National Bank Credit Management Division Ae NBM Towers, 7 Henderson Street . of Malawi plc P.O. Box 945, Blantyre, Malawi. tegistered under the Financial Services Act 2010 Telephone: (+265) 1 820 622, Fax: 1 821 593 E-mail: cmanagement@natbankmw.com SWIFT: NBMAMWMW CMD/RWUIPT/AFK “Without Prejudice” “Hand delivered” 6 October 2022 Mr Creto Mwansambo CIO Diocese of Mangochi POBox 44 Mangochi. Dear Sir, @ YOUR INDEBTEDNESS IN THE BOOKS OF NATIONAL BANK OF MALAWI ple MANGOCHI SERVICE CENTRE BALANCE MK1,174.078 DR Reference is made to the above debt currently being jointly managed by this office and our Mangochi Service Centre due to its substandard status. As you are aware, the debt originates from a Consumer loan facility of MK700,000 granted on 2 April 2020 for full settlement by 2 April 2023. Deposits into your account have been erratic and insufficient to meet due loan amounts leading to arrears and default status. The debt is currently standing at MK 1,174,078. In the circumstances the Bank now demands immediate clearance of the debt plus interest thereon. In view of the default and in accordance with our offer letter dated 7 September 2018, please take note that interest will be charged at the rate of 5% above applicable rate currently at 24.9 %, making effective rate of 29.9% per annum for the time being. The rate is subject to change at the Bank's discretion. Please Take Note that unless the debt is repaid in full within 21 days of this letter, the Bank shall be obliged to commence legal proceeding against you in order to recover the outstanding amount. Peter Tandaude RECOVERIES & WORKOUTS MANAGER CC: The Head, Retail Banking Di 1, National Bank of Malawi ple ‘The Service Centre Manager, Mangochi Service Centre, Crue)