RAMESH ROSHANLAL AGRAWAL

Plan: Bharti Axa Life Dhan Varsha

AT DAWWA
Policy No.: 501-8778174
TAHASIL SADAK ARJUNI
DIST GONDIA Life Insured: RAMESH ROSHANLAL AGRAWAL

MAIN ROAD UIN: 130N070V04

GONDIA - 441807
MAHARASHTRA
9168202653

Subject: Congratulations on the Bonus Accrued - Policy No. 501-8778174

Dear RAMESH ROSHANLAL AGRAWAL,

We are glad to inform you that an annual bonus for FY 2022-23 has been declared against your policy and will vest on the policy anniversary date
falling after the date of declaration, subject to all the due premiums being paid as on the policy anniversary date.

Financial Year FY 2022-23

Policy effective date 13/03/2019

Date of Bonus 13/03/2024
Sum Assured 4,99,958.00
Reversionary Bonus Rate (%) NA*
Reversionary Bonus Amount (INR.) NA*
Special Reversionary Bonus Rate (%) NA*
Special Reversionary Bonus Amount (INR.) NA*
Accrued Reversionary Bonus Amount (INR.) till financial year 2022-23 NA*
Cash Bonus Rate (%) 4.50 %
Cash Bonus Amount (INR.) NA*
Terminal Bonus Rate (%) NA*
Terminal Bonus Amount (INR.) NA*
* NA as per policy T&C

We would like to congratulate you on the regular payment of premium and encourage you to continue doing so in order to reap all the benefits of
your policy.

What are the factors impacting bonus?

We would like to apprise you of the two critical factors that impact the bonus amount.
a) Performance of the PAR fund: The bonuses are non-guaranteed in nature, which depend on the performance
of the participating fund and the Company’s view on the future outlook. The bonus rates can vary from year to
year, depending on variations in the aforesaid factors.
b) Payment of premiums: Regular premium payment ensures that you derive maximum benefits from your policy.
This also includes the bonus amount as the bonus gets added to only those policies in which premiums are paid
regularly.
For any further assistance, please feel free to call us on 1800-102-4444 or write to us at service@bhartiaxa.com . We’ll be glad to assist
you. We value your association and hope to continue servicing your financial protection needs. It will always be our endeavor to offer
you a delightful experience.

“COVID pandemic adversely affected par fund profitability due to higher death claims. Short term and long term effects
of COVID may impact bonus supportability and have not been factored in current bonus declaration cycle”

Warm Regards,
Bharti AXA Life Insurance Company Limited

Please note: As per the regulatory notification all future payouts related to your policy will be done through Electronic mode. Request you
to submit the required details online at Customer Portal (https://www.bhartiaxa.com/ >> Login >> Customers) or visit your nearest branch
along with cancelled cheque copy and in case of non-personalized cheque along with bank statement.

To protect the interest of Customers the Company has in place Anti-Fraud Control Policy available on our website www.bhartiaxa.com for
your reference

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