MANAV MALHOTRA

Bangalore, Karnataka
Email: manavm76@yahoo.com ● Mob: +91 7349104996

Summary

Advanced analytics professional with over 17 years of experience in managing, delivering data science
problems in diverse areas of financial services. I have worked across different domains, Campaign risk
analytics – HSBC , Fraud analytics- JPMorgan Chase, Analytics Consulting- Equifax Credit bureau while
stationed in US, Managed advanced analytics delivery for financial services – Infosys Technologies ,
Analytical solutioning, Analytical consulting and delivery-Wipro Technologies in India

Education

Executive Program in Advanced Business Analytics, IIM Ahmedabad, June 2017 – Jan 2018
Indian Institute of Management-Ahmedabad

MS, Master of Science (Industrial and Systems Engineering), June 2004

University Of Cincinnati, Ohio, USA

Marine Engineering, Mar 2000

M.E.T.I (Marine Engineering Training Institute), Cochin Shipyard, Kerala, India

Bachelor of Engineering (Mechanical Engineering), Sept 1998

Kuvempu University, Karnataka, India

Skills

Domain: Financial Services: Credit Bureau – Analytics consulting, Fraud Analytics, Consumer Banking,
Campaign analytics, Portfolio Risk – Credit cards

Soft Skills: Analytics solutioning, Problem framing, Domain expertise in financial services with actionable
analytics, Delivery management, Project management, Team management, Requirement gathering and
analysis, Communication and presentation, People management, Client engagement

Work Experience

Sigmoid
VP – Data science strategy Aug 2022 – Present

• Partner with senior business, product, and engineering leaders to develop strategic goals and
direction needed to continuously enhance the company's technology platforms.
• Be a technical leader for the data science team, helping institute best engineering practices
(coding standards, automated testing, and scalability) and growing the technical capabilities of
the team.
• Ensure data best practices and play a critical role in building a data-driven culture throughout the
entire organization
• Partner with the technology leadership team to create a long-term vision and develop a roadmap
of data science projects
• Conceive, develop, implement, and continually improve machine learning projects
• Leverage skills, experience and creativity to apply data science to tackle interesting and
challenging problems.
 • Develop new capabilities to deliver business solutions applying data science algorithms
• Build and lead a high-performing team of data scientists, helping to enhance their skills, while
creating a fun and engaging culture that helps them prosper.
• Foster career growth and provide thoughtful mentorship to develop employees at varying levels
of experience. Establish a clear vision and mission for the data science department.
• Work with cross-functional partners and executives in product, engineering, operations, finance,
and marketing to define and achieve business goals, and to build data-informed business
strategy and roadmaps.

Factspan Inc
Director- Delivery (Data Science and AI) Oct 2021 – Aug 2022

Responsibilities:
• Lead the department’s engagement with business stakeholders and executives
• Manage the delivery function of all data science related projects within the org
• Responsible for developing the team’s culture, hiring standards, and HR policies
• Responsible for revenue growth and achievement of the business’ overall targets and objectives
• Proactively lead the department in the development of new insights, advanced modeling
techniques, and data science capabilities
• Responsible for the evaluation of analytics and machine learning technologies for strategic
projects and also communicate the findings to key stakeholders through reports and
presentations

Wipro Technologies
Data science solution architect, June 2018- October 2021

Responsibilities:
• Data science SPOC across Middle east and US- Actively drive the day-to-day analytical
approaches and exploring solutions to problems, management and long-term prioritization of the
business’s overall analytical needs and opportunities.
• Manage delivery of various data science projects and actively pursue client discussions and
presentations across geographies
• Define the business questions that need be answered and define appropriate analytics models in
addition to identifying and readying relevant data sources for analysis
• Create new data-driven approaches for the purpose of generating business insights through data
analytics, information visualization, and addressing unanswered business issues in a proactive
manner.
• Proactively lead the advanced analytics division with lead qualification, presentations, proposals,
sales strategies, and competitive information to provide impactful sales support
• Developing high quality and impactful demonstrations, proof of concepts, prototypes, and other
data science assets
• Create customizable analytics solutions to address requirements/constraints of different clients

Eton Technologies, Bangalore

Head- Analytics, June 2016- June 2018

Responsibilities:
• Client engagement in advanced analytics and machine learning
• Actively conceptualize and present POVs (point of view)
• People and team management
 • Took responsibility of the P&L’s, project and people management of various initiatives

Infosys Technologies, Knowledge Services, Bangalore

Practice Lead, November 2010 – May 2016
Responsibilities:
• Manage client delivery of different teams engaged in fraud analytics, business insights & analysis,
Finacle Analyz. Lead client discussions interact with diverse teams across Technology, Consulting
and be the front face, single point of contact for new and existing engagements in financial
services domain
• Responsible for hiring, training, performance appraisals of Lead/Senior Analysts across strategic
Insights
• Responsible for the account P&L’s for all the engagements managed
• Represent Management Consulting Services as SME, Fraud Analytics in Financial Services Domain

IQR Consulting, Ahmadabad (Consultant)

Strategic Consultant, July 2009 – October 2010

Responsibilities:
• Performed segmentation analysis of the NPA’s and recommended strategies for revenue
maximization.
• Recommending credit limit decrease strategies for the credit card portfolio.
• Model Validation and analysis for the credit card portfolio.
• Reporting portfolio performance (Quarterly Business Reports)
• Actively delivered on a client project for predicting employee attrition using Logistic regression and
Machine learning algorithms

JP Morgan Chase Bank, Columbus, Ohio (USA)

A.V.P. Senior Risk Analyst (Consumer Banking Risk Management), Oct 2007-June 2008

Responsibilities:
• Effectively identified fraud trends and formulated strategies to avoid fraud losses in the DDA
accounts
• Actively provide analytical support to the operations group in optimizing resources.
• Test strategies in the Electronic Money Movement space to reduce frauds. Benchmark and measure
performance of the prioritization trees. Used SAS for data manipulation.
• Accountable for Parameter simulation of fraud tools to reduce False Positive Rates.
• Provide analytical support in determining and segmenting population for Risk Based Funds
Availability. Effectively projected savings to the tune of 12MM a year.

HSBC Credit Card Services, Minnetonka, MN (USA)

Senior Credit Risk Analyst, Dec 2006-Sept 2007

Responsibilities:
• Analyzed Portfolio cash programs, was responsible for the tracking, monitoring and reporting of the
performance metrics across different marketing campaigns. Build SAS macros for effective campaign
tracking.
• Actively engaged in formulating new strategies for the Marketing group
• Coordinated with Risk Oversight Committee and other business units in providing feedback / inputs
in order to improve and control any Credit / Risk exposure in cards.
• Formulated champion/challenger strategies for marketing initiatives in targeting direct mail
population.
Equifax Technologies, Alpharetta, Georgia (USA)
Business Analyst, Jan 2005-Dec 2006

Responsibilities:
• Validated various scores (supplier, commercial) on the client portfolio and reported risk
(delinquencies) by score intervals and recommend the best score for a given portfolio. Extensive
data manipulation using SAS
• Performance projection reporting based on the scores as requested by the client.
• Continuously work towards process improvement and developed standard SAS macros to
standardize reporting and optimize the resources.

HSBC Auto Finance, San Diego, California (USA)

Intern Business Information Analyst, June 2004-Sept 2004

Responsibilities:
• Worked with the decision system group, providing support to Credit bureau and strategy ware
group.
• Effectively audit the adverse action population on a regular basis by constructing SAS
macros/programs.

Previous Professional Experience

Shipping Corporation of India, Mumbai, India (A Govt. of India Enterprise)

Fifth Marine Engineer Officer (Merchant’s Navy), Sept 1999-June 2002)

Eveready Flashlight Plant, Lucknow, India (Former Union Carbide Division)

March 1999-Sept 1999

Personal Details

Date of Birth: 21/09/1976

Languages Known: English, Hindi & Punjabi
Co-curricular Highlights:
• Graduate Scholarship, University of Cincinnati, Ohio, 2002-2004
• Student helper, Electronic Classroom and Support Services, University Of Cincinnati, 2002-2004
• Council Secretary, fresh Graduate Student Assistance Group, AIT College, India, 1996-1998