DocuSign Envelope ID: 2C60E36D-237E-4F70-899C-CDF869963A72 THIS IS A COPY The

Authoritative Copy of this record is held at www.docusign.net BOOTCAMP is Pathrise

This text is dummy TRAINING COURSE is Product, Strategy, & Ops This text is dummy
GRADUATION DATE is 09/28/2024 This text is dummy BORROWER: LENDER: Jawad Hijazi
FinWise Bank DATE: 10/04/2023 756 East Winchester, ADDRESS: Suite 100 415 BEVERLY
ROAD 4R Murray, UT 84W107 New York, NY 11218 GRADUATION DATE TRAINING COURSE
BOOTCAMPE Income TOTAL AMOUNT The are borrowing. total $15,000.00 LOAN Share amount
Loan you (“ISL”) & The of INCOME Estimated your fixed P future 11.00% SHARE
percentage Total RATE Y Costs The amount FINANCE maximum Up to of V CHARGE
$3,000.00 financing I The cumulative TOTAL maximum $18,000.00 OF amount PAYMENTS of
all Key Minimum Income Threshold $30,000.00 $2,500.00 month ISL C Terms / / Grace O
1 month Period calculate Monthly Payment. your Maximum Monthly Payments Your 36
payments Payment Term Loan OR Multiple Payment $18,000.00 Ends Amount. Upon Cap the
OR Implied Cap Earliest Implied 21.00% APR according of of: APR this disclosure. OR
to 72 Maximum Payment Period the months terms You are required The time after you
You will make Payments end Payments end if Payments end to make complete your
Monthly if the the cumulative this many yr Qualified Monthly cost this ISL could
cost Monthly Payments this Gross Income used to you beyond the Total ISL could cost
you