Schedule of Bank Charges July to December 2017 suy é) roll Il pus El Dubai Islamic Bank The better way to bank The better way to bank Call Now: 111-786-DIB (342)Dubai Islamic Internet Banking Our next branch...your home! The Dubai Islamic Internet Banking service offers you a range of tools that make your life so much easier. ¢ Instant online registration ¢ Invest in Fixed Deposit ¢ Instant Funds transfer in accounts local and foreign currency « Make Payorders/Demand © Order VISA Debit/ATM Drafts cards ¢ View/download account statements www.dibpak.com 4 Dubai Islamic Bank € The better way to bank roll pus Ely mdauly si als sylSins Mayo oy=yn cia Von}polly rus ely Dubai Islamic Bank ‘The better way tabark Schedule of Charges (July to December 2017) TABLE OF CONTENTS General Banking REMITTANCES...... se INTER-BRANCH ONLINE TRANSACTIONS... GENERAL BANKING SERVICES... STANDING INSTRUCTIONS. ATM/DEBIT CARD REPORTS & CERTIFICATES. FOREIGN EXCHANGE PERMITS. SMS BANKING... PHONE BANKING. INTERNET/MOBILE BANKING... INTER BANK FUNDS TRANSFER FACILITY...... BASIC BANKING ACCOUNT...... INVESTOR PORTFOLIO SECURITIES ACCOUNT. Priority Banking WAJAHA PRIORITY BANKING..... AAYAN PRIORITY BANKING...» Consumer Finance HOME FINANCE......... BUSINESS FINANCE. AUTO FINANCE. FLEET FINANCING... CONSUMER DURABLE FINANCE... AUTO LEASING... Trade Services IMPORTS... EXPORTS... INLAND BILLS... GUARANTEES... CORPORATE BANKING... CASH MANAGEMENT... NOTES. .nessssensen«polly jus Clip Dubai Islamic Bank “The better way t bank Schedule of Charges (July to December 2017) eS ee Inward If own Bank (Home Remittances under PRI) Free If another Bank (Other than Home Remittance) Free Remittances where TT required (Other than Home Remittance) $3 plus Local SWIFT Charges Home Remittances PRI where beneficiary has an account with us Free Outward Issuance of Foreign Currency Demand Draft (FDD) 0.1% Min $15, Max $25 Foreign Remittance Telex/SWIFT Charges - International $20 Cancellation of FDD USD 5 + postage/SWIFT if any Stop Payment/Caution Marking of FDD $10 Duplicate FDD Same as FDD issuance charges eae 300 Cash holding charges - if remittance or conversion 03% (of cash deposit) is done against FCY cash deposit within 15 days DDs, MTs and TTs (within Bank network) 0.1%, Min Rs. 100/- Max: Rs. 5,000/- DDs, MTs and TTs (outside Bank network) 0.1%, Min Rs. 500/- Max: Rs. 7,500/- DDs, MTs and TTs against cash for Account Holders 0.2%, Min Rs. 200/- Max: Rs. 10,000/- Telex/SWIFT Charges - Domestic Rs. 500/- Cancellation of DD Rs, 250/- Pay Order Issuance Rs. 1000 (Fat) Pay Order in favor of Education institutes 0.50% of fees/dues of PKR 25/- per instrument whichever is less (inclusive of FED) Pay Order Issuance against Cash for Account Holders Rs, 300/- Cancellation of Pay Order Rs. 200/- Stop Payment/Caution Marking of DD, PO Rs. 200/- Revalidation of PO/DD Rs. 50/- (Flat) Issuance of Duplicate DD, PO Rs. 200/- Note: Above charges are exclusive of Government Levies/ Duties. Correspondent charges where applicable are at actual. Letter of Credit -Full Telex/SWIFT Rs. 1,200/- or $20 Letter of Credit - Short Telex / SWIFT Amendment by Telex / SWIFT/ Rs. 600/- or $15Dubai Islamic Bank Thebeterwa tobark Schedule of Charges (July to December 2017) rs aia USD clearing through NIFT $5 or equivalent Same day clearing of high value instruments via NIFT Rs. 200/- Foreign bills sent for collection (FOBC) 0.1%, Min $ 5, Max $ 25. Outward Bills for Collection Charges Intercity Clearing (where NIFT is available) Rs. 100/- OBC Clearing (where NIFT is not available) Rs. 300/- Inward Bills for Collection Charges (for correspondent Bank collection) Rs. 400/- or $ 5 per collection Inter-city account to account transfer Free Cash/cheque deposit (within-city) Free Cash/cheque deposit (inter-city) Free Cash withdrawal (within-city) Free Cash withdrawal (inter-city) Free Issue of SBP/NBP cheque Rs. 500/- Cheque Book issuance (same charges for all eventualities including loss of Cheque Book) Rs. 11F pet leat Cheque Book Issuance - FCY account $2 AED 7 (Per 25 leaves) Euro 2 GBP 1 Customized / Specialized Cheque Book Rs. 20/- per leaf Stop payment of cheque / Lost cheque book Rs. 250/- per instruction Retrieval of paid cheque - Within 1 Year Rs, 250/- Retrieval of paid cheque - After 1 Year Rs, 500/- Cheque returned unpaid - Inward clearing Rs.500/- Account Closure** Hold mail service Rs. 200/- or available balance whichever is lower Rs. 1,000/- per year Service Charges for Reminder Letters Rs, 100/- i Rs. 35/- per statement Statement of Account on ad hoc basis (icitve Of FED) ** Does not apply on reguler savings account Alll charges are exclusive of FED, FED applicable as per lawapallasll ays eli Dubai Islamic Bank ‘The etter way te bank Schedule of Charges (July to December 2017) Pets TST yA First issuance (25 leaves) free. Subsequent, Rs. 3 perleaf Asaan - Cheque Book (Saving Accounts only) Asaan - Pay Orders Free Asaan - Silver Debit Card Rs, 300/- from Ist Issuance Cheque Book FREE_| Silver VISA Debit Card FREE (LCY) Payorder/Demand Drafts FREE_| Statement of Account FREE Intercity Same Day Clearing FREE | Certificates & Reports FREE SMS Alerts Service FREE _| Online Banking FREE Note: Month to date average balance requirement of PKR |. 00,000/- has to be met ‘to be eligible for the free services. Standing Instruction Charges per transaction (LCY) Rs. 100/- Standing Instruction Charges per transaction (FCY) USS 5 per transaction Amendment Rs. 100/- {rocker racy One time security deposit Rs. 2,000/- Small - Annual Fee Rs, 3,500/- Medium - Annual Fee Rs. 4500/- Large - Annual Fee Rs. 6,000/- Lockers - Late Payment Charge per Month* Rs. 100/- Breakage Charges per Locker Upto Rs. 5,000/- *To be deposited in the Charity Fund. Upto Rs. 3,000/- within 20 km per trip; beyond will be as agreed with client. Vault charges if availed Rs. 600/- per night Seal charges Rs. 25/-per seal (If applicable) Note: Charges also to apply on customers availing cash manager account (Current/Savings) but not maintaining minimum requirements. Primary Card Annual Fee Silver/lunior* Gold Platinum | Signature Rs. 750/-300/-| _Rs.850/- | Rs. 1,500/- | Rs. 3,500/- New Card Product Packages | pete Cae Hader | debt Cra Hoder Basic Rs. 250/- Rs. 500/- Pre Pay Debit Enhance Rs. 350/- Rs. 750/- Premium Rs. 500/- Rs.1,250/- On DIBPL ATMs ATM Balance inquiry Free | ATM Mini-statement Free ATMcash withdrawal | Free | Statement of Account Request through ATM | Free On Local Shared Network ATMs ATM Balance Inquiry 1 Link: Free, MNET: Rs. 5/- ATM cash withdrawal Rs. 15/- * All charges are exclusive of FED, Supplementary cards are not offered by the Bankpollu sus Ahi Dubai Islamic Bank ‘Thebetter war tobark Schedule of Charges (July to December 2017) GENERAL BANKING International and POS Transactions Cash Withdrawal 40% per transaction Balance Inquiry PKR 200/- per enquiry Document/Transaction Retrieval Charges. PKR 850/- per document/transaction POS & Internet Purchase 4.0% per transaction ATM/Debit Card Miscellaneous Replacement of lost or damaged card Rs. 550/- PIN replacement Free * First Cheque Bock for Junior Account is free (Refer to GB Section for subsequent cheque book) Confirmation of Balance to auditors Rs. 200/- per certificate Obtaining credit reports on behalf of customer Rs. 200/- per certificate fine profit paid and tax deducted Rs, 200/- per certificate Financial/Credit worthiness certificates Rs. 200/- per certificate Proceeds Realization Certificate and Encashment Rs. 200/- per certificate Certificates Balance Confirmation certificate Rs. 200/- per certificate WHT Certificates Free Zakat Certificates Rs. 200/- per certificate Other Certificates Rs. 200/- per certificate [| ___FOREIGNEXCHANGEPERMITS | Initial Remittance Rs. 1,200/- per permit Subsequent Remittances Rs. 500/- per permit [COURIER 2 OTHER MISCELLANEOUS | Telegram Charges At actual Courier Inland Rs. 100/- Courier Foreign Rs. 1,000/- Telephone Charges Rs. 200/- Fax Charges Rs. 200/- Stamp paper At actual Brinks charges where applicable Atactual Return Mail charges Rs. 50/- Consumer Asset Accounts (Auto/Home) Upto Rs. 100/- per month Consumer Retail Accounts (Individual Accounts) Rs. 150 Company Accounts Upto Rs. 500/-per month Monthly Service Charges Free Statement of Account Free Account Summary Free@ nolL! rus eli Dubai Islamic Bank Schedule of Charges (July to December 2017) TST INTERNET BANKING / MOBILE BANKING Mini-statement Free Funds Transfer (Intra-Bank) Free SWIFT Remittance Request $20 Utility Bill Payment Free Cheque Book IssuanceRequest | Free | Request for lssuanceofPO/DD} Free i Mobile Top-up-as and when Book Fixed Deposits Free ‘the Sens ieoffered Free GENERAL BANKING INTER BANK FUND TRANSFER FACILITY (IBFT) Silver/ Gold/ Internet Banking/ Mobile App Platinum Signature PKR 85 ATM Silver/ Gold Card PKR 85 Platinum/ Signatue Card PKRO All Charges are inclusive of FED & Switch Charges, FED applicable as per law BASIC BANKING ACCOUNT 2 deposit transactions and 2 chequing withdrawals are allowed, free of charge. However, any Subsequent deposit or withcrawal transaction will be charged at Rs. 100/- per transaction. INVESTOR PORTFOLIO SECURITIES ACCOUNT (IPS) Fofllnadiscesterannam 025% of Investment Amount, EP Min: Rs. 2:500/- Max:Rs.5,000/- Ad Hoc Account Statement Rs. 100/-each Transaction Charges (Sdle/Purchase) Rs, 500/- per transaction Security Movement Rs, S00/- per transaction RTGS . Transaction Per Transaction DIBPL ‘igs Time Windows — | Charges (PKR)SBP Chages 3rd Party Fund Transfers S.00AM 0 200/- 20/- 2.00 PM Through PRISM System Mond: ODay 2:01PM to I a (RTGS) to 3.00 PM 300/- 30/- Fike 3:01 PM t ( 0 _ : 430PM 500/- 50/- DIBPL - DOMESTIC MONEY TRANSFER Rs. 1/- - 1000/- Rs.60/- | Rs.1001/- - 2500/- Rs. 1 20/- Rs.2,501/- - 4,000/- Rs.170/- | Rs.4,001/- - 6000/- Rs. 240/- Rs.6,001/- - 8,000/- Rs. 290/- | Rs.8,001/- - 10000/- Rs. 350/- Rs.10,001/- - 13,000/- Rs. 375/- | Rs.13,001/- - 15,000/- Rs. 400/- * Inclusive of 169 Federal Excise Dutybe a e waiaha (pallu py eli y Dubai Islamic Bank Priority Banking The beer way tobok Schedule of Charges (July to December 2017) Tag) WLS Sett | pattie | umes | ee (eee | dia [hates 20M&Above | Signature v v v v Wajaha | IOM&Above| Signature v v v 3M&Above | Platinum/Gald v v Seamert | geitensip | oteed | waves | “foe [tit | tnt 2OM&Above | Signature v 1,800 | 150,000 } 350,000 Wajaha | IOM&Above| Signature v 1,500 | 150,000 | 350,000 3M&Above | Platinum/Gold v 1,200 | 100,000 } 200,000 REMITTANCES (FCY) Inward \f own Bank Free lf other Bank Free Home Remittances where beneficiary has account — with us Outward Issuance of foreign currency duplicate demand draft (FDD) Free Cancellation of FDD Free Foreign Remittance Telex/SWIFT Charges -International $20 REMITTANCES (LCY) DDs, MTs and TTs (within network) Free DDs, MTs and TTs against Cash for Account Holders Free Telex/SWIFT Charges - Domestic Free Pay Order Issuance from account Free Stop Payment/Caution Marking of DD, PO Free Note: Correspondent charges where applicable are at actual INTER-CITY TRANSACTIONS, CLEARING & COLLECTION USD clearing through NIFT Rs.250/- Same day clearing of high value instruments via NIFT Rs.250/- OBC Charge/ Intercity Clearing (where NIFT is available) Rs. 1 00/- Intercity Collection Charges OBC Clearing (where NIFT is not available) Rs. 300/- IBC Charge (for correspondent bank collections} Rs. 400/- or SSper collectionabe a DICE Ww 7aj FB) nh pollu! us Ely y a Dubai Islamic Bank Priority Banking ‘The better way te bank Schedule of Charges (July to December 2017) CV ea aaa INTER-BRANCH ONLINE TRANSACTIONS Inter-city account to account transfer Free Online cash deposit Free Online cash withdrawal Free * WAJAHA waiver grid will apply BANKING TRANSACTIONS Cheque Book issuance (charges the same for all eventualities incluing loss of Cheque Book) “ee Starter Cheque Book Free Stop payment of cheque Free Charges of cheque returned unpaid Free Account Reactivation Charges Free ‘Statement of Account on ad hoc basis Free Change of address / Telephone number Free STANDING INSTRUCTIONS Standing Instruction Charges per transaction Free WAJAHA PRIORITY BANKING ATM/DEBIT CARD Annual Fee Primary Card Free Supplementary Free On DIBPLATMs ATM Balance inquiry Free ATM Mini-statement Free ATM cash withdrawal Free Statement of Account Request through ATM Free International and POS Transactions Balance inquiry - International ATM. Rs. 200 ATM/Debit Card Miscellaneous Replacement of lost or damaged card Free PiNrepiacement Freeans &) a wajah: hollwtl us Ely y a. Dubai Islamic Bank Priority Banking The better way to bark Schedule of Charges (July to December 2017) PT EOC REPORTS & CERTIFICATES Confirmation of Balance to Auditors Free Profit & Tax Certificate Free Certificate Free Balance Confirmation Certificate Free WHT Certificates Free Zakat Certificates Free MISCELLANEOUS Courier Inland Free Courier Foreign Free Return Mail charges Free INTER BANK FUND TRANSFER FACILITY (IBFT) IBFT Fee (IB / Mobile App] Rs. 85/- IBFT Fee (ATM) Rs. 85/- LOCKER FACILITY One time -Security Deposit Free Small - Annual Fee Rs. 3,500/- Medium - Annual Fee Rs, 4500/- Large - Annual Fee Rs. 6,000/- Lockers-Late Payment Charge Per Month Rs. 100/- Breakage Charges per Locker Upto Rs. 5,000/- * Late Payment Charges will be transferred to the Charity Fund, as per the undertaking to pay charity by the customer. * The service fee shall be applicable when the customer does not meet the minimum balance requirement. NRP Customers maintaining PKR 1M checking account are eligible for PlatinunvGold segment. In case non maintenance of priority banking required balance, local and international airport lounge charges will be recovered on actual from the customer accounts. SMS charges are waived in Wajaha Segment.% ie UES Priority Banking Schedule of Charges (July to December 2017) AAYAN PRIORITY BANKING Overall Card Priority Int Airport| ,tocal DB Sy Relationship Offered Pass lounges. ioe Lounges Aayen | 1Mto29M Gold v v Overall Card SoC Service |Withdrawal| POS Segment | Relationship Offered Waivers | Fee Limit Limit Aayan | 1M&29M GOLD v 500 | 100,000 | 200,000 REMITTANCES (FCY) INWARD Ifown bank Free If other bank Free Home remittance where beneficiary has account with us Free OUTWARD Issuance of foreign currency duplicate demand draft (FDD) Free INTER-BRANCH ONLINE TRANSACTIONS Inter-city account to account transfer Free Online cash deposit Free Online cash withdrawal Free BANKING TRANSACTIONS ‘Stop payment of cheque Rs 100/- Charges of cheque returned unpaid Rs 250/- STANDING INSTRUCTIONS Standing intructions charges per transaction Rs 50/- ON DIBPLATMS ATM balance inquiry Free ATM Mini statement Free ATM Cash withdrawal Free ‘Statement of Account request through ATM Free ATM/DEBIT CARD MISCELLANEOUS Replacement of lost or damaged Card Rs 200/-Priority Banking Schedule of Charges (July to December 2017) AAYAN PRIORITY BANKING REPORTS AND CERTIFICATES Confirmation of balance to auditors Free Profit and tax certificate Free Certificate Free Balance confirmation certificate Free WHT Certificates Free Zakat Certificates Free MISCELLANEOUS Courier Inland Rs 50/- Courier Foreign Rs 500/- Return Mail charges Rs 25/- In case of non maintenance of priority banking required balances, local lounge charges will be recovered ‘on actual from the customer accounts. NRP Customers mainteining PKR SOOK checking account are eligible for Aayan segment.roll! sys ely Dubai Islamic Bank ‘The better way ts bank Schedule of Charges (July to December 2017) Cee aL tds Application Processing Charges Upto Rs. 25,000/- Overseas Pakistani - Application Processing Charges | Upto Rs. 50,000/- Property Appraisal Charges At actual / Upto Rs. 5,000/- Legal Charges At actual / Upto Rs. 10,000/- Income Estimation Charges Atactual / Upto Rs. 10,000/- Title Documents Verification Charges. Atactual /Upto Rs. 10,000/- Proper ty Takaful Charges As per the rate quoted by the Takaful Company Cheque Return Charges Upto Rs. 1,000/- Late Payment Charges* Upto 20% of the monthly rent overdue Purchase price to be calculated as per following formula: Outstanding fixedrental + accrued and In case of Early Settlement Unpaid Variable Rental + accrued and unpaid supplementary rental (if any) + @sum equal toa maximum of 20% of the outstanding fixed rental Purchase price to be calculated as per following formula: Partial settlement Portion of the outstanding fixed rental + accrued and unpaid Variable Rental + accrued and unpaid Supplementary Rental (if any) + a sum equal to a maximum of 5% of the Outstanding Fixed Rental In case of Partial Settlement Partial Settlement Processing Charges Upto Rs. 5,000/- Finance Enhancement Processing Charges Upto Rs. 10,200/- Asset Repossession Charges At Actual Duplicate Payment Schedule Issuance Charges Rs. 1,000/- Document Retrieval Charges Rs. 1,000/- Tax Certificate Issuance Charges Rs. 1,000/- Request for change In Financing Tenor Upto Rs. 10,000/- Product Switching Charges to Relevant KIBOR** | Upto Rs. 40,000/- Cash/ Cheque Pick-up charges Cash Pick-up: Rs. 2,000/- and Cheque Pick-up: Rs. 1,000/- * Late Payment Charges will be transferred to the Charity Fund, as per the undertaking to pay charity by the customer. ** To be included in the subsequent first rental after execution of product switching requestpollu! sus Eli Dubai Islamic Bank Thebetter war tobark Schedule of Charges (July to December 2017) aa tes Application Processing Charges Upto Rs. 20,000/- Property Appraisal Charges At actual / Upto Rs. 5,000/- Legal Charges At actual / Upto Rs. 10,000/- Income Estimation Charges At actual / Upto Rs. 10,000/- Title Documents Verification Charges At actual / Upto Rs. 10,000/- Property Tekeful Charges As per the rate quoted by the Takaful Company Cheque Retuin Cherges Upto Rs. 1,000/- Late Payment Charges* Upto 20% of the monthly rent overdue Purchase price to be calculated as per following formula: Outstanding Fixed Rental + accrued Incase of Early Settlement andunpaid Variable Rental + accrued and unpaid Supplementary Rental (if any) + a sum equal to a maximum of 20% of the Outstanding Fixed Rental Incase of Partial Settlement Purchase price to be calculated as per following formula: Partial settlement Portion of the outstanding fixed rental + accrued andunpaid Verlable Rental + accrued and unpaid Supplementary Rental (if any) + 2. Sum equal to. amaximum of 5% of the Outstanding Fixed Rental Partial Settlement Processing Charges Upto Rs. 5,000/- Finance Enhancement Processing Charges Upto Rs. 10,200/- Asset Repossession Charges At Actual Duplicate Payment Schedule Issuance Charge Rs. 1,000/- Document Retrieval Charges Rs. 1,000/- Tax Certificate Issuance Charges Rs. 1,000/- Request for change in Financing Tenor Upto Rs. 10,000/- Product Switching Charges to Relevant KIBOR** Upto Rs. 40,000/- Cash / Cheque Pick-up Charges Cash Pick-up: Rs. 2,000/- & Cheque Pick-up: Rs. 1,000/- * Late Payment Charges will be transferred to the Charity Fund, as per the undertaking to pay charity by the customer. ** Tobe included in the subsequent first rental after execution of product switching requestfolly sus clip Dubai Islamic Bank “The beter way ts bank Schedule of Charges (July to December 2017) ee Sa tes Processing Charges* Upto 10% of the value of financed vehicle Minimum Financing Value of Vehicle Rs. 150,000/- Vehicle Valuation Charges At Actual / Upto Rs. 10,000/- Upfront Tracker Fee Upto Rs. 22,000/- (Inclusive of FED) Monthly Tracker Management Fee Upto Rs. 2.500/- (inclusive of FED) Cheque Return Charges Upto Rs. 1,000/- Cheque / Cash Pick-up Charges Upto Rs. 1,000/- Late Payment Charge** Upto 20% of the monthly rent overdue As per the rate quoted by Insurance/Takaful Charges ‘the Insurance/Tekaful Company Purchase price to be calculated as per following formula: Quistanding Fixed Rental + accrued In case of Early settlement and unpaid Variable Rental + accrued and unpaid Supplementary Rental(if any) + a sum equal to a maximum of 20% of the Outstanding Fixed Rental Vehicle Repossession Charges At Actual / Upto Rs. 40,600/- Registration Service Fee*** At Actual / Upto Rs. 20,000/- Tax Certificate Issuance Charges Rs. 1,000/- Income Estimation Charges At Actual / Upto Rs. 10,000/- Documents Retrieval Charges Rs. 1,000/- Monthly Tracker fee after maturity/ Rs. 2,000/- per month after settlement of the finance finance maturity date Re-Issuance of NOC Upto Rs. 1,000/- Changes in PO after approval Upto Rs. 2,000/- * In case of cancellation after case approval, ll charges wil be refunded except processing charges at actual. * Late Payment Charges wil be transferred to the Charity Fund, as per the undertaking to pay charity by the customer. ** Over and above the charges imposed by Excise & Taxation dept. forthe registration of vehicle. i * Upto 10% of the Value of the Processing Charges! financed vehicle Vehicle Valuation Charges Upto Rs. 15,000/- Late Payment Charges** Upto Rs. 20% of the monthly rent overdue Purchase price to be calculated as per following formula: Outstanding Fixed Rental + Accrued Early Settlement Charges and unpaid variable rental + Accrued and unpaid Supplimentery rental. (if any) + asum equal to a maximum of 20% of the Outstanding Fixed Rental Registration Service Fee*** Upto Rs. 20,000/- As per the rate quoted by the Insurance/Takaful Company * in case of cancellation after case approval, all charges wil be refunced except processing charges at actual. * Late Payment Charges will be transferred to the Charity Fund,as per the undertaking to pay cherity by the customer. **Qver and above the charges imposed by Excse & Taxation dept, for the registration of vehicles. Insurance/Takaful Charges@ (pollu sys Chip Dubai Islamic Bank Thebeterway tobark Schedule of Charges (July to December 2017) es ae ts CONSUMER DURABLE FINANCE Cheque / Cash Pick-up Charges Processing Charges Upto Rs. 4,000/- Tax Certificate Issuance Charges. Rs. 1,000/- Income Estimation Charges Upto Rs. 5,000/- Cheque Return Charges Upto Rs. 1,000/- Cash pick-up Rs 2,000/- Cheque pick up Rs |,000/- Late Payment Charge* Upto 35% of monthly installment overdue Duplicate payment Schedule Issuance Charges Documents Retrieval Charges Rs. 1,000/- Rs. 1,000/- CONSUMER PERSONAL FINANCE Processing Charges Upto Rs. 5,000/- + FED. * Late Payment Chareas wil be transferted to the Charity Fund, as per the undertaking to pay charity by the custome. ee Us aa a AUTO LEASING Processing Charges* Upto 10%of the value of financed vehicle Application Login Charges Upto Rs. 1,000/- Vehicle Valuation Charges At Actual / Upto Rs. 10,000/- Upfront Tracker Management Fee Upto Rs. 20,000/- Montly Tracker Management Fee Upto Rs. 2,000/- Monthly Tracker fee after maturity/ Upto Rs. 2,000/- per month after Cheque / Cash Pick-up Charges settlement of the finance finance maturity date Cheque Return Charges Upto Rs. 1,000/- Cash pick-up Rs 2,000/- Cheque pick up Rs 1,000/- Late Payment Charge** Upto 20% of the monthly rent overdue Insurance/Takaful Charges As per the rate quoted by the Insurance/Takaful Company Incase of Early settlement Purchase price to be calculated as per following formula: Outstanding Fixed Rental + Accrued and unpaid variable rental + Accrued and unpaid Supplementary rental if any) + asum equal to a maximum at 20% of ‘the Outstanding Fixed Rental Vehicle Repossession Charges At Actual / Upto Rs. 25,000/- Registration Service Fee+*** Upto Rs. 20,000/- Tax Certificate Issuance Charges Rs, 1,000/- Document Retrieval Charges Rs, 1,000/- Income Estimation Charges At Actual / Upto Rs. 10,000/- * Incase of cancellation all charges wil be refunded except documentation charges of Rs. 7,200/= + applicable FED. * Late Payment Charges willbe transferred to the Charity Fund, as per the undertaking to pay charity by the customer. ** Over and above the charges imposed by Excise & Taxation Dept. for the registration of vehiclesnolluupl rus Clie Dubai islamic Bank “he etter way ta bank Schedule of Charges (July to December 2017) CORPORATE & INVESTMENT BANKING Freshy Renewal/ Enhancement/ Excess over Limit Processing/ Handling fee to be charged as agreed with the client. Head of CIBG or Competent Authority is authorized to approve amount of charges/ Waiver of the (funded end non-funded) processing/ Handling fee on the basis of Corporate relationship. The agreed/ negotiated charges to be mentionedin the offer letter. Investment Bankin Advisory/ Arrangement fee as negotiated with the client Transactions e to be finalized with the approvel of head of CIBG or Competent Authority. The agreed/ negotiated fee to be mentionedin the offer letter/ term sheet. Issuance of NOC far creation’ up-gradation of charge against the assets of the client Minimum processing/ handling charges of Rs. 5,000/-. However, Head of CIBG or Competent Authority is authorized to reduce/ waive the above charges. ECIB Report Charges Rs. 75 per ECIB Report Other Requests Minimum processing/ handling charges of Rs. 5,000/- against the Miscellaneous requests received from the clients. However, Head of CIBG or Competent Authority is authorized to reduce/ waive the above charges. LC opening commission (Local es well as FCY) (a) 0.50% for first quarter or part thereof; 0.25% for each subsequent querter or part thereof; Min. Rs. 2,500/- Note: The charges may vary as per arrangement with the customer. LC amendments commission (Local as well as FCY) Rs.1,000/- per amendment for amendment other than increase in amount or extension in period of shipment, if amendment involves increase in amount or extension in period of shipment then charges as per ‘(a)’ as stated above would apply. Commission on Retirement of Imports Bills Including LC (Local as well as FCY) 0.10% on Rupee value Min. Rs. 1,500/- LC Cancellation (Local as well as FCY) Rs. 1,500/- Flat plus actual communication charges Imports on consignment basis (Local as well as FCY) (Local as well as FCY) a) Contract Registration Commission Rs. 2,000/- (flat) b) Contract Amendment Commission - Rs. 1,000/- per amendment ©) Document received against contract - Rs. 1000/- per document d) Retirement Commission @ 0.10% on Rupee value Min. Rs. 1,500/-y nolluw! jus ly Dubai Islamic Bank Thebetterway toda Schedule of Charges (July to December 2017) BTS Ales) IMPORTS (LC/ Advance Payment/ Contract / Collection / Open Account) To be paid flat / lump sum in advance Import document handling against FCY demand draft / TT without LC/ Contract Credit report 0.10% Min. Rs. 2,000/- Actual cost plus Rs. 1,000/- handling charges Usance bills drawns under import Bill (Local as well as FCY) In the case of Usance bills the bank may also charge commission upto the rate of 0.20% per month for the period beyond the validity of the letter of credit. If the usance is covered by a letter of credit period for which commission as per above has already been recovered no extra commission upto the rate of 0.20% will be charged. Note: The charges may vary as per arrangement with the customer. Import bills returned unpaid under collection / contract (Local as well as FCY) Rs. 300/- (Fiat) Discrepancy Fee USS 175/- or equivalent plus Telex/SWIFT Charges Issuance of certificate for booking of foreign exchange under LC at importers request toanother bank Upto UC amount of Rs. 1 Million Rs.800/- (Flat) per application Over U/C amount of Rs. 1 Million Rs.1,000/- (Flat) per application Note: The charges may vary as per arrangement with the customer. piles [a EXPORT (LC/ Collection / Advance Payment) To be paid flat / lump sum in advance (Local as well as FCY) LCadvising / amendment a) Advising - Rs. 2,000/- (Local as well as FCY) b) Amendments - Rs. 1,000/- Export LC transfer / a) Transfer of export LC - Rs. 1,500/- per transfer plus reimbursement applicable communication charges. a) Reimbursement payment to other banks from non-resident rupee account - min. Rs. SOO/- Restricted letter of credit (Local as well as FCY) If documents are sent to other local bank for negotiation under restricted letter of credit - Rs. 750/- Documentary export collection (withAvithout letter of credit.) Documents returned unpaid under inland letters of credit a) Documentary collection Rs. 1,000/- per collection b) Handling of duty drawback claims 0.25% min Rs.200/- ©) 0.13% Exchange Commission for export proceeds. Rs, 500/- NOCissued / Docs transferred Rs. 1,000/- EDS Rs. 80/- per case or as per existing regulationsrollups Uli Dubai Isiamic Bank The beter way tank Schedule of Charges (January to June 2017) Mie \o ey Aa 2) Handling of subsidy applications 0.25% min Rs. 500/- per application Credit report charges Actual cost plus Rs. 1,000/- handling charges Handling of R&D cases Rs. 500/- per case UC Confirmation Charges 0.25% per quarter; (Min. Rs. 300/-) Service charges for issuance of EPRC against advance Rs.500/- (Flat) Payment ‘Transfer of export bills lodged under collection to other banks Rs.1,000/- + Communication charges at actual Handling of export documents against which advance payment is received Rs.300/- (Flat) per case + postal charges for submission to SBP Assignment of proceeds under UC Documentary bills (with or without LC’s) within Pakistan Rs.500/- (Flat) for single assignment a) Sight bill (negotiation) commission 0.30% flat, min. Rs. 500/- for each bill. b) Usance bill (negotiation) commission 0.30% flat, min. Rs. 500/- for each bill c) Documentary collection (inland) commission 0.30% Collection min. Rs. 1,500/- to be recovered upon realization of proceeds Note: The charges may vary GUARANTEES as per arrangements with the customer. a) Guarantee issuance 0.50% per quarter or part thereof Min. 2.500/- p.a., or part thereof b) Rs. 1,500/- per Amendment other than increase in amount or amendment extension in period Back to back - Guarantee issuance 0.45% per qtr. or part thereof min USD 250 pa. or part thereof inclusive of correspondent charges or as per arrangement with correspondent bank Legal Fees To be recovered on actual Service charges for claims by beneficiary Endorsement of Airway bill & shipping guarantees-guarantees to issue to shipping companies in lieu of bill of lading Rs. 1,000/- flat plus actual expenses incurred by DIBP. Rs. 2,000/- flat * All charges stated above are to be agreed flat/lump sum in advance. © SoDubai Islamic Bank DIBPAK Mobile Banking Application e Check your Account Balance = View your Transaction History e Transfer Funds ¢ Setup Payment Reminders © Pay Utility Bills * Locate nearest ATM, and much more Register yourself and Download the App! Available at rr rd ad Google play 4. Available on the @ App Store Dubai Islamic Bank The better way to bank roll pus Ely duly ssl sylSins 111-786-DIB (342)Over 200 Branches and 43 Branches Booths across 62 cities Abbotabad Attock Bahawalpur Burewala Chakwal Chaman Dadyal Dalbandin Dera Ghazi Khan 10. Dinga 11. Faisalabad 12. Gujranwala 13. Gujrat 14. Gwadar 15. Haripur 16. Hyderabad 17. Heyer Pind 18. Islamabad 19, Jalalpur Jattan WONAMNABWN> 20, Jhang 21. Jehlum 22, Kallar Syedan 23. Karachi 24, Kasur 25, Kohat 26. Kotla Arab Ali Khan 2/, Lahore 28, Lalamusa 29, Larkana 30. Mandi Bahauddin 31. 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