Nyimba Crescent
Street address (line 2) Kansenshi
City* Ndola
State/Province None of the above
ZIP/Postal Code 10101
Current market value of this property* 2000000
Amount owed on this property* 0

Parent Other Real Estate Care of 341 Mutenda

Country* Zambia
Street address of this property* Care of 341 Mutenda
Street address (line 2)
City* Chingola
State/Province None of the above
ZIP/Postal Code 10101
Current market value of this property* 20000
Amount owed on this property* 0

Parent Other Real Estate 29 Nyimba Crescent

Number of months per year this property is rented to others* 12

Year the property was purchased* 1998
Purchase price of this property* 9480

Parent Other Real Estate Care of 341 Mutenda

Number of months per year this property is rented to others* 0
Year the property was purchased* 2014
Purchase price of this property* 5000

Parent Farm Setup

Number of farms owned 1

Parent Farm Mutenda Farm

Name of this farm* Mutenda Farm

Current market value of the farm - parents' portion only* 20000
Current amount owed on the farm - parents' portion only* 0

Parent Farm Mutenda Farm

Address (street, city, and state) where this farm is located* Care of 341 Mutenda
Primary purpose of this farm*
To start farming projects and also to build houses
Number of acres the farm encompasses* 35
Current market value per acre* 2000
Provide any additional information about this farm, or explain any special None
circumstance related to this farm

Student Tax Return Status

Did Jochebed file a tax return for 2022?

Tax Return Status*
Completed current tax return Estimated current tax return, will file Not filed, and not required to file, a tax return

Student Non-filer

How much did Jochebed earn in 2022?

Income earned from work* 20000

Student Non-filer

Tell us more about income received by Jochebed in 2022.

Interest income 2000

Taxable Financial Aid

How much taxable earnings from financial aid did Jochebed receive in 2022?
Taxable earnings from need-based work programs and taxable grant and 0
scholarship aid

Tell us more about untaxed social security benefits received by Jochebed in 2022.
Untaxed portion of any social security benefits 0
Untaxed Student Income

Tell us more about other untaxed income received by Jochebed in 2022.

Other untaxed income 10000
List the source(s) and amount(s) of this other untaxed income* Small business, Freelancing Jobs

Student Expected Income and Benefits

Enter the Jochebed's expected income. If Jochebed is married, w e'll ask you about their income on the next page.
Jochebed's expected earnings - summer 2024* 5000
Jochebed's expected earnings - school year 2024-25* 10000
Jochebed's expected other taxed income - summer 2024* 0
Jochebed's expected other taxed income - school year 2024-25* 0
Jochebed's expected total untaxed income and benefits - summer 2024* 5000
Jochebed's expected total untaxed income and benefits - school year 2024-25* 15000

Student Resources

How much does Jochebed expect to receive from the follow ing sources to pay for educational expenses for the 2024-
25 academic year?
Their parents* 5000
Scholarships/grants from sources other than the colleges or universities to 0
which they are applying*
Employers, (i.e. tuition benefits) including their parents' employer(s) and/or 0
their employer*
Relatives other than their parents and any other sources providing funds to 20000
help pay for college expenses*

International Student Benefits -Government

Will Jochebed receive funds from the government for college expenses?* No

International Student Benefits

Will Jochebed receive funds from any agencies or foundations for college No
expenses?*

International Student Tuition Benefits

Will Jochebed receive tuition benefits? * No

International Student Transportation

How will Jochebed pay for transportation to the U.S.?*

Gift from relatives other than parents

Child Support

How much child support did Jochebed (and their spouse) pay in 2022?* 0

Medical Expenses
Medical Expenses

How much medical and dental expenses, not covered by insurance, did 0
Jochebed (and their spouse) pay in 2022?

Student Educational Loans

Did Jochebed borrow federal, insitutional, or private loans to fund their No

undergraduate or graduate studies?*

Student Asset Types

Does Jochebed have any of the follow ing assets? Select all that apply.
Investments
Yes No
A trust
Yes No
Real estate (other than your home)
Yes No
A business
Yes No
A farm
Yes No

Student Asset Details

How much does Jochebed currently have in cash, savings, checking, and 3000
deposit accounts?*

Student Retirement

Does Jochebed own any retirement assets?

Yes No

Special Circumstances

Select all circumstances that have ongoing financial impact for your family. (required)*
Change in employment
Covid-19 pandemic
Exceptional medical or dental expenses
Eldercare or financial support of other family members
Non-recurring income or expenses
Other
None

Special Circumstances

Explain the additional circumstance(s) you selected, including

annual amounts paid for or additional costs.

2000 character limit

 In our extensive family of 11-12 members, family actively contribute to supporting my nieces and nephews in
their education. Unfortunately, their father left in 2016, returning to his home country and providing no finan
cial assistance. Due to financial constraints, the entire family relocated from Lusaka to our family house, whe
re resources must be shared equally. Additionally, we bear the responsibility of caring for my grandmother,
who lost her sight in 2013. To ensure her well-being, we incur monthly medical expenses for her doctor visit
s. Juggling the financial demands of education and elderly care has increased our monthly expenses signific
antly. Monthly expenses on the eldercare is 300 and about 15000 for the university students The additional c
osts are 18600

The institutions you selected will receive the information from your application they requested. Not all institutions request all
information.