Student Assist Plan - Smart Pro

ASSISTANCE SERVICES
Assistance Services Smart Pro
24X7 Worldwide Medical Assistance Covered
Travel Insurance Covered
Travel Assistance Covered
Lifestyle Assistance Overseas Covered

INSURANCE BENEFITS
Coverage (Amount in USD) Smart Pro

Medical Related Benefits

Emergency Medical Expenses
Emergency Medical Evacuation 50K/100K/250K/500K/1000K
Repatriation of Mortal Remains
Deductibles 100
Daily Allowance in case of Hospitalisation 50 per day upto 7 days
Deductibles 2 days
Dental Treatment Expenses 750
Deductibles 50
In-patient medical expenses related to pregnancy/childbirth 500
Deductibles 100
Mental Disorder Cover 1,500
Deductibles 100
Outpatient Physiotherapy related to disease/illness/injury 500
Deductibles 100
Cancer Screening and Mammography examinations 1,000
Deductible 100
Inpatient Emergency medical expenses for injuries during inter-collegiate sports 2,000
Deductible 100
Drug and Alcohol Abuse 1,500
Deductibles 100

Personal Accident
Personal Accident
Accidental Death
30,000
Permanent Total Disability(PTD)
Permanent Partial Disability(PPD)
Accidental Death - Common Carrier
Permanent Total Disability - Common Carrier 2,500
Permanent Partial Disability -Common Carrier

Loss of Luggage & Other Benefits

Total Loss of Checked-in Baggage 1500
Deductibles 100
Loss of Gadgets 500
Deductible 50
Loss of Passport and Documents 250
Deductibles 50
Delay of Checked-in Baggage 250
Deductible 12 Hrs
Loss of International Driving License 300
(deductibles) 50

Liability Protection Benefits

Personal Liability 150,000
Deductibles 100
Study Interruption 15,000
Sponsor Protection 15,000
Bail Bond 5000
Deductibles 100
University Insolvency 7,500
Deductibles 100

Travel Inconvenience & Other Travel Related Benefits

Trip Delay 100 per day upto 1 day
Deductible 12 Hrs
Compassionate Visit 7,500
Deductible 100
Home Country Cover 2,000

LIFE THREATENING SITUATION CONDITION (AMOUNT IN USD)

Age Smart Pro
16 - 40 Years 10 % of Medical SI or Maximum of USD 10,000 Whichever is Less

OPTIONAL RIDER COVER

Coverage (Amount in USD) Smart Pro Rider %
Mugging Benefit 500 per Day Upto 1 Day 5%
Financial Emergency Assistance 750 5%
Travel Inconvenience 1,000
10%
Deductibles 100
Trip Cancellation and/or Interruption 500
5%
Deductibles 100
Debit/Credit Card/Forex Card- Fraud 500
5%
Deductibles 50
Political Risk and Catastrophe Evacuation 5,000
5%
Deductibles 100
Chiropractic Treatment Related to Disease/Illness/Injury 500
5%
Deductibles 100
Skilled nursing facility Related to Disease/Illness/Injury 1,000
5%
Deductibles 100
Injury due to adventure sports 2,500
25%
Deductibles 100

Note: Assistance provided by Segura Services Private Limited, Insurance underwritten by an IRDAI authorised underwriter – Bharti AXA General Insurance Company.

ASSIST FEES (in INR inclusive of GST 18%)

Including USA and Canada Excluding USA and Canada

Days
50K 100K 250K 500K 1000K 50K 100K 250K 500K 1000K
30 1667 1943 2992 3826 4892 1029 1141 1706 2102 2590
31- 60 2907 3467 4626 5900 9087 1541 1867 2566 3689 4714
61- 90 4148 4991 7899 9474 13282 1754 2205 3459 4485 5817
91-120 6462 7854 10499 13214 22076 2569 3131 4835 6907 9108
121-180 8250 10300 15549 19480 31413 3375 5059 6458 9700 12874
181-240 9650 12232 18636 24946 33391 4275 5741 7089 12107 16084
241-270 10670 13034 19722 26412 35370 5412 6370 9628 12802 17023
271-365 11973 14637 21895 29344 39326 6050 7128 10659 14194 18900