Welcome

To
TARGET JAIIB
Live Workshop
 You have
made the best
decision
My Responsibility is Your
to deliver Duty is to listen
AUTHENTIC VALUE with OPEN MIND

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Energy
 Who Am I?
30 Years Young

Senior Educator at EduTap

B.Tech from Premier College of India

Cleared All 4 Papers in DBF in First Attempt

Mentored more than 10,000 Aspirants for in

past 3 years
Constantly learning from the success of
Selected Candidates
Let Me Know You Better
AGENDA OF THE SESSION
Forming A
‘Schedule’
Charting The
‘Strategy’
Finding Out
‘Solutions’
Knowing Your
‘PROBLEMS’
Are You With Me ?
Will I Get Recording
For This Workshop?
Will I Get Recording
For This Workshop?
 KNOW YOUR EXAM!
JUNIOR ASSOCIATE OF IIB&F (JAIIB)
WHAT HAPPENS IF YOU CLEAR THE EXAM?
MONETARY BENEFITS OTHER BENEFITS
• Basic Pay Increment • Eligible for CAIIB
• Allowance Increment • Promotion
• Increase in Pension Corpus • Knowledge & Skills
 KNOW YOUR EXAM!
JUNIOR ASSOCIATE OF IIB&F (JAIIB)
 KNOW YOUR EXAM!
JUNIOR ASSOCIATE OF IIB&F (JAIIB)
 KNOW YOUR EXAM!
JUNIOR ASSOCIATE OF IIB&F (JAIIB)
• 45 • 53
Chapters Chapters

IE&IFS PPB

AFM RBWM

• 35 • 30
Chapters Chapters
 KNOW YOUR EXAM!
JUNIOR ASSOCIATE OF IIB&F (JAIIB)
 KNOW YOUR EXAM!
JUNIOR ASSOCIATE OF IIB&F (JAIIB)
 KNOW YOUR EXAM!
JUNIOR ASSOCIATE OF IIB&F (JAIIB)
 KNOW YOUR EXAM!
JUNIOR ASSOCIATE OF IIB&F (JAIIB)
 Cracking JAIIB

Why? But Why Should I

Clear in Single
attempt?
Where?
How? ₹
Execution?
Faith
 WHY CLEAR JAIIB IN SINGLE ATTEMPT?

No Loss Of Increment

Multiple Attempts = More Fees

Can Focus on CAIIB, then other

Promotion Exams
WHAT IS THE PROBLEM?
Time
Constraint

Lack of Technical
Practice Subject

Non Commerce
Bulky Books
Background
WHAT IS THE SOLUTION?
Curtail The Syllabus

Find A Simple But Relevant Source

Find A Good Test Series

Find A Good Mentor

 CRACKING JAIIB

Why?
Where?
How?
Execution?
Faith
Are you With Me?
 Cracking JAIIB

Why?
Where?
How?
Execution?
Faith
PERFECT ROADMAP FOR YOU

Executing the Plan

with Consistency
Preparing a Practical
Study Plan
Identifying the
Important topics
with high weightage
 Indian Economy and Indian Financial System

Why Problems in IE&IFS?

New &
Dynamic
Component

Book is too Too much

complex to information
understand to remember

Require
multiple
readings
Indian Economy and Indian Financial System
Sources

NCERT Books For Classes XI & XII Standard Macmillan Book

(For Basics, not compulsory) IIBF Book – Module A, B, C & D
Module A & B

All Chapters
 Indian Economy and Indian Financial System

Important Topics
1. An Overview of Indian Economy
MODULE A: INDIAN 2. Sectors of the Indian Economy
ECONOMIC ARCHITECTURE 3. Economic Planning in India & NITI Aayog
4. Role of Priority Sector and MSME in the Indian Economy
7 Hours 5. Infrastructure including Social Infrastructure
6. Globalization Impact on India
• Most Important chapter is Chapter 4 – 7. Economic Reforms
Do not miss it. 8. Foreign Trade Policy, Foreign Investments and Economic Development
• Can ignore chapters like Globalisation, 9. International Economic Organizations (World Bank, IMF, etc.)
Economic Reforms and Issues Facing 10. Climate change, Sustainable Development Goals (SDGs)
Indian Economy 11. Issues Facing Indian Economy
 Indian Economy and Indian Financial System

Important Topics 12. Fundamentals of Economics, Microeconomics, and

Macroeconomics and Types of Economies
MODULE B: ECONOMIC CONCEPTS
13. Supply and Demand
RELATED TO BANKING 14. Money Supply and Inflation

5 Hours 15. Theories of Interest

16. Business Cycles
17. Monetary Policy and Fiscal Policy
• Learn the basic concepts and definitions.
18. System of National Accounts and GDP Concepts
• Depth of concept and understanding the
19. Union Budget
lines given in the book is necessary
 Indian Economy and Indian Financial System

Important Topics
20. Indian Financial System - An Overview
MODULE C : INDIAN 21. Indian Banking Structure
FINANCIAL ARCHITECTURE 22. Banking Laws Reserve Bank of India Act, 1934 & Banking
Regulation Act, 1949
6 Hours 23. Development Financial Institutions
24. Micro Finance Institutions
• Questions asked from the chapters are 25. Non-Banking Financial Companies (NBFCs)
deep 26. Insurance Companies
• Go through the facts and revise them 27. Indian Financial System- Regulators and Their Roles
multiple times 28. Reforms & Developments in the Banking Sector
 Indian Economy and Indian Financial System
Important Topics
MODULE D : FINANCIAL
PRODUCTS AND SERVICES
12 Hours
• This is the most important
Module. Almost 1/3rd paper
from here
• Questions asked from the
chapters are deep
• Go through the facts and
revise them multiple times
29. Financial Markets 38. Venture Capital
30. Money Markets 39. Lease Finance and Hire Purchase
31. Capital Markets and Stock 40. Credit Rating and Credit Scoring
Exchanges 41. Mutual Funds
42. Insurance Products
32. Fixed Income Markets - Debt and
Bond Markets 43. Pension Products
44. Para Banking and Financial Services
33. Foreign Exchange Markets
Provided by Banks
34. Interconnectedness of Markets and
45. Real Estate Investment Trusts (REITs)
Market Dynamics
and Infrastructure Investment Trusts
35. Merchant Banking Services
(InvlTs)
36. Derivatives Market
37. Factoring, Forfaiting and Trade
Receivables Discounting System (TReDS)
 Indian Economy and Indian Financial System

Practical Study Plan 30 Hours

 Principles and Practices of Banking

Why Problems in PPB?

Too much
Facts, Data,
Acts & Figures

Book is not Vast syllabus with

for too much fine
beginners details

Practice is
must!!
Principles and Practices of Banking
Sources

RBI Circulars Standard Macmillan Book

Till Deadline Mentioned in Syllabus IIBF Book – Module C & D

All Chapters
 Principles and Practices of Banking

Important Topics 1. Banker-Customer Relationship

2. AML-KYC Guidelines
MODULE A: GENERAL 3. Operational Aspects of KYC
BANKING OPERATIONS 4. Opening Accounts of Various Types of Customers
5. Operational Aspects of Deposit Accounts
15 Hours 6. Operational Aspects of Handling Clearing/Collection/Cash
7. Banker’s Special Relationship
• Easy and Scoring Module. 8. Foreign Exchange Remittance Facilities for Individuals
• Clear Understanding of the 9. Operational Aspects of NRI Business
topics is must. 10. Foreign Currency Accounts for Residents and Other Aspects
11. Cash Management Services and Its Importance
 Principles and Practices of Banking

Important Topics 12. Payment and Collection of Cheques and Other Negotiable Instruments
13. Responsibility of Paying Bank
MODULE A: GENERAL 14. Responsibility of Collecting Bank
BANKING OPERATIONS 15. Ancillary Services
16. Financial Inclusion & Financial Literacy
15 Hours 17. Customer Service Guidelines
18. Duties & Rights of a Banker and Customer Rights
• Easy and Scoring Module. 19. Grievance Redressal & RBI Integrated Ombudsman Scheme 2021
• Clear Understanding of the 20. The Consumer Protection Act, 2019: Preamble, Extent and Definitions
topics is must. 21. The Right to Information Act, 2005
 Principles and Practices of Banking
Important Topics
MODULE B: FUNCTIONS OF BANKS
12 Hours
• Most Important from the Examination
point of View.
• Multiple revision of the Important Topics
22. Principles of Lending, Different Types of Borrowers, and
Types of Credit Facilities
23. Appraisal and Assessment of Credit Facilities
24. Operational Aspects of Loan Accounts
25. Types of Collaterals and Their Characteristics
26. Different Modes of Charging Securities
27. Documentation
28. Non-Performing Assets/ Stressed Assets
29. Important Laws Relating to Recovery Of Dues
30. Contracts of Indemnity
31. Contracts of Guarantee & Bank Guarantee
 Principles and Practices of Banking
Important Topics
MODULE B: FUNCTIONS OF BANKS
12 Hours
• Most Important from the Examination
point of View.
• Multiple revision of the Important Topics
32. Letters of Credit
33. Deferred Payment Guarantee
34. Laws Relating to Bill Finance
35. Credit Cards, Home Loans, Personal Loans, Consumer Loans
36. Priority Sector Advances
37. Agricultural Finance
38. Finance to MFIs/Co-Lending Arrangements with NBFCs
39. Micro, Small and Medium Enterprises in India
40. Government Sponsored Schemes
41. Self-Help Groups
 Principles and Practices of Banking

Important Topics 42. Essentials of Bank Computerisation

43. Operational Aspects of CBS Environment
MODULE C : BANKING 44. Alternate Delivery Channels – Digital Banking
TECHNOLOGY 45. Data Communication Network and EFT Systems
46. Digital Payment Systems – NPCI
8 Hours 47. Impact of Technology Adoption and Trends in Banking
Technology
• Technical Topics 48. Security Considerations and Mitigation Measures in Banks
• Need to have basic knowledge of 49. Operational Aspects of Cyber Crimes/Fraud Risk Management
ICT in Cyber Tech
50. Technology trends in Banking
 Principles and Practices of Banking

Important Topics 51. Ethics, Business Ethics & Banking: An Integrated Perspective
52. Ethics at the Individual Level
MODULE D : ETHICS IN BANKS 53. Ethical Dimensions: Employees
AND FINANCIAL INSTITUTIONS 54. Work Ethics and the Workplace
55. Banking Ethics: Changing Dynamics
10 Hours
• Understanding of the topic is important
• Relate the theory with Your Day-to-Day
experience
 Principles and Practices of Banking

Practical Study Plan 45 Hours

 Accounting and Financial Management for Bankers

Why Problems in AFMB?

Technical
Subject

Non-
Lack of
Commerce
Practice
Background

Bulky &
Complex IIBF
Book
 Accounting and Financial Management for Bankers
Sources

NCERT Books For Classes XI & XII Standard Macmillan Book

– Module A & B IIBF Book – Module C & D

Financial Accounting Financial Accounting Company Accounts &

Chapters 19 to 35
Part 1 Part 2 Analysis of Financial
All 8 Chapters Chapters 9, 12 & 13 Statements
Chapters 1, 3, 4, 5 & 6
 Accounting and Financial Management for Bankers
Important Topics
MODULE A: ACCOUNTING
PRINCIPLES & PROCESSES
8 Hours
• Clear the Concept of Debit/Credit –
Half the module complete.
• Don’t Go Into Details of Accounting
Standards.
• Just Learn the Number and Objective.
1. Definition, Scope and Accounting Standards including Ind AS
2. Basic Accountancy Procedures
3. Maintenance of Cash/Subsidiary Books and Ledger
4 .Bank Reconciliation Statement
5. Trial Balance, Rectification of Errors and Adjusting & Closing Entries
6. Depreciation & its Accounting
7. Capital and Revenue Expenditure
8. Bills of Exchange
9. Operational Aspects of Accounting Entries
10. Back Office Functions/Handling Unreconciled Entries in Banks
11. Bank Audit & Inspection
 Accounting and Financial Management for Bankers

Important Topics 12. Balance Sheet Equation

13. Preparation of Final Accounts
MODULE B: FINANCIAL STATEMENTS
14. Company Accounts – I
& CORE BANKING SYSTEMS 15. Company Accounts – II

7 Hours 16. Cash Flow & Funds Flow

17. Final Accounts of Banking Companies
18. Core Banking Systems & Accounting in Computerized
• Learn the basic concepts and definitions.
Environment
• Learn Schedule for Final Accounts of
Banks
 Accounting and Financial Management for Bankers
Important Topics
MODULE C : FINANCIAL
MANAGEMENT
10 Hours
• Types of Ratios
• Numerical : Simple Formulas
& Calculator Available
19. An Overview of Financial Management
20. Ratio Analysis
21. Financial Mathematics - Calculation of Interest & Annuities
22. Financial Mathematics - Calculation of YTM
23. Financial Mathematics - Forex Arithmetic
24. Capital Structure and Cost of Capital
25. Capital Investment Decisions/Term Loans
26. Equipment Leasing/Lease Financing
27. Working Capital Management
28. Derivatives
 Accounting and Financial Management for Bankers
Important Topics
MODULE D : TAXATION AND
FUNDAMENTALS OF COSTING
5 Hours
• New Addition in Syllabus.
• Very Basic Coverage of Topics.
• Can fetch more marks with less effort.
29. Taxation: Income Tax/TDS/Deferred Tax
30. Goods & Services Tax
31. An Overview of Cost & Management Accounting
32. Costing Methods
33. Standard Costing
34. Marginal Costing
35. Budgets and Budgetary Control
 Accounting and Financial Management for Bankers

Practical Study Plan 30 Hours

 Retail Banking and Wealth Management

Why Problems in RBWM?

New
Component

Revision and
Less but tricky
Practice is
Syllabus
must

Require Good
Practical
Knowledge
 Retail Banking and Wealth Management
Sources

Other Sources Standard Macmillan Book

IIBF Book – Module A, B, C & D
https://baou.edu.in/assets/pdf/BBA_601_slm.pdf
 Retail Banking and Wealth Management

Important Topics
1. Retail Banking: Introduction
MODULE A: Retail Banking 2. Retail Banking: Role within the Bank Operations
3. Applicability of Retail Banking Concepts and Distinction between

4 Hours Retail and Corporate/Wholesale Banking

4. Branch Profitability

• Simple and Scoring Module

 Retail Banking and Wealth Management
Important Topics
MODULE B: Retail Products and
Recovery
8 Hours
• Linked to Banking Work
• Clear Understanding of Basics is must
• Solve previous CAIIB Questions
5. Customer Requirements
6. Product Development Process
7. Credit Scoring
8. Important Retail Liability Products
9. Important Retail Asset Products
10. Credit and Debit Cards
11. Remittance Products
12. Digitization of Retail Banking Products
13. Role of AI and Technology in Retail Banking
14. Recovery of Retail Loans
15. Management Information Systems
16. Securitization
 Retail Banking and Wealth Management

Important Topics
17. Marketing – An Introduction
MODULE C : Support Services – 18. Delivery Channels in Retail Banking
Marketing of Banking 19. Delivery Models
Services/Products 20. Customer Relationship Management in Retail Banking
21. Service Standards for Retail Banking
5 Hours 22. Marketing Information Systems- A Longitudinal Analysis

• Theoretical Topics – so simple reading

will serve the purpose
• Link it with your daily Bank work
 Retail Banking and Wealth Management

23. Importance of Wealth Management

Important Topics 24. Investment Management
MODULE D : Wealth Management 25. Tax Planning
26. Other Financial Services Provided by Banks

5 Hours Additional Reading Material on Home Loans:

27. Lender’s Appraisal Procedure
28. Housing Finance and Tax Planning
• Careful reading is required for better
29. Mortgage Advice
understanding of the topics
30. Valuation of Real Property
• Keep yourself updated with recent
developments
 Retail Banking and Wealth Management

Practical Study Plan 22 Hours

 Cracking JAIIB

Why?
Where?
How?
Execution?
Faith
PILLAR 5 - EXECUTION
Long Term Plan

Weekly Plan

Daily Plan
 FOCUSED PREPARATION FOR JAIIB 2024
FREE LECTURES ON
LIVE PYQ SOLVING
IMPORTANT TOPICS

STRATEGY VIDEOS
Will I Get Recording
For This Workshop?
 PILLAR 5 - EXECUTION
PPB – 4 Dec to 10 Jan

IEIFS – 20 Nov to 31 Dec

AFM – 11 Jan to 29 Feb

RBWM – 1 Mar to 15 Mar

 PILLAR 5 - EXECUTION
Make Your OWN STUDY PLAN

Timings is yours Is bare Minimum Keep it Clean

PILLAR 5 - EXECUTION
Tough Call for Beginners

Covering the Whole Syllabus

Preparing WELL the Important topics

 Cracking JAIIB

Why?
Where?
How?
Execution?
Faith
 PILLAR 6 - FAITH

On Yourself On US!

And A Little
Bit of Luck!