Family Life

PROTECTION PLAN

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Let’s
Let’s
Let’s
provide
provide
provide
for
for
for
aadignified
adignified
dignified
funeral
funeral
funeral
WeWeall
We want
allallwant
want
to show
totoshow
show
lovelove
love
andand respect
andrespect
respect
when when
when
a loved
a aloved
loved
oneone
one
passes
passes
passes
away away
away
by by
being
bybeing
being
ableable
able
to give
totogive
give
themthem
them
a dignified
a adignified
dignified
funeral.
funeral.
funeral.
When When
When
youyouadd
youadd
up
addupthe
upthe
cost
thecost
cost
of aofcoffin,
ofa acoffin,
coffin,
funeral
funeral
funeral
service,
service,
service,
catering,
catering,
catering,
flowers,
flowers,
flowers,
andandtent
andtenthire,
tenthire,
hire,
thisthis
can
thiscan
become
canbecome
become
expensive.
expensive.
expensive.

A FAMILY
AAMetropolitan
Metropolitan
LIFE PROTECTION
Funeral
FuneralPlan
Plan
PLANoffers
offers
offers
you
youand
you
andyour
and
your
your
family
family
family
peace
peace
peaceofofmind
of
mind
mind
knowing
knowing
knowing
that
that
that
they
they
they
are
areare
covered.
covered.
covered.
Our
Our
Our
funeral
funeral
funeral
planplanplan
gives
gives
gives
youyou
flexibility
youflexibility
flexibility
andand
makes
andmakes
makes
planning
planning
planning
for for
for
‘what
‘what
‘what
if’ more
if’if’more
more
affordable.
affordable.
affordable.

Protect
Protect
Protect
your
your
your
whole
whole
whole
family
family
family
onon
on
one
one
one
plan
plan
plan
WeWe
offer
Weoffer
offer
thethe
following
thefollowing
following
flexible
flexible
flexible
andand
affordable
andaffordable
affordable
funeral
funeral
funeral
plans:
plans:
plans:
Your immediate family Your parents

Your
Your
immediate
immediate
family
family Your
Your
parents
parentsYour
Your
extended
extended
family
family

Yourself Your Your children

Yourself
Yourself
(plan owner) YourYour
life partner Your
Your
children
children
(plan
(plan
owner)
owner) life
life
partner
partner
Children Child
Children Childforfor
life
life
1 Life Up to 2 lives Child = 6 lives Up to 4 lives
1 Life
1 Life UpUp to to Unlimited
Unlimited 1 Child
1 Child UpUp to to UpUp to to
3 lives
3 lives = 1=life
1 life = 1=life
1 life 4 lives
4 lives 9 lives
9 lives

YOU
YOU MAYYOU
MAY
MAY
COVERCOVER
COVER
UP UPA
TO UP
TOTO
A MAXIMUM
A MAXIMUM
MAXIMUM OF OF
1 3OF
20 20
LIVES
LIVESLIVES
INCLUDING
INCLUDING
INCLUDING THE
THETHE
PLAN
PLAN
PLAN OWNER
OWNER
OWNER

YouYou
can
Youcan
choose
canchoose
choose
funeral
funeral
funeral
cover
cover
cover
according
according
according
to your
totoyour
your
family
family
family
needs
needs
needs
andand
how
andhow
how
much
much
much
youyou
can
youcan
afford
canafford
afford
to pay.
totopay.
pay.

At Donewell
Together
Togetherwe
Life,
wecan
we
canensure
can
ensure
ensure
that
thateveryone
that
everyone
everyone
covered
covered
covered
onon on
your
your
your
plan
plan
plan
willwill
have
willhave
have
a dignified
a adignified
dignified
funeral.
funeral.
funeral.
What
What
Whatwe
we
weoffer
offer
offer
Benefits
Benefits
Benefits
The Policy Owner is entitled to the following Compulsory / Standard Benefits
MainMain
Benefit
provided Benefit
under this policy as long as the policy remains active :

Main Benefit
Funeral
Funeral
benefits
benefits

Built-in
Built-in
benefits
benefits
Death you you
Benefit automatically
automatically
getRefreshment
get
Payment
Payment
Protection
Protection
benefitbenefit
on theon
plan
the plan Repatriation
Repatriation
benefitbenefit
ownerowner
reaching
reaching
age 85age 85
Critical illness Waiver of Premium
Built-in
Built-in
benefits
benefits
you you
automatically
automatically
get get
Monthly
Monthly
Essentials
Essentials
Add-on/ Voluntary
Memorial benefitbenefitbenefits you can choose
Memorial
benefitbenefit
The policy provides optional benefits for the Policy Owner to select at the
inceptionPayment
of the policy
Payment or any time after the policyPayment
Protection
Protection has commenced
Payment
Protection subject to
Protection
additionalbenefit
premiumon theand
benefit on applicable
death
the death or conditions. The
or optional
benefit on thebenefits
benefit on
plan provided
theowner
plan owner
by the policy are
disability thethefollowing:
disability
of plan
of theowner
plan owner reaching
reaching
retirement
retirement
age age

Annual
Value ValuePremium
Protection&
Protection
Redundancy
CashBack
CashBack Benefit
benefitbenefit Benefit Increase Option
benefit
benefit

Cover
Cover
levels
levels
Cover Levels
CoverCover
levelslevels
you can
youchoose
can choose
WHO CAN BE Sum Assured MINIMUM
Immediate
Immediate MAXIMUM
Extended
Extended
COVERED
Cover
Cover
benefits
benefits Parents
Parents
familyfamily familyfamily
Principal Life Assured 100% GHC 5000 GHC100 000
Funeral
Funeral R80 000
R80 000 R50 000
R50 000 R50 000
R50 000

Spouse 100%
R10 000R10 000 R10GHC
000 5000
R10 000 GHC100
R10 000 000
R10 000
Memorial
Memorial or or or or or or
R20 000R20 000 R20 000
R20 000 R20 000
R20 000
Children 25% GHC 1250 GHC 25 000

MonthlyMonthly
Essentials
Essentials R1 000R1 pm or pm or R1 000R1
000 pm000
or pm or R1 000R1pm000
or pm or
(Not Parents
available /
(Not available
to to R2 000R2
pm000
or pm or R2 000R2
pm or pm or R2 000R2
000 pm000
or pm or
children
children
underIn-law
Parent 18
under
years) 50%
18 years) R3 000R3
pm000 pm GHC
R3 000R3
pm2500pm
000 GHC
R3 000R3
pm50 000
000 pm
for for for for for for
6 or 126months or 12 months 6 or 126months
or 12 months6 or 126months or 12 months

Maximum
Maximum
total total
R100 000
R100 000 R70 000
R70 000 R70 000
R70 000
covercover
per life
per life

Waiting Period
Notes:
Notes:
• YouCOVER
• can
You choose
can choose
to cover
to cover
your your
parents
parents
and extended
WAITING andPERIOD
extended
family
family
without
without
covering
covering
yourself.
yourself.
You must
You must
still pay
still the
paypremium
the premium
eveneven
Death (Main Life) 6 months
though
though
you are
younot
arecovered.
not covered.
• You• can
You(Family)
Death add
can benefits
add benefits
to your
to your
Funeral
Funeral
12PlansPlans
at anatextra
months an extra
cost.cost.
The add-on
The add-on
benefits
Critical Illness benefits
can be
canchosen
be chosen
per insured
per
6 months insured
life. life.
• The• premium
The premium
Redundancy
for your
for your
plan plan
depends
depends
on who
on who
you’dyou’d
12 months
like to
like
cover,
to cover,
how how
muchmuch
covercover
you take,
you take,
how how
old they
old they
are and
are add-on
and add-onbenefits
benefits
chosen.
chosen.
(They(They
mustmust
be younger
be younger
than than
85 years.)
85 years.)
Some
Some
Some
unique
unique
unique
features
features
features
and
and
and
benefits
benefits
benefits
Customise
Customise
Customise
your
your
your
plan
plan
plan
YouYouchoose
Youchoose
choose
thethe
type
thetype
type
of cover
ofofcover
cover
andand
benefits
andbenefits
benefits
for for
each
that
each
best
lifelife
individually,
suit
individually,
your needs
to best
toand
best
suit
budget
suit
your
your
needs
needs
andand
youryour
budget
budget – even
– even
as your
as your
lifelife
changes.
changes.
No medical health checks
NoNo
medical
medical
Only health
waiting health
checks
periods checks
apply.
WeWe
cover
cover
youyou
as you
as you
are.are.
OnlyOnly
waiting
waiting
periods
periods
Death Benefit
apply.
apply.
A lump sum is paid to cover funeral expenses when
Funeral
Funeral
benefit
someonebenefit
covered by the plan passes away.
An An
amount
amount
is paid
is paid
to cover
to cover
funeral
funeral
expenses
expenses
when
when
someone
someone
covered
covered
Refreshment byBenefit
the
by the
planplan
passes
passes
away.
away.
We will make a one-off lump sum payment on the
Memorial
Memorial (add-on
first death (add-on
of benefit)
any life benefit)under the policy.
covered
Pays
Pays
a lump
a lumpsum sum
amount
amountof upof up
to R20
to R20
000000to to
honour
honourthethe
Critical memory
memory
Illness of your
of yourloved
loved
ones
ones
in ainfitting
a fitting
way,
way,
Afor for
example
lump example erecting
sum payment erecting
aequal
tombstone.
a tombstone.You
to 50% of You
thecan can
death
choose
choose to receive
benefit toif receive
thethe
the main money
lifemoney within
within
is diagnosed18 months
18 months
with any of the
after
after
youyou
named made made thethe
critical claim.
claim.
illness. This benefit is an accelerated
death benefit
Monthly
Monthly Essentials
Essentials(add-on
(add-on benefit)
benefit)
PaysWaiver
Pays ofpayout
a monthly Premium
a monthly payout
of up
of up
to R3
to R3
000000
for for
six six
or or
twelve
twelvemonths.
In the months.
eventYou
ofYou
canmain
the can
useuse
this this
life’stodeath,
help
to help
pay
all pay
your
your
future
family’s
family’s
living
expense living
expenses
andexpenses
after
dependentafter
the the
death
premiumsdeath
ofare
an
ofwaived.
adult
an adult
family
family
member
member whowho
used
used
to contribute
to contributeto your
to your
family’s
family’s
income.
income.
Redundancy
An optional or voluntary benefit which waives the
Payment
Payment
PremiumsProtection
Protection
for a period whenwhen
of you,
you,
6 monthsthe
ifthe
plan
the plan
main
owner,
owner, reach
reach age age85 85
(built-in
(built-in
benefit)
member is made redundant from their job. benefit)
WeWewillwill
cover
cover
thethe
costcost
of your
of your
premiums
premiums once
once
you,
you,
thethe
plan
plan
owner,
owner,turnturn
85. 85.
All All
family
family
members
members
HOW
covered
coveredonDOon Iplan
thisthisMAKE
plan
willwillAcontinue
CLAIM?
continue to enjoy
to enjoy
cover.
cover.
1. Complete a claim form at any of the Donewell Life offices.
Repatriation
2.Repatriation (built-in
(built-in
Provide death certificate benefit)
benefit)
or medical cause of death.
Transportation
3.Transportation
Proof of age ofof thethe
of the
deceased
claimant deceased
and deceased person’s
person’s body body is is
expensive,
4.expensive,
In the event and ofand
this this
benefit
unnatural
accident report will be required benefit
death,can can
policesave saveyou youmoney.
statement/officer’s money. It It
road

gives
5.gives
Forall insured
all insured
critical illnesslives lives
claims, on on
thisthis
appropriate plan plan
access
medical access to the
reports to
willthebe
following
following
required toservices
services
confirm 24 hours
24 hours
diagnosis. a day, a day,sevenseven days days a a
6. For redundancy claims proof of period of unemployment has to
week,week,all
be submittedyear
all yearlong: long:
• Help
7.•Proof
Help
toofmove
to
themove thethe
entitlement deceased’s
deceased’s
of the claimant body body
to to benefits
the the
to the place place
claimed
of
8. burial
of burial
Any within
other within
document SouthSouth Africa.
deemed Africa.
necessary by Donewell Life
• Help
• Help
NOTE: with with
Donewell funeral
Life funeral
reserve theand
right and
notcremation
cremation
to pay arrangements.
a claim covered arrangements.
under this policy, until all the
requirement specified by Donewell Life, have been met
OUR CORE VALUES

PASSION
We commit to nature an intense desire to go
the extra mile for our customers and our team

INTEGRITY
We commit to hold ourselves accountable to the
highest standard of ethical business practice.

COLLABORATION
We commit to work effectively together to achieve
common goals

DISCIPLINE
We commit to consistently break performance
barriers without breaking the rules

Speak to Sales Executives

or call 0501 451 400 for more information.

@donewelllife @donewelllife E-mail: info@donewelllife.com.gh

@donewelllife Donewelllife Website: www.donewelllife.com.gh