To Life Insurance Master – Day 02

rlaIKh hkq l=ulao@

• fï i|yd wf<ú WmfoaYljreka úúO w¾:l;k ,ndfoa'

• kuq;a fï i|yd ksjerÈu ms<s;=r jkafka ˜‍rlaIKh hkq wjodku

mejÍfï hdka;%Khhs˜ ^Insurance is Risk Transfer Mechanism& hkak
fõ'
 wjodku hkq l=ulao@
wjodkï j¾. m%Odk jYfhka folls'

Y=oaO wjodkï Pure Risk' iufmalaIK wjodkï Speculative Risk.

• Y=oaO wjodkï hkq uqo,ska • iufmalaIK wjodkï hkq

ueksh yels iy rlaIKh l< uqo,ska ueksh fkdyels iy
yels wjodkï fõ' rlaIKh l< fkdyels wjodkï
• WodyrK - urK wjodku" fõ'
fi!LH wjodku' • WodyrK - úNd.h wiu;a ùu"
wdorfhka mrdch ùu'
Ôú; rlaIK wruqo, Life Fund
Ôú; rlaIK wruqo, Life Fund

• iEu Ôú; rlaIK iud.ulau"

Tmamq ysñhkaf.a uqo,a ;ekam;a
lsÍu i|yd ðú; rlaIK
wruqo,la mj;ajdf.k hd hq;=h'

• th rlaIK kshduk fldñIka

iNdfõ kS;suh wjYH;djhls'
 Ôú; rlaIK wruqo, Life Fund

• ABC Ôú; rlaIK iud.fï Ôú;

rlaIK wruqo, i|yd Tmamq
ysñhka 1000lf.a uqo,a nerù
we;ehs Wml,amkh lruq'

• uu Tmamq ysñhka 1000w;ßka tla

Tmamq ysñfhla urKhg
m;afõhehs Wml,amkh lruq'
Ôú; rlaIK wruqo, Life Fund

• urKhg m;a tu Tmamq ysñhd

ñ,§f.k ;snqfka 1"000"000 l
uQ,sl rlaIs; uqo,la muKla
iys; Tmamqjla nj Wml,amkh
lruq'
• tu Tmamqj ms<s.ekSfuka miqj Èk
2la ;=<§ Tyq yÈis wK;=rlska
ñh.sfha hehs Wml,amkh lruq'
 Ôú; rlaIK wruqo, Life Fund

• ABC iud.fï Ôú; rlaIK

wruqo, ;=< Tmamq ysñhka
1000lf.a uqo,a we;'

• túg tla Tmamq ysñfhl=f.ka

4"00$} l uqo,la ne.ska Tmamq
ysñhka 1000lf.ka tl;= l, úg
400"000$} uqo,la ks¾udKh fõ'
Ôú; rlaIK wruqo, Life Fund

• jkaÈ f.úul§ Ôú; rlaIK wruqo,

;=<ska f.jkd fuu uqo,a m%uKh
^400"000$}& Retention hkqfjka
y÷kajkq ,efí'
• fuh iud.fuka iud.ug fjkia fõ'
• iud.fï wdhq ld,h" Ôú; rlaIK
wruqof,a m%udKh" m%drlaIK yd
ysñlï ksrdlrKh l%shdj,sfhys
.=Kd;aul nj fï i|yd n,mdkq ,nhs'
 Ôú; rlaIK wruqo, Life Fund

• fuu WodyrKfha§" .súiqu wkqj

urK ysñlu jkqfha 1"000"000$}
ls'
• Ôú; rlaIK wruqo, yryd
400"000$}la iqodkïh'
• ysÕ 600"000$} l uqo,
mshfjkafka flfiao@
• ta m%;s rlaIKh ^Reinsurance&
u.ska fõ'
Ôú; rlaIK wruqo, Life Fund

• ABC iud.fï Ôú; rlaIK wruqof,ys

Tmamq ysñhka 4"000la njg m;ajQ úg
hï whl=f.a urKhl§ tla Tmamq
ysñhl=f.a uq,Huh odhl;ajh
fldmuKo@
• fuu wjodkï l<ukdlrK l%shdj,sh
Tn olskafka flfiao@
 m%;srlaIK l%u m%Odk jYfhka folls'
Facultative Reinsurance
• f,dj mer‚;u m%;srlaIK
l%uhhs'
• iEu fhdackd m;%hla ms<sn|j
úia;r fjk fjku
m%;srlaIs;hd fj; iemhsh
hq;=h'
• m%dfhda.slj l%shd;aul ùu
wiSreh'
Treaty Reinsurance
• fuh Blind Reinsurance f,i
ye¢kafõ'
• iEu f;dr;=rlau m%;srlaIs;hd
fj; iemhsh hq;= ke;'
• m%dfhda.sl l%shd;aul ùu myiqh'
wm nyq,j Ndú;d lrk m%;srlaIK wdh;k'
 Tn oek isáhdo@

Insurance Regulatory Commission of Sri Lanka Annual Report 2021