PGC

Health and Wellness Highlights

We Care For Our
Caregivers
On point for Physical and Mental Health
- Childcare / Creche Support.

- Dedicated parking space for expecting mothers

- Mothers Room / Feeding - Lactating

Room with Mini Refrigerator

- INR 1,00,000 for both Normal and

C-Section for expecting Mothers

- Gender Agnostic Adoption.

- 4 weeks of Paternity Leave

- 12 days of self and family care annually

- Health Insurance of INR 6 Lacs for employees +
Partner + all children and parents / in laws

- OPD benefits for all employees

- Well Baby and Well Mother Coverage

- Oral Chemotherapy

- Long term physiotherapy coverage

- Autism & Psychiatric Ailments Coverage

- Self Funded Top Up Plans up to INR 10 Lacs

- Health - Fitness club membership reimbursement

- Onsite Wellness programs and EAP

- Short Nap rooms with Bunk Beds, Massage chairs

- Quiet room for Meditation / Prayers

- Special area carved out for yoga / Zumba classes

Caregiver
health benefits
Providing Best-in-class health care coverage.
Waiting Periods and pre-existing condition limitations waived
Covered under Medical Plan & their PGC Benefits- Employer Paid

Family Definition Annual (Hospital)

-Caregiver, spouse/partner, dependent children upto
25 years of age + 2 dependent parents/ in-laws
Sum insured PMPY
in any one set INR 6,00,000 (6 Lakh), no co-pays,
no ailment cap
- Enrolled parent reaching age 80 eligible for
continuous basis as an exception

Maternity Benefits
INR 1,00,000 (1 Lakh) includes

- Pre/post natal within maternity limit

- Well mother room charges up to 10 days

if newborn hospitalized
- Well baby charges (pediatrician
consult, blood grouping, etc)
Covered under Medical Plan & their PGC Benefits- Employer Paid

Room Rent Autism & Psychiatric

Single private with A/C for Ailments
Normal, no limit for ICU Up to sub- limit of INR 35,000

Annual Outpatient
Coverage (OPD)
Up to INR 20,000 per family

OPD Coverable Services

Outpatient medical treatment services as well as dental,
vision, prescription medication, vaccinations/ immunizations,
preventive health visit (subject to plan provisions including
necessary documentation)
Caregiver
optional Sum
health benefits
 Four coverage levels to Same coverage as employer
Caregiver may choose to “top up”
choose from paid Sum Insured except
employer provided coverage with
payroll deductions for elected
- INR 3,00,000 - No maternity
coverage
- INR 5,00,000 - No out- patient coverage (OPD)
- INR 7,00,000 - No corporate buffer
- INR 10,00,000
Caregiver
Life and
Accident benefits
GROUP TERM LIFE ON CAREGIVER
3 times CTC in payable benefits

GROUP ACCIDENT ON CAREGIVER

3 times CTC in payable benefits

Coverage scope
- Death
- Permanent Total Disability due to Accident
- Permanent Partial Disability relating to any part of the limbs or organs of the body
- Temporary Total Disability weekly benefits up to 1% of CSI per week of INR 20,000/week
for a maximum of 100 weeks or actual weekly wages, whichever is less.
-Accidental Medical Expenses up to 40% of the valid personal Accident
claim amount or 20% of relevant sum insured or actual
claims which is less up to maximum INR
Caregiver
paid time away
Providing a variety of time-way to support caregivers
when away from work for any personal reason.
Types of Time Away & their PGC Benefits
Earned Leave
20 Days per year
Carry forward up to 15 days per year, up to 40 days
maximum in accrued bank. Cash out at termination

Care Leave
12 Days per year

Sick Leave
12 Days per year

Maternity Leave
26 weeks per birth (max. 2 births)
6 weeks for miscarriage
1 month additional for illness due to pregnancy

Paternity Leave
4 weeks per year (20 days)

Adoption Leave
4 weeks for Primary Caregiver in a year (20 days)

Bereavement Leave
5 days (per qualifying event)

Public Holidays- Local state Statute

11 Days per year
Caregiver
Fitness benefits
Fitness Policy

- Encouraging a Healthy Lifestyle.

- Reimbursement up to INR 20,000 per year.

- Annual reimbursement with no carry forward option.

- Reimbursement towards Ergonomic equipment & Furniture, Gym membership,

Fitness or Sports lessons, Nutritional Counseling etc.

Caregiver
Communication
benefits
Communication Benefits

Telephone Reimbursement
- Reimbursement up to INR 6000 per year for Senior Manager level & below.

- Reimbursement on actuals for Directors & above.

- Annual reimbursements with no carry forward option.

Internet Reimbursement
- Reimbursement up to INR 13200 per year for all levels.

- Annual reimbursement with no carry forward option.

- Special condition for reimbursement until September 30th 2020.

Caregiver
Relocation benefits
Relocation Benefits

- Providence provides assistance to new hires relocating within India.

- Air travel for Caregiver & eligible dependents

- Assistance with shipment of household goods & vehicles Temporary.

- Accommodation & transport in the new location.

- Assistance with finding a home in the new location

 PGC
Wellness Discussion
Your Caregiver Well-being Program
 Powered by Virgin Pulse | Your go-to well-being resource

MIND SPIRIT BODY FINANCIAL

- Reducing Stress - Contribution to my - Getting Active - Managing My Finances
- Being Productive community - Gym memberships - Childcare/ Creche Support/
- EAP Resource - Building Relationships - Health check-ups Reimbursement

- Being Effective - Embracing Diversity - Eating well - Saving for Retirement

- Yoga & Meditation - Prayer room on campus - Sleeping well - Education Reimbursement
- Tobacco Cessation

Daily tools to help create habits that matter so you can be your best work and at home
Caregiver
assistance
programme
Support for unexpected work life situations
 Your Caregiver Assistance Programme is here 24/7 to help you and your family
navigate life’s challenges. Any member of your household, including children
living away from home, can access the free confidential support. The programme
provides help with a range of life concerns and stressors, including:

- Relationship problems Call for personal support:

- Workplace conflicts and changes Main : 1800 102 7293
- Parenting and family issues Alternative : 1800 209 8424
- Stress, anxiety and depression In India : +91 80 676 9900
- Elder care support
- Legal and financial concerns
For online support:
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